Republic Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Republic Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Republic Bank & Trust Company
601 W Market St
Louisville, KY 40202
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,994
Total Mortgage Loan Application Amount $1,811,790,000
Average Mortgage Loan Application Amount $168,666
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $108,666
Highest Applicant Income $4,357,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Republic Bank & Trust Company by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOUISVILLE/JEFFERSON COUNTY, KY-IN 4,188 $ 768,420,000 $ 172,500 $ 99,500
LEXINGTON-FAYETTE, KY 686 $ 159,550,000 $ 232,000 $ 111,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 519 $ 136,865,000 $ 263,000 $ 145,000
CINCINNATI, OH-KY-IN 356 $ 115,940,000 $ 274,666 $ 140,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 350 $ 119,540,000 $ 341,000 $ 169,000
NA (OUTSIDE OF MSA/MD) 325 $ 75,965,000 $ 228,454 $ 115,863
ATLANTA-SANDY SPRINGS-ROSWELL, GA 83 $ 23,935,000 $ 288,000 $ 127,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 51 $ 20,105,000 $ 407,000 $ 127,000
CHICAGO-NAPERVILLE, IL 49 $ 13,205,000 $ 269,000 $ 197,000
ELIZABETHTOWN-FORT KNOX, KY 49 $ 6,905,000 $ 140,000 $ 75,000
NORTH PORT-SARASOTA-BRADENTON, FL 42 $ 10,500,000 $ 250,000 $ 116,000
RALEIGH, NC 42 $ 11,260,000 $ 268,000 $ 122,000
MEMPHIS, TN-MS-AR 39 $ 7,235,000 $ 185,000 $ 168,500
PHOENIX-MESA-SCOTTSDALE, AZ 37 $ 10,505,000 $ 283,000 $ 163,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 35 $ 9,785,000 $ 253,500 $ 99,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 34 $ 8,640,000 $ 228,500 $ 127,000
ORLANDO-KISSIMMEE-SANFORD, FL 32 $ 7,950,000 $ 248,000 $ 113,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 31 $ 6,195,000 $ 199,000 $ 117,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 31 $ 7,535,000 $ 243,000 $ 151,000
CAMDEN, NJ 28 $ 6,290,000 $ 224,000 $ 144,000
BRIDGEPORT-STAMFORD-NORWALK, CT 25 $ 8,395,000 $ 335,000 $ 125,000
CHARLESTON-NORTH CHARLESTON, SC 25 $ 8,615,000 $ 344,000 $ 136,000
NEW YORK-NEWARK, NY 24 $ 7,910,000 $ 329,000 $ 138,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 21 $ 6,235,000 $ 296,000 $ 135,000
NEWARK, NJ-PA 20 $ 5,640,000 $ 245,500 $ 115,000
DURHAM-CHAPEL HILL, NC 18 $ 5,140,000 $ 285,000 $ 140,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 18 $ 4,400,000 $ 244,000 $ 111,000
LAKELAND-WINTER HAVEN, FL 18 $ 3,590,000 $ 199,000 $ 68,000
JACKSONVILLE, FL 17 $ 5,475,000 $ 322,000 $ 122,000
MIAMI-MIAMI BEACH-KENDALL, FL 17 $ 4,555,000 $ 267,000 $ 130,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 17 $ 5,045,000 $ 296,000 $ 129,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 16 $ 9,200,000 $ 575,000 $ 169,000
OWENSBORO, KY 16 $ 2,290,000 $ 143,000 $ 65,000
ST. LOUIS, MO-IL 16 $ 3,750,000 $ 253,000 $ 111,500
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 15 $ 12,935,000 $ 862,000 $ 85,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 15 $ 6,155,000 $ 689,000 $ 384,500
WARREN-TROY-FARMINGTON HILLS, MI 15 $ 3,355,000 $ 223,000 $ 150,000
CAPE CORAL-FORT MYERS, FL 14 $ 5,590,000 $ 399,000 $ 196,000
CLEVELAND-ELYRIA, OH 14 $ 2,310,000 $ 165,000 $ 104,000
HUNTSVILLE, AL 14 $ 3,150,000 $ 225,000 $ 245,000
KANSAS CITY, MO-KS 14 $ 2,840,000 $ 202,000 $ 137,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 14 $ 3,140,000 $ 224,000 $ 112,000
BIRMINGHAM-HOOVER, AL 13 $ 3,395,000 $ 261,000 $ 129,000
COLUMBUS, OH 13 $ 2,935,000 $ 225,000 $ 116,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 13 $ 2,885,000 $ 221,000 $ 93,000
PHILADELPHIA, PA 13 $ 2,985,000 $ 229,000 $ 176,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 13 $ 4,725,000 $ 363,000 $ 254,000
BOWLING GREEN, KY 12 $ 2,800,000 $ 233,000 $ 122,000
COLUMBIA, SC 12 $ 3,550,000 $ 295,000 $ 112,000
RICHMOND, VA 12 $ 3,880,000 $ 323,000 $ 123,000
GREENVILLE-ANDERSON-MAULDIN, SC 11 $ 2,305,000 $ 209,000 $ 95,000
NEW HAVEN-MILFORD, CT 11 $ 2,625,000 $ 238,000 $ 124,000
SAN DIEGO-CARLSBAD, CA 11 $ 5,055,000 $ 459,000 $ 129,000
WINSTON-SALEM, NC 11 $ 2,765,000 $ 251,000 $ 111,000
CHATTANOOGA, TN-GA 10 $ 1,850,000 $ 202,500 $ 96,000
DAYTON-SPRINGFIELD-KETTERING, OH 10 $ 3,130,000 $ 313,000 $ 84,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 10 $ 2,490,000 $ 249,000 $ 146,000
NEW ORLEANS-METAIRIE, LA 10 $ 2,380,000 $ 238,000 $ 146,000
OAKLAND-HAYWARD-BERKELEY, CA 10 $ 4,790,000 $ 479,000 $ 332,000
SEATTLE-BELLEVUE-EVERETT, WA 10 $ 4,650,000 $ 465,000 $ 164,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 9 $ 1,505,000 $ 167,000 $ 74,000
GARY, IN 9 $ 2,445,000 $ 271,000 $ 109,000
PITTSBURGH, PA 9 $ 2,465,000 $ 273,000 $ 139,000
ASHEVILLE, NC 8 $ 2,480,000 $ 310,000 $ 180,000
DAPHNE-FAIRHOPE-FOLEY, AL 8 $ 2,460,000 $ 307,000 $ 97,000
AKRON, OH 7 $ 1,515,000 $ 216,000 $ 76,000
DENVER-AURORA-LAKEWOOD, CO 7 $ 1,765,000 $ 252,000 $ 102,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 7 $ 1,685,000 $ 240,000 $ 111,000
SALT LAKE CITY, UT 7 $ 1,885,000 $ 269,000 $ 135,000
LANCASTER, PA 6 $ 1,410,000 $ 235,000 $ 78,000
LANSING-EAST LANSING, MI 6 $ 1,300,000 $ 216,000 $ 63,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 6 $ 1,640,000 $ 273,000 $ 101,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 6 $ 2,490,000 $ 415,000 $ 279,000
OCALA, FL 6 $ 1,090,000 $ 181,000 $ 75,000
PANAMA CITY, FL 6 $ 4,350,000 $ 725,000 $ 216,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 6 $ 2,200,000 $ 366,000 $ 142,000
SPRINGFIELD, MO 6 $ 970,000 $ 161,000 $ 88,000
THE VILLAGES, FL 6 $ 1,920,000 $ 320,000 $ 119,000
ATLANTIC CITY-HAMMONTON, NJ 5 $ 875,000 $ 175,000 $ 54,000
BATON ROUGE, LA 5 $ 1,445,000 $ 289,000 $ 123,000
FLINT, MI 5 $ 1,045,000 $ 209,000 $ 83,000
GULFPORT-BILOXI-PASCAGOULA, MS 5 $ 875,000 $ 175,000 $ 118,000
HOMOSASSA SPRINGS, FL 5 $ 1,115,000 $ 223,000 $ 109,000
LAFAYETTE, LA 5 $ 1,225,000 $ 245,000 $ 112,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 5 $ 1,275,000 $ 307,500 $ 115,000
MADISON, WI 5 $ 1,005,000 $ 201,000 $ 141,000
PORT ST. LUCIE, FL 5 $ 1,355,000 $ 271,000 $ 162,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 5 $ 3,575,000 $ 715,000 $ 265,000
SEBASTIAN-VERO BEACH, FL 5 $ 1,375,000 $ 275,000 $ 81,000
GAINESVILLE, FL 4 $ 1,140,000 $ 285,000 $ 114,000
HICKORY-LENOIR-MORGANTON, NC 4 $ 800,000 $ 200,000 $ 85,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 4 $ 950,000 $ 237,000 $ 66,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 4 $ 1,750,000 $ 437,000 $ 103,000
SPARTANBURG, SC 4 $ 760,000 $ 190,000 $ 98,000
WILMINGTON, NC 4 $ 1,390,000 $ 347,000 $ 93,000
ANAHEIM-SANTA ANA-IRVINE, CA 3 $ 1,605,000 $ 535,000 $ 441,000
CLARKSVILLE, TN-KY 3 $ 675,000 $ 225,000 $ 90,000
DETROIT-DEARBORN-LIVONIA, MI 3 $ 655,000 $ 218,000 $ 185,000
ERIE, PA 3 $ 115,000 $ 38,000 $ 98,000
FORT WAYNE, IN 3 $ 355,000 $ 118,000 $ 56,000
GAINESVILLE, GA 3 $ 735,000 $ 245,000 $ 80,000
GRAND RAPIDS-WYOMING, MI 3 $ 495,000 $ 165,000 $ 63,000
GREENSBORO-HIGH POINT, NC 3 $ 845,000 $ 281,000 $ 181,000
HUNTINGTON-ASHLAND, WV-KY-OH 3 $ 415,000 $ 132,500 $ 80,500
JACKSON, MS 3 $ 855,000 $ 285,000 $ 91,000
KALAMAZOO-PORTAGE, MI 3 $ 965,000 $ 321,000 $ 360,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 3 $ 715,000 $ 238,000 $ 65,000
KNOXVILLE, TN 3 $ 525,000 $ 175,000 $ 82,000
LYNCHBURG, VA 3 $ 925,000 $ 308,000 $ 162,000
MOBILE, AL 3 $ 805,000 $ 268,000 $ 149,000
MONROE, LA 3 $ 805,000 $ 268,000 $ 66,000
MONTGOMERY, AL 3 $ 465,000 $ 155,000 $ 279,000
NORWICH-NEW LONDON, CT 3 $ 855,000 $ 285,000 $ 71,000
OXNARD-THOUSAND OAKS-VENTURA, CA 3 $ 1,605,000 $ 535,000 $ 175,000
SAN RAFAEL, CA 3 $ 1,505,000 $ 501,000 $ 86,000
SAVANNAH, GA 3 $ 635,000 $ 211,000 $ 151,000
TRENTON, NJ 3 $ 685,000 $ 228,000 $ 109,000
VALLEJO-FAIRFIELD, CA 3 $ 845,000 $ 281,000 $ 251,000
YORK-HANOVER, PA 3 $ 655,000 $ 218,000 $ 144,000
AUBURN-OPELIKA, AL 2 $ 540,000 $ 270,000 $ 198,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 450,000 $ 225,000 $ 69,000
BLOOMINGTON, IN 2 $ 470,000 $ 235,000 $ 142,000
CANTON-MASSILLON, OH 2 $ 390,000 $ 195,000 $ 81,000
CHARLOTTESVILLE, VA 2 $ 710,000 $ 355,000 $ 796,000
COLORADO SPRINGS, CO 2 $ 770,000 $ 385,000 $ 193,000
COLUMBUS, IN 2 $ 660,000 $ 330,000 $ 156,000
CORVALLIS, OR 2 $ 350,000 $ 175,000 $ 93,000
DALTON, GA 2 $ 540,000 $ 270,000 $ 153,000
EAST STROUDSBURG, PA 2 $ 790,000 $ 395,000 $ 105,000
EUGENE, OR 2 $ 560,000 $ 280,000 $ 78,000
EVANSVILLE, IN-KY 2 $ 480,000 $ 240,000 $ 130,000
FLORENCE-MUSCLE SHOALS, AL 2 $ 260,000 $ 130,000 $ 80,000
FRESNO, CA 2 $ 210,000 $ 105,000 $ 44,000
GADSDEN, AL 2 $ 500,000 $ 250,000 $ 112,000
MEDFORD, OR 2 $ 390,000 $ 195,000 $ 104,000
OCEAN CITY, NJ 2 $ 630,000 $ 315,000 $ 77,000
PROVO-OREM, UT 2 $ 840,000 $ 420,000 $ 117,000
READING, PA 2 $ 580,000 $ 290,000 $ 173,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 390,000 $ 195,000 $ 86,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 2 $ 700,000 $ 350,000 $ 255,000
SEBRING, FL 2 $ 160,000 $ 80,000 $ 62,000
STAUNTON-WAYNESBORO, VA 2 $ 400,000 $ 200,000 $ 65,000
TACOMA-LAKEWOOD, WA 2 $ 400,000 $ 200,000 $ 91,000
TERRE HAUTE, IN 2 $ 130,000 $ 65,000 $ 118,000
TOLEDO, OH 2 $ 300,000 $ 150,000 $ 133,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 2 $ 310,000 $ 155,000 $ 111,000
ALBANY, OR 1 $ 295,000 $ 295,000 $ 83,000
ALTOONA, PA 1 $ 175,000 $ 175,000 $ 94,000
ANN ARBOR, MI 1 $ 185,000 $ 185,000 $ 93,000
BAKERSFIELD, CA 1 $ 185,000 $ 185,000 $ 147,000
BATTLE CREEK, MI 1 $ 95,000 $ 95,000 $ 50,000
BAY CITY, MI 1 $ 305,000 $ 305,000 $ 162,000
BELLINGHAM, WA 1 $ 545,000 $ 545,000 $ 227,000
BEND-REDMOND, OR 1 $ 185,000 $ 185,000 $ 150,000
BLOOMINGTON, IL 1 $ 285,000 $ 285,000 $ 134,000
BOULDER, CO 1 $ 395,000 $ 395,000 $ 0
BREMERTON-SILVERDALE, WA 1 $ 205,000 $ 205,000 $ 70,000
BRUNSWICK, GA 1 $ 1,125,000 $ 1,125,000 $ 500,000
BURLINGTON, NC 1 $ 55,000 $ 55,000 $ 2,537,000
CAPE GIRARDEAU, MO-IL 1 $ 295,000 $ 295,000 $ 53,000
CLEVELAND, TN 1 $ 405,000 $ 405,000 $ 111,000
COLUMBUS, GA-AL 1 $ 145,000 $ 145,000 $ 87,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 125,000 $ 125,000 $ 105,000
DECATUR, AL 1 $ 175,000 $ 175,000 $ 45,000
DOTHAN, AL 1 $ 215,000 $ 215,000 $ 94,000
DULUTH, MN-WI 1 $ 165,000 $ 165,000 $ 78,000
ELGIN, IL 1 $ 65,000 $ 65,000 $ 127,000
ELKHART-GOSHEN, IN 1 $ 205,000 $ 205,000 $ 51,000
FAYETTEVILLE, NC 1 $ 155,000 $ 155,000 $ 42,000
FLORENCE, SC 1 $ 255,000 $ 255,000 $ 280,000
FORT COLLINS, CO 1 $ 5,000 $ 5,000 $ 23,000
GETTYSBURG, PA 1 $ 205,000 $ 205,000 $ 76,000
GRANTS PASS, OR 1 $ 225,000 $ 225,000 $ 94,000
GREEN BAY, WI 1 $ 175,000 $ 175,000 $ 140,000
GREENVILLE, NC 1 $ 415,000 $ 415,000 $ 91,000
HARRISBURG-CARLISLE, PA 1 $ 195,000 $ 195,000 $ 390,000
HOUMA-THIBODAUX, LA 1 $ 385,000 $ 385,000 $ 400,000
JOHNSON CITY, TN 1 $ 125,000 $ 125,000 $ 43,000
JOHNSTOWN, PA 1 $ 205,000 $ 205,000 $ 70,000
JOPLIN, MO 1 $ 125,000 $ 125,000 $ 145,000
KANKAKEE, IL 1 $ 225,000 $ 225,000 $ 69,000
KOKOMO, IN 1 $ 65,000 $ 65,000 $ 12,000
LAFAYETTE-WEST LAFAYETTE, IN 1 $ 115,000 $ 115,000 $ 109,000
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 45,000 $ 45,000 $ 60,000
LONGVIEW, WA 1 $ 205,000 $ 205,000 $ 95,000
MADERA, CA 1 $ 185,000 $ 185,000 $ 84,000
MODESTO, CA 1 $ 185,000 $ 185,000 $ 245,000
MONROE, MI 1 $ 155,000 $ 155,000 $ 86,000
MORRISTOWN, TN 1 $ 805,000 $ 805,000 $ 840,000
NEW BERN, NC 1 $ 485,000 $ 485,000 $ 99,000
NILES-BENTON HARBOR, MI 1 $ 165,000 $ 165,000 $ 178,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 325,000 $ 325,000 $ 308,000
PUNTA GORDA, FL 1 $ 655,000 $ 655,000 $ 242,000
RACINE, WI 1 $ 75,000 $ 75,000 $ 55,000
ROANOKE, VA 1 $ 235,000 $ 235,000 $ 117,000
ROCHESTER, MN 1 $ 215,000 $ 215,000 $ 201,000
ROME, GA 1 $ 135,000 $ 135,000 $ 185,000
SAGINAW, MI 1 $ 95,000 $ 95,000 $ 208,000
SALEM, OR 1 $ 165,000 $ 165,000 $ 112,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 195,000 $ 195,000 $ 131,000
SANTA MARIA-SANTA BARBARA, CA 1 $ 665,000 $ 665,000 $ 140,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 1 $ 105,000 $ 105,000 $ 46,000
SIERRA VISTA-DOUGLAS, AZ 1 $ 195,000 $ 195,000 $ 124,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 105,000 $ 105,000 $ 83,000
SPOKANE-SPOKANE VALLEY, WA 1 $ 225,000 $ 225,000 $ 69,000
ST. GEORGE, UT 1 $ 465,000 $ 465,000 $ 83,000
ST. JOSEPH, MO-KS 1 $ 475,000 $ 475,000 $ 148,000
STOCKTON-LODI, CA 1 $ 285,000 $ 285,000 $ 51,000
SUMTER, SC 1 $ 155,000 $ 155,000 $ 0
TALLAHASSEE, FL 1 $ 625,000 $ 625,000 $ 250,000
TUSCALOOSA, AL 1 $ 175,000 $ 175,000 $ 31,000
VISALIA-PORTERVILLE, CA 1 $ 165,000 $ 165,000 $ 59,000
WILMINGTON, DE-MD-NJ 1 $ 215,000 $ 215,000 $ 55,000
WORCESTER, MA-CT 1 $ 285,000 $ 285,000 $ 47,000
YUMA, AZ 1 $ 205,000 $ 205,000 $ 62,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,374 $629,550,000 $265,000 $6,005,000 $115,000 $4,357,000
Refinancing 2,270 $590,900,000 $260,000 $5,745,000 $127,000 $1,349,000
Cash-out Refinancing 2,034 $451,540,000 $221,000 $2,045,000 $112,000 $2,331,000
Other Purpose 806 $97,900,000 $121,000 $1,845,000 $135,000 $3,224,000
Home Improvement 500 $41,270,000 $82,000 $925,000 $136,000 $2,359,000
Not Applicable 10 $630,000 $63,000 $125,000 $27,000 $44,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,558 $1,177,550,000 $211,000 $2,255,000 $127,000 $4,357,000
Black or African American 775 $126,425,000 $163,000 $1,125,000 $74,000 $1,947,000
Not Provided 601 $142,745,000 $237,000 $1,445,000 $132,000 $2,537,000
Hispanic 368 $73,780,000 $200,000 $1,455,000 $86,000 $580,000
Not applicable 356 $204,970,000 $575,000 $6,005,000 $0 $0
Asian 204 $56,460,000 $276,000 $2,555,000 $150,000 $1,164,000
American Indian or Alaskan Native 37 $5,725,000 $154,000 $545,000 $87,000 $230,000
Native Hawaiian or Other Pacific Islander 5 $995,000 $199,000 $335,000 $86,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,635 $1,741,725,000 $228,000 $6,005,000 $124,000 $4,357,000
FHA-insured (Federal Housing Administration) 247 $44,455,000 $179,000 $515,000 $57,000 $280,000
VA-guaranteed (Veterans Administration) 89 $21,565,000 $242,000 $625,000 $81,000 $364,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $4,045,000 $175,000 $285,000 $53,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,887 $1,132,015,000 $231,000 $6,005,000 $125,000 $4,357,000
Application Withdrawn By Applicant 2,055 $475,285,000 $231,000 $5,745,000 $120,000 $3,224,000
Application Denied By Financial Institution 505 $99,055,000 $196,000 $3,485,000 $83,000 $1,947,000
File Closed For Incompleteness 410 $82,370,000 $200,000 $2,115,000 $131,000 $1,532,000
Loan Purchased By The Institution 70 $9,740,000 $139,000 $255,000 $33,000 $57,000
Application Approved But Not Accepted 67 $13,325,000 $198,000 $705,000 $124,000 $505,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,489 $1,712,735,000 $228,000 $6,005,000 $123,000 $4,357,000
Debt-To-Income Ratio 246 $43,740,000 $177,000 $2,045,000 $53,000 $264,000
Credit History 107 $14,655,000 $136,000 $1,285,000 $96,000 $1,220,000
Other 83 $24,055,000 $289,000 $1,405,000 $203,000 $1,947,000
Collateral 41 $10,885,000 $265,000 $3,485,000 $149,000 $1,441,000
Employment History 17 $2,685,000 $157,000 $345,000 $74,000 $253,000
Unverifiable Information 6 $2,280,000 $380,000 $1,505,000 $146,000 $494,000
Insufficient Cash (Downpayment, Closing Cost) 3 $535,000 $178,000 $235,000 $55,000 $61,000
Credit Application Incomplete 2 $220,000 $110,000 $195,000 $92,000 $134,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.

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