Royal Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Wisconsin.
The mortgage statistics and data below are specific to mortgage loan applications for Royal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Royal Credit Union 200 Riverfront Terrace Eau Claire, WI 54703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,248 |
| Total Mortgage Loan Application Amount | $1,482,190,000 |
| Average Mortgage Loan Application Amount | $148,600 |
| Highest Mortgage Loan Application Amount | $11,335,000 |
| Average Applicant Income | $92,600 |
| Highest Applicant Income | $4,515,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 2,368 | $ 372,840,000 | $ 157,000 | $ 96,000 |
| Chippewa County Wisconsin | 1,395 | $ 204,935,000 | $ 146,000 | $ 87,000 |
| St. Croix County Wisconsin | 723 | $ 139,695,000 | $ 193,000 | $ 103,000 |
| Dunn County Wisconsin | 537 | $ 78,535,000 | $ 146,000 | $ 84,000 |
| Polk County Wisconsin | 527 | $ 71,225,000 | $ 135,000 | $ 86,000 |
| Hennepin County Minnesota | 411 | $ 96,465,000 | $ 234,000 | $ 126,000 |
| Barron County Wisconsin | 406 | $ 52,520,000 | $ 129,000 | $ 83,000 |
| Trempealeau County Wisconsin | 264 | $ 35,960,000 | $ 136,000 | $ 81,000 |
| Ramsey County Minnesota | 244 | $ 55,480,000 | $ 227,000 | $ 100,000 |
| Washington County Minnesota | 220 | $ 42,730,000 | $ 194,000 | $ 97,000 |
| Dakota County Minnesota | 188 | $ 33,710,000 | $ 179,000 | $ 113,000 |
| Clark County Wisconsin | 181 | $ 17,345,000 | $ 95,000 | $ 65,000 |
| Anoka County Minnesota | 129 | $ 25,785,000 | $ 199,000 | $ 93,000 |
| Pierce County Wisconsin | 127 | $ 19,805,000 | $ 155,000 | $ 100,000 |
| Buffalo County Wisconsin | 90 | $ 11,870,000 | $ 131,000 | $ 87,000 |
| Marathon County Wisconsin | 88 | $ 11,020,000 | $ 125,000 | $ 83,000 |
| Washburn County Wisconsin | 80 | $ 13,050,000 | $ 163,000 | $ 100,000 |
| Rusk County Wisconsin | 71 | $ 8,615,000 | $ 121,000 | $ 89,000 |
| Chisago County Minnesota | 65 | $ 11,135,000 | $ 171,000 | $ 95,000 |
| Taylor County Wisconsin | 63 | $ 6,705,000 | $ 106,000 | $ 84,000 |
| Sawyer County Wisconsin | 55 | $ 7,345,000 | $ 133,000 | $ 100,000 |
| Scott County Minnesota | 54 | $ 8,680,000 | $ 160,000 | $ 106,000 |
| Jackson County Wisconsin | 52 | $ 6,700,000 | $ 128,000 | $ 70,000 |
| Pepin County Wisconsin | 51 | $ 6,175,000 | $ 121,000 | $ 76,000 |
| Burnett County Wisconsin | 37 | $ 4,975,000 | $ 134,000 | $ 105,000 |
| Carver County Minnesota | 27 | $ 6,655,000 | $ 246,000 | $ 116,000 |
| Sherburne County Minnesota | 25 | $ 4,165,000 | $ 166,000 | $ 103,000 |
| Wright County Minnesota | 24 | $ 5,410,000 | $ 225,000 | $ 127,000 |
| St. Louis County Minnesota | 18 | $ 2,590,000 | $ 143,000 | $ 112,000 |
| Wood County Wisconsin | 18 | $ 3,240,000 | $ 180,000 | $ 98,000 |
| Douglas County Wisconsin | 15 | $ 2,585,000 | $ 172,000 | $ 143,000 |
| Dane County Wisconsin | 14 | $ 2,530,000 | $ 180,000 | $ 107,000 |
| Bayfield County Wisconsin | 13 | $ 1,785,000 | $ 137,000 | $ 124,000 |
| Crow Wing County Minnesota | 12 | $ 3,150,000 | $ 262,000 | $ 310,000 |
| Goodhue County Minnesota | 12 | $ 1,910,000 | $ 159,000 | $ 128,000 |
| Portage County Wisconsin | 11 | $ 3,295,000 | $ 299,000 | $ 81,000 |
| Isanti County Minnesota | 10 | $ 1,960,000 | $ 196,000 | $ 85,000 |
| Olmsted County Minnesota | 10 | $ 1,390,000 | $ 139,000 | $ 114,000 |
| Milwaukee County Wisconsin | 9 | $ 1,545,000 | $ 171,000 | $ 205,000 |
| Rice County Minnesota | 7 | $ 1,965,000 | $ 280,000 | $ 45,000 |
| Winona County Minnesota | 7 | $ 435,000 | $ 62,000 | $ 64,000 |
| Oneida County Wisconsin | 7 | $ 1,635,000 | $ 233,000 | $ 91,000 |
| Pine County Minnesota | 6 | $ 730,000 | $ 121,000 | $ 95,000 |
| Stearns County Minnesota | 6 | $ 750,000 | $ 125,000 | $ 159,000 |
| Brown County Wisconsin | 6 | $ 810,000 | $ 135,000 | $ 82,000 |
| La Crosse County Wisconsin | 6 | $ 1,010,000 | $ 168,000 | $ 83,000 |
| Monroe County Wisconsin | 6 | $ 550,000 | $ 91,000 | $ 61,000 |
| Blue Earth County Minnesota | 5 | $ 1,145,000 | $ 229,000 | $ 113,000 |
| Jefferson County Wisconsin | 5 | $ 905,000 | $ 181,000 | $ 85,000 |
| Ashland County Wisconsin | 4 | $ 330,000 | $ 82,000 | $ 97,000 |
| Langlade County Wisconsin | 4 | $ 450,000 | $ 112,000 | $ 65,000 |
| Price County Wisconsin | 4 | $ 720,000 | $ 180,000 | $ 108,000 |
| Racine County Wisconsin | 4 | $ 230,000 | $ 57,000 | $ 68,000 |
| Le Sueur County Minnesota | 3 | $ 575,000 | $ 191,000 | $ 457,000 |
| Steele County Minnesota | 3 | $ 825,000 | $ 275,000 | $ 96,000 |
| Columbia County Wisconsin | 3 | $ 485,000 | $ 161,000 | $ 86,000 |
| Vernon County Wisconsin | 3 | $ 565,000 | $ 188,000 | $ 116,000 |
| Winnebago County Wisconsin | 3 | $ 505,000 | $ 168,000 | $ 67,000 |
| Carlton County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 112,000 |
| Cass County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 146,000 |
| Douglas County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 141,000 |
| Itasca County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Kanabec County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| McLeod County Minnesota | 2 | $ 2,080,000 | $ 1,040,000 | $ 37,000 |
| Mower County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 100,000 |
| Sibley County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 134,000 |
| Wabasha County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 80,000 |
| Adams County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 138,000 |
| Fond du Lac County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Forest County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 95,000 |
| Grant County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 164,000 |
| Juneau County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Marinette County Wisconsin | 2 | $ 4,590,000 | $ 2,295,000 | $ 37,000 |
| Sauk County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| Vilas County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 72,000 |
| Washington County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Waukesha County Wisconsin | 2 | $ 640,000 | $ 320,000 | $ 129,000 |
| Dodge County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Hubbard County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Kandiyohi County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Kittson County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Koochiching County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Martin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 162,000 |
| Mille Lacs County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Morrison County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 15,000 |
| Otter Tail County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Yellow Medicine County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Door County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Green County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Iowa County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Kewaunee County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Lincoln County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Manitowoc County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Menominee County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Oconto County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Outagamie County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Ozaukee County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 195,000 |
| Richland County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Rock County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Sheboygan County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Wisconsin,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Royal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,582 | $479,340,000 | $185,000 | $2,775,000 | $86,000 | $4,515,000 |
| Refinancing | 2,288 | $453,610,000 | $198,000 | $11,335,000 | $93,000 | $529,000 |
| Other Purpose | 1,931 | $226,305,000 | $117,000 | $835,000 | $97,000 | $1,527,000 |
| Cash-out Refinancing | 1,450 | $254,780,000 | $175,000 | $805,000 | $90,000 | $840,000 |
| Home Improvement | 997 | $68,155,000 | $68,000 | $455,000 | $97,000 | $814,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,213 | $1,114,035,000 | $154,000 | $2,765,000 | $91,000 | $4,515,000 |
| Not Provided | 1,495 | $194,015,000 | $129,000 | $805,000 | $99,000 | $1,345,000 |
| Not applicable | 175 | $111,905,000 | $639,000 | $11,335,000 | $0 | $0 |
| Asian | 128 | $25,720,000 | $200,000 | $615,000 | $82,000 | $371,000 |
| Hispanic | 98 | $14,280,000 | $145,000 | $445,000 | $76,000 | $251,000 |
| Black or African American | 64 | $10,320,000 | $161,000 | $375,000 | $80,000 | $278,000 |
| American Indian or Alaskan Native | 45 | $5,885,000 | $130,000 | $505,000 | $81,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $170,000 | $85,000 | $115,000 | $119,000 | $169,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,193 | $1,472,085,000 | $160,000 | $11,335,000 | $92,000 | $4,515,000 |
| FHA-insured (Federal Housing Administration) | 31 | $4,815,000 | $155,000 | $345,000 | $57,000 | $163,000 |
| VA-guaranteed (Veterans Administration) | 24 | $5,290,000 | $220,000 | $385,000 | $89,000 | $196,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,181 | $1,025,445,000 | $165,000 | $11,335,000 | $95,000 | $1,165,000 |
| Application Withdrawn By Applicant | 1,435 | $240,845,000 | $167,000 | $6,725,000 | $101,000 | $4,515,000 |
| Application Denied By Financial Institution | 709 | $77,795,000 | $109,000 | $915,000 | $71,000 | $1,527,000 |
| Preapproval Denied by Financial Institution | 444 | $66,180,000 | $149,000 | $435,000 | $54,000 | $373,000 |
| File Closed For Incompleteness | 346 | $53,340,000 | $154,000 | $805,000 | $91,000 | $480,000 |
| Application Approved But Not Accepted | 133 | $18,585,000 | $139,000 | $2,165,000 | $103,000 | $898,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,095 | $1,338,215,000 | $165,000 | $11,335,000 | $96,000 | $4,515,000 |
| Debt-To-Income Ratio | 499 | $60,155,000 | $120,000 | $475,000 | $54,000 | $373,000 |
| Credit History | 485 | $63,455,000 | $130,000 | $435,000 | $70,000 | $1,527,000 |
| Collateral | 53 | $5,155,000 | $97,000 | $255,000 | $96,000 | $814,000 |
| Employment History | 47 | $5,755,000 | $122,000 | $355,000 | $50,000 | $139,000 |
| Other | 43 | $4,415,000 | $102,000 | $385,000 | $95,000 | $380,000 |
| Unverifiable Information | 14 | $1,530,000 | $109,000 | $235,000 | $61,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,510,000 | $292,000 | $915,000 | $62,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin, and search similar information at your convenience.