Royal Credit Union
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for Royal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Royal Credit Union 200 Riverfront Terrace Eau Claire, WI 54703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,559 |
| Total Mortgage Loan Application Amount | $1,293,155,000 |
| Average Mortgage Loan Application Amount | $163,800 |
| Highest Mortgage Loan Application Amount | $13,785,000 |
| Average Applicant Income | $103,800 |
| Highest Applicant Income | $1,943,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 1,325 | $ 216,885,000 | $ 163,000 | $ 98,000 |
| Chippewa County Wisconsin | 785 | $ 122,995,000 | $ 156,000 | $ 102,000 |
| Hennepin County Minnesota | 758 | $ 170,270,000 | $ 224,000 | $ 128,000 |
| St. Croix County Wisconsin | 479 | $ 73,895,000 | $ 154,000 | $ 112,000 |
| Ramsey County Minnesota | 437 | $ 86,375,000 | $ 197,000 | $ 97,000 |
| Dakota County Minnesota | 333 | $ 59,755,000 | $ 179,000 | $ 119,000 |
| Polk County Wisconsin | 328 | $ 41,540,000 | $ 126,000 | $ 98,000 |
| Washington County Minnesota | 307 | $ 69,665,000 | $ 226,000 | $ 145,000 |
| Dunn County Wisconsin | 289 | $ 40,485,000 | $ 140,000 | $ 98,000 |
| Barron County Wisconsin | 270 | $ 29,880,000 | $ 110,000 | $ 84,000 |
| Anoka County Minnesota | 267 | $ 56,575,000 | $ 211,000 | $ 112,000 |
| Trempealeau County Wisconsin | 136 | $ 15,630,000 | $ 114,000 | $ 91,000 |
| Clark County Wisconsin | 111 | $ 10,555,000 | $ 95,000 | $ 67,000 |
| Chisago County Minnesota | 109 | $ 18,795,000 | $ 172,000 | $ 115,000 |
| Taylor County Wisconsin | 90 | $ 10,250,000 | $ 113,000 | $ 72,000 |
| Pierce County Wisconsin | 80 | $ 13,180,000 | $ 164,000 | $ 101,000 |
| Scott County Minnesota | 68 | $ 15,270,000 | $ 224,000 | $ 140,000 |
| Wright County Minnesota | 64 | $ 14,080,000 | $ 220,000 | $ 149,000 |
| Carver County Minnesota | 52 | $ 11,380,000 | $ 218,000 | $ 150,000 |
| Sherburne County Minnesota | 50 | $ 10,030,000 | $ 200,000 | $ 103,000 |
| Marathon County Wisconsin | 46 | $ 4,210,000 | $ 91,000 | $ 91,000 |
| Burnett County Wisconsin | 42 | $ 4,000,000 | $ 95,000 | $ 84,000 |
| Rusk County Wisconsin | 42 | $ 5,080,000 | $ 120,000 | $ 85,000 |
| Washburn County Wisconsin | 41 | $ 4,715,000 | $ 115,000 | $ 75,000 |
| Pepin County Wisconsin | 40 | $ 5,280,000 | $ 132,000 | $ 102,000 |
| Buffalo County Wisconsin | 38 | $ 4,730,000 | $ 124,000 | $ 78,000 |
| Sawyer County Wisconsin | 38 | $ 5,890,000 | $ 155,000 | $ 160,000 |
| Jackson County Wisconsin | 33 | $ 4,135,000 | $ 125,000 | $ 75,000 |
| Isanti County Minnesota | 25 | $ 4,135,000 | $ 165,000 | $ 97,000 |
| Wood County Wisconsin | 25 | $ 3,795,000 | $ 151,000 | $ 77,000 |
| Pine County Minnesota | 18 | $ 2,390,000 | $ 132,000 | $ 116,000 |
| Douglas County Wisconsin | 16 | $ 1,730,000 | $ 108,000 | $ 70,000 |
| Stearns County Minnesota | 14 | $ 2,130,000 | $ 152,000 | $ 75,000 |
| St. Louis County Minnesota | 13 | $ 3,015,000 | $ 231,000 | $ 156,000 |
| Price County Wisconsin | 13 | $ 1,275,000 | $ 98,000 | $ 80,000 |
| Crow Wing County Minnesota | 12 | $ 4,510,000 | $ 375,000 | $ 266,000 |
| Kanabec County Minnesota | 11 | $ 1,635,000 | $ 148,000 | $ 70,000 |
| Ashland County Wisconsin | 11 | $ 1,205,000 | $ 109,000 | $ 88,000 |
| Bayfield County Wisconsin | 11 | $ 1,475,000 | $ 134,000 | $ 150,000 |
| Goodhue County Minnesota | 10 | $ 1,320,000 | $ 132,000 | $ 95,000 |
| Olmsted County Minnesota | 10 | $ 3,450,000 | $ 345,000 | $ 105,000 |
| Mille Lacs County Minnesota | 9 | $ 1,735,000 | $ 192,000 | $ 167,000 |
| La Crosse County Wisconsin | 9 | $ 1,515,000 | $ 168,000 | $ 123,000 |
| Aitkin County Minnesota | 8 | $ 1,030,000 | $ 128,000 | $ 105,000 |
| Rice County Minnesota | 8 | $ 1,980,000 | $ 247,000 | $ 160,000 |
| Brown County Wisconsin | 8 | $ 1,310,000 | $ 163,000 | $ 136,000 |
| Le Sueur County Minnesota | 7 | $ 1,845,000 | $ 263,000 | $ 168,000 |
| Adams County Wisconsin | 7 | $ 1,385,000 | $ 197,000 | $ 133,000 |
| Benton County Minnesota | 6 | $ 610,000 | $ 101,000 | $ 64,000 |
| Dodge County Minnesota | 6 | $ 640,000 | $ 106,000 | $ 95,000 |
| Winona County Minnesota | 6 | $ 430,000 | $ 71,000 | $ 58,000 |
| Juneau County Wisconsin | 6 | $ 450,000 | $ 75,000 | $ 57,000 |
| Outagamie County Wisconsin | 6 | $ 900,000 | $ 150,000 | $ 70,000 |
| Carlton County Minnesota | 5 | $ 1,045,000 | $ 209,000 | $ 197,000 |
| Cuyahoga County Ohio | 5 | $ 275,000 | $ 55,000 | $ 228,000 |
| Milwaukee County Wisconsin | 5 | $ 695,000 | $ 139,000 | $ 185,000 |
| Sheboygan County Wisconsin | 5 | $ 355,000 | $ 71,000 | $ 104,000 |
| Lee County Florida | 4 | $ 1,630,000 | $ 407,000 | $ 280,000 |
| Blue Earth County Minnesota | 4 | $ 460,000 | $ 115,000 | $ 100,000 |
| Freeborn County Minnesota | 4 | $ 450,000 | $ 112,000 | $ 31,000 |
| Itasca County Minnesota | 4 | $ 1,640,000 | $ 410,000 | $ 242,000 |
| McLeod County Minnesota | 4 | $ 660,000 | $ 165,000 | $ 110,000 |
| Nobles County Minnesota | 4 | $ 620,000 | $ 155,000 | $ 108,000 |
| Otter Tail County Minnesota | 4 | $ 960,000 | $ 240,000 | $ 208,000 |
| Dane County Wisconsin | 4 | $ 1,080,000 | $ 270,000 | $ 124,000 |
| Oneida County Wisconsin | 4 | $ 1,410,000 | $ 352,000 | $ 136,000 |
| Portage County Wisconsin | 4 | $ 500,000 | $ 125,000 | $ 85,000 |
| Washington County Wisconsin | 4 | $ 710,000 | $ 177,000 | $ 146,000 |
| Pinellas County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 138,000 |
| Cass County Minnesota | 3 | $ 1,225,000 | $ 408,000 | $ 365,000 |
| Hubbard County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 135,000 |
| Kandiyohi County Minnesota | 3 | $ 605,000 | $ 201,000 | $ 79,000 |
| Nicollet County Minnesota | 3 | $ 175,000 | $ 58,000 | $ 109,000 |
| Wabasha County Minnesota | 3 | $ 565,000 | $ 188,000 | $ 77,000 |
| Clark County Nevada | 3 | $ 1,195,000 | $ 398,000 | $ 272,000 |
| Summit County Ohio | 3 | $ 175,000 | $ 58,000 | $ 228,000 |
| Lincoln County Wisconsin | 3 | $ 765,000 | $ 255,000 | $ 307,000 |
| Monroe County Wisconsin | 3 | $ 625,000 | $ 208,000 | $ 125,000 |
| Sauk County Wisconsin | 3 | $ 275,000 | $ 91,000 | $ 56,000 |
| Pasco County Florida | 2 | $ 310,000 | $ 155,000 | $ 165,000 |
| Becker County Minnesota | 2 | $ 610,000 | $ 305,000 | $ 194,000 |
| Meeker County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 115,000 |
| Morrison County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 196,000 |
| Crawford County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Oconto County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 148,000 |
| Vilas County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 358,000 |
| Waukesha County Wisconsin | 2 | $ 830,000 | $ 415,000 | $ 127,000 |
| Waupaca County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 52,000 |
| Maricopa County Arizona | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Fresno County California | 1 | $ 645,000 | $ 645,000 | $ 243,000 |
| Eagle County Colorado | 1 | $ 995,000 | $ 995,000 | $ 510,000 |
| Bay County Florida | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Broward County Florida | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Charlotte County Florida | 1 | $ 645,000 | $ 645,000 | $ 269,000 |
| Palm Beach County Florida | 1 | $ 445,000 | $ 445,000 | $ 743,000 |
| Sumter County Florida | 1 | $ 485,000 | $ 485,000 | $ 391,000 |
| Allen County Indiana | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Buchanan County Iowa | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Cass County Iowa | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Beltrami County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 163,000 |
| Chippewa County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Douglas County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 675,000 |
| Lac qui Parle County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Lake County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Lake of the Woods County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Martin County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Pennington County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Redwood County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Renville County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Wadena County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Lauderdale County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Andrew County Missouri | 1 | $ 555,000 | $ 555,000 | $ 103,000 |
| Wake County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 245,000 |
| Sargent County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Williams County North Dakota | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Lane County Oregon | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| Lincoln County Oregon | 1 | $ 545,000 | $ 545,000 | $ 126,000 |
| Deuel County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Monroe County Tennessee | 1 | $ 595,000 | $ 595,000 | $ 1,260,000 |
| Obion County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 107,000 |
| Galveston County Texas | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Tarrant County Texas | 1 | $ 505,000 | $ 505,000 | $ 255,000 |
| Rich County Utah | 1 | $ 275,000 | $ 275,000 | $ 494,000 |
| Petersburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 143,000 |
| Pierce County Washington | 1 | $ 965,000 | $ 965,000 | $ 635,000 |
| Jefferson County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| Columbia County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Door County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Forest County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Grant County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Iowa County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Jefferson County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Kenosha County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Manitowoc County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Racine County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Richland County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Rock County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Shawano County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Winnebago County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Royal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,121 | $769,625,000 | $246,000 | $13,785,000 | $99,000 | $1,260,000 |
| Other Purpose | 2,000 | $181,450,000 | $90,000 | $7,255,000 | $115,000 | $900,000 |
| Home Improvement | 1,287 | $112,875,000 | $87,000 | $9,405,000 | $114,000 | $1,678,000 |
| Cash-out Refinancing | 670 | $136,110,000 | $203,000 | $1,185,000 | $95,000 | $1,031,000 |
| Refinancing | 481 | $93,095,000 | $193,000 | $2,945,000 | $96,000 | $1,943,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,561 | $873,525,000 | $157,000 | $1,925,000 | $106,000 | $1,678,000 |
| Not Provided | 960 | $166,800,000 | $173,000 | $2,945,000 | $114,000 | $1,943,000 |
| Hispanic | 384 | $69,190,000 | $180,000 | $625,000 | $78,000 | $266,000 |
| Asian | 232 | $49,040,000 | $211,000 | $1,155,000 | $98,000 | $554,000 |
| Black or African American | 194 | $35,190,000 | $181,000 | $705,000 | $104,000 | $996,000 |
| Not applicable | 135 | $85,045,000 | $629,000 | $13,785,000 | $0 | $0 |
| American Indian or Alaskan Native | 48 | $7,870,000 | $163,000 | $785,000 | $84,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $163,000 | $163,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,308 | $1,221,990,000 | $167,000 | $13,785,000 | $106,000 | $1,943,000 |
| FHA-insured (Federal Housing Administration) | 212 | $57,710,000 | $272,000 | $705,000 | $75,000 | $172,000 |
| VA-guaranteed (Veterans Administration) | 34 | $12,170,000 | $357,000 | $1,185,000 | $95,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,285,000 | $257,000 | $305,000 | $77,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,564 | $984,940,000 | $177,000 | $13,785,000 | $110,000 | $1,678,000 |
| Application Withdrawn By Applicant | 740 | $140,440,000 | $189,000 | $2,945,000 | $115,000 | $1,943,000 |
| Application Denied By Financial Institution | 531 | $46,795,000 | $88,000 | $625,000 | $76,000 | $750,000 |
| Preapproval Denied by Financial Institution | 459 | $83,115,000 | $181,000 | $605,000 | $61,000 | $600,000 |
| File Closed For Incompleteness | 182 | $24,310,000 | $133,000 | $505,000 | $103,000 | $996,000 |
| Application Approved But Not Accepted | 83 | $13,555,000 | $163,000 | $1,125,000 | $105,000 | $554,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,569 | $1,163,245,000 | $177,000 | $13,785,000 | $111,000 | $1,943,000 |
| Debt-To-Income Ratio | 538 | $74,420,000 | $138,000 | $605,000 | $59,000 | $600,000 |
| Credit History | 351 | $42,605,000 | $121,000 | $425,000 | $82,000 | $388,000 |
| Collateral | 37 | $5,035,000 | $136,000 | $625,000 | $103,000 | $750,000 |
| Employment History | 30 | $4,310,000 | $143,000 | $345,000 | $52,000 | $122,000 |
| Other | 19 | $1,535,000 | $80,000 | $315,000 | $96,000 | $183,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,480,000 | $148,000 | $455,000 | $46,000 | $78,000 |
| Unverifiable Information | 4 | $510,000 | $127,000 | $205,000 | $38,000 | $66,000 |
| Mortgage Insurance Denied | 1 | $15,000 | $15,000 | $15,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.