2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Sage Credit Company, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Sage Credit Company, Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sage Credit Company, Inc 8001 Irvine Center Drive 3200 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 692 |
| Total Mortgage Loan Application Amount | $167,784,000 |
| Average Mortgage Loan Application Amount | $223,000 |
| Highest Mortgage Loan Application Amount | $1,280,000 |
| Average Applicant Income | $107,500 |
| Highest Applicant Income | $1,317,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Sage Credit Company, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sage Credit Company, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Sage Credit Company, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sage Credit Company, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Sage Credit Company, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sage Credit Company, Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 1 | $ 392,000 | $ 392,000 | $ 128,000 |
| Adams County Colorado | 2 | $ 570,000 | $ 285,000 | $ 43,000 |
| Adams County Idaho | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Adams County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 72,000 |
| Addison County Vermont | 1 | $ 540,000 | $ 540,000 | $ 147,000 |
| Alachua County Florida | 2 | $ 438,000 | $ 219,000 | $ 35,000 |
| Alexandria County Virginia | 2 | $ 222,000 | $ 111,000 | $ 48,000 |
| Anne Arundel County Maryland | 6 | $ 1,145,000 | $ 190,000 | $ 83,000 |
| Arapahoe County Colorado | 1 | $ 298,000 | $ 298,000 | $ 64,000 |
| Atlantic County New Jersey | 6 | $ 2,057,000 | $ 342,000 | $ 133,000 |
| Augusta County Virginia | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 289,000 | $ 289,000 | $ 94,000 |
| Barry County Michigan | 1 | $ 152,000 | $ 152,000 | $ 114,000 |
| Bay County Florida | 2 | $ 195,000 | $ 97,000 | $ 89,000 |
| Bennington County Vermont | 4 | $ 315,000 | $ 78,000 | $ 84,000 |
| Bernalillo County New Mexico | 1 | $ 310,000 | $ 310,000 | $ 83,000 |
| Bonneville County Idaho | 2 | $ 406,000 | $ 203,000 | $ 98,000 |
| Bourbon County Kentucky | 2 | $ 371,000 | $ 185,000 | $ 101,000 |
| Brevard County Florida | 3 | $ 453,000 | $ 151,000 | $ 76,000 |
| Bristol County Massachusetts | 1 | $ 362,000 | $ 362,000 | $ 127,000 |
| Broward County Florida | 14 | $ 3,066,000 | $ 219,000 | $ 83,000 |
| Buchanan County Missouri | 1 | $ 324,000 | $ 324,000 | $ 111,000 |
| Burlington County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 59,000 |
| Butte County California | 1 | $ 117,000 | $ 117,000 | $ 27,000 |
| Butts County Georgia | 1 | $ 224,000 | $ 224,000 | $ 78,000 |
| Cabarrus County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Canyon County Idaho | 5 | $ 754,000 | $ 150,000 | $ 61,000 |
| Cape May County New Jersey | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| Caroline County Virginia | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Carroll County Maryland | 1 | $ 550,000 | $ 550,000 | $ 182,000 |
| Charles County Maryland | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Charleston County South Carolina | 2 | $ 475,000 | $ 237,000 | $ 126,000 |
| Chaves County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Cherokee County Georgia | 1 | $ 139,000 | $ 139,000 | $ 90,000 |
| Chesapeake County Virginia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Chittenden County Vermont | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Citrus County Florida | 2 | $ 685,000 | $ 342,000 | $ 123,000 |
| Clackamas County Oregon | 4 | $ 1,535,000 | $ 383,000 | $ 224,000 |
| Clark County Nevada | 63 | $ 15,957,000 | $ 253,000 | $ 117,000 |
| Clark County Washington | 5 | $ 867,000 | $ 173,000 | $ 62,000 |
| Clarke County Georgia | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Clayton County Georgia | 2 | $ 358,000 | $ 179,000 | $ 21,000 |
| Cleveland County Arkansas | 1 | $ 400,000 | $ 400,000 | $ 99,000 |
| Cochise County Arizona | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Coconino County Arizona | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
| Collier County Florida | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Cook County Illinois | 8 | $ 1,676,000 | $ 209,000 | $ 98,000 |
| Craven County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Curry County Oregon | 1 | $ 246,000 | $ 246,000 | $ 96,000 |
| Dakota County Nebraska | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 381,000 | $ 127,000 | $ 52,000 |
| Davis County Utah | 5 | $ 793,000 | $ 158,000 | $ 65,000 |
| Dawson County Georgia | 1 | $ 200,000 | $ 200,000 | $ 196,000 |
| DeKalb County Georgia | 4 | $ 476,000 | $ 119,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 1 | $ 230,000 | $ 230,000 | $ 270,000 |
| Dorchester County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 106,000 |
| Douglas County Nebraska | 2 | $ 130,000 | $ 65,000 | $ 41,000 |
| Douglas County Nevada | 2 | $ 405,000 | $ 202,000 | $ 118,000 |
| Duchesne County Utah | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| DuPage County Illinois | 2 | $ 589,000 | $ 294,000 | $ 168,000 |
| Durham County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 64,000 |
| El Dorado County California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| El Paso County Colorado | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Escambia County Florida | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Essex County Massachusetts | 1 | $ 278,000 | $ 278,000 | $ 62,000 |
| Essex County New Jersey | 2 | $ 602,000 | $ 301,000 | $ 79,000 |
| Fairbanks North Star County Alaska | 1 | $ 253,000 | $ 253,000 | $ 60,000 |
| Fairfax County Virginia | 4 | $ 1,873,000 | $ 468,000 | $ 113,000 |
| Fairfield County Connecticut | 3 | $ 1,688,000 | $ 562,000 | $ 119,000 |
| Fauquier County Virginia | 1 | $ 223,000 | $ 223,000 | $ 75,000 |
| Finney County Kansas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Forrest County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 63,000 |
| Franklin County Vermont | 1 | $ 157,000 | $ 157,000 | $ 186,000 |
| Fremont County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fresno County California | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| Fulton County Georgia | 9 | $ 1,792,000 | $ 199,000 | $ 56,000 |
| Genesee County Michigan | 1 | $ 73,000 | $ 73,000 | $ 83,000 |
| Gloucester County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Green County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Guilford County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 81,000 |
| Gwinnett County Georgia | 2 | $ 395,000 | $ 197,000 | $ 7,000 |
| Hamilton County Indiana | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Hancock County Illinois | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Haralson County Georgia | 1 | $ 90,000 | $ 90,000 | $ 214,000 |
| Harnett County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Harrison County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Hennepin County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Hillsborough County Florida | 5 | $ 1,641,000 | $ 328,000 | $ 179,000 |
| Hinds County Mississippi | 2 | $ 157,000 | $ 78,000 | $ 104,000 |
| Hinsdale County Colorado | 1 | $ 333,000 | $ 333,000 | $ 190,000 |
| Honolulu County Hawaii | 5 | $ 1,398,000 | $ 279,000 | $ 84,000 |
| Horry County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 393,000 |
| Howard County Maryland | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Hudson County New Jersey | 3 | $ 539,000 | $ 179,000 | $ 0 |
| Imperial County California | 1 | $ 252,000 | $ 252,000 | $ 98,000 |
| Jackson County Florida | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| Jackson County Georgia | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Jefferson County Idaho | 2 | $ 188,000 | $ 94,000 | $ 21,000 |
| Jefferson County Missouri | 1 | $ 261,000 | $ 261,000 | $ 106,000 |
| Jerome County Idaho | 1 | $ 193,000 | $ 193,000 | $ 102,000 |
| Johnson County Kansas | 1 | $ 27,000 | $ 27,000 | $ 234,000 |
| Johnson County Kentucky | 1 | $ 910,000 | $ 910,000 | $ 240,000 |
| Johnston County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 94,000 |
| Kane County Illinois | 2 | $ 183,000 | $ 91,000 | $ 62,000 |
| Kern County California | 2 | $ 523,000 | $ 261,000 | $ 152,000 |
| King County Washington | 5 | $ 1,367,000 | $ 273,000 | $ 138,000 |
| Kitsap County Washington | 1 | $ 196,000 | $ 196,000 | $ 83,000 |
| La Plata County Colorado | 1 | $ 311,000 | $ 311,000 | $ 96,000 |
| Lafayette County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Lake County Florida | 1 | $ 274,000 | $ 274,000 | $ 61,000 |
| Lake County Illinois | 3 | $ 695,000 | $ 231,000 | $ 82,000 |
| Lamar County Mississippi | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Lane County Oregon | 3 | $ 477,000 | $ 159,000 | $ 72,000 |
| Lapeer County Michigan | 2 | $ 232,000 | $ 116,000 | $ 23,000 |
| Lauderdale County Mississippi | 1 | $ 208,000 | $ 208,000 | $ 88,000 |
| Lea County New Mexico | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Lee County Florida | 9 | $ 2,511,000 | $ 279,000 | $ 114,000 |
| Lehigh County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 117,000 |
| Lewis County Washington | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Los Angeles County California | 28 | $ 9,020,000 | $ 322,000 | $ 123,000 |
| Lyon County Nevada | 2 | $ 556,000 | $ 278,000 | $ 210,000 |
| Maricopa County Arizona | 17 | $ 4,096,000 | $ 240,000 | $ 85,000 |
| Marion County Oregon | 2 | $ 315,000 | $ 157,000 | $ 59,000 |
| Maui County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Mecklenburg County North Carolina | 2 | $ 398,000 | $ 199,000 | $ 64,000 |
| Miami-Dade County Florida | 17 | $ 5,114,000 | $ 300,000 | $ 94,000 |
| Middlesex County Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 338,000 | $ 338,000 | $ 126,000 |
| Mississippi County Arkansas | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Mobile County Alabama | 1 | $ 174,000 | $ 174,000 | $ 254,000 |
| Monroe County Florida | 2 | $ 538,000 | $ 269,000 | $ 54,000 |
| Monroe County Michigan | 3 | $ 391,000 | $ 130,000 | $ 80,000 |
| Monterey County California | 1 | $ 40,000 | $ 40,000 | $ 82,000 |
| Montgomery County Maryland | 6 | $ 1,442,000 | $ 240,000 | $ 74,000 |
| Montgomery County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 144,000 |
| Morris County New Jersey | 6 | $ 2,334,000 | $ 389,000 | $ 171,000 |
| Multnomah County Oregon | 1 | $ 188,000 | $ 188,000 | $ 54,000 |
| Nassau County New York | 2 | $ 114,000 | $ 57,000 | $ 126,000 |
| Nevada County California | 2 | $ 532,000 | $ 266,000 | $ 223,000 |
| New Hanover County North Carolina | 2 | $ 451,000 | $ 225,000 | $ 152,000 |
| New Haven County Connecticut | 1 | $ 324,000 | $ 324,000 | $ 110,000 |
| New London County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Newton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| Norfolk County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Nye County Nevada | 3 | $ 478,000 | $ 159,000 | $ 50,000 |
| Oakland County Michigan | 1 | $ 192,000 | $ 192,000 | $ 53,000 |
| Ocean County New Jersey | 7 | $ 1,953,000 | $ 279,000 | $ 78,000 |
| Oconee County South Carolina | 1 | $ 593,000 | $ 593,000 | $ 911,000 |
| Onslow County North Carolina | 2 | $ 355,000 | $ 177,000 | $ 186,000 |
| Orange County California | 30 | $ 10,767,000 | $ 358,000 | $ 177,000 |
| Orange County Florida | 5 | $ 836,000 | $ 167,000 | $ 48,000 |
| Oxford County Maine | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 830,000 | $ 276,000 | $ 76,000 |
| Pasco County Florida | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Passaic County New Jersey | 3 | $ 516,000 | $ 172,000 | $ 45,000 |
| Payette County Idaho | 1 | $ 210,000 | $ 210,000 | $ 78,000 |
| Pickaway County Ohio | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Pierce County Washington | 5 | $ 1,049,000 | $ 209,000 | $ 67,000 |
| Pierce County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 179,000 |
| Pima County Arizona | 3 | $ 550,000 | $ 183,000 | $ 56,000 |
| Pinal County Arizona | 3 | $ 480,000 | $ 160,000 | $ 316,000 |
| Pinellas County Florida | 5 | $ 852,000 | $ 170,000 | $ 67,000 |
| Polk County Oregon | 2 | $ 364,000 | $ 182,000 | $ 71,000 |
| Prince George's County Maryland | 8 | $ 1,434,000 | $ 179,000 | $ 68,000 |
| Prince William County Virginia | 4 | $ 912,000 | $ 228,000 | $ 92,000 |
| Rice County Minnesota | 1 | $ 201,000 | $ 201,000 | $ 75,000 |
| Riverside County California | 12 | $ 3,366,000 | $ 280,000 | $ 141,000 |
| Roane County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Russell County Virginia | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Rutherford County Tennessee | 2 | $ 343,000 | $ 171,000 | $ 63,000 |
| Sacramento County California | 2 | $ 310,000 | $ 155,000 | $ 21,000 |
| Salt Lake County Utah | 6 | $ 1,176,000 | $ 196,000 | $ 53,000 |
| San Bernardino County California | 3 | $ 695,000 | $ 231,000 | $ 91,000 |
| San Diego County California | 3 | $ 1,463,000 | $ 487,000 | $ 89,000 |
| San Joaquin County California | 2 | $ 682,000 | $ 341,000 | $ 66,000 |
| San Mateo County California | 2 | $ 1,045,000 | $ 522,000 | $ 318,000 |
| Santa Clara County California | 2 | $ 585,000 | $ 292,000 | $ 128,000 |
| Santa Cruz County California | 1 | $ 536,000 | $ 536,000 | $ 82,000 |
| Santa Fe County New Mexico | 4 | $ 595,000 | $ 148,000 | $ 87,000 |
| Seminole County Florida | 3 | $ 703,000 | $ 234,000 | $ 95,000 |
| Shelby County Alabama | 1 | $ 327,000 | $ 327,000 | $ 96,000 |
| Shelby County Tennessee | 3 | $ 661,000 | $ 220,000 | $ 108,000 |
| Snohomish County Washington | 3 | $ 787,000 | $ 262,000 | $ 129,000 |
| Solano County California | 3 | $ 717,000 | $ 239,000 | $ 145,000 |
| Somerset County New Jersey | 1 | $ 264,000 | $ 264,000 | $ 145,000 |
| Sonoma County California | 1 | $ 179,000 | $ 179,000 | $ 152,000 |
| Spotsylvania County Virginia | 5 | $ 1,227,000 | $ 245,000 | $ 101,000 |
| St. Bernard County Louisiana | 1 | $ 141,000 | $ 141,000 | $ 157,000 |
| St. John the Baptist County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| St. Lucie County Florida | 3 | $ 525,000 | $ 175,000 | $ 235,000 |
| St. Mary's County Maryland | 2 | $ 243,000 | $ 121,000 | $ 96,000 |
| Stafford County Virginia | 1 | $ 330,000 | $ 330,000 | $ 71,000 |
| Staunton County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Stevens County Washington | 1 | $ 390,000 | $ 390,000 | $ 94,000 |
| Sullivan County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 95,000 |
| Sumner County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 116,000 |
| Sussex County New Jersey | 2 | $ 417,000 | $ 208,000 | $ 50,000 |
| Taney County Missouri | 2 | $ 276,000 | $ 138,000 | $ 252,000 |
| Union County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Utah County Utah | 3 | $ 556,000 | $ 185,000 | $ 101,000 |
| Ventura County California | 1 | $ 298,000 | $ 298,000 | $ 106,000 |
| Virginia Beach County Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Wake County North Carolina | 3 | $ 351,000 | $ 117,000 | $ 113,000 |
| Warren County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Warren County Virginia | 1 | $ 266,000 | $ 266,000 | $ 68,000 |
| Washington County North Carolina | 2 | $ 158,000 | $ 79,000 | $ 48,000 |
| Washington County Oregon | 3 | $ 459,000 | $ 153,000 | $ 84,000 |
| Washington County Utah | 1 | $ 255,000 | $ 255,000 | $ 1,317,000 |
| Washoe County Nevada | 13 | $ 3,009,000 | $ 231,000 | $ 85,000 |
| Wayne County Ohio | 2 | $ 230,000 | $ 115,000 | $ 161,000 |
| Whatcom County Washington | 2 | $ 450,000 | $ 225,000 | $ 159,000 |
| Wicomico County Maryland | 1 | $ 340,000 | $ 340,000 | $ 57,000 |
| Wilkinson County Georgia | 2 | $ 162,000 | $ 81,000 | $ 78,000 |
| Will County Illinois | 4 | $ 945,000 | $ 236,000 | $ 68,000 |
| Wythe County Virginia | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Yavapai County Arizona | 2 | $ 485,000 | $ 242,000 | $ 175,000 |
| Yolo County California | 1 | $ 264,000 | $ 264,000 | $ 66,000 |
| York County Maine | 1 | $ 178,000 | $ 178,000 | $ 62,000 |
| Yuba County California | 1 | $ 324,000 | $ 324,000 | $ 192,000 |
Mortgage Loan Application Detail Totals for Sage Credit Company, Inc in 2007
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 559 | $142,191,000 | $254,000 | $1,280,000 | $111,000 | $1,317,000 |
| Home Purchase | 133 | $25,593,000 | $192,000 | $719,000 | $104,000 | $570,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 333 | $80,337,000 | $241,000 | $999,000 | $90,000 | $768,000 |
| White | 225 | $52,470,000 | $233,000 | $1,280,000 | $129,000 | $1,317,000 |
| Hispanic | 63 | $15,799,000 | $250,000 | $750,000 | $105,000 | $306,000 |
| Black or African American | 45 | $11,443,000 | $254,000 | $1,000,000 | $174,000 | $1,260,000 |
| Asian | 18 | $5,601,000 | $311,000 | $935,000 | $102,000 | $233,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,767,000 | $353,000 | $490,000 | $83,000 | $192,000 |
| American Indian or Alaskan Native | 2 | $188,000 | $94,000 | $158,000 | $55,000 | $55,000 |
| Not applicable | 1 | $179,000 | $179,000 | $179,000 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 692 | $167,784,000 | $242,000 | $1,280,000 | $109,000 | $1,317,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 229 | $55,337,000 | $241,000 | $1,000,000 | $111,000 | $1,317,000 |
| Loan Originated | 217 | $52,019,000 | $239,000 | $1,114,000 | $123,000 | $1,317,000 |
| Application Withdrawn By Applicant | 180 | $42,757,000 | $237,000 | $910,000 | $90,000 | $480,000 |
| Application Denied By Financial Institution | 39 | $11,399,000 | $292,000 | $1,280,000 | $137,000 | $660,000 |
| File Closed For Incompleteness | 21 | $4,976,000 | $236,000 | $522,000 | $94,000 | $192,000 |
| Loan Purchased By The Institution | 6 | $1,296,000 | $216,000 | $330,000 | $21,000 | $89,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3 | $673,000 | $224,000 | $284,000 | $129,000 | $186,000 |
| Unverifiable Information | 3 | $310,000 | $103,000 | $213,000 | $80,000 | $186,000 |
| Collateral | 2 | $575,000 | $287,000 | $368,000 | $103,000 | $128,000 |
| Credit History | 2 | $366,000 | $183,000 | $204,000 | $51,000 | $74,000 |
| Debt-To-Income Ratio | 2 | $516,000 | $258,000 | $413,000 | $280,000 | $280,000 |
| Employment History | 1 | $700,000 | $700,000 | $700,000 | $249,000 | $249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sage Credit Company, Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sage Credit Company, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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