Royal Business Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Royal Business Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Royal Business Bank 660 S. Figueroa St. Suite 1888 Los Angeles, CA 90017 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,386 |
| Total Mortgage Loan Application Amount | $880,450,000 |
| Average Mortgage Loan Application Amount | $744,400 |
| Highest Mortgage Loan Application Amount | $13,785,000 |
| Average Applicant Income | $127,800 |
| Highest Applicant Income | $2,482,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richmond County New York | 344 | $ 129,750,000 | $ 377,000 | $ 71,000 |
| Kings County New York | 294 | $ 175,140,000 | $ 595,000 | $ 103,000 |
| Los Angeles County California | 206 | $ 183,100,000 | $ 888,000 | $ 413,000 |
| Queens County New York | 148 | $ 72,120,000 | $ 487,000 | $ 100,000 |
| Cook County Illinois | 69 | $ 15,745,000 | $ 228,000 | $ 80,000 |
| Nassau County New York | 47 | $ 37,755,000 | $ 803,000 | $ 215,000 |
| San Bernardino County California | 43 | $ 31,835,000 | $ 740,000 | $ 185,000 |
| Orange County California | 34 | $ 38,420,000 | $ 1,130,000 | $ 267,000 |
| Clark County Nevada | 32 | $ 23,570,000 | $ 736,000 | $ 249,000 |
| Bronx County New York | 14 | $ 6,470,000 | $ 462,000 | $ 80,000 |
| Riverside County California | 12 | $ 16,920,000 | $ 1,410,000 | $ 181,000 |
| San Diego County California | 8 | $ 11,430,000 | $ 1,428,000 | $ 149,000 |
| Suffolk County New York | 8 | $ 3,790,000 | $ 473,000 | $ 154,000 |
| Alameda County California | 7 | $ 3,325,000 | $ 475,000 | $ 143,000 |
| Sacramento County California | 7 | $ 4,935,000 | $ 705,000 | $ 93,000 |
| Ventura County California | 7 | $ 2,175,000 | $ 310,000 | $ 89,000 |
| New York County New York | 7 | $ 2,865,000 | $ 409,000 | $ 149,000 |
| Contra Costa County California | 6 | $ 5,580,000 | $ 930,000 | $ 308,000 |
| Kern County California | 6 | $ 14,290,000 | $ 2,381,000 | $ 68,000 |
| Santa Clara County California | 6 | $ 12,440,000 | $ 2,073,000 | $ 311,000 |
| Middlesex County New Jersey | 6 | $ 2,110,000 | $ 351,000 | $ 58,000 |
| San Mateo County California | 5 | $ 4,535,000 | $ 907,000 | $ 395,000 |
| Will County Illinois | 5 | $ 1,365,000 | $ 273,000 | $ 98,000 |
| Hudson County New Jersey | 5 | $ 1,895,000 | $ 379,000 | $ 73,000 |
| San Francisco County California | 4 | $ 4,070,000 | $ 1,017,000 | $ 580,000 |
| Solano County California | 3 | $ 1,275,000 | $ 425,000 | $ 93,000 |
| Kane County Illinois | 3 | $ 845,000 | $ 281,000 | $ 140,000 |
| Monmouth County New Jersey | 3 | $ 985,000 | $ 328,000 | $ 105,000 |
| Columbia County Oregon | 3 | $ 6,755,000 | $ 2,251,000 | $ 0 |
| Santa Barbara County California | 2 | $ 910,000 | $ 455,000 | $ 293,000 |
| Liberty County Georgia | 2 | $ 4,070,000 | $ 2,035,000 | $ 0 |
| Morris County New Jersey | 2 | $ 1,000,000 | $ 500,000 | $ 170,000 |
| Somerset County New Jersey | 2 | $ 710,000 | $ 355,000 | $ 91,000 |
| Union County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 59,000 |
| Jackson County Oregon | 2 | $ 5,470,000 | $ 2,735,000 | $ 0 |
| Franklin County Alabama | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Gila County Arizona | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| San Joaquin County California | 1 | $ 605,000 | $ 605,000 | $ 247,000 |
| Siskiyou County California | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Sonoma County California | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Tulare County California | 1 | $ 295,000 | $ 295,000 | $ 218,000 |
| Palm Beach County Florida | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Barrow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Dougherty County Georgia | 1 | $ 3,335,000 | $ 3,335,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| DuPage County Illinois | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Lake County Illinois | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| McHenry County Illinois | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Vermilion County Illinois | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Jasper County Missouri | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Nye County Nevada | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Washoe County Nevada | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 61,000 |
| Essex County New Jersey | 1 | $ 775,000 | $ 775,000 | $ 175,000 |
| Ocean County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Passaic County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Sussex County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Valencia County New Mexico | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| Dutchess County New York | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Pitt County North Carolina | 1 | $ 2,225,000 | $ 2,225,000 | $ 0 |
| Curry County Oregon | 1 | $ 2,555,000 | $ 2,555,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 2,405,000 | $ 2,405,000 | $ 0 |
| Richland County South Carolina | 1 | $ 2,585,000 | $ 2,585,000 | $ 0 |
| Cocke County Tennessee | 1 | $ 1,535,000 | $ 1,535,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 5,205,000 | $ 5,205,000 | $ 0 |
| Bexar County Texas | 1 | $ 11,555,000 | $ 11,555,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Royal Business Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 723 | $487,975,000 | $674,000 | $13,325,000 | $135,000 | $2,482,000 |
| Refinancing | 436 | $250,550,000 | $574,000 | $13,785,000 | $194,000 | $2,140,000 |
| Cash-out Refinancing | 146 | $79,530,000 | $544,000 | $3,155,000 | $131,000 | $1,500,000 |
| Other Purpose | 80 | $61,230,000 | $765,000 | $9,605,000 | $179,000 | $2,422,000 |
| Home Improvement | 1 | $1,165,000 | $1,165,000 | $1,165,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,232 | $619,490,000 | $502,000 | $9,605,000 | $132,000 | $2,482,000 |
| Not applicable | 56 | $210,690,000 | $3,762,000 | $13,785,000 | $0 | $0 |
| White | 48 | $32,180,000 | $670,000 | $3,005,000 | $822,000 | $2,140,000 |
| Not Provided | 24 | $10,330,000 | $430,000 | $1,165,000 | $139,000 | $370,000 |
| Hispanic | 19 | $5,685,000 | $299,000 | $765,000 | $96,000 | $185,000 |
| Black or African American | 4 | $870,000 | $217,000 | $605,000 | $92,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,386 | $880,450,000 | $635,000 | $13,785,000 | $156,000 | $2,482,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 885 | $565,415,000 | $638,000 | $11,705,000 | $161,000 | $2,482,000 |
| File Closed For Incompleteness | 184 | $99,300,000 | $539,000 | $3,005,000 | $124,000 | $1,196,000 |
| Loan Purchased By The Institution | 136 | $97,650,000 | $718,000 | $13,325,000 | $154,000 | $675,000 |
| Application Withdrawn By Applicant | 117 | $63,475,000 | $542,000 | $8,905,000 | $150,000 | $1,781,000 |
| Application Denied By Financial Institution | 50 | $29,690,000 | $593,000 | $5,975,000 | $215,000 | $2,422,000 |
| Application Approved But Not Accepted | 14 | $24,920,000 | $1,780,000 | $13,785,000 | $114,000 | $205,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,336 | $850,760,000 | $636,000 | $13,785,000 | $154,000 | $2,482,000 |
| Other | 22 | $10,780,000 | $490,000 | $1,395,000 | $195,000 | $768,000 |
| Debt-To-Income Ratio | 10 | $5,910,000 | $591,000 | $2,015,000 | $160,000 | $840,000 |
| Collateral | 8 | $8,440,000 | $1,055,000 | $5,975,000 | $386,000 | $2,422,000 |
| Credit History | 7 | $3,715,000 | $530,000 | $1,005,000 | $223,000 | $399,000 |
| Unverifiable Information | 3 | $845,000 | $281,000 | $545,000 | $73,000 | $102,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.