River Bank & Trust
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for River Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | River Bank & Trust 2611 Legends Drive Prattville, AL 36066 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,068 |
| Total Mortgage Loan Application Amount | $471,670,000 |
| Average Mortgage Loan Application Amount | $194,000 |
| Highest Mortgage Loan Application Amount | $5,285,000 |
| Average Applicant Income | $167,000 |
| Highest Applicant Income | $4,316,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Alabama | 353 | $ 62,805,000 | $ 177,000 | $ 158,000 |
| Montgomery County Alabama | 185 | $ 35,795,000 | $ 193,000 | $ 173,000 |
| Elmore County Alabama | 170 | $ 43,810,000 | $ 257,000 | $ 172,000 |
| Tallapoosa County Alabama | 162 | $ 43,100,000 | $ 266,000 | $ 187,000 |
| Mobile County Alabama | 160 | $ 31,880,000 | $ 199,000 | $ 162,000 |
| Autauga County Alabama | 134 | $ 27,540,000 | $ 205,000 | $ 109,000 |
| Chilton County Alabama | 110 | $ 14,390,000 | $ 130,000 | $ 106,000 |
| Baldwin County Alabama | 103 | $ 48,565,000 | $ 471,000 | $ 267,000 |
| Coffee County Alabama | 100 | $ 19,680,000 | $ 196,000 | $ 141,000 |
| Morgan County Alabama | 90 | $ 16,200,000 | $ 180,000 | $ 164,000 |
| Etowah County Alabama | 73 | $ 14,695,000 | $ 201,000 | $ 180,000 |
| Houston County Alabama | 73 | $ 17,995,000 | $ 246,000 | $ 273,000 |
| Madison County Alabama | 56 | $ 10,330,000 | $ 184,000 | $ 159,000 |
| Jefferson County Alabama | 39 | $ 9,745,000 | $ 249,000 | $ 156,000 |
| Shelby County Alabama | 21 | $ 7,355,000 | $ 350,000 | $ 163,000 |
| Bay County Florida | 21 | $ 7,195,000 | $ 342,000 | $ 247,000 |
| Chambers County Alabama | 20 | $ 2,110,000 | $ 105,000 | $ 64,000 |
| Dale County Alabama | 18 | $ 3,950,000 | $ 219,000 | $ 123,000 |
| Coosa County Alabama | 12 | $ 3,010,000 | $ 250,000 | $ 155,000 |
| Henry County Alabama | 12 | $ 3,090,000 | $ 257,000 | $ 268,000 |
| Walton County Florida | 12 | $ 5,720,000 | $ 476,000 | $ 248,000 |
| Geneva County Alabama | 9 | $ 1,905,000 | $ 211,000 | $ 116,000 |
| Limestone County Alabama | 9 | $ 2,585,000 | $ 287,000 | $ 135,000 |
| Russell County Alabama | 8 | $ 1,070,000 | $ 133,000 | $ 60,000 |
| Lawrence County Alabama | 7 | $ 1,405,000 | $ 200,000 | $ 92,000 |
| Marshall County Alabama | 7 | $ 2,615,000 | $ 373,000 | $ 251,000 |
| Escambia County Florida | 7 | $ 2,225,000 | $ 317,000 | $ 147,000 |
| Calhoun County Alabama | 4 | $ 300,000 | $ 75,000 | $ 338,000 |
| Cullman County Alabama | 4 | $ 2,020,000 | $ 505,000 | $ 248,000 |
| Macon County Alabama | 4 | $ 420,000 | $ 105,000 | $ 74,000 |
| Tuscaloosa County Alabama | 4 | $ 910,000 | $ 227,000 | $ 437,000 |
| Fulton County Georgia | 4 | $ 2,130,000 | $ 532,000 | $ 177,000 |
| Blount County Alabama | 3 | $ 1,465,000 | $ 488,000 | $ 148,000 |
| St. Clair County Alabama | 3 | $ 765,000 | $ 255,000 | $ 70,000 |
| Okaloosa County Florida | 3 | $ 1,595,000 | $ 531,000 | $ 194,000 |
| Barbour County Alabama | 2 | $ 300,000 | $ 150,000 | $ 1,090,000 |
| Butler County Alabama | 2 | $ 330,000 | $ 165,000 | $ 42,000 |
| Cherokee County Alabama | 2 | $ 710,000 | $ 355,000 | $ 81,000 |
| Clay County Alabama | 2 | $ 80,000 | $ 40,000 | $ 45,000 |
| DeKalb County Alabama | 2 | $ 540,000 | $ 270,000 | $ 165,000 |
| Lowndes County Alabama | 2 | $ 420,000 | $ 210,000 | $ 139,000 |
| Randolph County Alabama | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Talladega County Alabama | 2 | $ 550,000 | $ 275,000 | $ 82,000 |
| Winston County Alabama | 2 | $ 150,000 | $ 75,000 | $ 121,000 |
| Gulf County Florida | 2 | $ 1,670,000 | $ 835,000 | $ 319,000 |
| Hillsborough County Florida | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| St. Johns County Florida | 2 | $ 510,000 | $ 255,000 | $ 185,000 |
| Houston County Georgia | 2 | $ 610,000 | $ 305,000 | $ 69,000 |
| Jackson County Mississippi | 2 | $ 690,000 | $ 345,000 | $ 208,000 |
| Bibb County Alabama | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Bullock County Alabama | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Covington County Alabama | 1 | $ 405,000 | $ 405,000 | $ 206,000 |
| Crenshaw County Alabama | 1 | $ 315,000 | $ 315,000 | $ 244,000 |
| Dallas County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Escambia County Alabama | 1 | $ 125,000 | $ 125,000 | $ 133,000 |
| Jackson County Alabama | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Lauderdale County Alabama | 1 | $ 175,000 | $ 175,000 | $ 131,000 |
| Pike County Alabama | 1 | $ 415,000 | $ 415,000 | $ 198,000 |
| Faulkner County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Santa Barbara County California | 1 | $ 565,000 | $ 565,000 | $ 84,000 |
| Summit County Colorado | 1 | $ 735,000 | $ 735,000 | $ 849,000 |
| Indian River County Florida | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Leon County Florida | 1 | $ 615,000 | $ 615,000 | $ 496,000 |
| Manatee County Florida | 1 | $ 805,000 | $ 805,000 | $ 488,000 |
| Okeechobee County Florida | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Cherokee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Cobb County Georgia | 1 | $ 445,000 | $ 445,000 | $ 221,000 |
| Fannin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 279,000 |
| Harris County Georgia | 1 | $ 445,000 | $ 445,000 | $ 356,000 |
| Jackson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Muscogee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Troup County Georgia | 1 | $ 205,000 | $ 205,000 | $ 338,000 |
| Walton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 138,000 |
| Ingham County Michigan | 1 | $ 205,000 | $ 205,000 | $ 643,000 |
| Forrest County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 0 |
| George County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Harrison County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 243,000 |
| Hinds County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Durham County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 1,255,000 |
| Macon County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 1,095,000 | $ 1,095,000 | $ 314,000 |
| Hamilton County Tennessee | 1 | $ 2,205,000 | $ 2,205,000 | $ 505,000 |
| Knox County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Lincoln County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Polk County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 314,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for River Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,214 | $341,180,000 | $281,000 | $5,285,000 | $165,000 | $4,316,000 |
| Refinancing | 438 | $85,290,000 | $194,000 | $2,955,000 | $175,000 | $2,347,000 |
| Other Purpose | 227 | $24,455,000 | $107,000 | $895,000 | $189,000 | $1,207,000 |
| Home Improvement | 171 | $15,355,000 | $89,000 | $755,000 | $150,000 | $1,121,000 |
| Cash-out Refinancing | 18 | $5,390,000 | $299,000 | $675,000 | $156,000 | $671,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,603 | $375,895,000 | $234,000 | $5,285,000 | $174,000 | $4,316,000 |
| Not applicable | 236 | $45,090,000 | $191,000 | $1,365,000 | $0 | $0 |
| Black or African American | 124 | $22,190,000 | $178,000 | $925,000 | $87,000 | $945,000 |
| Not Provided | 63 | $18,245,000 | $289,000 | $1,775,000 | $177,000 | $2,150,000 |
| Hispanic | 18 | $3,970,000 | $220,000 | $675,000 | $138,000 | $671,000 |
| Asian | 18 | $4,710,000 | $261,000 | $645,000 | $255,000 | $1,255,000 |
| American Indian or Alaskan Native | 3 | $385,000 | $128,000 | $195,000 | $165,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,057 | $468,615,000 | $227,000 | $5,285,000 | $169,000 | $4,316,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,610,000 | $326,000 | $565,000 | $104,000 | $236,000 |
| FHA-insured (Federal Housing Administration) | 3 | $445,000 | $148,000 | $225,000 | $129,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,909 | $442,305,000 | $231,000 | $5,285,000 | $176,000 | $4,316,000 |
| Application Denied By Financial Institution | 71 | $8,705,000 | $122,000 | $465,000 | $58,000 | $170,000 |
| Application Approved But Not Accepted | 69 | $17,285,000 | $250,000 | $2,905,000 | $122,000 | $1,393,000 |
| Application Withdrawn By Applicant | 19 | $3,375,000 | $177,000 | $705,000 | $150,000 | $852,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,997 | $462,965,000 | $231,000 | $5,285,000 | $173,000 | $4,316,000 |
| Credit History | 47 | $4,645,000 | $98,000 | $355,000 | $55,000 | $158,000 |
| Debt-To-Income Ratio | 18 | $3,040,000 | $168,000 | $465,000 | $59,000 | $159,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $245,000 | $81,000 | $105,000 | $90,000 | $170,000 |
| Other | 2 | $380,000 | $190,000 | $305,000 | $49,000 | $51,000 |
| Employment History | 1 | $395,000 | $395,000 | $395,000 | $83,000 | $83,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.