Royal Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for Royal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Royal Credit Union 200 Riverfront Terrace Eau Claire, WI 54703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,062 |
| Total Mortgage Loan Application Amount | $1,020,630,000 |
| Average Mortgage Loan Application Amount | $155,600 |
| Highest Mortgage Loan Application Amount | $16,505,000 |
| Average Applicant Income | $103,400 |
| Highest Applicant Income | $1,919,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 1,038 | $ 174,250,000 | $ 167,000 | $ 110,000 |
| Hennepin County Minnesota | 670 | $ 134,420,000 | $ 200,000 | $ 122,000 |
| Chippewa County Wisconsin | 640 | $ 94,160,000 | $ 147,000 | $ 106,000 |
| Ramsey County Minnesota | 388 | $ 71,100,000 | $ 183,000 | $ 103,000 |
| St. Croix County Wisconsin | 364 | $ 50,820,000 | $ 139,000 | $ 127,000 |
| Polk County Wisconsin | 309 | $ 38,775,000 | $ 125,000 | $ 106,000 |
| Dakota County Minnesota | 282 | $ 49,500,000 | $ 175,000 | $ 116,000 |
| Anoka County Minnesota | 281 | $ 57,575,000 | $ 204,000 | $ 116,000 |
| Washington County Minnesota | 251 | $ 76,445,000 | $ 304,000 | $ 157,000 |
| Dunn County Wisconsin | 242 | $ 36,220,000 | $ 149,000 | $ 105,000 |
| Barron County Wisconsin | 232 | $ 28,560,000 | $ 123,000 | $ 91,000 |
| Trempealeau County Wisconsin | 122 | $ 13,800,000 | $ 113,000 | $ 93,000 |
| Clark County Wisconsin | 110 | $ 8,740,000 | $ 79,000 | $ 81,000 |
| Chisago County Minnesota | 96 | $ 15,600,000 | $ 162,000 | $ 129,000 |
| Taylor County Wisconsin | 86 | $ 8,830,000 | $ 102,000 | $ 83,000 |
| Pierce County Wisconsin | 74 | $ 12,230,000 | $ 165,000 | $ 117,000 |
| Scott County Minnesota | 66 | $ 16,180,000 | $ 245,000 | $ 133,000 |
| Wright County Minnesota | 63 | $ 13,755,000 | $ 218,000 | $ 107,000 |
| Marathon County Wisconsin | 51 | $ 4,535,000 | $ 88,000 | $ 82,000 |
| Washburn County Wisconsin | 48 | $ 7,340,000 | $ 152,000 | $ 125,000 |
| Rusk County Wisconsin | 46 | $ 6,150,000 | $ 133,000 | $ 117,000 |
| Sherburne County Minnesota | 43 | $ 8,345,000 | $ 194,000 | $ 142,000 |
| Burnett County Wisconsin | 37 | $ 6,215,000 | $ 167,000 | $ 140,000 |
| Sawyer County Wisconsin | 34 | $ 4,580,000 | $ 134,000 | $ 117,000 |
| Carver County Minnesota | 30 | $ 6,040,000 | $ 201,000 | $ 136,000 |
| Pepin County Wisconsin | 27 | $ 3,035,000 | $ 112,000 | $ 107,000 |
| Buffalo County Wisconsin | 25 | $ 2,785,000 | $ 111,000 | $ 96,000 |
| Isanti County Minnesota | 20 | $ 4,720,000 | $ 236,000 | $ 150,000 |
| St. Louis County Minnesota | 20 | $ 4,420,000 | $ 221,000 | $ 131,000 |
| Stearns County Minnesota | 20 | $ 2,580,000 | $ 129,000 | $ 64,000 |
| Wood County Wisconsin | 17 | $ 2,085,000 | $ 122,000 | $ 104,000 |
| Jackson County Wisconsin | 16 | $ 1,730,000 | $ 108,000 | $ 78,000 |
| Pine County Minnesota | 14 | $ 1,840,000 | $ 131,000 | $ 115,000 |
| Goodhue County Minnesota | 13 | $ 1,655,000 | $ 127,000 | $ 113,000 |
| Olmsted County Minnesota | 13 | $ 2,275,000 | $ 175,000 | $ 102,000 |
| Rice County Minnesota | 11 | $ 1,915,000 | $ 174,000 | $ 105,000 |
| Bayfield County Wisconsin | 9 | $ 1,175,000 | $ 130,000 | $ 161,000 |
| Dane County Wisconsin | 9 | $ 2,225,000 | $ 247,000 | $ 169,000 |
| Jefferson County Alabama | 8 | $ 550,000 | $ 68,000 | $ 101,000 |
| Mille Lacs County Minnesota | 8 | $ 1,630,000 | $ 203,000 | $ 140,000 |
| Blue Earth County Minnesota | 7 | $ 405,000 | $ 57,000 | $ 87,000 |
| Crow Wing County Minnesota | 7 | $ 1,835,000 | $ 262,000 | $ 307,000 |
| Douglas County Wisconsin | 7 | $ 735,000 | $ 105,000 | $ 87,000 |
| La Crosse County Wisconsin | 7 | $ 1,355,000 | $ 193,000 | $ 99,000 |
| Price County Wisconsin | 7 | $ 665,000 | $ 95,000 | $ 92,000 |
| Benton County Minnesota | 6 | $ 1,240,000 | $ 206,000 | $ 104,000 |
| Chippewa County Minnesota | 5 | $ 265,000 | $ 53,000 | $ 33,000 |
| Kanabec County Minnesota | 5 | $ 935,000 | $ 187,000 | $ 103,000 |
| Lincoln County Wisconsin | 5 | $ 355,000 | $ 71,000 | $ 104,000 |
| Waukesha County Wisconsin | 5 | $ 1,295,000 | $ 259,000 | $ 140,000 |
| Cass County Minnesota | 4 | $ 800,000 | $ 200,000 | $ 114,000 |
| Itasca County Minnesota | 4 | $ 680,000 | $ 170,000 | $ 121,000 |
| Kandiyohi County Minnesota | 4 | $ 360,000 | $ 90,000 | $ 50,000 |
| Wabasha County Minnesota | 4 | $ 190,000 | $ 47,000 | $ 77,000 |
| Oneida County Wisconsin | 4 | $ 910,000 | $ 227,000 | $ 137,000 |
| Portage County Wisconsin | 4 | $ 540,000 | $ 135,000 | $ 126,000 |
| Winnebago County Wisconsin | 4 | $ 860,000 | $ 215,000 | $ 103,000 |
| Carlton County Minnesota | 3 | $ 635,000 | $ 211,000 | $ 98,000 |
| Le Sueur County Minnesota | 3 | $ 445,000 | $ 148,000 | $ 77,000 |
| McLeod County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 93,000 |
| Swift County Minnesota | 3 | $ 135,000 | $ 45,000 | $ 30,000 |
| Cuyahoga County Ohio | 3 | $ 145,000 | $ 48,000 | $ 246,000 |
| Adams County Wisconsin | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| Brown County Wisconsin | 3 | $ 395,000 | $ 131,000 | $ 119,000 |
| Juneau County Wisconsin | 3 | $ 545,000 | $ 181,000 | $ 57,000 |
| Langlade County Wisconsin | 3 | $ 275,000 | $ 91,000 | $ 63,000 |
| Milwaukee County Wisconsin | 3 | $ 335,000 | $ 111,000 | $ 82,000 |
| Monroe County Wisconsin | 3 | $ 315,000 | $ 105,000 | $ 80,000 |
| Rock County Wisconsin | 3 | $ 595,000 | $ 198,000 | $ 97,000 |
| Sheboygan County Wisconsin | 3 | $ 655,000 | $ 218,000 | $ 102,000 |
| Palm Beach County Florida | 2 | $ 480,000 | $ 240,000 | $ 164,000 |
| Santa Rosa County Florida | 2 | $ 460,000 | $ 230,000 | $ 97,000 |
| Aitkin County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Dodge County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 120,000 |
| Freeborn County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 130,000 |
| Nobles County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 20,000 |
| Otter Tail County Minnesota | 2 | $ 930,000 | $ 465,000 | $ 199,000 |
| Renville County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 84,000 |
| Waseca County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 75,000 |
| Winona County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
| Montgomery County Ohio | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Ross County Ohio | 2 | $ 290,000 | $ 145,000 | $ 187,000 |
| Dallas County Texas | 2 | $ 550,000 | $ 275,000 | $ 109,000 |
| Ashland County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 99,000 |
| Dodge County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 61,000 |
| Fond du Lac County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 85,000 |
| Iron County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 133,000 |
| Jefferson County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 99,000 |
| Marquette County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 120,000 |
| Sauk County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 113,000 |
| Vernon County Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 101,000 |
| Maricopa County Arizona | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Pima County Arizona | 1 | $ 605,000 | $ 605,000 | $ 163,000 |
| Routt County Colorado | 1 | $ 475,000 | $ 475,000 | $ 386,000 |
| Weld County Colorado | 1 | $ 285,000 | $ 285,000 | $ 210,000 |
| Collier County Florida | 1 | $ 1,925,000 | $ 1,925,000 | $ 637,000 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Lee County Florida | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Manatee County Florida | 1 | $ 665,000 | $ 665,000 | $ 180,000 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Pasco County Florida | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Pinellas County Florida | 1 | $ 455,000 | $ 455,000 | $ 356,000 |
| Sarasota County Florida | 1 | $ 445,000 | $ 445,000 | $ 1,662,000 |
| Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Kosciusko County Indiana | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Polk County Iowa | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Jessamine County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
| Logan County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Woodford County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 195,000 |
| Gogebic County Michigan | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Marquette County Michigan | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Cook County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Cottonwood County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Douglas County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Fillmore County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 224,000 |
| Houston County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Koochiching County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Lac qui Parle County Minnesota | 1 | $ 565,000 | $ 565,000 | $ 242,000 |
| Lake County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Martin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Meeker County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Morrison County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 235,000 |
| Mower County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Redwood County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Roseau County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 149,000 |
| Sibley County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Traverse County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Clark County Nevada | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Hillsborough County New Hampshire | 1 | $ 525,000 | $ 525,000 | $ 185,000 |
| Catawba County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Union County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 247,000 |
| Minnehaha County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Claiborne County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 265,000 |
| Haywood County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Harris County Texas | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Tarrant County Texas | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Weber County Utah | 1 | $ 455,000 | $ 455,000 | $ 238,000 |
| Columbia County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Door County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 155,000 |
| Florence County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Iowa County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 186,000 |
| Manitowoc County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Oconto County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 194,000 |
| Outagamie County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Shawano County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Walworth County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Waupaca County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Royal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,614 | $708,360,000 | $270,000 | $16,505,000 | $113,000 | $1,662,000 |
| Other Purpose | 1,573 | $119,505,000 | $75,000 | $1,625,000 | $115,000 | $1,919,000 |
| Home Improvement | 1,507 | $127,025,000 | $84,000 | $13,595,000 | $118,000 | $1,138,000 |
| Cash-out Refinancing | 244 | $45,320,000 | $185,000 | $1,025,000 | $92,000 | $863,000 |
| Refinancing | 124 | $20,420,000 | $164,000 | $575,000 | $79,000 | $291,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,177 | $631,655,000 | $151,000 | $1,925,000 | $119,000 | $1,919,000 |
| Not Provided | 843 | $137,655,000 | $163,000 | $1,155,000 | $108,000 | $1,412,000 |
| Hispanic | 461 | $94,975,000 | $206,000 | $1,375,000 | $86,000 | $745,000 |
| Asian | 231 | $56,065,000 | $242,000 | $1,045,000 | $106,000 | $740,000 |
| Black or African American | 174 | $28,270,000 | $162,000 | $655,000 | $99,000 | $323,000 |
| Not applicable | 105 | $61,765,000 | $588,000 | $16,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 42 | $6,200,000 | $147,000 | $495,000 | $95,000 | $253,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $155,000 | $166,000 | $218,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,859 | $963,745,000 | $164,000 | $16,505,000 | $114,000 | $1,919,000 |
| FHA-insured (Federal Housing Administration) | 190 | $52,410,000 | $275,000 | $525,000 | $88,000 | $357,000 |
| VA-guaranteed (Veterans Administration) | 12 | $4,330,000 | $360,000 | $655,000 | $109,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $145,000 | $145,000 | $145,000 | $60,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,407 | $805,455,000 | $182,000 | $16,505,000 | $118,000 | $1,662,000 |
| Application Withdrawn By Applicant | 817 | $136,135,000 | $166,000 | $1,925,000 | $113,000 | $1,919,000 |
| Application Denied By Financial Institution | 582 | $51,240,000 | $88,000 | $525,000 | $85,000 | $789,000 |
| File Closed For Incompleteness | 167 | $15,345,000 | $91,000 | $505,000 | $99,000 | $281,000 |
| Application Approved But Not Accepted | 89 | $12,455,000 | $139,000 | $505,000 | $103,000 | $311,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,480 | $969,390,000 | $176,000 | $16,505,000 | $116,000 | $1,919,000 |
| Debt-To-Income Ratio | 296 | $27,410,000 | $92,000 | $525,000 | $71,000 | $250,000 |
| Credit History | 198 | $13,200,000 | $66,000 | $485,000 | $99,000 | $789,000 |
| Collateral | 46 | $4,570,000 | $99,000 | $315,000 | $106,000 | $600,000 |
| Other | 13 | $2,095,000 | $161,000 | $405,000 | $117,000 | $227,000 |
| Employment History | 12 | $1,360,000 | $113,000 | $305,000 | $96,000 | $185,000 |
| Credit Application Incomplete | 9 | $955,000 | $106,000 | $285,000 | $113,000 | $212,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,505,000 | $215,000 | $355,000 | $74,000 | $102,000 |
| Mortgage Insurance Denied | 1 | $145,000 | $145,000 | $145,000 | $86,000 | $86,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.