San Mateo Credit Union
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for San Mateo Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address San Mateo Credit Union
350 Convention Way
Redwood City, CA 94063
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,115
Total Mortgage Loan Application Amount $616,325,000
Average Mortgage Loan Application Amount $534,200
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $171,800
Highest Applicant Income $3,659,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for San Mateo Credit Union by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 572 $ 320,540,000 $ 560,000 $ 175,000
OAKLAND-HAYWARD-BERKELEY, CA 137 $ 72,155,000 $ 526,000 $ 150,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 58 $ 38,950,000 $ 671,000 $ 213,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 36 $ 14,200,000 $ 394,000 $ 164,000
STOCKTON-LODI, CA 28 $ 9,260,000 $ 330,000 $ 103,000
NA (OUTSIDE OF MSA/MD) 20 $ 5,230,000 $ 261,000 $ 156,000
VALLEJO-FAIRFIELD, CA 18 $ 6,870,000 $ 381,000 $ 117,000
MODESTO, CA 16 $ 5,210,000 $ 325,000 $ 98,000
MERCED, CA 11 $ 3,295,000 $ 299,000 $ 106,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 7 $ 2,565,000 $ 366,000 $ 108,000
SANTA CRUZ-WATSONVILLE, CA 7 $ 3,995,000 $ 570,000 $ 207,000
SANTA ROSA, CA 7 $ 3,065,000 $ 437,000 $ 114,000
ANAHEIM-SANTA ANA-IRVINE, CA 5 $ 2,045,000 $ 409,000 $ 193,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 3 $ 2,305,000 $ 768,000 $ 283,000
NAPA, CA 3 $ 1,425,000 $ 475,000 $ 250,000
CHICO, CA 2 $ 590,000 $ 295,000 $ 110,000
MADERA, CA 2 $ 470,000 $ 235,000 $ 233,000
SAN RAFAEL, CA 2 $ 2,320,000 $ 1,160,000 $ 213,000
YUBA CITY, CA 2 $ 440,000 $ 220,000 $ 36,000
REDDING, CA 1 $ 265,000 $ 265,000 $ 150,000
SALINAS, CA 1 $ 565,000 $ 565,000 $ 145,000
SAN DIEGO-CARLSBAD, CA 1 $ 1,105,000 $ 1,105,000 $ 94,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 1 $ 415,000 $ 415,000 $ 123,000
SANTA MARIA-SANTA BARBARA, CA 1 $ 255,000 $ 255,000 $ 0
VISALIA-PORTERVILLE, CA 1 $ 135,000 $ 135,000 $ 129,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for San Mateo Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 311 $148,295,000 $476,000 $1,545,000 $133,000 $970,000
Home Purchase 292 $198,310,000 $679,000 $1,925,000 $176,000 $773,000
Cash-out Refinancing 221 $139,035,000 $629,000 $2,005,000 $159,000 $466,000
Refinancing 186 $85,960,000 $462,000 $1,225,000 $230,000 $3,659,000
Home Improvement 105 $44,725,000 $425,000 $1,355,000 $161,000 $600,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 333 $189,605,000 $569,000 $1,815,000 $139,000 $970,000
White 292 $164,880,000 $564,000 $2,005,000 $225,000 $3,659,000
Hispanic 269 $119,425,000 $443,000 $1,365,000 $127,000 $473,000
Asian 137 $92,155,000 $672,000 $1,925,000 $195,000 $773,000
Black or African American 25 $12,375,000 $495,000 $1,185,000 $146,000 $314,000
Native Hawaiian or Other Pacific Islander 12 $6,000,000 $500,000 $1,375,000 $154,000 $347,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,115 $616,325,000 $552,000 $2,005,000 $167,000 $3,659,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 617 $344,725,000 $558,000 $2,005,000 $192,000 $3,659,000
Application Withdrawn By Applicant 208 $109,200,000 $525,000 $1,875,000 $144,000 $970,000
Application Denied By Financial Institution 138 $65,320,000 $473,000 $1,655,000 $117,000 $422,000
Preapproval Denied by Financial Institution 76 $51,970,000 $683,000 $1,765,000 $170,000 $540,000
File Closed For Incompleteness 59 $29,915,000 $507,000 $1,365,000 $69,000 $420,000
Preapproval Approved but not Accepted 14 $12,560,000 $897,000 $1,625,000 $198,000 $349,000
Application Approved But Not Accepted 3 $2,635,000 $878,000 $1,005,000 $186,000 $265,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 901 $499,035,000 $553,000 $2,005,000 $175,000 $3,659,000
Other 98 $56,920,000 $580,000 $1,765,000 $169,000 $540,000
Debt-To-Income Ratio 71 $37,015,000 $521,000 $1,655,000 $80,000 $237,000
Credit Application Incomplete 25 $14,025,000 $561,000 $1,145,000 $148,000 $329,000
Credit History 10 $5,290,000 $529,000 $1,185,000 $146,000 $254,000
Collateral 8 $2,650,000 $331,000 $695,000 $146,000 $234,000
Unverifiable Information 1 $805,000 $805,000 $805,000 $194,000 $194,000
Insufficient Cash (Downpayment, Closing Cost) 1 $585,000 $585,000 $585,000 $118,000 $118,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List