S&T Bank
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for S&T Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address S&T Bank
800 Philadelphia Street Po Box 190
Indiana, PA 15701
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,096
Total Mortgage Loan Application Amount $197,138,000
Average Mortgage Loan Application Amount $62,666
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $67,666
Highest Applicant Income $2,826,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for S&T Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Indiana County Pennsylvania 747 $ 45,803,000 $ 61,000 $ 64,000
Jefferson County Pennsylvania 571 $ 27,349,000 $ 47,000 $ 53,000
Westmoreland County Pennsylvania 549 $ 37,119,000 $ 67,000 $ 76,000
Allegheny County Pennsylvania 357 $ 25,865,000 $ 72,000 $ 84,000
Armstrong County Pennsylvania 241 $ 12,758,000 $ 52,000 $ 61,000
Clarion County Pennsylvania 191 $ 10,879,000 $ 56,000 $ 55,000
Clearfield County Pennsylvania 180 $ 9,091,000 $ 50,000 $ 55,000
Butler County Pennsylvania 49 $ 5,026,000 $ 102,000 $ 80,000
Elk County Pennsylvania 30 $ 957,000 $ 31,000 $ 40,000
Cambria County Pennsylvania 28 $ 1,940,000 $ 69,000 $ 80,000
Blair County Pennsylvania 20 $ 1,364,000 $ 68,000 $ 66,000
Fayette County Pennsylvania 19 $ 1,080,000 $ 56,000 $ 66,000
Forest County Pennsylvania 9 $ 458,000 $ 50,000 $ 51,000
Somerset County Pennsylvania 9 $ 2,643,000 $ 293,000 $ 267,000
Mercer County Pennsylvania 5 $ 775,000 $ 155,000 $ 107,000
Venango County Pennsylvania 5 $ 234,000 $ 46,000 $ 59,000
Washington County Pennsylvania 3 $ 153,000 $ 51,000 $ 72,000
Maricopa County Arizona 2 $ 618,000 $ 309,000 $ 578,000
Lee County Florida 2 $ 716,000 $ 358,000 $ 137,000
Geauga County Ohio 2 $ 310,000 $ 155,000 $ 223,000
Jefferson County Ohio 2 $ 402,000 $ 201,000 $ 379,000
Beaver County Pennsylvania 2 $ 197,000 $ 98,000 $ 112,000
Centre County Pennsylvania 2 $ 49,000 $ 24,000 $ 31,000
Crawford County Pennsylvania 2 $ 44,000 $ 22,000 $ 21,000
Cumberland County Pennsylvania 2 $ 118,000 $ 59,000 $ 108,000
Dauphin County Pennsylvania 2 $ 150,000 $ 75,000 $ 42,000
District of Columbia County District Of Columbia 1 $ 760,000 $ 760,000 $ 0
Collier County Florida 1 $ 1,500,000 $ 1,500,000 $ 2,826,000
Barnstable County Massachusetts 1 $ 395,000 $ 395,000 $ 74,000
Strafford County New Hampshire 1 $ 411,000 $ 411,000 $ 255,000
Cape May County New Jersey 1 $ 400,000 $ 400,000 $ 490,000
Hunterdon County New Jersey 1 $ 900,000 $ 900,000 $ 0
Chautauqua County New York 1 $ 30,000 $ 30,000 $ 108,000
Orange County New York 1 $ 211,000 $ 211,000 $ 360,000
Mecklenburg County North Carolina 1 $ 850,000 $ 850,000 $ 477,000
Erie County Ohio 1 $ 300,000 $ 300,000 $ 260,000
Licking County Ohio 1 $ 73,000 $ 73,000 $ 14,000
Mahoning County Ohio 1 $ 68,000 $ 68,000 $ 0
Cameron County Pennsylvania 1 $ 111,000 $ 111,000 $ 62,000
Erie County Pennsylvania 1 $ 36,000 $ 36,000 $ 79,000
Franklin County Pennsylvania 1 $ 64,000 $ 64,000 $ 64,000
Lackawanna County Pennsylvania 1 $ 120,000 $ 120,000 $ 184,000
McKean County Pennsylvania 1 $ 60,000 $ 60,000 $ 39,000
Potter County Pennsylvania 1 $ 48,000 $ 48,000 $ 42,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for S&T Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,479 $101,502,000 $68,000 $1,200,000 $68,000 $2,400,000
Home Improvement 845 $27,626,000 $32,000 $710,000 $63,000 $900,000
Home Purchase 772 $68,010,000 $88,000 $1,500,000 $72,000 $2,826,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,473 $162,557,000 $65,000 $1,500,000 $69,000 $2,826,000
Not Provided 556 $29,264,000 $52,000 $600,000 $59,000 $750,000
Black or African American 20 $1,438,000 $71,000 $375,000 $54,000 $132,000
Hispanic 17 $1,111,000 $65,000 $268,000 $58,000 $125,000
American Indian or Alaskan Native 17 $837,000 $49,000 $110,000 $61,000 $106,000
Not applicable 7 $941,000 $134,000 $360,000 $143,000 $800,000
Asian 4 $848,000 $212,000 $600,000 $345,000 $450,000
Native Hawaiian or Other Pacific Islander 2 $142,000 $71,000 $75,000 $109,000 $171,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,096 $197,138,000 $63,000 $1,500,000 $68,000 $2,826,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,247 $146,397,000 $65,000 $1,500,000 $72,000 $2,826,000
Application Denied By Financial Institution 401 $19,804,000 $49,000 $400,000 $44,000 $212,000
Application Approved But Not Accepted 240 $13,398,000 $55,000 $432,000 $68,000 $500,000
Application Withdrawn By Applicant 155 $12,252,000 $79,000 $600,000 $70,000 $750,000
Preapproval Denied by Financial Institution 45 $4,353,000 $96,000 $496,000 $48,000 $120,000
File Closed For Incompleteness 6 $584,000 $97,000 $340,000 $126,000 $375,000
Preapproval Approved but not Accepted 2 $350,000 $175,000 $300,000 $147,000 $278,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 190 $7,009,000 $36,000 $496,000 $47,000 $212,000
Other 125 $11,180,000 $89,000 $400,000 $45,000 $180,000
Debt-To-Income Ratio 72 $3,670,000 $50,000 $384,000 $42,000 $107,000
Employment History 39 $1,081,000 $27,000 $113,000 $37,000 $120,000
Collateral 19 $1,084,000 $57,000 $179,000 $51,000 $119,000
Unverifiable Information 1 $133,000 $133,000 $133,000 $17,000 $17,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

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