River City Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for River City Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address River City Bank, Inc.
6308 Greenwood Road
Louisville, KY 40258
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 529
Total Mortgage Loan Application Amount $93,285,000
Average Mortgage Loan Application Amount $155,000
Highest Mortgage Loan Application Amount $1,285,000
Average Applicant Income $112,400
Highest Applicant Income $1,053,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for River City Bank, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Kentucky 392 $ 65,240,000 $ 166,000 $ 103,000
Bullitt County Kentucky 32 $ 5,230,000 $ 163,000 $ 92,000
Oldham County Kentucky 21 $ 6,135,000 $ 292,000 $ 149,000
Clark County Indiana 20 $ 3,030,000 $ 151,000 $ 96,000
Floyd County Indiana 16 $ 1,980,000 $ 123,000 $ 73,000
Shelby County Kentucky 8 $ 3,070,000 $ 383,000 $ 197,000
Spencer County Kentucky 7 $ 1,915,000 $ 273,000 $ 89,000
Meade County Kentucky 6 $ 1,710,000 $ 285,000 $ 177,000
Hardin County Kentucky 5 $ 1,625,000 $ 325,000 $ 80,000
Breckinridge County Kentucky 4 $ 550,000 $ 137,000 $ 108,000
Harrison County Indiana 3 $ 535,000 $ 178,000 $ 90,000
Orange County Indiana 2 $ 210,000 $ 105,000 $ 54,000
Washington County Indiana 2 $ 170,000 $ 85,000 $ 44,000
Edmonson County Kentucky 2 $ 200,000 $ 100,000 $ 104,000
Grayson County Kentucky 2 $ 190,000 $ 95,000 $ 131,000
Anderson County Kentucky 1 $ 45,000 $ 45,000 $ 35,000
Fayette County Kentucky 1 $ 605,000 $ 605,000 $ 420,000
Franklin County Kentucky 1 $ 25,000 $ 25,000 $ 54,000
Nelson County Kentucky 1 $ 125,000 $ 125,000 $ 76,000
Warren County Kentucky 1 $ 525,000 $ 525,000 $ 23,000
Wayne County Kentucky 1 $ 45,000 $ 45,000 $ 140,000
Davidson County Tennessee 1 $ 125,000 $ 125,000 $ 60,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for River City Bank, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 344 $61,370,000 $178,000 $1,285,000 $106,000 $675,000
Refinancing 111 $23,055,000 $207,000 $755,000 $99,000 $444,000
Home Improvement 39 $2,925,000 $75,000 $305,000 $141,000 $1,053,000
Cash-out Refinancing 23 $4,475,000 $194,000 $475,000 $98,000 $186,000
Other Purpose 12 $1,460,000 $121,000 $455,000 $118,000 $267,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 196 $33,250,000 $169,000 $1,285,000 $0 $0
White 194 $39,130,000 $201,000 $895,000 $105,000 $675,000
Not Provided 55 $8,825,000 $160,000 $545,000 $107,000 $611,000
Black or African American 43 $4,185,000 $97,000 $445,000 $103,000 $1,053,000
Hispanic 31 $5,465,000 $176,000 $555,000 $120,000 $454,000
Asian 8 $1,890,000 $236,000 $415,000 $85,000 $178,000
Native Hawaiian or Other Pacific Islander 2 $540,000 $270,000 $325,000 $79,000 $89,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 527 $93,035,000 $176,000 $1,285,000 $106,000 $1,053,000
FHA-insured (Federal Housing Administration) 1 $205,000 $205,000 $205,000 $106,000 $106,000
VA-guaranteed (Veterans Administration) 1 $45,000 $45,000 $45,000 $43,000 $43,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 294 $46,990,000 $159,000 $935,000 $123,000 $1,053,000
Application Denied By Financial Institution 101 $19,735,000 $195,000 $1,285,000 $74,000 $276,000
Application Approved But Not Accepted 79 $14,715,000 $186,000 $965,000 $106,000 $420,000
Application Withdrawn By Applicant 53 $11,145,000 $210,000 $755,000 $114,000 $444,000
File Closed For Incompleteness 2 $700,000 $350,000 $415,000 $124,000 $144,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 529 $93,285,000 $176,000 $1,285,000 $106,000 $1,053,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.

Download the Kentucky Lender List