Resource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Resource Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Resource Bank 4429 Bonney Road Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,918 |
| Total Mortgage Loan Application Amount | $1,594,841,000 |
| Average Mortgage Loan Application Amount | $219,000 |
| Highest Mortgage Loan Application Amount | $7,800,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $1,963,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Resource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Resource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Resource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Resource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Resource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Resource Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 844 | $ 194,898,000 | $ 230,000 | $ 97,000 |
| Prince George's County Maryland | 673 | $ 141,402,000 | $ 210,000 | $ 81,000 |
| Montgomery County Maryland | 546 | $ 120,683,000 | $ 221,000 | $ 81,000 |
| Fairfax County Virginia | 401 | $ 104,268,000 | $ 260,000 | $ 124,000 |
| Prince William County Virginia | 354 | $ 73,030,000 | $ 206,000 | $ 76,000 |
| Chesapeake County Virginia | 333 | $ 81,969,000 | $ 246,000 | $ 107,000 |
| Norfolk County Virginia | 294 | $ 63,304,000 | $ 215,000 | $ 83,000 |
| Charles County Maryland | 258 | $ 56,414,000 | $ 218,000 | $ 97,000 |
| Chesterfield County Virginia | 246 | $ 43,919,000 | $ 178,000 | $ 75,000 |
| Henrico County Virginia | 208 | $ 34,121,000 | $ 164,000 | $ 82,000 |
| District of Columbia County District Of Columbia | 205 | $ 45,485,000 | $ 221,000 | $ 129,000 |
| Newport News County Virginia | 166 | $ 23,917,000 | $ 144,000 | $ 70,000 |
| Hampton County Virginia | 146 | $ 21,042,000 | $ 144,000 | $ 77,000 |
| Loudoun County Virginia | 145 | $ 35,047,000 | $ 241,000 | $ 73,000 |
| Anne Arundel County Maryland | 127 | $ 27,679,000 | $ 217,000 | $ 94,000 |
| St. Mary's County Maryland | 124 | $ 26,318,000 | $ 212,000 | $ 102,000 |
| Richmond City County Virginia | 117 | $ 21,048,000 | $ 179,000 | $ 97,000 |
| Portsmouth County Virginia | 116 | $ 14,258,000 | $ 122,000 | $ 85,000 |
| Baltimore City County Maryland | 100 | $ 9,844,000 | $ 98,000 | $ 108,000 |
| Suffolk County Virginia | 100 | $ 20,899,000 | $ 208,000 | $ 83,000 |
| Orange County Florida | 95 | $ 22,422,000 | $ 236,000 | $ 101,000 |
| Clay County Florida | 87 | $ 13,934,000 | $ 160,000 | $ 86,000 |
| Baltimore County Maryland | 85 | $ 13,794,000 | $ 162,000 | $ 74,000 |
| Manassas County Virginia | 82 | $ 14,120,000 | $ 172,000 | $ 55,000 |
| Frederick County Maryland | 65 | $ 12,057,000 | $ 185,000 | $ 96,000 |
| Howard County Maryland | 61 | $ 13,706,000 | $ 224,000 | $ 118,000 |
| Sussex County Delaware | 58 | $ 7,892,000 | $ 136,000 | $ 73,000 |
| Duval County Florida | 58 | $ 7,641,000 | $ 131,000 | $ 60,000 |
| Stafford County Virginia | 55 | $ 9,938,000 | $ 180,000 | $ 79,000 |
| James City County Virginia | 54 | $ 16,684,000 | $ 308,000 | $ 110,000 |
| Miami-Dade County Florida | 52 | $ 10,142,000 | $ 195,000 | $ 114,000 |
| Calvert County Maryland | 49 | $ 10,346,000 | $ 211,000 | $ 115,000 |
| Spotsylvania County Virginia | 44 | $ 8,268,000 | $ 187,000 | $ 103,000 |
| York County Virginia | 43 | $ 12,403,000 | $ 288,000 | $ 133,000 |
| Hanover County Virginia | 41 | $ 10,217,000 | $ 249,000 | $ 87,000 |
| Alexandria County Virginia | 40 | $ 8,330,000 | $ 208,000 | $ 112,000 |
| Currituck County North Carolina | 39 | $ 11,542,000 | $ 295,000 | $ 127,000 |
| Isle of Wight County Virginia | 39 | $ 10,388,000 | $ 266,000 | $ 96,000 |
| Volusia County Florida | 36 | $ 5,735,000 | $ 159,000 | $ 79,000 |
| Culpeper County Virginia | 34 | $ 5,879,000 | $ 172,000 | $ 64,000 |
| Osceola County Florida | 32 | $ 4,608,000 | $ 144,000 | $ 55,000 |
| Seminole County Florida | 31 | $ 7,043,000 | $ 227,000 | $ 65,000 |
| Broward County Florida | 28 | $ 4,288,000 | $ 153,000 | $ 80,000 |
| Lee County Florida | 27 | $ 4,169,000 | $ 154,000 | $ 84,000 |
| Pasquotank County North Carolina | 27 | $ 4,121,000 | $ 152,000 | $ 59,000 |
| Manassas Park County Virginia | 26 | $ 5,368,000 | $ 206,000 | $ 70,000 |
| Albemarle County Virginia | 24 | $ 6,566,000 | $ 273,000 | $ 128,000 |
| Dare County North Carolina | 23 | $ 7,782,000 | $ 338,000 | $ 175,000 |
| Arlington County Virginia | 23 | $ 7,730,000 | $ 336,000 | $ 139,000 |
| Hennepin County Minnesota | 22 | $ 2,648,000 | $ 120,000 | $ 50,000 |
| Prince George County Virginia | 21 | $ 3,785,000 | $ 180,000 | $ 66,000 |
| Pinellas County Florida | 20 | $ 3,551,000 | $ 177,000 | $ 132,000 |
| Petersburg County Virginia | 20 | $ 2,129,000 | $ 106,000 | $ 85,000 |
| Riverside County California | 18 | $ 5,668,000 | $ 314,000 | $ 0 |
| Brevard County Florida | 17 | $ 1,761,000 | $ 103,000 | $ 63,000 |
| Hillsborough County Florida | 17 | $ 2,919,000 | $ 171,000 | $ 67,000 |
| Palm Beach County Florida | 17 | $ 2,835,000 | $ 166,000 | $ 98,000 |
| Hopewell County Virginia | 17 | $ 1,587,000 | $ 93,000 | $ 72,000 |
| Fauquier County Virginia | 16 | $ 3,201,000 | $ 200,000 | $ 116,000 |
| Lake County Florida | 15 | $ 2,517,000 | $ 167,000 | $ 65,000 |
| Wayne County Michigan | 15 | $ 676,000 | $ 45,000 | $ 46,000 |
| Manatee County Florida | 14 | $ 2,088,000 | $ 149,000 | $ 85,000 |
| Polk County Florida | 14 | $ 2,204,000 | $ 157,000 | $ 37,000 |
| Fulton County Georgia | 14 | $ 1,387,000 | $ 99,000 | $ 53,000 |
| King William County Virginia | 14 | $ 1,757,000 | $ 125,000 | $ 54,000 |
| Poquoson County Virginia | 13 | $ 3,814,000 | $ 293,000 | $ 95,000 |
| Mecklenburg County North Carolina | 12 | $ 1,250,000 | $ 104,000 | $ 173,000 |
| Tarrant County Texas | 12 | $ 783,000 | $ 65,000 | $ 137,000 |
| Colonial Heights County Virginia | 11 | $ 1,402,000 | $ 127,000 | $ 63,000 |
| Jefferson County West Virginia | 11 | $ 1,861,000 | $ 169,000 | $ 89,000 |
| New Castle County Delaware | 10 | $ 983,000 | $ 98,000 | $ 134,000 |
| Gwinnett County Georgia | 10 | $ 1,088,000 | $ 108,000 | $ 50,000 |
| Dakota County Minnesota | 10 | $ 1,130,000 | $ 113,000 | $ 9,000 |
| Wake County North Carolina | 10 | $ 1,819,000 | $ 181,000 | $ 113,000 |
| Greenville County South Carolina | 10 | $ 595,000 | $ 59,000 | $ 240,000 |
| Pulaski County Arkansas | 9 | $ 1,003,000 | $ 111,000 | $ 204,000 |
| St. Johns County Florida | 9 | $ 2,264,000 | $ 251,000 | $ 76,000 |
| Ramsey County Minnesota | 9 | $ 1,140,000 | $ 126,000 | $ 36,000 |
| York County Pennsylvania | 9 | $ 1,182,000 | $ 131,000 | $ 77,000 |
| Dallas County Texas | 9 | $ 567,000 | $ 63,000 | $ 8,000 |
| Bedford County Virginia | 9 | $ 677,000 | $ 75,000 | $ 51,000 |
| Berkeley County West Virginia | 9 | $ 1,214,000 | $ 134,000 | $ 87,000 |
| Maricopa County Arizona | 8 | $ 1,360,000 | $ 170,000 | $ 146,000 |
| Sarasota County Florida | 8 | $ 1,242,000 | $ 155,000 | $ 84,000 |
| Scott County Minnesota | 8 | $ 1,533,000 | $ 191,000 | $ 193,000 |
| Allegheny County Pennsylvania | 8 | $ 308,000 | $ 38,000 | $ 177,000 |
| Spartanburg County South Carolina | 8 | $ 555,000 | $ 69,000 | $ 181,000 |
| Dinwiddie County Virginia | 8 | $ 1,065,000 | $ 133,000 | $ 51,000 |
| Gloucester County Virginia | 8 | $ 2,028,000 | $ 253,000 | $ 76,000 |
| New Kent County Virginia | 8 | $ 1,585,000 | $ 198,000 | $ 61,000 |
| Washington County Minnesota | 7 | $ 988,000 | $ 141,000 | $ 40,000 |
| Suffolk County New York | 7 | $ 1,413,000 | $ 201,000 | $ 49,000 |
| Franklin County Pennsylvania | 7 | $ 1,179,000 | $ 168,000 | $ 106,000 |
| Philadelphia County Pennsylvania | 7 | $ 556,000 | $ 79,000 | $ 54,000 |
| Horry County South Carolina | 7 | $ 949,000 | $ 135,000 | $ 198,000 |
| Davidson County Tennessee | 7 | $ 507,000 | $ 72,000 | $ 0 |
| Bexar County Texas | 7 | $ 728,000 | $ 104,000 | $ 114,000 |
| Accomack County Virginia | 7 | $ 589,000 | $ 84,000 | $ 42,000 |
| Caroline County Virginia | 7 | $ 1,048,000 | $ 149,000 | $ 47,000 |
| Goochland County Virginia | 7 | $ 2,340,000 | $ 334,000 | $ 132,000 |
| Southampton County Virginia | 7 | $ 1,054,000 | $ 150,000 | $ 92,000 |
| Westmoreland County Virginia | 7 | $ 1,965,000 | $ 280,000 | $ 187,000 |
| San Bernardino County California | 6 | $ 943,000 | $ 157,000 | $ 162,000 |
| Collier County Florida | 6 | $ 1,028,000 | $ 171,000 | $ 82,000 |
| Cobb County Georgia | 6 | $ 334,000 | $ 55,000 | $ 56,000 |
| DeKalb County Georgia | 6 | $ 582,000 | $ 97,000 | $ 37,000 |
| Wicomico County Maryland | 6 | $ 687,000 | $ 114,000 | $ 22,000 |
| Jackson County Missouri | 6 | $ 252,000 | $ 42,000 | $ 156,000 |
| Queens County New York | 6 | $ 2,130,000 | $ 355,000 | $ 118,000 |
| Cabarrus County North Carolina | 6 | $ 604,000 | $ 100,000 | $ 88,000 |
| Camden County North Carolina | 6 | $ 1,355,000 | $ 225,000 | $ 73,000 |
| Monroe County Pennsylvania | 6 | $ 638,000 | $ 106,000 | $ 100,000 |
| Montgomery County Pennsylvania | 6 | $ 611,000 | $ 101,000 | $ 62,000 |
| Harris County Texas | 6 | $ 423,000 | $ 70,000 | $ 75,000 |
| Fluvanna County Virginia | 6 | $ 993,000 | $ 165,000 | $ 121,000 |
| Greene County Virginia | 6 | $ 689,000 | $ 114,000 | $ 39,000 |
| King George County Virginia | 6 | $ 1,355,000 | $ 225,000 | $ 99,000 |
| Northampton County Virginia | 6 | $ 2,334,000 | $ 389,000 | $ 230,000 |
| Powhatan County Virginia | 6 | $ 1,090,000 | $ 181,000 | $ 63,000 |
| Warren County Virginia | 6 | $ 1,017,000 | $ 169,000 | $ 43,000 |
| Okaloosa County Florida | 5 | $ 895,000 | $ 179,000 | $ 49,000 |
| Dorchester County Maryland | 5 | $ 1,013,000 | $ 202,000 | $ 147,000 |
| Adams County Pennsylvania | 5 | $ 592,000 | $ 118,000 | $ 76,000 |
| Augusta County Virginia | 5 | $ 556,000 | $ 111,000 | $ 58,000 |
| Fairfax City County Virginia | 5 | $ 1,358,000 | $ 271,000 | $ 18,000 |
| Frederick County Virginia | 5 | $ 1,101,000 | $ 220,000 | $ 92,000 |
| Middlesex County Virginia | 5 | $ 1,138,000 | $ 227,000 | $ 67,000 |
| Staunton County Virginia | 5 | $ 519,000 | $ 103,000 | $ 37,000 |
| San Diego County California | 4 | $ 1,665,000 | $ 416,000 | $ 171,000 |
| Charlotte County Florida | 4 | $ 737,000 | $ 184,000 | $ 119,000 |
| Indian River County Florida | 4 | $ 474,000 | $ 118,000 | $ 49,000 |
| Marion County Florida | 4 | $ 374,000 | $ 93,000 | $ 30,000 |
| Clayton County Georgia | 4 | $ 144,000 | $ 36,000 | $ 96,000 |
| Allegany County Maryland | 4 | $ 375,000 | $ 93,000 | $ 10,000 |
| Caroline County Maryland | 4 | $ 681,000 | $ 170,000 | $ 199,000 |
| Harford County Maryland | 4 | $ 837,000 | $ 209,000 | $ 104,000 |
| Washington County Maryland | 4 | $ 631,000 | $ 157,000 | $ 33,000 |
| Worcester County Maryland | 4 | $ 224,000 | $ 56,000 | $ 41,000 |
| Hillsborough County New Hampshire | 4 | $ 686,000 | $ 171,000 | $ 87,000 |
| Dutchess County New York | 4 | $ 520,000 | $ 130,000 | $ 253,000 |
| Kings County New York | 4 | $ 967,000 | $ 241,000 | $ 117,000 |
| Schenectady County New York | 4 | $ 142,000 | $ 35,000 | $ 38,000 |
| Rowan County North Carolina | 4 | $ 266,000 | $ 66,000 | $ 174,000 |
| Chester County Pennsylvania | 4 | $ 1,077,000 | $ 269,000 | $ 158,000 |
| Lehigh County Pennsylvania | 4 | $ 187,000 | $ 46,000 | $ 122,000 |
| Dorchester County South Carolina | 4 | $ 595,000 | $ 148,000 | $ 79,000 |
| Montgomery County Texas | 4 | $ 294,000 | $ 73,000 | $ 45,000 |
| Amelia County Virginia | 4 | $ 409,000 | $ 102,000 | $ 52,000 |
| Falls Church County Virginia | 4 | $ 1,090,000 | $ 272,000 | $ 120,000 |
| Fredericksburg County Virginia | 4 | $ 428,000 | $ 107,000 | $ 84,000 |
| Roanoke County Virginia | 4 | $ 548,000 | $ 137,000 | $ 70,000 |
| Rockingham County Virginia | 4 | $ 656,000 | $ 164,000 | $ 177,000 |
| Winchester County Virginia | 4 | $ 693,000 | $ 173,000 | $ 0 |
| Sebastian County Arkansas | 3 | $ 294,000 | $ 98,000 | $ 230,000 |
| Fairfield County Connecticut | 3 | $ 677,000 | $ 225,000 | $ 34,000 |
| Hernando County Florida | 3 | $ 342,000 | $ 114,000 | $ 50,000 |
| Leon County Florida | 3 | $ 545,000 | $ 181,000 | $ 135,000 |
| Marion County Indiana | 3 | $ 191,000 | $ 63,000 | $ 29,000 |
| Queen Anne's County Maryland | 3 | $ 887,000 | $ 295,000 | $ 96,000 |
| St. Louis City County Missouri | 3 | $ 251,000 | $ 83,000 | $ 80,000 |
| Gaston County North Carolina | 3 | $ 148,000 | $ 49,000 | $ 240,000 |
| Union County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 34,000 |
| Wilson County Tennessee | 3 | $ 287,000 | $ 95,000 | $ 0 |
| Charlottesville County Virginia | 3 | $ 531,000 | $ 177,000 | $ 66,000 |
| Louisa County Virginia | 3 | $ 374,000 | $ 124,000 | $ 50,000 |
| Montgomery County Virginia | 3 | $ 249,000 | $ 83,000 | $ 35,000 |
| Nottoway County Virginia | 3 | $ 293,000 | $ 97,000 | $ 93,000 |
| Roanoke City County Virginia | 3 | $ 334,000 | $ 111,000 | $ 55,000 |
| Shenandoah County Virginia | 3 | $ 506,000 | $ 168,000 | $ 112,000 |
| San Joaquin County California | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Weld County Colorado | 2 | $ 135,000 | $ 67,000 | $ 44,000 |
| Hartford County Connecticut | 2 | $ 230,000 | $ 115,000 | $ 90,000 |
| Litchfield County Connecticut | 2 | $ 425,000 | $ 212,000 | $ 0 |
| New London County Connecticut | 2 | $ 199,000 | $ 99,000 | $ 134,000 |
| Bay County Florida | 2 | $ 330,000 | $ 165,000 | $ 108,000 |
| Martin County Florida | 2 | $ 744,000 | $ 372,000 | $ 360,000 |
| Nassau County Florida | 2 | $ 732,000 | $ 366,000 | $ 271,000 |
| Pasco County Florida | 2 | $ 466,000 | $ 233,000 | $ 32,000 |
| Walton County Florida | 2 | $ 289,000 | $ 144,000 | $ 152,000 |
| Cherokee County Georgia | 2 | $ 124,000 | $ 62,000 | $ 64,000 |
| Hardin County Kentucky | 2 | $ 155,000 | $ 77,000 | $ 130,000 |
| Macomb County Michigan | 2 | $ 150,000 | $ 75,000 | $ 56,000 |
| Oakland County Michigan | 2 | $ 361,000 | $ 180,000 | $ 125,000 |
| St. Clair County Michigan | 2 | $ 95,000 | $ 47,000 | $ 144,000 |
| Carver County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Mower County Minnesota | 2 | $ 82,000 | $ 41,000 | $ 121,000 |
| Sherburne County Minnesota | 2 | $ 188,000 | $ 94,000 | $ 58,000 |
| Waseca County Minnesota | 2 | $ 135,000 | $ 67,000 | $ 237,000 |
| Rockingham County New Hampshire | 2 | $ 211,000 | $ 105,000 | $ 67,000 |
| Taos County New Mexico | 2 | $ 258,000 | $ 129,000 | $ 172,000 |
| Albany County New York | 2 | $ 178,000 | $ 89,000 | $ 137,000 |
| Bronx County New York | 2 | $ 461,000 | $ 230,000 | $ 69,000 |
| Cumberland County North Carolina | 2 | $ 75,000 | $ 37,000 | $ 108,000 |
| Durham County North Carolina | 2 | $ 173,000 | $ 86,000 | $ 89,000 |
| Guilford County North Carolina | 2 | $ 698,000 | $ 349,000 | $ 125,000 |
| Hertford County North Carolina | 2 | $ 235,000 | $ 117,000 | $ 66,000 |
| Johnston County North Carolina | 2 | $ 395,000 | $ 197,000 | $ 168,000 |
| Greene County Ohio | 2 | $ 275,000 | $ 137,000 | $ 60,000 |
| Montgomery County Ohio | 2 | $ 124,000 | $ 62,000 | $ 64,000 |
| Berks County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 120,000 |
| Bucks County Pennsylvania | 2 | $ 454,000 | $ 227,000 | $ 75,000 |
| Delaware County Pennsylvania | 2 | $ 178,000 | $ 89,000 | $ 60,000 |
| Lawrence County Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 69,000 |
| Charleston County South Carolina | 2 | $ 266,000 | $ 133,000 | $ 150,000 |
| Georgetown County South Carolina | 2 | $ 285,000 | $ 142,000 | $ 155,000 |
| Richland County South Carolina | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Decatur County Tennessee | 2 | $ 154,000 | $ 77,000 | $ 60,000 |
| Roane County Tennessee | 2 | $ 154,000 | $ 77,000 | $ 48,000 |
| Sevier County Tennessee | 2 | $ 496,000 | $ 248,000 | $ 141,000 |
| El Paso County Texas | 2 | $ 185,000 | $ 92,000 | $ 82,000 |
| Guadalupe County Texas | 2 | $ 109,000 | $ 54,000 | $ 168,000 |
| Williamson County Texas | 2 | $ 120,000 | $ 60,000 | $ 180,000 |
| Bristol County Virginia | 2 | $ 145,000 | $ 72,000 | $ 82,000 |
| Campbell County Virginia | 2 | $ 155,000 | $ 77,000 | $ 53,000 |
| Cumberland County Virginia | 2 | $ 255,000 | $ 127,000 | $ 67,000 |
| Floyd County Virginia | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Mathews County Virginia | 2 | $ 830,000 | $ 415,000 | $ 200,000 |
| Nelson County Virginia | 2 | $ 496,000 | $ 248,000 | $ 303,000 |
| Northumberland County Virginia | 2 | $ 485,000 | $ 242,000 | $ 232,000 |
| Orange County Virginia | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Prince Edward County Virginia | 2 | $ 295,000 | $ 147,000 | $ 68,000 |
| Wise County Virginia | 2 | $ 90,000 | $ 45,000 | $ 60,000 |
| Yakima County Washington | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Preston County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Tucker County West Virginia | 2 | $ 390,000 | $ 195,000 | $ 203,000 |
| Kenosha County Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 102,000 |
| Pima County Arizona | 1 | $ 154,000 | $ 154,000 | $ 79,000 |
| Douglas County Colorado | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Gunnison County Colorado | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| New Haven County Connecticut | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Kent County Delaware | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Alachua County Florida | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Escambia County Florida | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Sumter County Florida | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Wakulla County Florida | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| Spencer County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Garrett County Maryland | 1 | $ 215,000 | $ 215,000 | $ 226,000 |
| Suffolk County Massachusetts | 1 | $ 322,000 | $ 322,000 | $ 126,000 |
| Lapeer County Michigan | 1 | $ 142,000 | $ 142,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 53,000 |
| Lincoln County Missouri | 1 | $ 308,000 | $ 308,000 | $ 55,000 |
| Douglas County Nebraska | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Chemung County New York | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Delaware County New York | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Burke County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 241,000 |
| Franklin County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Gates County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Moore County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| New Hanover County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 240,000 |
| Northampton County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Onslow County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Pitt County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 114,000 |
| Washington County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 83,000 |
| Watauga County North Carolina | 1 | $ 384,000 | $ 384,000 | $ 252,000 |
| Wilson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 190,000 |
| Yancey County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 183,000 |
| Cambria County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 34,000 |
| Cameron County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 70,000 |
| Centre County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 175,000 |
| Clearfield County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Pike County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Robertson County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 52,000 |
| Amherst County Virginia | 1 | $ 117,000 | $ 117,000 | $ 24,000 |
| Appomattox County Virginia | 1 | $ 92,000 | $ 92,000 | $ 130,000 |
| Bedford City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Charles City County Virginia | 1 | $ 177,000 | $ 177,000 | $ 192,000 |
| Charlotte County Virginia | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Clarke County Virginia | 1 | $ 508,000 | $ 508,000 | $ 654,000 |
| Essex County Virginia | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Harrisonburg County Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 1,200,000 | $ 1,200,000 | $ 385,000 |
| Madison County Virginia | 1 | $ 572,000 | $ 572,000 | $ 129,000 |
| Mecklenburg County Virginia | 1 | $ 261,000 | $ 261,000 | $ 108,000 |
| Pittsylvania County Virginia | 1 | $ 146,000 | $ 146,000 | $ 36,000 |
| Surry County Virginia | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Sussex County Virginia | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Waynesboro County Virginia | 1 | $ 89,000 | $ 89,000 | $ 47,000 |
| Williamsburg County Virginia | 1 | $ 316,000 | $ 316,000 | $ 115,000 |
| Hardy County West Virginia | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Mineral County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Resource Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,825 | $1,072,462,000 | $184,000 | $7,800,000 | $87,000 | $1,300,000 |
| Refinancing | 2,081 | $519,690,000 | $249,000 | $2,900,000 | $103,000 | $1,963,000 |
| Home Improvement | 12 | $2,689,000 | $224,000 | $635,000 | $146,000 | $507,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,619 | $761,512,000 | $210,000 | $2,900,000 | $100,000 | $1,963,000 |
| Hispanic | 2,313 | $434,286,000 | $187,000 | $1,000,000 | $74,000 | $1,032,000 |
| Black or African American | 1,470 | $279,014,000 | $189,000 | $1,950,000 | $89,000 | $618,000 |
| Asian | 272 | $60,625,000 | $222,000 | $1,313,000 | $125,000 | $1,080,000 |
| Not Provided | 204 | $45,154,000 | $221,000 | $7,800,000 | $98,000 | $521,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $4,876,000 | $187,000 | $527,000 | $73,000 | $182,000 |
| American Indian or Alaskan Native | 11 | $2,474,000 | $224,000 | $884,000 | $142,000 | $431,000 |
| Not applicable | 3 | $6,900,000 | $2,300,000 | $6,300,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,372 | $1,487,321,000 | $201,000 | $7,800,000 | $93,000 | $1,963,000 |
| VA-guaranteed (Veterans Administration) | 280 | $62,829,000 | $224,000 | $410,000 | $67,000 | $199,000 |
| FHA-insured (Federal Housing Administration) | 266 | $44,691,000 | $168,000 | $363,000 | $58,000 | $264,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,344 | $1,280,671,000 | $201,000 | $7,800,000 | $92,000 | $1,963,000 |
| Application Approved But Not Accepted | 937 | $182,330,000 | $194,000 | $2,470,000 | $88,000 | $1,032,000 |
| Application Withdrawn By Applicant | 440 | $95,945,000 | $218,000 | $2,900,000 | $98,000 | $1,908,000 |
| Application Denied By Financial Institution | 175 | $31,550,000 | $180,000 | $910,000 | $86,000 | $283,000 |
| File Closed For Incompleteness | 22 | $4,345,000 | $197,000 | $544,000 | $64,000 | $234,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 52 | $5,892,000 | $113,000 | $368,000 | $89,000 | $283,000 |
| Unverifiable Information | 43 | $9,180,000 | $213,000 | $572,000 | $84,000 | $168,000 |
| Other | 25 | $5,242,000 | $209,000 | $602,000 | $95,000 | $265,000 |
| Credit History | 14 | $3,273,000 | $233,000 | $828,000 | $93,000 | $252,000 |
| Debt-To-Income Ratio | 10 | $2,086,000 | $208,000 | $627,000 | $68,000 | $194,000 |
| Employment History | 10 | $1,256,000 | $125,000 | $273,000 | $67,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,882,000 | $268,000 | $640,000 | $49,000 | $84,000 |
| Credit Application Incomplete | 6 | $1,082,000 | $180,000 | $360,000 | $135,000 | $270,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Resource Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Resource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.