Residential Home Funding Corp.
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Residential Home Funding Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Residential Home Funding Corp. 707 Westchester Avenue, Suite 305 White Plains, NY 10604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,414 |
| Total Mortgage Loan Application Amount | $1,171,718,000 |
| Average Mortgage Loan Application Amount | $269,500 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $1,814,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Morris County New Jersey | 360 | $ 113,668,000 | $ 315,000 | $ 128,000 |
| Suffolk County New York | 252 | $ 73,021,000 | $ 289,000 | $ 97,000 |
| Queens County New York | 228 | $ 72,182,000 | $ 316,000 | $ 95,000 |
| Sussex County New Jersey | 213 | $ 46,955,000 | $ 220,000 | $ 95,000 |
| Nassau County New York | 199 | $ 73,125,000 | $ 367,000 | $ 135,000 |
| Bergen County New Jersey | 185 | $ 63,059,000 | $ 340,000 | $ 131,000 |
| Westchester County New York | 178 | $ 57,408,000 | $ 322,000 | $ 123,000 |
| Bronx County New York | 176 | $ 66,308,000 | $ 376,000 | $ 91,000 |
| Passaic County New Jersey | 169 | $ 42,560,000 | $ 251,000 | $ 100,000 |
| Warren County New Jersey | 147 | $ 30,870,000 | $ 210,000 | $ 92,000 |
| Orange County New York | 137 | $ 28,945,000 | $ 211,000 | $ 98,000 |
| Essex County New Jersey | 120 | $ 34,314,000 | $ 285,000 | $ 112,000 |
| Monmouth County New Jersey | 115 | $ 36,792,000 | $ 319,000 | $ 131,000 |
| Hudson County New Jersey | 99 | $ 24,779,000 | $ 250,000 | $ 120,000 |
| Union County New Jersey | 89 | $ 26,128,000 | $ 293,000 | $ 111,000 |
| Allegheny County Pennsylvania | 80 | $ 12,202,000 | $ 152,000 | $ 79,000 |
| Dutchess County New York | 72 | $ 16,800,000 | $ 233,000 | $ 93,000 |
| Middlesex County New Jersey | 71 | $ 17,893,000 | $ 252,000 | $ 123,000 |
| Kings County New York | 71 | $ 27,618,000 | $ 388,000 | $ 94,000 |
| Ocean County New Jersey | 66 | $ 16,361,000 | $ 247,000 | $ 115,000 |
| Lehigh County Pennsylvania | 58 | $ 10,556,000 | $ 182,000 | $ 82,000 |
| Monroe County Pennsylvania | 52 | $ 8,455,000 | $ 162,000 | $ 85,000 |
| Northampton County Pennsylvania | 50 | $ 8,423,000 | $ 168,000 | $ 81,000 |
| Fairfield County Connecticut | 46 | $ 17,607,000 | $ 382,000 | $ 146,000 |
| Somerset County New Jersey | 41 | $ 15,173,000 | $ 370,000 | $ 135,000 |
| Hartford County Connecticut | 38 | $ 7,479,000 | $ 196,000 | $ 101,000 |
| Richmond County New York | 36 | $ 12,588,000 | $ 349,000 | $ 98,000 |
| Hillsborough County Florida | 32 | $ 5,194,000 | $ 162,000 | $ 68,000 |
| Carbon County Pennsylvania | 31 | $ 4,211,000 | $ 135,000 | $ 103,000 |
| Pike County Pennsylvania | 31 | $ 4,394,000 | $ 141,000 | $ 65,000 |
| Baltimore City County Maryland | 30 | $ 3,824,000 | $ 127,000 | $ 49,000 |
| Putnam County New York | 29 | $ 8,767,000 | $ 302,000 | $ 113,000 |
| Baltimore County Maryland | 27 | $ 6,072,000 | $ 224,000 | $ 76,000 |
| Hunterdon County New Jersey | 27 | $ 7,447,000 | $ 275,000 | $ 132,000 |
| Philadelphia County Pennsylvania | 25 | $ 3,506,000 | $ 140,000 | $ 94,000 |
| Burlington County New Jersey | 24 | $ 4,693,000 | $ 195,000 | $ 79,000 |
| New Haven County Connecticut | 23 | $ 4,502,000 | $ 195,000 | $ 96,000 |
| Cumberland County New Jersey | 23 | $ 3,046,000 | $ 132,000 | $ 55,000 |
| Rockland County New York | 23 | $ 6,723,000 | $ 292,000 | $ 120,000 |
| Broward County Florida | 22 | $ 4,083,000 | $ 185,000 | $ 71,000 |
| Palm Beach County Florida | 22 | $ 5,294,000 | $ 240,000 | $ 196,000 |
| Gloucester County New Jersey | 20 | $ 3,919,000 | $ 195,000 | $ 98,000 |
| Charleston County South Carolina | 18 | $ 4,381,000 | $ 243,000 | $ 85,000 |
| Dorchester County South Carolina | 18 | $ 3,609,000 | $ 200,000 | $ 71,000 |
| New York County New York | 16 | $ 11,941,000 | $ 746,000 | $ 380,000 |
| Cobb County Georgia | 15 | $ 3,243,000 | $ 216,000 | $ 102,000 |
| Schenectady County New York | 15 | $ 2,003,000 | $ 133,000 | $ 71,000 |
| Ulster County New York | 15 | $ 3,784,000 | $ 252,000 | $ 108,000 |
| Miami-Dade County Florida | 14 | $ 2,919,000 | $ 208,000 | $ 147,000 |
| Pinellas County Florida | 14 | $ 2,366,000 | $ 169,000 | $ 79,000 |
| Atlantic County New Jersey | 14 | $ 1,845,000 | $ 131,000 | $ 103,000 |
| Camden County New Jersey | 14 | $ 2,650,000 | $ 189,000 | $ 93,000 |
| Montgomery County Pennsylvania | 14 | $ 3,897,000 | $ 278,000 | $ 114,000 |
| Berkeley County South Carolina | 14 | $ 2,279,000 | $ 162,000 | $ 76,000 |
| Mercer County New Jersey | 13 | $ 2,806,000 | $ 215,000 | $ 82,000 |
| Leon County Florida | 12 | $ 2,291,000 | $ 190,000 | $ 89,000 |
| Monroe County New York | 12 | $ 1,427,000 | $ 118,000 | $ 65,000 |
| Butler County Pennsylvania | 12 | $ 2,442,000 | $ 203,000 | $ 85,000 |
| Lee County Florida | 11 | $ 2,387,000 | $ 217,000 | $ 140,000 |
| Osceola County Florida | 11 | $ 1,492,000 | $ 135,000 | $ 57,000 |
| Horry County South Carolina | 11 | $ 1,351,000 | $ 122,000 | $ 71,000 |
| Saratoga County New York | 10 | $ 2,179,000 | $ 217,000 | $ 106,000 |
| Sullivan County New York | 10 | $ 1,546,000 | $ 154,000 | $ 76,000 |
| Berks County Pennsylvania | 10 | $ 1,715,000 | $ 171,000 | $ 65,000 |
| Bucks County Pennsylvania | 10 | $ 1,880,000 | $ 188,000 | $ 100,000 |
| Howard County Maryland | 9 | $ 2,393,000 | $ 265,000 | $ 103,000 |
| Cape May County New Jersey | 9 | $ 2,475,000 | $ 275,000 | $ 150,000 |
| Delaware County Pennsylvania | 9 | $ 1,382,000 | $ 153,000 | $ 73,000 |
| Middlesex County Connecticut | 8 | $ 2,232,000 | $ 279,000 | $ 140,000 |
| Collier County Florida | 8 | $ 1,851,000 | $ 231,000 | $ 74,000 |
| Luzerne County Pennsylvania | 8 | $ 1,089,000 | $ 136,000 | $ 63,000 |
| Westmoreland County Pennsylvania | 8 | $ 1,236,000 | $ 154,000 | $ 57,000 |
| Cherokee County Georgia | 7 | $ 1,272,000 | $ 181,000 | $ 59,000 |
| York County Pennsylvania | 7 | $ 1,385,000 | $ 197,000 | $ 77,000 |
| Flagler County Florida | 6 | $ 960,000 | $ 160,000 | $ 62,000 |
| Pasco County Florida | 6 | $ 749,000 | $ 124,000 | $ 44,000 |
| St. Lucie County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 72,000 |
| Prince George's County Maryland | 6 | $ 1,607,000 | $ 267,000 | $ 54,000 |
| Warren County New York | 6 | $ 1,323,000 | $ 220,000 | $ 125,000 |
| Beaver County Pennsylvania | 6 | $ 922,000 | $ 153,000 | $ 62,000 |
| Chester County Pennsylvania | 6 | $ 1,352,000 | $ 225,000 | $ 155,000 |
| Lackawanna County Pennsylvania | 6 | $ 937,000 | $ 156,000 | $ 82,000 |
| New London County Connecticut | 5 | $ 817,000 | $ 163,000 | $ 58,000 |
| Duval County Florida | 5 | $ 904,000 | $ 180,000 | $ 78,000 |
| Orange County Florida | 5 | $ 913,000 | $ 182,000 | $ 171,000 |
| Polk County Florida | 5 | $ 701,000 | $ 140,000 | $ 59,000 |
| Volusia County Florida | 5 | $ 745,000 | $ 149,000 | $ 92,000 |
| DeKalb County Georgia | 5 | $ 946,000 | $ 189,000 | $ 76,000 |
| Anne Arundel County Maryland | 5 | $ 1,537,000 | $ 307,000 | $ 97,000 |
| Chautauqua County New York | 5 | $ 459,000 | $ 91,000 | $ 33,000 |
| Erie County New York | 5 | $ 587,000 | $ 117,000 | $ 73,000 |
| Forsyth County North Carolina | 5 | $ 695,000 | $ 139,000 | $ 51,000 |
| Mecklenburg County North Carolina | 5 | $ 571,000 | $ 114,000 | $ 79,000 |
| Litchfield County Connecticut | 4 | $ 1,034,000 | $ 258,000 | $ 78,000 |
| Albany County New York | 4 | $ 563,000 | $ 140,000 | $ 106,000 |
| Herkimer County New York | 4 | $ 444,000 | $ 111,000 | $ 43,000 |
| Onondaga County New York | 4 | $ 635,000 | $ 158,000 | $ 67,000 |
| Guilford County North Carolina | 4 | $ 570,000 | $ 142,000 | $ 67,000 |
| Wake County North Carolina | 4 | $ 686,000 | $ 171,000 | $ 67,000 |
| Erie County Pennsylvania | 4 | $ 414,000 | $ 103,000 | $ 60,000 |
| Tolland County Connecticut | 3 | $ 556,000 | $ 185,000 | $ 102,000 |
| Brevard County Florida | 3 | $ 445,000 | $ 148,000 | $ 108,000 |
| Charlotte County Florida | 3 | $ 391,000 | $ 130,000 | $ 70,000 |
| Hernando County Florida | 3 | $ 309,000 | $ 103,000 | $ 22,000 |
| Sarasota County Florida | 3 | $ 482,000 | $ 160,000 | $ 96,000 |
| Fulton County Georgia | 3 | $ 914,000 | $ 304,000 | $ 167,000 |
| Gwinnett County Georgia | 3 | $ 675,000 | $ 225,000 | $ 67,000 |
| Carroll County Maryland | 3 | $ 787,000 | $ 262,000 | $ 76,000 |
| Oneida County New York | 3 | $ 355,000 | $ 118,000 | $ 74,000 |
| Rensselaer County New York | 3 | $ 451,000 | $ 150,000 | $ 58,000 |
| Adams County Pennsylvania | 3 | $ 524,000 | $ 174,000 | $ 94,000 |
| Lancaster County Pennsylvania | 3 | $ 623,000 | $ 207,000 | $ 82,000 |
| Lexington County South Carolina | 3 | $ 411,000 | $ 137,000 | $ 62,000 |
| Oconee County South Carolina | 3 | $ 368,000 | $ 122,000 | $ 46,000 |
| York County South Carolina | 3 | $ 558,000 | $ 186,000 | $ 70,000 |
| Prince William County Virginia | 3 | $ 659,000 | $ 219,000 | $ 105,000 |
| New Castle County Delaware | 2 | $ 349,000 | $ 174,000 | $ 53,000 |
| Indian River County Florida | 2 | $ 194,000 | $ 97,000 | $ 54,000 |
| Manatee County Florida | 2 | $ 364,000 | $ 182,000 | $ 56,000 |
| Martin County Florida | 2 | $ 591,000 | $ 295,000 | $ 595,000 |
| Monroe County Florida | 2 | $ 514,000 | $ 257,000 | $ 112,000 |
| St. Johns County Florida | 2 | $ 213,000 | $ 106,000 | $ 57,000 |
| Chatham County Georgia | 2 | $ 257,000 | $ 128,000 | $ 48,000 |
| Henry County Georgia | 2 | $ 225,000 | $ 112,000 | $ 29,000 |
| Paulding County Georgia | 2 | $ 169,000 | $ 84,000 | $ 61,000 |
| Charles County Maryland | 2 | $ 426,000 | $ 213,000 | $ 77,000 |
| Montgomery County Maryland | 2 | $ 908,000 | $ 454,000 | $ 178,000 |
| Salem County New Jersey | 2 | $ 336,000 | $ 168,000 | $ 79,000 |
| Cattaraugus County New York | 2 | $ 231,000 | $ 115,000 | $ 50,000 |
| Cayuga County New York | 2 | $ 207,000 | $ 103,000 | $ 43,000 |
| Delaware County New York | 2 | $ 194,000 | $ 97,000 | $ 26,000 |
| Ontario County New York | 2 | $ 296,000 | $ 148,000 | $ 31,000 |
| Orleans County New York | 2 | $ 288,000 | $ 144,000 | $ 65,000 |
| Schoharie County New York | 2 | $ 274,000 | $ 137,000 | $ 67,000 |
| Wayne County New York | 2 | $ 277,000 | $ 138,000 | $ 81,000 |
| Columbus County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 78,000 |
| Jackson County North Carolina | 2 | $ 599,000 | $ 299,000 | $ 156,000 |
| Union County North Carolina | 2 | $ 498,000 | $ 249,000 | $ 87,000 |
| Dauphin County Pennsylvania | 2 | $ 443,000 | $ 221,000 | $ 167,000 |
| Mercer County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 147,000 |
| Washington County Pennsylvania | 2 | $ 346,000 | $ 173,000 | $ 82,000 |
| Wayne County Pennsylvania | 2 | $ 442,000 | $ 221,000 | $ 238,000 |
| Anderson County South Carolina | 2 | $ 308,000 | $ 154,000 | $ 105,000 |
| Spartanburg County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Chesapeake County Virginia | 2 | $ 428,000 | $ 214,000 | $ 115,000 |
| Chesterfield County Virginia | 2 | $ 527,000 | $ 263,000 | $ 103,000 |
| Kent County Delaware | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| District of Columbia County District Of Columbia | 1 | $ 236,000 | $ 236,000 | $ 137,000 |
| Bay County Florida | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Citrus County Florida | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Clay County Florida | 1 | $ 314,000 | $ 314,000 | $ 178,000 |
| Columbia County Florida | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Gadsden County Florida | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Jackson County Florida | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Marion County Florida | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Nassau County Florida | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Santa Rosa County Florida | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Seminole County Florida | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Wakulla County Florida | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Walton County Florida | 1 | $ 306,000 | $ 306,000 | $ 76,000 |
| Bartow County Georgia | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Clayton County Georgia | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Douglas County Georgia | 1 | $ 231,000 | $ 231,000 | $ 48,000 |
| Forsyth County Georgia | 1 | $ 340,000 | $ 340,000 | $ 362,000 |
| Jones County Georgia | 1 | $ 250,000 | $ 250,000 | $ 136,000 |
| Troup County Georgia | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Walton County Georgia | 1 | $ 164,000 | $ 164,000 | $ 35,000 |
| Allegany County Maryland | 1 | $ 153,000 | $ 153,000 | $ 57,000 |
| Cecil County Maryland | 1 | $ 181,000 | $ 181,000 | $ 108,000 |
| Frederick County Maryland | 1 | $ 269,000 | $ 269,000 | $ 66,000 |
| Garrett County Maryland | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Harford County Maryland | 1 | $ 308,000 | $ 308,000 | $ 160,000 |
| St. Mary's County Maryland | 1 | $ 220,000 | $ 220,000 | $ 94,000 |
| Genesee County New York | 1 | $ 122,000 | $ 122,000 | $ 45,000 |
| Otsego County New York | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Tompkins County New York | 1 | $ 270,000 | $ 270,000 | $ 43,000 |
| Washington County New York | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Buncombe County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Catawba County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 90,000 |
| Cleveland County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 42,000 |
| Craven County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| Davie County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Durham County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 81,000 |
| Nash County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| New Hanover County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Pender County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Person County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 71,000 |
| Armstrong County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 47,000 |
| Bedford County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 93,000 |
| Clearfield County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Franklin County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 38,000 |
| Mifflin County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Schuylkill County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Chesterfield County South Carolina | 1 | $ 263,000 | $ 263,000 | $ 43,000 |
| Dillon County South Carolina | 1 | $ 243,000 | $ 243,000 | $ 61,000 |
| Georgetown County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 213,000 |
| Newberry County South Carolina | 1 | $ 298,000 | $ 298,000 | $ 161,000 |
| Pickens County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 42,000 |
| Fairfax County Virginia | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
| Fauquier County Virginia | 1 | $ 432,000 | $ 432,000 | $ 142,000 |
| Henrico County Virginia | 1 | $ 246,000 | $ 246,000 | $ 80,000 |
| Loudoun County Virginia | 1 | $ 626,000 | $ 626,000 | $ 170,000 |
| Lynchburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Manassas County Virginia | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Newport News County Virginia | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Portsmouth County Virginia | 1 | $ 197,000 | $ 197,000 | $ 61,000 |
| Stafford County Virginia | 1 | $ 356,000 | $ 356,000 | $ 189,000 |
| Virginia Beach County Virginia | 1 | $ 276,000 | $ 276,000 | $ 149,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Residential Home Funding Corp. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,973 | $763,541,000 | $256,000 | $1,632,000 | $103,000 | $1,807,000 |
| Refinancing | 1,441 | $408,177,000 | $283,000 | $1,700,000 | $109,000 | $1,814,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,884 | $780,446,000 | $270,000 | $1,700,000 | $116,000 | $1,814,000 |
| Hispanic | 652 | $172,863,000 | $265,000 | $1,280,000 | $84,000 | $1,139,000 |
| Black or African American | 563 | $140,531,000 | $249,000 | $839,000 | $78,000 | $459,000 |
| Asian | 156 | $42,921,000 | $275,000 | $968,000 | $100,000 | $344,000 |
| Not Provided | 135 | $28,475,000 | $210,000 | $610,000 | $92,000 | $465,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $4,236,000 | $282,000 | $607,000 | $126,000 | $262,000 |
| American Indian or Alaskan Native | 7 | $1,705,000 | $243,000 | $636,000 | $67,000 | $133,000 |
| Not applicable | 2 | $541,000 | $270,000 | $368,000 | $69,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,472 | $665,158,000 | $269,000 | $1,700,000 | $125,000 | $1,807,000 |
| FHA-insured (Federal Housing Administration) | 1,715 | $453,581,000 | $264,000 | $969,000 | $79,000 | $1,814,000 |
| VA-guaranteed (Veterans Administration) | 131 | $37,381,000 | $285,000 | $607,000 | $92,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 96 | $15,598,000 | $162,000 | $314,000 | $60,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,768 | $738,356,000 | $266,000 | $1,700,000 | $105,000 | $1,807,000 |
| Application Withdrawn By Applicant | 1,215 | $324,213,000 | $266,000 | $1,632,000 | $110,000 | $1,814,000 |
| Application Denied By Financial Institution | 293 | $72,845,000 | $248,000 | $1,280,000 | $88,000 | $668,000 |
| Application Approved But Not Accepted | 101 | $24,829,000 | $245,000 | $540,000 | $100,000 | $403,000 |
| File Closed For Incompleteness | 37 | $11,475,000 | $310,000 | $1,575,000 | $124,000 | $775,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $23,619,000 | $277,000 | $720,000 | $78,000 | $240,000 |
| Collateral | 55 | $11,510,000 | $209,000 | $540,000 | $94,000 | $288,000 |
| Credit History | 51 | $12,566,000 | $246,000 | $1,280,000 | $91,000 | $668,000 |
| Other | 32 | $6,685,000 | $208,000 | $508,000 | $117,000 | $431,000 |
| Employment History | 15 | $3,575,000 | $238,000 | $427,000 | $65,000 | $152,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,167,000 | $243,000 | $553,000 | $71,000 | $113,000 |
| Unverifiable Information | 13 | $4,256,000 | $327,000 | $619,000 | $98,000 | $195,000 |
| Credit Application Incomplete | 4 | $1,174,000 | $293,000 | $321,000 | $105,000 | $224,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.