Residential Home Funding Corp.
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Residential Home Funding Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,103 |
| Total Mortgage Loan Application Amount | $958,945,000 |
| Average Mortgage Loan Application Amount | $340,500 |
| Highest Mortgage Loan Application Amount | $15,005,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $2,718,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 171 | $ 58,885,000 | $ 344,000 | $ 129,000 |
| Ocean County New Jersey | 147 | $ 36,925,000 | $ 251,000 | $ 106,000 |
| Sussex County New Jersey | 127 | $ 36,385,000 | $ 286,000 | $ 111,000 |
| Monmouth County New Jersey | 125 | $ 44,265,000 | $ 354,000 | $ 141,000 |
| Westchester County New York | 120 | $ 51,660,000 | $ 430,000 | $ 177,000 |
| Orange County New York | 112 | $ 30,470,000 | $ 272,000 | $ 121,000 |
| Broward County Florida | 109 | $ 31,805,000 | $ 291,000 | $ 93,000 |
| Morris County New Jersey | 108 | $ 38,390,000 | $ 355,000 | $ 149,000 |
| Union County New Jersey | 101 | $ 32,905,000 | $ 325,000 | $ 96,000 |
| Middlesex County New Jersey | 96 | $ 28,380,000 | $ 295,000 | $ 109,000 |
| Nassau County New York | 92 | $ 38,950,000 | $ 423,000 | $ 142,000 |
| Allegheny County Pennsylvania | 89 | $ 19,195,000 | $ 215,000 | $ 119,000 |
| Dutchess County New York | 88 | $ 24,250,000 | $ 275,000 | $ 117,000 |
| Queens County New York | 88 | $ 42,560,000 | $ 483,000 | $ 125,000 |
| Bergen County New Jersey | 68 | $ 26,990,000 | $ 396,000 | $ 160,000 |
| Essex County New Jersey | 61 | $ 22,015,000 | $ 360,000 | $ 129,000 |
| Fairfield County Connecticut | 51 | $ 17,505,000 | $ 343,000 | $ 122,000 |
| Monroe County Pennsylvania | 51 | $ 8,615,000 | $ 168,000 | $ 82,000 |
| Somerset County New Jersey | 49 | $ 15,335,000 | $ 312,000 | $ 110,000 |
| Baltimore City County Maryland | 48 | $ 8,600,000 | $ 179,000 | $ 77,000 |
| Kings County New York | 41 | $ 19,955,000 | $ 486,000 | $ 164,000 |
| Anderson County South Carolina | 41 | $ 7,875,000 | $ 192,000 | $ 65,000 |
| Lee County Florida | 33 | $ 7,465,000 | $ 226,000 | $ 55,000 |
| Atlantic County New Jersey | 33 | $ 6,845,000 | $ 207,000 | $ 68,000 |
| Carbon County Pennsylvania | 33 | $ 4,625,000 | $ 140,000 | $ 89,000 |
| Passaic County New Jersey | 32 | $ 9,990,000 | $ 312,000 | $ 121,000 |
| Bronx County New York | 32 | $ 12,070,000 | $ 377,000 | $ 107,000 |
| Putnam County New York | 32 | $ 10,530,000 | $ 329,000 | $ 144,000 |
| Palm Beach County Florida | 30 | $ 8,980,000 | $ 299,000 | $ 123,000 |
| New Haven County Connecticut | 28 | $ 7,120,000 | $ 254,000 | $ 143,000 |
| Baltimore County Maryland | 28 | $ 7,020,000 | $ 250,000 | $ 76,000 |
| Prince George's County Maryland | 28 | $ 8,790,000 | $ 313,000 | $ 96,000 |
| Ulster County New York | 28 | $ 6,100,000 | $ 217,000 | $ 117,000 |
| Miami-Dade County Florida | 27 | $ 6,745,000 | $ 249,000 | $ 85,000 |
| Warren County New Jersey | 27 | $ 6,605,000 | $ 244,000 | $ 99,000 |
| Richmond County New York | 25 | $ 10,225,000 | $ 409,000 | $ 111,000 |
| Orange County Florida | 23 | $ 5,175,000 | $ 225,000 | $ 83,000 |
| Sullivan County New York | 23 | $ 4,285,000 | $ 186,000 | $ 89,000 |
| Loudoun County Virginia | 22 | $ 9,060,000 | $ 411,000 | $ 290,000 |
| Duval County Florida | 21 | $ 4,795,000 | $ 228,000 | $ 82,000 |
| Hudson County New Jersey | 18 | $ 7,190,000 | $ 399,000 | $ 140,000 |
| Butler County Pennsylvania | 18 | $ 5,750,000 | $ 319,000 | $ 129,000 |
| Lexington County South Carolina | 18 | $ 4,550,000 | $ 252,000 | $ 124,000 |
| Rockland County New York | 17 | $ 5,205,000 | $ 306,000 | $ 135,000 |
| Horry County South Carolina | 16 | $ 2,970,000 | $ 185,000 | $ 85,000 |
| Burlington County New Jersey | 15 | $ 3,575,000 | $ 238,000 | $ 107,000 |
| Mercer County New Jersey | 15 | $ 3,925,000 | $ 261,000 | $ 104,000 |
| Pike County Pennsylvania | 13 | $ 2,315,000 | $ 178,000 | $ 86,000 |
| Greenville County South Carolina | 13 | $ 3,605,000 | $ 277,000 | $ 92,000 |
| Montgomery County Maryland | 12 | $ 4,480,000 | $ 373,000 | $ 162,000 |
| Saratoga County New York | 12 | $ 3,580,000 | $ 298,000 | $ 93,000 |
| Fairfax County Virginia | 11 | $ 4,795,000 | $ 435,000 | $ 154,000 |
| Gloucester County New Jersey | 10 | $ 2,020,000 | $ 202,000 | $ 108,000 |
| Hillsborough County Florida | 9 | $ 4,585,000 | $ 509,000 | $ 148,000 |
| Polk County Florida | 8 | $ 1,330,000 | $ 166,000 | $ 93,000 |
| Cape May County New Jersey | 8 | $ 1,970,000 | $ 246,000 | $ 140,000 |
| Erie County New York | 8 | $ 1,560,000 | $ 195,000 | $ 72,000 |
| Montgomery County Pennsylvania | 8 | $ 2,250,000 | $ 281,000 | $ 118,000 |
| Richland County South Carolina | 8 | $ 1,410,000 | $ 176,000 | $ 97,000 |
| Collier County Florida | 7 | $ 2,065,000 | $ 295,000 | $ 84,000 |
| Pinellas County Florida | 7 | $ 2,015,000 | $ 287,000 | $ 125,000 |
| Seminole County Florida | 7 | $ 2,145,000 | $ 306,000 | $ 96,000 |
| Fulton County Georgia | 7 | $ 16,665,000 | $ 2,380,000 | $ 123,000 |
| Howard County Maryland | 7 | $ 2,295,000 | $ 327,000 | $ 305,000 |
| Albany County New York | 7 | $ 1,805,000 | $ 257,000 | $ 174,000 |
| Bucks County Pennsylvania | 7 | $ 2,015,000 | $ 287,000 | $ 93,000 |
| Northampton County Pennsylvania | 7 | $ 2,225,000 | $ 317,000 | $ 97,000 |
| Spotsylvania County Virginia | 7 | $ 2,565,000 | $ 366,000 | $ 118,000 |
| Brevard County Florida | 6 | $ 1,560,000 | $ 260,000 | $ 86,000 |
| St. Lucie County Florida | 6 | $ 1,410,000 | $ 235,000 | $ 158,000 |
| Volusia County Florida | 6 | $ 1,200,000 | $ 200,000 | $ 76,000 |
| Gwinnett County Georgia | 6 | $ 1,600,000 | $ 266,000 | $ 103,000 |
| Camden County New Jersey | 6 | $ 1,380,000 | $ 230,000 | $ 135,000 |
| Hunterdon County New Jersey | 6 | $ 2,130,000 | $ 355,000 | $ 135,000 |
| Wayne County Pennsylvania | 6 | $ 750,000 | $ 125,000 | $ 120,000 |
| Chester County Pennsylvania | 5 | $ 1,535,000 | $ 307,000 | $ 155,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,155,000 | $ 231,000 | $ 92,000 |
| Beaufort County South Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 143,000 |
| York County South Carolina | 5 | $ 1,995,000 | $ 399,000 | $ 149,000 |
| Tarrant County Texas | 5 | $ 1,625,000 | $ 325,000 | $ 122,000 |
| Prince William County Virginia | 5 | $ 1,975,000 | $ 395,000 | $ 135,000 |
| Pulaski County Virginia | 5 | $ 1,025,000 | $ 205,000 | $ 92,000 |
| Charlotte County Florida | 4 | $ 730,000 | $ 182,000 | $ 72,000 |
| Lake County Florida | 4 | $ 650,000 | $ 162,000 | $ 50,000 |
| St. Johns County Florida | 4 | $ 1,510,000 | $ 377,000 | $ 166,000 |
| Douglas County Georgia | 4 | $ 710,000 | $ 177,000 | $ 68,000 |
| Anne Arundel County Maryland | 4 | $ 1,290,000 | $ 322,000 | $ 127,000 |
| Schenectady County New York | 4 | $ 430,000 | $ 107,000 | $ 66,000 |
| Luzerne County Pennsylvania | 4 | $ 500,000 | $ 125,000 | $ 51,000 |
| Washington County Pennsylvania | 4 | $ 1,300,000 | $ 325,000 | $ 74,000 |
| Denton County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 209,000 |
| Harris County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 126,000 |
| Chesterfield County Virginia | 4 | $ 740,000 | $ 185,000 | $ 81,000 |
| Montgomery County Virginia | 4 | $ 530,000 | $ 132,000 | $ 45,000 |
| Hartford County Connecticut | 3 | $ 645,000 | $ 215,000 | $ 69,000 |
| New Castle County Delaware | 3 | $ 615,000 | $ 205,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,725,000 | $ 575,000 | $ 150,000 |
| Alachua County Florida | 3 | $ 575,000 | $ 191,000 | $ 461,000 |
| Clay County Florida | 3 | $ 555,000 | $ 185,000 | $ 53,000 |
| Martin County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 136,000 |
| Pasco County Florida | 3 | $ 895,000 | $ 298,000 | $ 136,000 |
| Cobb County Georgia | 3 | $ 725,000 | $ 241,000 | $ 121,000 |
| DeKalb County Georgia | 3 | $ 625,000 | $ 208,000 | $ 50,000 |
| Charles County Maryland | 3 | $ 795,000 | $ 265,000 | $ 73,000 |
| Harford County Maryland | 3 | $ 835,000 | $ 278,000 | $ 119,000 |
| Columbia County New York | 3 | $ 1,075,000 | $ 358,000 | $ 226,000 |
| Monroe County New York | 3 | $ 455,000 | $ 151,000 | $ 64,000 |
| Collin County Texas | 3 | $ 675,000 | $ 225,000 | $ 104,000 |
| Dallas County Texas | 3 | $ 885,000 | $ 295,000 | $ 189,000 |
| Fort Bend County Texas | 3 | $ 865,000 | $ 288,000 | $ 1,024,000 |
| Travis County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 153,000 |
| Arlington County Virginia | 3 | $ 1,645,000 | $ 548,000 | $ 328,000 |
| Henrico County Virginia | 3 | $ 995,000 | $ 331,000 | $ 104,000 |
| Norfolk County Virginia | 3 | $ 495,000 | $ 165,000 | $ 59,000 |
| Virginia Beach County Virginia | 3 | $ 1,135,000 | $ 378,000 | $ 186,000 |
| Litchfield County Connecticut | 2 | $ 310,000 | $ 155,000 | $ 144,000 |
| Marion County Florida | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Osceola County Florida | 2 | $ 220,000 | $ 110,000 | $ 123,000 |
| Sumter County Florida | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Cherokee County Georgia | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| Carroll County Maryland | 2 | $ 1,000,000 | $ 500,000 | $ 195,000 |
| Frederick County Maryland | 2 | $ 710,000 | $ 355,000 | $ 90,000 |
| Wicomico County Maryland | 2 | $ 300,000 | $ 150,000 | $ 26,000 |
| Cumberland County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 147,000 |
| Chautauqua County New York | 2 | $ 180,000 | $ 90,000 | $ 30,000 |
| Herkimer County New York | 2 | $ 180,000 | $ 90,000 | $ 82,000 |
| New York County New York | 2 | $ 960,000 | $ 480,000 | $ 190,000 |
| Onondaga County New York | 2 | $ 290,000 | $ 145,000 | $ 62,000 |
| Union County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 56,000 |
| Berks County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 139,000 |
| Delaware County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Indiana County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| Lackawanna County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 27,000 |
| Galveston County Texas | 2 | $ 480,000 | $ 240,000 | $ 203,000 |
| Montgomery County Texas | 2 | $ 760,000 | $ 380,000 | $ 212,000 |
| Albemarle County Virginia | 2 | $ 820,000 | $ 410,000 | $ 156,000 |
| Alexandria County Virginia | 2 | $ 890,000 | $ 445,000 | $ 111,000 |
| Clarke County Virginia | 2 | $ 690,000 | $ 345,000 | $ 1,217,000 |
| Fauquier County Virginia | 2 | $ 880,000 | $ 440,000 | $ 198,000 |
| Hampton County Virginia | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| Weld County Colorado | 1 | $ 125,000 | $ 125,000 | $ 20,000 |
| Middlesex County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Flagler County Florida | 1 | $ 225,000 | $ 225,000 | $ 164,000 |
| Hernando County Florida | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Indian River County Florida | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Leon County Florida | 1 | $ 285,000 | $ 285,000 | $ 196,000 |
| Manatee County Florida | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Nassau County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Sarasota County Florida | 1 | $ 485,000 | $ 485,000 | $ 168,000 |
| Butts County Georgia | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Columbia County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Gordon County Georgia | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Harris County Georgia | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Laurens County Georgia | 1 | $ 295,000 | $ 295,000 | $ 218,000 |
| Meriwether County Georgia | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Rockdale County Georgia | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Tift County Georgia | 1 | $ 175,000 | $ 175,000 | $ 169,000 |
| Toombs County Georgia | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| St. Mary's County Maryland | 1 | $ 375,000 | $ 375,000 | $ 94,000 |
| Cattaraugus County New York | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Essex County New York | 1 | $ 265,000 | $ 265,000 | $ 315,000 |
| Franklin County New York | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Fulton County New York | 1 | $ 245,000 | $ 245,000 | $ 230,000 |
| Otsego County New York | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Rensselaer County New York | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Schuyler County New York | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Washington County New York | 1 | $ 165,000 | $ 165,000 | $ 153,000 |
| Alamance County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Davidson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Durham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Forsyth County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 228,000 |
| Guilford County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Iredell County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Johnston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Nash County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Orange County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Person County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Beaver County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Clarion County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Cumberland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Lebanon County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 127,000 |
| Lehigh County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Potter County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Somerset County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 186,000 |
| Susquehanna County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Westmoreland County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| York County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Abbeville County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Charleston County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 190,000 |
| Chester County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Kershaw County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Lancaster County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 197,000 |
| Laurens County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Oconee County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Orangeburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Spartanburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Union County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 151,000 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bexar County Texas | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Comal County Texas | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Grayson County Texas | 1 | $ 325,000 | $ 325,000 | $ 6,000 |
| Johnson County Texas | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| La Salle County Texas | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| Limestone County Texas | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| McLennan County Texas | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| Smith County Texas | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Giles County Virginia | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Gloucester County Virginia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Hanover County Virginia | 1 | $ 365,000 | $ 365,000 | $ 152,000 |
| Hopewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Mecklenburg County Virginia | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Stafford County Virginia | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Suffolk County Virginia | 1 | $ 445,000 | $ 445,000 | $ 117,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,630 | $484,760,000 | $297,000 | $1,555,000 | $106,000 | $2,112,000 |
| Refinancing | 1,276 | $398,600,000 | $312,000 | $1,445,000 | $140,000 | $2,718,000 |
| Cash-out Refinancing | 195 | $74,845,000 | $383,000 | $15,005,000 | $118,000 | $387,000 |
| Home Improvement | 2 | $740,000 | $370,000 | $445,000 | $136,000 | $178,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,912 | $593,150,000 | $310,000 | $15,005,000 | $130,000 | $2,718,000 |
| Hispanic | 503 | $151,135,000 | $300,000 | $1,005,000 | $93,000 | $402,000 |
| Black or African American | 452 | $126,750,000 | $280,000 | $825,000 | $89,000 | $393,000 |
| Asian | 182 | $68,150,000 | $374,000 | $795,000 | $148,000 | $2,112,000 |
| Not Provided | 34 | $12,000,000 | $352,000 | $1,105,000 | $250,000 | $2,250,000 |
| American Indian or Alaskan Native | 8 | $2,520,000 | $315,000 | $575,000 | $153,000 | $468,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,170,000 | $396,000 | $535,000 | $121,000 | $242,000 |
| Not applicable | 1 | $355,000 | $355,000 | $355,000 | $110,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,246 | $706,810,000 | $314,000 | $15,005,000 | $136,000 | $2,718,000 |
| FHA-insured (Federal Housing Administration) | 720 | $213,590,000 | $296,000 | $935,000 | $83,000 | $508,000 |
| VA-guaranteed (Veterans Administration) | 109 | $33,665,000 | $308,000 | $1,555,000 | $72,000 | $361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $4,880,000 | $174,000 | $315,000 | $59,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,171 | $658,075,000 | $303,000 | $1,495,000 | $120,000 | $1,600,000 |
| Application Withdrawn By Applicant | 717 | $238,035,000 | $331,000 | $15,005,000 | $130,000 | $2,718,000 |
| Application Denied By Financial Institution | 138 | $38,930,000 | $282,000 | $965,000 | $85,000 | $308,000 |
| Application Approved But Not Accepted | 70 | $21,490,000 | $307,000 | $785,000 | $118,000 | $468,000 |
| File Closed For Incompleteness | 7 | $2,415,000 | $345,000 | $585,000 | $98,000 | $132,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,965 | $920,015,000 | $310,000 | $15,005,000 | $122,000 | $2,718,000 |
| Debt-To-Income Ratio | 45 | $14,495,000 | $322,000 | $965,000 | $78,000 | $308,000 |
| Collateral | 23 | $6,145,000 | $267,000 | $695,000 | $94,000 | $303,000 |
| Credit History | 23 | $4,925,000 | $214,000 | $455,000 | $83,000 | $179,000 |
| Employment History | 18 | $4,600,000 | $255,000 | $425,000 | $93,000 | $240,000 |
| Other | 10 | $4,050,000 | $405,000 | $795,000 | $90,000 | $127,000 |
| Unverifiable Information | 9 | $2,665,000 | $296,000 | $465,000 | $103,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,850,000 | $231,000 | $325,000 | $74,000 | $145,000 |
| Credit Application Incomplete | 2 | $200,000 | $100,000 | $105,000 | $36,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.