Synergy One Lending, Inc.
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Synergy One Lending, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Synergy One Lending, Inc.
3131 Camino Del Rio N Unit 150
San Diego, CA 92108
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  
Total Number of Mortgage Applications 8,662
Total Mortgage Loan Application Amount $3,012,600,000
Average Mortgage Loan Application Amount $325,750
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $123,000
Highest Applicant Income $2,916,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Synergy One Lending, Inc. by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
DENVER-AURORA-LAKEWOOD, CO 1,129 $ 360,035,000 $ 318,000 $ 111,000
SAN DIEGO-CARLSBAD, CA 829 $ 394,685,000 $ 476,000 $ 159,000
BOISE CITY, ID 767 $ 216,275,000 $ 281,000 $ 111,000
NA (OUTSIDE OF MSA/MD) 720 $ 223,890,000 $ 344,650 $ 181,650
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 675 $ 246,745,000 $ 365,000 $ 137,000
DALLAS-PLANO-IRVING, TX 443 $ 124,205,000 $ 280,000 $ 116,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 363 $ 132,555,000 $ 375,500 $ 129,500
MODESTO, CA 303 $ 76,655,000 $ 252,000 $ 88,000
PHOENIX-MESA-SCOTTSDALE, AZ 252 $ 93,380,000 $ 370,000 $ 168,000
SALT LAKE CITY, UT 234 $ 72,310,000 $ 309,000 $ 119,000
FORT WORTH-ARLINGTON, TX 201 $ 45,445,000 $ 226,000 $ 93,000
SALINAS, CA 198 $ 115,590,000 $ 583,000 $ 201,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 148 $ 50,690,000 $ 342,000 $ 132,000
SANTA ROSA, CA 142 $ 67,660,000 $ 476,000 $ 153,000
OAKLAND-HAYWARD-BERKELEY, CA 132 $ 66,810,000 $ 506,000 $ 174,000
IDAHO FALLS, ID 121 $ 23,965,000 $ 198,000 $ 74,000
SAN ANTONIO-NEW BRAUNFELS, TX 101 $ 21,695,000 $ 214,000 $ 85,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 100 $ 66,200,000 $ 662,000 $ 232,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 96 $ 42,410,000 $ 441,000 $ 144,000
SANTA MARIA-SANTA BARBARA, CA 94 $ 56,890,000 $ 605,000 $ 211,000
KANSAS CITY, MO-KS 93 $ 19,455,000 $ 240,500 $ 109,500
OGDEN-CLEARFIELD, UT 93 $ 32,115,000 $ 345,000 $ 117,000
MCALLEN-EDINBURG-MISSION, TX 73 $ 14,325,000 $ 196,000 $ 78,000
STOCKTON-LODI, CA 70 $ 21,140,000 $ 302,000 $ 113,000
GREELEY, CO 67 $ 20,345,000 $ 303,000 $ 89,000
AUSTIN-ROUND ROCK, TX 59 $ 17,045,000 $ 288,000 $ 121,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 59 $ 31,125,000 $ 527,000 $ 194,000
PROVO-OREM, UT 56 $ 16,820,000 $ 300,000 $ 92,000
SAN RAFAEL, CA 55 $ 40,735,000 $ 740,000 $ 253,000
ANAHEIM-SANTA ANA-IRVINE, CA 48 $ 20,380,000 $ 424,000 $ 152,000
SANTA FE, NM 43 $ 20,375,000 $ 473,000 $ 199,000
TWIN FALLS, ID 42 $ 9,320,000 $ 221,000 $ 74,000
COLORADO SPRINGS, CO 40 $ 13,750,000 $ 343,000 $ 104,000
EL CENTRO, CA 38 $ 8,570,000 $ 225,000 $ 109,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 37 $ 7,855,000 $ 212,000 $ 100,000
BROWNSVILLE-HARLINGEN, TX 36 $ 6,130,000 $ 170,000 $ 127,000
YUBA CITY, CA 36 $ 11,050,000 $ 306,000 $ 97,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 31 $ 8,575,000 $ 276,000 $ 153,000
FORT COLLINS, CO 25 $ 8,095,000 $ 323,000 $ 121,000
MERCED, CA 25 $ 5,535,000 $ 221,000 $ 87,000
SALEM, OR 24 $ 7,240,000 $ 301,000 $ 102,000
SANTA CRUZ-WATSONVILLE, CA 24 $ 11,220,000 $ 467,000 $ 265,000
BOULDER, CO 22 $ 8,710,000 $ 395,000 $ 122,000
OXNARD-THOUSAND OAKS-VENTURA, CA 22 $ 11,020,000 $ 500,000 $ 162,000
SHERMAN-DENISON, TX 21 $ 5,325,000 $ 253,000 $ 119,000
TUCSON, AZ 20 $ 4,510,000 $ 225,000 $ 254,000
KILLEEN-TEMPLE, TX 19 $ 3,505,000 $ 184,000 $ 77,000
FRESNO, CA 18 $ 4,770,000 $ 265,000 $ 96,000
VALLEJO-FAIRFIELD, CA 18 $ 7,040,000 $ 391,000 $ 121,000
SEATTLE-BELLEVUE-EVERETT, WA 16 $ 6,970,000 $ 435,000 $ 147,000
CHICO, CA 15 $ 3,415,000 $ 227,000 $ 105,000
ST. GEORGE, UT 15 $ 3,935,000 $ 262,000 $ 92,000
BEND-REDMOND, OR 13 $ 4,515,000 $ 347,000 $ 131,000
YUMA, AZ 13 $ 2,125,000 $ 163,000 $ 53,000
KENNEWICK-RICHLAND, WA 12 $ 3,110,000 $ 259,000 $ 104,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 12 $ 6,140,000 $ 511,000 $ 164,000
GRAND JUNCTION, CO 10 $ 2,000,000 $ 200,000 $ 58,000
PUEBLO, CO 10 $ 1,240,000 $ 124,000 $ 47,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 9 $ 3,675,000 $ 408,000 $ 184,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 8 $ 2,410,000 $ 301,000 $ 150,000
GRANTS PASS, OR 8 $ 2,870,000 $ 358,000 $ 79,000
MEDFORD, OR 8 $ 3,450,000 $ 431,000 $ 181,000
PRESCOTT VALLEY-PRESCOTT, AZ 8 $ 2,730,000 $ 341,000 $ 221,000
TACOMA-LAKEWOOD, WA 8 $ 3,200,000 $ 400,000 $ 132,000
NAPA, CA 7 $ 3,285,000 $ 469,000 $ 149,000
OLYMPIA-TUMWATER, WA 7 $ 2,215,000 $ 316,000 $ 96,000
BAKERSFIELD, CA 6 $ 1,580,000 $ 263,000 $ 343,000
CORVALLIS, OR 6 $ 1,760,000 $ 293,000 $ 119,000
LOGAN, UT-ID 6 $ 1,550,000 $ 298,500 $ 92,500
MUSKEGON, MI 6 $ 790,000 $ 131,000 $ 76,000
REDDING, CA 6 $ 1,440,000 $ 240,000 $ 146,000
SPRINGFIELD, MO 6 $ 980,000 $ 163,000 $ 101,000
ALBUQUERQUE, NM 5 $ 705,000 $ 141,000 $ 114,000
COEUR D'ALENE, ID 5 $ 1,835,000 $ 367,000 $ 211,000
DES MOINES-WEST DES MOINES, IA 5 $ 895,000 $ 179,000 $ 84,000
EUGENE, OR 5 $ 1,405,000 $ 281,000 $ 166,000
LAKE HAVASU CITY-KINGMAN, AZ 5 $ 1,215,000 $ 243,000 $ 128,000
MIAMI-MIAMI BEACH-KENDALL, FL 5 $ 7,285,000 $ 1,457,000 $ 262,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 5 $ 1,385,000 $ 277,000 $ 79,000
SPOKANE-SPOKANE VALLEY, WA 5 $ 1,395,000 $ 279,000 $ 139,000
CHICAGO-NAPERVILLE, IL 4 $ 880,000 $ 220,000 $ 185,000
FLAGSTAFF, AZ 4 $ 1,180,000 $ 295,000 $ 146,000
GRAND RAPIDS-WYOMING, MI 4 $ 780,000 $ 195,000 $ 75,000
MADERA, CA 4 $ 1,030,000 $ 257,000 $ 77,000
OMAHA-COUNCIL BLUFFS, NE-IA 4 $ 870,000 $ 213,000 $ 101,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 4 $ 1,010,000 $ 252,000 $ 112,000
POCATELLO, ID 4 $ 910,000 $ 227,000 $ 84,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 4 $ 1,800,000 $ 458,000 $ 138,000
BEAUMONT-PORT ARTHUR, TX 3 $ 1,015,000 $ 338,000 $ 208,000
CORPUS CHRISTI, TX 3 $ 625,000 $ 208,000 $ 52,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 3 $ 585,000 $ 195,000 $ 49,000
MEMPHIS, TN-MS-AR 3 $ 315,000 $ 105,000 $ 282,000
MOBILE, AL 3 $ 685,000 $ 228,000 $ 105,000
ODESSA, TX 3 $ 445,000 $ 148,000 $ 88,000
TULSA, OK 3 $ 845,000 $ 281,000 $ 124,000
WACO, TX 3 $ 525,000 $ 175,000 $ 115,000
ALBANY, OR 2 $ 530,000 $ 265,000 $ 46,000
CAPE CORAL-FORT MYERS, FL 2 $ 850,000 $ 425,000 $ 151,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 600,000 $ 300,000 $ 120,000
COLUMBUS, OH 2 $ 700,000 $ 350,000 $ 103,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 2 $ 600,000 $ 300,000 $ 193,000
DAPHNE-FAIRHOPE-FOLEY, AL 2 $ 830,000 $ 415,000 $ 142,000
EL PASO, TX 2 $ 370,000 $ 185,000 $ 89,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 420,000 $ 210,000 $ 216,000
JACKSONVILLE, FL 2 $ 520,000 $ 260,000 $ 88,000
JEFFERSON CITY, MO 2 $ 170,000 $ 85,000 $ 40,000
LAKELAND-WINTER HAVEN, FL 2 $ 470,000 $ 235,000 $ 101,000
LAREDO, TX 2 $ 350,000 $ 175,000 $ 99,000
LEWISTON, ID-WA 2 $ 300,000 $ 150,000 $ 50,000
LONGVIEW, TX 2 $ 530,000 $ 265,000 $ 100,000
LUBBOCK, TX 2 $ 300,000 $ 150,000 $ 170,000
MIDLAND, TX 2 $ 1,020,000 $ 510,000 $ 164,000
MOUNT VERNON-ANACORTES, WA 2 $ 810,000 $ 405,000 $ 84,000
NILES-BENTON HARBOR, MI 2 $ 590,000 $ 295,000 $ 109,000
NORTH PORT-SARASOTA-BRADENTON, FL 2 $ 750,000 $ 375,000 $ 396,000
ORLANDO-KISSIMMEE-SANFORD, FL 2 $ 570,000 $ 285,000 $ 252,000
PUNTA GORDA, FL 2 $ 340,000 $ 170,000 $ 48,000
SOUTH BEND-MISHAWAKA, IN-MI 2 $ 390,000 $ 195,000 $ 132,000
TOPEKA, KS 2 $ 150,000 $ 75,000 $ 15,000
VISALIA-PORTERVILLE, CA 2 $ 550,000 $ 275,000 $ 107,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 510,000 $ 255,000 $ 63,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 2 $ 790,000 $ 395,000 $ 143,000
AMARILLO, TX 1 $ 485,000 $ 485,000 $ 218,000
ANN ARBOR, MI 1 $ 335,000 $ 335,000 $ 72,000
BALTIMORE-COLUMBIA-TOWSON, MD 1 $ 115,000 $ 115,000 $ 45,000
BATON ROUGE, LA 1 $ 125,000 $ 125,000 $ 251,000
BILLINGS, MT 1 $ 265,000 $ 265,000 $ 46,000
BIRMINGHAM-HOOVER, AL 1 $ 135,000 $ 135,000 $ 132,000
BLOOMINGTON, IL 1 $ 305,000 $ 305,000 $ 1,598,000
CEDAR RAPIDS, IA 1 $ 235,000 $ 235,000 $ 90,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1 $ 515,000 $ 515,000 $ 325,000
CINCINNATI, OH-KY-IN 1 $ 285,000 $ 285,000 $ 208,000
COLLEGE STATION-BRYAN, TX 1 $ 425,000 $ 425,000 $ 133,000
COLUMBIA, SC 1 $ 255,000 $ 255,000 $ 113,000
DUBUQUE, IA 1 $ 195,000 $ 195,000 $ 68,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 255,000 $ 255,000 $ 61,000
HAMMOND, LA 1 $ 125,000 $ 125,000 $ 144,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 1 $ 225,000 $ 225,000 $ 143,000
JACKSON, MI 1 $ 285,000 $ 285,000 $ 47,000
JACKSON, MS 1 $ 155,000 $ 155,000 $ 91,000
LAWTON, OK 1 $ 95,000 $ 95,000 $ 22,000
LEXINGTON-FAYETTE, KY 1 $ 325,000 $ 325,000 $ 115,000
LONGVIEW, WA 1 $ 175,000 $ 175,000 $ 132,000
MISSOULA, MT 1 $ 215,000 $ 215,000 $ 94,000
MONTGOMERY, AL 1 $ 65,000 $ 65,000 $ 136,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1 $ 65,000 $ 65,000 $ 30,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 455,000 $ 455,000 $ 21,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 595,000 $ 595,000 $ 60,000
PHILADELPHIA, PA 1 $ 235,000 $ 235,000 $ 85,000
SHREVEPORT-BOSSIER CITY, LA 1 $ 145,000 $ 145,000 $ 36,000
SIOUX FALLS, SD 1 $ 355,000 $ 355,000 $ 120,000
ST. LOUIS, MO-IL 1 $ 185,000 $ 185,000 $ 140,000
SUMTER, SC 1 $ 125,000 $ 125,000 $ 27,000
TALLAHASSEE, FL 1 $ 105,000 $ 105,000 $ 35,000
TEXARKANA, TX-AR 1 $ 105,000 $ 105,000 $ 40,000
TYLER, TX 1 $ 515,000 $ 515,000 $ 240,000
VICTORIA, TX 1 $ 185,000 $ 185,000 $ 79,000
WENATCHEE, WA 1 $ 515,000 $ 515,000 $ 156,000
WICHITA, KS 1 $ 235,000 $ 235,000 $ 57,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Synergy One Lending, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,575 $1,260,415,000 $352,000 $3,005,000 $125,000 $2,916,000
Refinancing 3,483 $1,241,325,000 $356,000 $2,045,000 $141,000 $2,400,000
Cash-out Refinancing 1,576 $503,110,000 $319,000 $3,005,000 $121,000 $1,220,000
Home Improvement 28 $7,750,000 $276,000 $625,000 $105,000 $363,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,660 $2,041,250,000 $360,000 $3,005,000 $136,000 $2,916,000
Not Provided 1,189 $418,835,000 $352,000 $1,955,000 $139,000 $2,017,000
Hispanic 1,137 $320,915,000 $282,000 $1,015,000 $92,000 $379,000
Asian 308 $119,060,000 $386,000 $1,355,000 $158,000 $1,022,000
Black or African American 254 $72,610,000 $285,000 $1,195,000 $99,000 $451,000
American Indian or Alaskan Native 42 $14,240,000 $339,000 $1,245,000 $129,000 $407,000
Native Hawaiian or Other Pacific Islander 21 $6,705,000 $319,000 $695,000 $105,000 $230,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,506 $2,620,820,000 $349,000 $3,005,000 $137,000 $2,916,000
FHA-insured (Federal Housing Administration) 748 $224,720,000 $300,000 $745,000 $77,000 $314,000
VA-guaranteed (Veterans Administration) 379 $159,465,000 $420,000 $1,395,000 $101,000 $436,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $7,595,000 $261,000 $475,000 $67,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,016 $2,428,880,000 $346,000 $2,905,000 $129,000 $2,524,000
Application Withdrawn By Applicant 1,236 $449,810,000 $363,000 $3,005,000 $142,000 $2,916,000
Application Denied By Financial Institution 311 $98,845,000 $317,000 $1,125,000 $112,000 $1,598,000
File Closed For Incompleteness 71 $25,685,000 $361,000 $3,005,000 $126,000 $954,000
Application Approved But Not Accepted 28 $9,380,000 $335,000 $935,000 $129,000 $330,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,351 $2,913,755,000 $348,000 $3,005,000 $131,000 $2,916,000
Debt-To-Income Ratio 161 $52,245,000 $324,000 $1,125,000 $73,000 $430,000
Collateral 50 $16,640,000 $332,000 $955,000 $193,000 $1,598,000
Credit History 44 $13,640,000 $310,000 $965,000 $119,000 $475,000
Employment History 19 $4,795,000 $252,000 $665,000 $95,000 $262,000
Unverifiable Information 17 $4,265,000 $250,000 $515,000 $112,000 $263,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,530,000 $294,000 $695,000 $155,000 $652,000
Credit Application Incomplete 6 $2,000,000 $333,000 $835,000 $294,000 $969,000
Other 2 $1,730,000 $865,000 $1,035,000 $383,000 $598,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

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