S. C. State Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for S. C. State Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | S. C. State Federal Credit Union 800 Huger Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 992 |
| Total Mortgage Loan Application Amount | $95,970,000 |
| Average Mortgage Loan Application Amount | $98,200 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $87,400 |
| Highest Applicant Income | $526,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 188 | $ 16,400,000 | $ 87,000 | $ 93,000 |
| Lexington County South Carolina | 163 | $ 14,815,000 | $ 90,000 | $ 93,000 |
| Anderson County South Carolina | 88 | $ 7,480,000 | $ 85,000 | $ 82,000 |
| Oconee County South Carolina | 86 | $ 7,770,000 | $ 90,000 | $ 94,000 |
| Greenville County South Carolina | 62 | $ 7,700,000 | $ 124,000 | $ 97,000 |
| Pickens County South Carolina | 48 | $ 4,510,000 | $ 93,000 | $ 88,000 |
| Spartanburg County South Carolina | 33 | $ 2,235,000 | $ 67,000 | $ 85,000 |
| Aiken County South Carolina | 22 | $ 1,180,000 | $ 53,000 | $ 84,000 |
| Greenwood County South Carolina | 22 | $ 1,630,000 | $ 74,000 | $ 78,000 |
| Orangeburg County South Carolina | 20 | $ 1,180,000 | $ 59,000 | $ 67,000 |
| Florence County South Carolina | 18 | $ 1,520,000 | $ 84,000 | $ 76,000 |
| Saluda County South Carolina | 12 | $ 1,180,000 | $ 98,000 | $ 95,000 |
| Berkeley County South Carolina | 11 | $ 895,000 | $ 81,000 | $ 105,000 |
| Charleston County South Carolina | 11 | $ 2,365,000 | $ 215,000 | $ 126,000 |
| Dorchester County South Carolina | 6 | $ 690,000 | $ 115,000 | $ 95,000 |
| Laurens County South Carolina | 6 | $ 410,000 | $ 68,000 | $ 90,000 |
| Marion County South Carolina | 6 | $ 520,000 | $ 86,000 | $ 79,000 |
| Fairfield County South Carolina | 5 | $ 685,000 | $ 137,000 | $ 123,000 |
| Newberry County South Carolina | 5 | $ 535,000 | $ 107,000 | $ 107,000 |
| York County South Carolina | 5 | $ 395,000 | $ 79,000 | $ 90,000 |
| Beaufort County South Carolina | 4 | $ 1,150,000 | $ 287,000 | $ 81,000 |
| Kershaw County South Carolina | 4 | $ 330,000 | $ 82,000 | $ 108,000 |
| Union County South Carolina | 4 | $ 490,000 | $ 122,000 | $ 70,000 |
| Bamberg County South Carolina | 3 | $ 115,000 | $ 38,000 | $ 61,000 |
| Calhoun County South Carolina | 3 | $ 205,000 | $ 68,000 | $ 64,000 |
| Colleton County South Carolina | 3 | $ 235,000 | $ 78,000 | $ 106,000 |
| Darlington County South Carolina | 3 | $ 155,000 | $ 51,000 | $ 70,000 |
| Horry County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 140,000 |
| Abbeville County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
| Dillon County South Carolina | 2 | $ 50,000 | $ 25,000 | $ 58,000 |
| Georgetown County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 302,000 |
| Hampton County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 83,000 |
| Marlboro County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 141,000 |
| Orange County Florida | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Cook County Illinois | 1 | $ 45,000 | $ 45,000 | $ 112,000 |
| Barnwell County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Chesterfield County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Edgefield County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Jasper County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 188,000 |
| Lee County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| McCormick County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Davidson County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for S. C. State Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 366 | $19,480,000 | $53,000 | $505,000 | $91,000 | $465,000 |
| Home Purchase | 273 | $35,975,000 | $131,000 | $455,000 | $70,000 | $494,000 |
| Refinancing | 229 | $28,675,000 | $125,000 | $505,000 | $96,000 | $526,000 |
| Cash-out Refinancing | 68 | $9,010,000 | $132,000 | $305,000 | $84,000 | $172,000 |
| Home Improvement | 56 | $2,830,000 | $50,000 | $205,000 | $96,000 | $494,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 686 | $68,520,000 | $99,000 | $505,000 | $92,000 | $526,000 |
| Black or African American | 220 | $17,720,000 | $80,000 | $505,000 | $69,000 | $435,000 |
| Not Provided | 64 | $7,410,000 | $115,000 | $505,000 | $92,000 | $346,000 |
| Hispanic | 14 | $1,030,000 | $73,000 | $185,000 | $69,000 | $105,000 |
| Asian | 7 | $1,245,000 | $177,000 | $315,000 | $85,000 | $164,000 |
| American Indian or Alaskan Native | 1 | $45,000 | $45,000 | $45,000 | $28,000 | $28,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 990 | $95,650,000 | $96,000 | $505,000 | $86,000 | $526,000 |
| FHA-insured (Federal Housing Administration) | 2 | $320,000 | $160,000 | $175,000 | $57,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 624 | $58,310,000 | $93,000 | $505,000 | $98,000 | $526,000 |
| Application Denied By Financial Institution | 164 | $11,460,000 | $69,000 | $505,000 | $72,000 | $435,000 |
| Preapproval Denied by Financial Institution | 79 | $10,505,000 | $132,000 | $455,000 | $43,000 | $197,000 |
| Preapproval Approved but not Accepted | 69 | $9,825,000 | $142,000 | $345,000 | $72,000 | $211,000 |
| Application Approved But Not Accepted | 38 | $4,120,000 | $108,000 | $295,000 | $88,000 | $271,000 |
| Application Withdrawn By Applicant | 18 | $1,750,000 | $97,000 | $205,000 | $64,000 | $164,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 749 | $74,005,000 | $98,000 | $505,000 | $94,000 | $526,000 |
| Credit History | 116 | $9,920,000 | $85,000 | $505,000 | $67,000 | $435,000 |
| Debt-To-Income Ratio | 103 | $10,835,000 | $105,000 | $455,000 | $49,000 | $140,000 |
| Collateral | 20 | $880,000 | $44,000 | $185,000 | $91,000 | $179,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $188,000 | $188,000 |
| Other | 1 | $115,000 | $115,000 | $115,000 | $123,000 | $123,000 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $84,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.