Royal Business Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Royal Business Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Royal Business Bank 660 S. Figueroa St. Suite 1888 Los Angeles, CA 90017 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,689 |
| Total Mortgage Loan Application Amount | $1,299,025,000 |
| Average Mortgage Loan Application Amount | $806,600 |
| Highest Mortgage Loan Application Amount | $76,115,000 |
| Average Applicant Income | $722,000 |
| Highest Applicant Income | $6,684,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond County New York | 325 | $ 134,775,000 | $ 414,000 | $ 89,000 |
| Los Angeles County California | 315 | $ 256,945,000 | $ 815,000 | $ 238,000 |
| Kings County New York | 225 | $ 142,785,000 | $ 634,000 | $ 121,000 |
| Queens County New York | 198 | $ 109,190,000 | $ 551,000 | $ 122,000 |
| Nassau County New York | 120 | $ 68,840,000 | $ 573,000 | $ 182,000 |
| San Bernardino County California | 99 | $ 50,125,000 | $ 506,000 | $ 179,000 |
| Orange County California | 80 | $ 144,590,000 | $ 1,807,000 | $ 252,000 |
| Riverside County California | 34 | $ 16,170,000 | $ 475,000 | $ 175,000 |
| Suffolk County New York | 28 | $ 12,530,000 | $ 447,000 | $ 148,000 |
| Clark County Nevada | 26 | $ 22,490,000 | $ 865,000 | $ 134,000 |
| Cook County Illinois | 21 | $ 5,805,000 | $ 276,000 | $ 162,000 |
| Middlesex County New Jersey | 20 | $ 5,940,000 | $ 297,000 | $ 93,000 |
| San Francisco County California | 14 | $ 9,620,000 | $ 687,000 | $ 206,000 |
| San Diego County California | 11 | $ 6,275,000 | $ 570,000 | $ 221,000 |
| Santa Clara County California | 11 | $ 13,315,000 | $ 1,210,000 | $ 324,000 |
| Bergen County New Jersey | 10 | $ 6,760,000 | $ 676,000 | $ 108,000 |
| Alameda County California | 9 | $ 5,155,000 | $ 572,000 | $ 169,000 |
| Bronx County New York | 8 | $ 3,330,000 | $ 416,000 | $ 93,000 |
| Kern County California | 7 | $ 29,465,000 | $ 4,209,000 | $ 79,000 |
| Santa Barbara County California | 6 | $ 8,030,000 | $ 1,338,000 | $ 186,000 |
| Ventura County California | 6 | $ 3,410,000 | $ 568,000 | $ 151,000 |
| Hudson County New Jersey | 6 | $ 2,480,000 | $ 413,000 | $ 119,000 |
| Monmouth County New Jersey | 6 | $ 2,890,000 | $ 481,000 | $ 134,000 |
| New York County New York | 6 | $ 4,370,000 | $ 728,000 | $ 352,000 |
| Sacramento County California | 5 | $ 1,975,000 | $ 395,000 | $ 90,000 |
| Butte County California | 3 | $ 3,655,000 | $ 1,218,000 | $ 139,000 |
| Contra Costa County California | 3 | $ 1,955,000 | $ 651,000 | $ 231,000 |
| Napa County California | 3 | $ 935,000 | $ 311,000 | $ 213,000 |
| San Mateo County California | 3 | $ 2,805,000 | $ 935,000 | $ 302,000 |
| Essex County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 103,000 |
| Ocean County New Jersey | 3 | $ 675,000 | $ 225,000 | $ 71,000 |
| Dutchess County New York | 3 | $ 795,000 | $ 265,000 | $ 106,000 |
| Orange County New York | 3 | $ 845,000 | $ 281,000 | $ 107,000 |
| Westchester County New York | 3 | $ 1,305,000 | $ 435,000 | $ 191,000 |
| El Dorado County California | 2 | $ 990,000 | $ 495,000 | $ 146,000 |
| Fresno County California | 2 | $ 3,110,000 | $ 1,555,000 | $ 138,000 |
| San Joaquin County California | 2 | $ 1,460,000 | $ 730,000 | $ 317,000 |
| Arapahoe County Colorado | 2 | $ 2,850,000 | $ 1,425,000 | $ 90,000 |
| Gwinnett County Georgia | 2 | $ 710,000 | $ 355,000 | $ 124,000 |
| Honolulu County Hawaii | 2 | $ 1,320,000 | $ 660,000 | $ 486,000 |
| Sarpy County Nebraska | 2 | $ 32,810,000 | $ 16,405,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| Putnam County New York | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Saratoga County New York | 2 | $ 520,000 | $ 260,000 | $ 66,000 |
| Oklahoma County Oklahoma | 2 | $ 19,180,000 | $ 9,590,000 | $ 0 |
| Thurston County Washington | 2 | $ 45,370,000 | $ 22,685,000 | $ 392,000 |
| Pike County Alabama | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Gila County Arizona | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Pima County Arizona | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Pulaski County Arkansas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Marin County California | 1 | $ 645,000 | $ 645,000 | $ 254,000 |
| Santa Cruz County California | 1 | $ 875,000 | $ 875,000 | $ 316,000 |
| Solano County California | 1 | $ 395,000 | $ 395,000 | $ 117,000 |
| Sonoma County California | 1 | $ 1,625,000 | $ 1,625,000 | $ 630,000 |
| Stanislaus County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Adams County Colorado | 1 | $ 435,000 | $ 435,000 | $ 192,000 |
| El Paso County Colorado | 1 | $ 435,000 | $ 435,000 | $ 242,000 |
| Escambia County Florida | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 1,595,000 | $ 1,595,000 | $ 1,974,000 |
| Orange County Florida | 1 | $ 715,000 | $ 715,000 | $ 163,000 |
| Osceola County Florida | 1 | $ 475,000 | $ 475,000 | $ 237,000 |
| Pasco County Florida | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Sarasota County Florida | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| DeKalb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Forsyth County Georgia | 1 | $ 495,000 | $ 495,000 | $ 288,000 |
| Fulton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| DuPage County Illinois | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Will County Illinois | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| Des Moines County Iowa | 1 | $ 2,815,000 | $ 2,815,000 | $ 0 |
| Johnson County Iowa | 1 | $ 17,645,000 | $ 17,645,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Nye County Nevada | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 156,000 |
| Somerset County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 160,000 |
| Union County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 95,000 |
| Albany County New York | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Rensselaer County New York | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Rockland County New York | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
| Vance County North Carolina | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Klamath County Oregon | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Montgomery County Texas | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 15,665,000 | $ 15,665,000 | $ 0 |
| Southampton County Virginia | 1 | $ 3,575,000 | $ 3,575,000 | $ 0 |
| King County Washington | 1 | $ 26,005,000 | $ 26,005,000 | $ 0 |
| Whatcom County Washington | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Royal Business Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,286 | $1,020,250,000 | $793,000 | $76,115,000 | $149,000 | $1,974,000 |
| Cash-out Refinancing | 162 | $103,620,000 | $639,000 | $2,405,000 | $180,000 | $1,224,000 |
| Refinancing | 140 | $110,100,000 | $786,000 | $15,005,000 | $156,000 | $1,752,000 |
| Other Purpose | 98 | $61,490,000 | $627,000 | $3,245,000 | $170,000 | $630,000 |
| Home Improvement | 3 | $3,565,000 | $1,188,000 | $1,595,000 | $2,955,000 | $6,684,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,499 | $821,025,000 | $547,000 | $3,245,000 | $149,000 | $1,752,000 |
| Not Provided | 74 | $46,080,000 | $622,000 | $2,305,000 | $330,000 | $6,684,000 |
| Not applicable | 63 | $403,405,000 | $6,403,000 | $76,115,000 | $0 | $0 |
| White | 29 | $18,605,000 | $641,000 | $1,555,000 | $259,000 | $661,000 |
| Hispanic | 20 | $8,440,000 | $422,000 | $775,000 | $148,000 | $516,000 |
| Black or African American | 2 | $890,000 | $445,000 | $575,000 | $129,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $495,000 | $495,000 | $495,000 | $98,000 | $98,000 |
| American Indian or Alaskan Native | 1 | $85,000 | $85,000 | $85,000 | $96,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,689 | $1,299,025,000 | $769,000 | $76,115,000 | $159,000 | $6,684,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 841 | $755,995,000 | $898,000 | $76,115,000 | $146,000 | $6,684,000 |
| Loan Purchased By The Institution | 482 | $278,540,000 | $577,000 | $2,095,000 | $187,000 | $1,591,000 |
| File Closed For Incompleteness | 146 | $85,210,000 | $583,000 | $4,875,000 | $140,000 | $1,752,000 |
| Application Denied By Financial Institution | 104 | $73,420,000 | $705,000 | $16,405,000 | $161,000 | $661,000 |
| Application Withdrawn By Applicant | 103 | $59,685,000 | $579,000 | $2,505,000 | $154,000 | $456,000 |
| Application Approved But Not Accepted | 13 | $46,175,000 | $3,551,000 | $20,005,000 | $119,000 | $216,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,585 | $1,225,605,000 | $773,000 | $76,115,000 | $159,000 | $6,684,000 |
| Other | 52 | $42,400,000 | $815,000 | $16,405,000 | $182,000 | $661,000 |
| Debt-To-Income Ratio | 18 | $9,070,000 | $503,000 | $1,205,000 | $104,000 | $261,000 |
| Collateral | 16 | $11,250,000 | $703,000 | $2,405,000 | $194,000 | $520,000 |
| Credit History | 13 | $8,795,000 | $676,000 | $1,105,000 | $143,000 | $216,000 |
| Unverifiable Information | 3 | $1,135,000 | $378,000 | $425,000 | $87,000 | $118,000 |
| Employment History | 2 | $770,000 | $385,000 | $425,000 | $95,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.