S. C. State Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for S. C. State Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address S. C. State Federal Credit Union
800 Huger Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,714
Total Mortgage Loan Application Amount $175,290,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $585,000
Average Applicant Income $88,400
Highest Applicant Income $1,453,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for S. C. State Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Richland County South Carolina 295 $ 23,885,000 $ 80,000 $ 96,000
Lexington County South Carolina 257 $ 24,845,000 $ 96,000 $ 103,000
Anderson County South Carolina 184 $ 15,060,000 $ 81,000 $ 92,000
Oconee County South Carolina 117 $ 12,005,000 $ 102,000 $ 119,000
Spartanburg County South Carolina 80 $ 6,720,000 $ 84,000 $ 74,000
Greenville County South Carolina 74 $ 7,140,000 $ 96,000 $ 102,000
Orangeburg County South Carolina 65 $ 4,595,000 $ 70,000 $ 74,000
Pickens County South Carolina 52 $ 6,090,000 $ 117,000 $ 114,000
Aiken County South Carolina 44 $ 3,420,000 $ 77,000 $ 79,000
Florence County South Carolina 35 $ 3,735,000 $ 106,000 $ 95,000
Charleston County South Carolina 29 $ 3,355,000 $ 115,000 $ 101,000
Berkeley County South Carolina 27 $ 2,905,000 $ 107,000 $ 133,000
Greenwood County South Carolina 23 $ 1,425,000 $ 61,000 $ 67,000
Calhoun County South Carolina 18 $ 1,040,000 $ 57,000 $ 74,000
Newberry County South Carolina 15 $ 1,545,000 $ 103,000 $ 125,000
Kershaw County South Carolina 14 $ 870,000 $ 62,000 $ 82,000
Darlington County South Carolina 13 $ 905,000 $ 69,000 $ 84,000
Dillon County South Carolina 13 $ 765,000 $ 58,000 $ 53,000
Horry County South Carolina 12 $ 2,050,000 $ 170,000 $ 126,000
Saluda County South Carolina 12 $ 1,250,000 $ 104,000 $ 89,000
Union County South Carolina 9 $ 455,000 $ 50,000 $ 56,000
Dorchester County South Carolina 8 $ 910,000 $ 113,000 $ 104,000
Laurens County South Carolina 7 $ 645,000 $ 92,000 $ 78,000
York County South Carolina 7 $ 2,005,000 $ 286,000 $ 215,000
Fairfield County South Carolina 6 $ 450,000 $ 75,000 $ 47,000
Georgetown County South Carolina 5 $ 925,000 $ 185,000 $ 234,000
Marlboro County South Carolina 5 $ 435,000 $ 87,000 $ 67,000
Beaufort County South Carolina 4 $ 330,000 $ 82,000 $ 161,000
Clarendon County South Carolina 4 $ 440,000 $ 110,000 $ 80,000
Colleton County South Carolina 4 $ 770,000 $ 192,000 $ 102,000
Sumter County South Carolina 4 $ 230,000 $ 57,000 $ 66,000
Abbeville County South Carolina 3 $ 505,000 $ 168,000 $ 109,000
Barnwell County South Carolina 3 $ 195,000 $ 65,000 $ 76,000
Cherokee County South Carolina 3 $ 115,000 $ 38,000 $ 115,000
Marion County South Carolina 3 $ 305,000 $ 101,000 $ 77,000
Williamsburg County South Carolina 3 $ 175,000 $ 58,000 $ 87,000
Bamberg County South Carolina 2 $ 130,000 $ 65,000 $ 44,000
Chester County South Carolina 2 $ 110,000 $ 55,000 $ 92,000
Chicot County Arkansas 1 $ 25,000 $ 25,000 $ 54,000
San Diego County California 1 $ 505,000 $ 505,000 $ 29,000
Cobb County Georgia 1 $ 75,000 $ 75,000 $ 180,000
Hart County Georgia 1 $ 85,000 $ 85,000 $ 38,000
Gaston County North Carolina 1 $ 65,000 $ 65,000 $ 54,000
Chesterfield County South Carolina 1 $ 45,000 $ 45,000 $ 113,000
Edgefield County South Carolina 1 $ 85,000 $ 85,000 $ 144,000
Hampton County South Carolina 1 $ 25,000 $ 25,000 $ 59,000
Jasper County South Carolina 1 $ 15,000 $ 15,000 $ 229,000
Lancaster County South Carolina 1 $ 25,000 $ 25,000 $ 64,000
McCormick County South Carolina 1 $ 25,000 $ 25,000 $ 49,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for S. C. State Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 771 $56,445,000 $73,000 $505,000 $102,000 $655,000
Home Purchase 347 $58,185,000 $167,000 $585,000 $72,000 $786,000
Refinancing 326 $36,820,000 $112,000 $505,000 $100,000 $1,453,000
Cash-out Refinancing 148 $15,000,000 $101,000 $415,000 $76,000 $258,000
Home Improvement 122 $8,840,000 $72,000 $505,000 $92,000 $541,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 964 $104,460,000 $108,000 $585,000 $101,000 $1,453,000
Black or African American 532 $49,740,000 $93,000 $395,000 $77,000 $606,000
Not Provided 162 $14,380,000 $88,000 $475,000 $97,000 $431,000
Hispanic 36 $3,910,000 $108,000 $455,000 $67,000 $170,000
Asian 15 $1,815,000 $121,000 $305,000 $94,000 $296,000
American Indian or Alaskan Native 2 $530,000 $265,000 $505,000 $110,000 $191,000
Native Hawaiian or Other Pacific Islander 1 $115,000 $115,000 $115,000 $55,000 $55,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,705 $174,075,000 $102,000 $585,000 $93,000 $1,453,000
FHA-insured (Federal Housing Administration) 9 $1,215,000 $135,000 $245,000 $62,000 $216,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 937 $84,855,000 $90,000 $505,000 $108,000 $786,000
Application Denied By Financial Institution 334 $26,140,000 $78,000 $505,000 $72,000 $606,000
Preapproval Denied by Financial Institution 175 $30,275,000 $173,000 $585,000 $58,000 $522,000
Application Approved But Not Accepted 117 $9,275,000 $79,000 $325,000 $83,000 $291,000
Preapproval Approved but not Accepted 115 $20,855,000 $181,000 $455,000 $79,000 $500,000
Application Withdrawn By Applicant 36 $3,890,000 $108,000 $375,000 $116,000 $1,453,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,205 $118,875,000 $98,000 $505,000 $103,000 $1,453,000
Debt-To-Income Ratio 230 $24,630,000 $107,000 $585,000 $58,000 $221,000
Credit History 207 $22,825,000 $110,000 $505,000 $73,000 $606,000
Collateral 35 $2,905,000 $83,000 $505,000 $82,000 $307,000
Credit Application Incomplete 24 $3,620,000 $150,000 $385,000 $91,000 $224,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,765,000 $196,000 $305,000 $54,000 $90,000
Unverifiable Information 3 $545,000 $181,000 $295,000 $108,000 $232,000
Employment History 1 $125,000 $125,000 $125,000 $57,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.

Download the South Carolina Lender List