Royal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for Royal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Royal Credit Union 200 Riverfront Terrace Eau Claire, WI 54703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,555 |
| Total Mortgage Loan Application Amount | $1,398,875,000 |
| Average Mortgage Loan Application Amount | $154,800 |
| Highest Mortgage Loan Application Amount | $8,005,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $3,120,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 2,227 | $ 356,335,000 | $ 160,000 | $ 93,000 |
| Chippewa County Wisconsin | 1,232 | $ 194,030,000 | $ 157,000 | $ 96,000 |
| St. Croix County Wisconsin | 621 | $ 116,225,000 | $ 187,000 | $ 115,000 |
| Polk County Wisconsin | 496 | $ 65,380,000 | $ 131,000 | $ 84,000 |
| Dunn County Wisconsin | 472 | $ 68,170,000 | $ 144,000 | $ 87,000 |
| Hennepin County Minnesota | 367 | $ 92,285,000 | $ 251,000 | $ 134,000 |
| Barron County Wisconsin | 307 | $ 38,785,000 | $ 126,000 | $ 86,000 |
| Ramsey County Minnesota | 239 | $ 48,875,000 | $ 204,000 | $ 96,000 |
| Trempealeau County Wisconsin | 219 | $ 30,835,000 | $ 140,000 | $ 84,000 |
| Washington County Minnesota | 187 | $ 37,945,000 | $ 202,000 | $ 122,000 |
| Dakota County Minnesota | 162 | $ 28,000,000 | $ 172,000 | $ 122,000 |
| Clark County Wisconsin | 162 | $ 15,020,000 | $ 92,000 | $ 64,000 |
| Pierce County Wisconsin | 132 | $ 24,440,000 | $ 185,000 | $ 110,000 |
| Anoka County Minnesota | 112 | $ 19,880,000 | $ 177,000 | $ 92,000 |
| Chisago County Minnesota | 98 | $ 15,590,000 | $ 159,000 | $ 98,000 |
| Taylor County Wisconsin | 87 | $ 10,385,000 | $ 119,000 | $ 73,000 |
| Marathon County Wisconsin | 83 | $ 9,245,000 | $ 111,000 | $ 75,000 |
| Washburn County Wisconsin | 74 | $ 12,340,000 | $ 166,000 | $ 118,000 |
| Rusk County Wisconsin | 72 | $ 12,830,000 | $ 178,000 | $ 85,000 |
| Buffalo County Wisconsin | 60 | $ 8,010,000 | $ 133,000 | $ 82,000 |
| Sawyer County Wisconsin | 59 | $ 11,335,000 | $ 192,000 | $ 120,000 |
| Scott County Minnesota | 55 | $ 13,725,000 | $ 249,000 | $ 150,000 |
| Pepin County Wisconsin | 55 | $ 6,585,000 | $ 119,000 | $ 91,000 |
| Burnett County Wisconsin | 47 | $ 6,685,000 | $ 142,000 | $ 100,000 |
| Jackson County Wisconsin | 44 | $ 5,930,000 | $ 134,000 | $ 72,000 |
| Wright County Minnesota | 29 | $ 5,375,000 | $ 185,000 | $ 129,000 |
| Carver County Minnesota | 26 | $ 4,110,000 | $ 158,000 | $ 98,000 |
| Sherburne County Minnesota | 18 | $ 2,260,000 | $ 125,000 | $ 122,000 |
| St. Louis County Minnesota | 15 | $ 2,035,000 | $ 135,000 | $ 116,000 |
| Bayfield County Wisconsin | 15 | $ 1,515,000 | $ 101,000 | $ 68,000 |
| Douglas County Wisconsin | 13 | $ 2,065,000 | $ 158,000 | $ 78,000 |
| La Crosse County Wisconsin | 13 | $ 1,535,000 | $ 118,000 | $ 86,000 |
| Rice County Minnesota | 12 | $ 1,260,000 | $ 105,000 | $ 122,000 |
| Price County Wisconsin | 11 | $ 1,535,000 | $ 139,000 | $ 76,000 |
| Wood County Wisconsin | 11 | $ 1,905,000 | $ 173,000 | $ 90,000 |
| Goodhue County Minnesota | 10 | $ 1,270,000 | $ 127,000 | $ 115,000 |
| Isanti County Minnesota | 10 | $ 2,300,000 | $ 230,000 | $ 116,000 |
| Olmsted County Minnesota | 8 | $ 1,610,000 | $ 201,000 | $ 113,000 |
| Pine County Minnesota | 8 | $ 980,000 | $ 122,000 | $ 111,000 |
| Dane County Wisconsin | 8 | $ 2,080,000 | $ 260,000 | $ 139,000 |
| Monroe County Wisconsin | 8 | $ 1,210,000 | $ 151,000 | $ 76,000 |
| Lincoln County Wisconsin | 7 | $ 915,000 | $ 130,000 | $ 94,000 |
| Portage County Wisconsin | 7 | $ 1,395,000 | $ 199,000 | $ 100,000 |
| Milwaukee County Wisconsin | 6 | $ 700,000 | $ 116,000 | $ 60,000 |
| Oneida County Wisconsin | 6 | $ 1,010,000 | $ 168,000 | $ 153,000 |
| Ashland County Wisconsin | 5 | $ 385,000 | $ 77,000 | $ 57,000 |
| Sauk County Wisconsin | 5 | $ 655,000 | $ 131,000 | $ 278,000 |
| Blue Earth County Minnesota | 4 | $ 900,000 | $ 225,000 | $ 91,000 |
| Le Sueur County Minnesota | 4 | $ 720,000 | $ 180,000 | $ 87,000 |
| Morrison County Minnesota | 4 | $ 440,000 | $ 110,000 | $ 170,000 |
| Nicollet County Minnesota | 4 | $ 660,000 | $ 165,000 | $ 133,000 |
| Langlade County Wisconsin | 4 | $ 280,000 | $ 70,000 | $ 82,000 |
| Vernon County Wisconsin | 4 | $ 760,000 | $ 190,000 | $ 88,000 |
| Vilas County Wisconsin | 4 | $ 780,000 | $ 195,000 | $ 186,000 |
| Aitkin County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 117,000 |
| Cass County Minnesota | 3 | $ 835,000 | $ 278,000 | $ 143,000 |
| Crow Wing County Minnesota | 3 | $ 1,235,000 | $ 411,000 | $ 165,000 |
| Hubbard County Minnesota | 3 | $ 495,000 | $ 165,000 | $ 65,000 |
| Itasca County Minnesota | 3 | $ 695,000 | $ 231,000 | $ 125,000 |
| Mille Lacs County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 84,000 |
| Stearns County Minnesota | 3 | $ 325,000 | $ 108,000 | $ 248,000 |
| Wabasha County Minnesota | 3 | $ 165,000 | $ 55,000 | $ 104,000 |
| Brown County Wisconsin | 3 | $ 175,000 | $ 58,000 | $ 109,000 |
| Juneau County Wisconsin | 3 | $ 325,000 | $ 108,000 | $ 74,000 |
| Outagamie County Wisconsin | 3 | $ 435,000 | $ 145,000 | $ 76,000 |
| Becker County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Freeborn County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 37,000 |
| Kandiyohi County Minnesota | 2 | $ 660,000 | $ 330,000 | $ 93,000 |
| McLeod County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Meeker County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 178,000 |
| Winona County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 90,000 |
| Columbia County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| Fond du Lac County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 105,000 |
| Iron County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 131,000 |
| Jefferson County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Lafayette County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 96,000 |
| Racine County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Sheboygan County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 108,000 |
| Waukesha County Wisconsin | 2 | $ 660,000 | $ 330,000 | $ 120,000 |
| Winnebago County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 188,000 |
| Beltrami County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Benton County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Brown County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Carlton County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Cook County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 162,000 |
| Fillmore County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Kanabec County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 192,000 |
| Lake County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Otter Tail County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 147,000 |
| Steele County Minnesota | 1 | $ 5,655,000 | $ 5,655,000 | $ 0 |
| Swift County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Adams County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Calumet County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Door County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Forest County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Grant County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Kenosha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Manitowoc County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Marinette County Wisconsin | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Rock County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Washington County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Waupaca County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Royal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,369 | $522,535,000 | $220,000 | $5,655,000 | $88,000 | $2,844,000 |
| Other Purpose | 1,812 | $175,750,000 | $96,000 | $705,000 | $106,000 | $1,740,000 |
| Refinancing | 1,740 | $285,360,000 | $164,000 | $855,000 | $89,000 | $1,092,000 |
| Cash-out Refinancing | 1,685 | $308,245,000 | $182,000 | $1,635,000 | $95,000 | $3,120,000 |
| Home Improvement | 949 | $106,985,000 | $112,000 | $8,005,000 | $102,000 | $1,074,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,697 | $1,030,045,000 | $153,000 | $1,635,000 | $95,000 | $3,120,000 |
| Not Provided | 1,332 | $209,850,000 | $157,000 | $2,405,000 | $99,000 | $1,176,000 |
| Not applicable | 133 | $95,765,000 | $720,000 | $8,005,000 | $0 | $0 |
| Asian | 126 | $22,130,000 | $175,000 | $525,000 | $82,000 | $348,000 |
| Hispanic | 110 | $15,240,000 | $138,000 | $655,000 | $81,000 | $488,000 |
| Black or African American | 94 | $15,700,000 | $167,000 | $655,000 | $85,000 | $518,000 |
| American Indian or Alaskan Native | 46 | $6,980,000 | $151,000 | $345,000 | $109,000 | $1,080,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $435,000 | $145,000 | $245,000 | $88,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,530 | $1,394,810,000 | $163,000 | $8,005,000 | $95,000 | $3,120,000 |
| FHA-insured (Federal Housing Administration) | 22 | $3,500,000 | $159,000 | $275,000 | $73,000 | $426,000 |
| VA-guaranteed (Veterans Administration) | 3 | $565,000 | $188,000 | $225,000 | $94,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,117 | $1,029,095,000 | $168,000 | $8,005,000 | $99,000 | $1,074,000 |
| Application Withdrawn By Applicant | 968 | $158,790,000 | $164,000 | $2,905,000 | $108,000 | $3,120,000 |
| Application Denied By Financial Institution | 562 | $65,030,000 | $115,000 | $505,000 | $70,000 | $1,566,000 |
| Preapproval Denied by Financial Institution | 511 | $84,965,000 | $166,000 | $595,000 | $59,000 | $1,500,000 |
| File Closed For Incompleteness | 291 | $46,265,000 | $158,000 | $855,000 | $92,000 | $1,080,000 |
| Application Approved But Not Accepted | 104 | $14,100,000 | $135,000 | $2,405,000 | $84,000 | $240,000 |
| Preapproval Approved but not Accepted | 2 | $630,000 | $315,000 | $325,000 | $142,000 | $207,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,482 | $1,248,880,000 | $166,000 | $8,005,000 | $99,000 | $3,120,000 |
| Credit History | 484 | $69,180,000 | $142,000 | $455,000 | $82,000 | $1,566,000 |
| Debt-To-Income Ratio | 437 | $61,865,000 | $141,000 | $595,000 | $46,000 | $181,000 |
| Employment History | 66 | $9,650,000 | $146,000 | $465,000 | $56,000 | $274,000 |
| Other | 39 | $4,035,000 | $103,000 | $275,000 | $86,000 | $417,000 |
| Collateral | 35 | $3,845,000 | $109,000 | $365,000 | $75,000 | $142,000 |
| Unverifiable Information | 8 | $800,000 | $100,000 | $175,000 | $44,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $465,000 | $155,000 | $195,000 | $65,000 | $81,000 |
| Mortgage Insurance Denied | 1 | $155,000 | $155,000 | $155,000 | $68,000 | $68,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.