Republic Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Republic Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,875 |
| Total Mortgage Loan Application Amount | $1,129,485,000 |
| Average Mortgage Loan Application Amount | $223,833 |
| Highest Mortgage Loan Application Amount | $37,705,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $3,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,540 | $ 300,650,000 | $ 195,000 | $ 124,000 |
| Fayette County Kentucky | 314 | $ 71,640,000 | $ 228,000 | $ 131,000 |
| Hillsborough County Florida | 312 | $ 53,930,000 | $ 172,000 | $ 145,000 |
| Pinellas County Florida | 275 | $ 54,805,000 | $ 199,000 | $ 144,000 |
| Clark County Indiana | 196 | $ 64,080,000 | $ 326,000 | $ 100,000 |
| Davidson County Tennessee | 181 | $ 39,435,000 | $ 217,000 | $ 141,000 |
| Hamilton County Ohio | 160 | $ 53,160,000 | $ 332,000 | $ 193,000 |
| Pasco County Florida | 148 | $ 21,150,000 | $ 142,000 | $ 111,000 |
| Oldham County Kentucky | 137 | $ 30,525,000 | $ 222,000 | $ 180,000 |
| Bullitt County Kentucky | 128 | $ 13,270,000 | $ 103,000 | $ 84,000 |
| Floyd County Indiana | 99 | $ 15,065,000 | $ 152,000 | $ 119,000 |
| Shelby County Kentucky | 83 | $ 11,705,000 | $ 141,000 | $ 110,000 |
| Williamson County Tennessee | 80 | $ 25,580,000 | $ 319,000 | $ 211,000 |
| Kenton County Kentucky | 77 | $ 18,475,000 | $ 239,000 | $ 181,000 |
| Rutherford County Tennessee | 73 | $ 11,005,000 | $ 150,000 | $ 131,000 |
| Scott County Kentucky | 59 | $ 10,225,000 | $ 173,000 | $ 100,000 |
| Butler County Ohio | 51 | $ 5,565,000 | $ 109,000 | $ 111,000 |
| Boone County Kentucky | 49 | $ 10,485,000 | $ 213,000 | $ 126,000 |
| Campbell County Kentucky | 43 | $ 8,465,000 | $ 196,000 | $ 169,000 |
| Hernando County Florida | 38 | $ 3,380,000 | $ 88,000 | $ 103,000 |
| Spencer County Kentucky | 36 | $ 5,730,000 | $ 159,000 | $ 135,000 |
| Wilson County Tennessee | 32 | $ 3,870,000 | $ 120,000 | $ 125,000 |
| Sumner County Tennessee | 30 | $ 3,990,000 | $ 133,000 | $ 149,000 |
| Madison County Kentucky | 29 | $ 12,005,000 | $ 413,000 | $ 146,000 |
| Clermont County Ohio | 28 | $ 10,200,000 | $ 364,000 | $ 168,000 |
| Warren County Ohio | 25 | $ 6,265,000 | $ 250,000 | $ 265,000 |
| Maury County Tennessee | 24 | $ 2,770,000 | $ 115,000 | $ 69,000 |
| Jessamine County Kentucky | 21 | $ 9,215,000 | $ 438,000 | $ 187,000 |
| Nelson County Kentucky | 19 | $ 2,185,000 | $ 115,000 | $ 104,000 |
| Alameda County California | 18 | $ 18,750,000 | $ 1,041,000 | $ 127,000 |
| Harrison County Indiana | 17 | $ 1,815,000 | $ 106,000 | $ 99,000 |
| Woodford County Kentucky | 16 | $ 3,540,000 | $ 221,000 | $ 139,000 |
| Robertson County Tennessee | 16 | $ 1,500,000 | $ 93,000 | $ 106,000 |
| Manatee County Florida | 15 | $ 4,095,000 | $ 273,000 | $ 221,000 |
| Los Angeles County California | 14 | $ 13,190,000 | $ 942,000 | $ 0 |
| Franklin County Kentucky | 13 | $ 1,875,000 | $ 144,000 | $ 117,000 |
| Hardin County Kentucky | 13 | $ 37,255,000 | $ 2,865,000 | $ 84,000 |
| Polk County Florida | 12 | $ 1,440,000 | $ 120,000 | $ 111,000 |
| Sarasota County Florida | 12 | $ 5,510,000 | $ 459,000 | $ 293,000 |
| Cook County Illinois | 12 | $ 5,960,000 | $ 496,000 | $ 0 |
| Henry County Kentucky | 12 | $ 1,490,000 | $ 124,000 | $ 64,000 |
| Franklin County Ohio | 11 | $ 1,335,000 | $ 121,000 | $ 127,000 |
| Meade County Kentucky | 10 | $ 940,000 | $ 94,000 | $ 77,000 |
| Santa Clara County California | 9 | $ 8,695,000 | $ 966,000 | $ 0 |
| Clark County Kentucky | 9 | $ 1,655,000 | $ 183,000 | $ 71,000 |
| Anderson County Kentucky | 8 | $ 1,490,000 | $ 186,000 | $ 95,000 |
| Harrison County Kentucky | 8 | $ 820,000 | $ 102,000 | $ 97,000 |
| Montgomery County Tennessee | 8 | $ 640,000 | $ 80,000 | $ 86,000 |
| Broward County Florida | 7 | $ 2,615,000 | $ 373,000 | $ 131,000 |
| Miami-Dade County Florida | 7 | $ 2,125,000 | $ 303,000 | $ 235,000 |
| Bourbon County Kentucky | 7 | $ 995,000 | $ 142,000 | $ 85,000 |
| Contra Costa County California | 6 | $ 5,480,000 | $ 913,000 | $ 0 |
| Orange County California | 6 | $ 6,830,000 | $ 1,138,000 | $ 0 |
| Collier County Florida | 6 | $ 5,250,000 | $ 875,000 | $ 892,000 |
| San Diego County California | 5 | $ 4,455,000 | $ 891,000 | $ 0 |
| Marion County Florida | 5 | $ 1,815,000 | $ 363,000 | $ 214,000 |
| Palm Beach County Florida | 5 | $ 925,000 | $ 185,000 | $ 84,000 |
| Boyle County Kentucky | 5 | $ 1,045,000 | $ 209,000 | $ 60,000 |
| Greene County Ohio | 5 | $ 1,095,000 | $ 219,000 | $ 134,000 |
| Dickson County Tennessee | 5 | $ 335,000 | $ 67,000 | $ 72,000 |
| King County Washington | 5 | $ 5,845,000 | $ 1,169,000 | $ 0 |
| Sonoma County California | 4 | $ 3,800,000 | $ 950,000 | $ 0 |
| Charlotte County Florida | 4 | $ 540,000 | $ 135,000 | $ 155,000 |
| Lee County Florida | 4 | $ 800,000 | $ 200,000 | $ 108,000 |
| Sumter County Florida | 4 | $ 1,710,000 | $ 427,000 | $ 214,000 |
| Walton County Florida | 4 | $ 4,640,000 | $ 1,160,000 | $ 590,000 |
| DeKalb County Georgia | 4 | $ 1,050,000 | $ 262,000 | $ 82,000 |
| Lake County Illinois | 4 | $ 2,480,000 | $ 620,000 | $ 0 |
| Hamilton County Indiana | 4 | $ 770,000 | $ 192,000 | $ 457,000 |
| Jefferson County Indiana | 4 | $ 220,000 | $ 55,000 | $ 77,000 |
| Scott County Indiana | 4 | $ 630,000 | $ 157,000 | $ 116,000 |
| Montgomery County Ohio | 4 | $ 180,000 | $ 45,000 | $ 55,000 |
| Cheatham County Tennessee | 4 | $ 370,000 | $ 92,000 | $ 103,000 |
| Marin County California | 3 | $ 2,875,000 | $ 958,000 | $ 0 |
| San Mateo County California | 3 | $ 2,965,000 | $ 988,000 | $ 0 |
| Santa Cruz County California | 3 | $ 2,795,000 | $ 931,000 | $ 0 |
| Duval County Florida | 3 | $ 895,000 | $ 298,000 | $ 68,000 |
| Orange County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 150,000 |
| Osceola County Florida | 3 | $ 435,000 | $ 145,000 | $ 82,000 |
| Seminole County Florida | 3 | $ 885,000 | $ 295,000 | $ 83,000 |
| Volusia County Florida | 3 | $ 785,000 | $ 261,000 | $ 98,000 |
| Fulton County Georgia | 3 | $ 1,645,000 | $ 548,000 | $ 360,000 |
| DuPage County Illinois | 3 | $ 1,095,000 | $ 365,000 | $ 53,000 |
| Dearborn County Indiana | 3 | $ 305,000 | $ 101,000 | $ 177,000 |
| Breckinridge County Kentucky | 3 | $ 355,000 | $ 118,000 | $ 117,000 |
| Warren County Kentucky | 3 | $ 925,000 | $ 308,000 | $ 247,000 |
| Wake County North Carolina | 3 | $ 1,825,000 | $ 608,000 | $ 247,000 |
| Brown County Ohio | 3 | $ 555,000 | $ 185,000 | $ 61,000 |
| Delaware County Ohio | 3 | $ 915,000 | $ 305,000 | $ 226,000 |
| Lorain County Ohio | 3 | $ 1,335,000 | $ 445,000 | $ 211,000 |
| Campbell County Tennessee | 3 | $ 2,545,000 | $ 848,000 | $ 877,000 |
| Hamilton County Tennessee | 3 | $ 1,015,000 | $ 338,000 | $ 171,000 |
| Marshall County Tennessee | 3 | $ 385,000 | $ 128,000 | $ 127,000 |
| Baldwin County Alabama | 2 | $ 1,290,000 | $ 645,000 | $ 437,000 |
| Napa County California | 2 | $ 1,460,000 | $ 730,000 | $ 0 |
| Placer County California | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Riverside County California | 2 | $ 2,020,000 | $ 1,010,000 | $ 0 |
| Sacramento County California | 2 | $ 1,900,000 | $ 950,000 | $ 0 |
| San Bernardino County California | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Citrus County Florida | 2 | $ 520,000 | $ 260,000 | $ 178,000 |
| Indian River County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 428,000 |
| Leon County Florida | 2 | $ 600,000 | $ 300,000 | $ 126,000 |
| St. Johns County Florida | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| St. Lucie County Florida | 2 | $ 500,000 | $ 250,000 | $ 331,000 |
| Cobb County Georgia | 2 | $ 700,000 | $ 350,000 | $ 103,000 |
| Hall County Georgia | 2 | $ 1,350,000 | $ 675,000 | $ 68,000 |
| Crawford County Indiana | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| Gallatin County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 154,000 |
| Garrard County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 69,000 |
| Grant County Kentucky | 2 | $ 580,000 | $ 290,000 | $ 138,000 |
| Jackson County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 262,000 |
| McCracken County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Mercer County Kentucky | 2 | $ 500,000 | $ 250,000 | $ 66,000 |
| Montgomery County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 95,000 |
| Pulaski County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 164,000 |
| Russell County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 301,000 |
| Berrien County Michigan | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 114,000 |
| Cuyahoga County Ohio | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Hancock County Ohio | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Highland County Ohio | 2 | $ 190,000 | $ 95,000 | $ 214,000 |
| Lake County Ohio | 2 | $ 540,000 | $ 270,000 | $ 149,000 |
| Miami County Ohio | 2 | $ 940,000 | $ 470,000 | $ 301,000 |
| Trumbull County Ohio | 2 | $ 400,000 | $ 200,000 | $ 95,000 |
| Beaufort County South Carolina | 2 | $ 1,350,000 | $ 675,000 | $ 203,000 |
| Greenville County South Carolina | 2 | $ 1,030,000 | $ 515,000 | $ 164,000 |
| Bedford County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| Franklin County Tennessee | 2 | $ 1,030,000 | $ 515,000 | $ 245,000 |
| Hickman County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| Sevier County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 182,000 |
| Fairfax County Virginia | 2 | $ 1,930,000 | $ 965,000 | $ 285,000 |
| Walworth County Wisconsin | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 1,525,000 | $ 1,525,000 | $ 1,145,000 |
| Calaveras County California | 1 | $ 545,000 | $ 545,000 | $ 0 |
| San Francisco County California | 1 | $ 895,000 | $ 895,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Adams County Colorado | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Bay County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Escambia County Florida | 1 | $ 465,000 | $ 465,000 | $ 358,000 |
| Lake County Florida | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Nassau County Florida | 1 | $ 555,000 | $ 555,000 | $ 114,000 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Bryan County Georgia | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Clayton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Glynn County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Gordon County Georgia | 1 | $ 425,000 | $ 425,000 | $ 277,000 |
| Greene County Georgia | 1 | $ 595,000 | $ 595,000 | $ 3,350,000 |
| Haralson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Harris County Georgia | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Oconee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Kane County Illinois | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Will County Illinois | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Elkhart County Indiana | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Hendricks County Indiana | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Johnson County Indiana | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| Marion County Indiana | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Monroe County Indiana | 1 | $ 265,000 | $ 265,000 | $ 255,000 |
| Morgan County Indiana | 1 | $ 275,000 | $ 275,000 | $ 356,000 |
| Porter County Indiana | 1 | $ 405,000 | $ 405,000 | $ 194,000 |
| Spencer County Indiana | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| St. Joseph County Indiana | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Starke County Indiana | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Switzerland County Indiana | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Vanderburgh County Indiana | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Warrick County Indiana | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Washington County Indiana | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Barren County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Bath County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Boyd County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Carter County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Cumberland County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 206,000 |
| Daviess County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Estill County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Fleming County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Green County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Henderson County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Hopkins County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Knox County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Larue County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Lewis County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Marshall County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Ohio County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 37,000 |
| Owen County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 195,000 |
| Powell County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Rowan County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Wayne County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Wolfe County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 534,000 |
| Lafayette County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Kalamazoo County Michigan | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| Lafayette County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 211,000 |
| Bergen County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Camden County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Gloucester County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Passaic County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 190,000 |
| Guilford County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Haywood County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 230,000 |
| Mecklenburg County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 8,000 |
| Ashland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Athens County Ohio | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Fairfield County Ohio | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Lucas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Madison County Ohio | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Medina County Ohio | 1 | $ 75,000 | $ 75,000 | $ 209,000 |
| Ottawa County Ohio | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Preble County Ohio | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Summit County Ohio | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Bradford County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 194,000 |
| Charleston County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 214,000 |
| Lexington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Sumter County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 226,000 |
| Cannon County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 503,000 |
| Carter County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 170,000 |
| Greene County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Jackson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Trousdale County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Warren County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Bexar County Texas | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Washington County Utah | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Prince William County Virginia | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Grays Harbor County Washington | 1 | $ 725,000 | $ 725,000 | $ 260,000 |
| Kittitas County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Snohomish County Washington | 1 | $ 975,000 | $ 975,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,783 | $703,405,000 | $394,000 | $37,705,000 | $147,000 | $3,500,000 |
| Other Purpose | 1,287 | $131,365,000 | $102,000 | $1,505,000 | $120,000 | $886,000 |
| Home Improvement | 1,065 | $113,195,000 | $106,000 | $3,005,000 | $139,000 | $1,685,000 |
| Cash-out Refinancing | 618 | $125,260,000 | $202,000 | $1,605,000 | $142,000 | $1,916,000 |
| Refinancing | 121 | $56,185,000 | $464,000 | $7,505,000 | $111,000 | $425,000 |
| Not Applicable | 1 | $75,000 | $75,000 | $75,000 | $37,000 | $37,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,230 | $650,170,000 | $201,000 | $2,365,000 | $149,000 | $3,500,000 |
| Black or African American | 511 | $65,325,000 | $127,000 | $1,835,000 | $81,000 | $3,350,000 |
| Not Provided | 489 | $90,185,000 | $184,000 | $1,505,000 | $123,000 | $1,119,000 |
| Hispanic | 322 | $51,490,000 | $159,000 | $1,575,000 | $101,000 | $1,246,000 |
| Asian | 161 | $50,835,000 | $315,000 | $1,495,000 | $179,000 | $1,685,000 |
| Not applicable | 141 | $216,955,000 | $1,538,000 | $37,705,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $2,850,000 | $178,000 | $1,125,000 | $137,000 | $888,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $610,000 | $152,000 | $255,000 | $134,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,715 | $1,090,745,000 | $231,000 | $37,705,000 | $138,000 | $3,500,000 |
| FHA-insured (Federal Housing Administration) | 136 | $31,240,000 | $229,000 | $485,000 | $81,000 | $289,000 |
| VA-guaranteed (Veterans Administration) | 18 | $6,240,000 | $346,000 | $575,000 | $149,000 | $534,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,260,000 | $210,000 | $295,000 | $61,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,766 | $676,080,000 | $244,000 | $37,705,000 | $152,000 | $3,500,000 |
| Application Withdrawn By Applicant | 1,365 | $246,825,000 | $180,000 | $7,505,000 | $119,000 | $1,685,000 |
| Application Denied By Financial Institution | 286 | $44,730,000 | $156,000 | $2,465,000 | $103,000 | $1,631,000 |
| File Closed For Incompleteness | 212 | $32,090,000 | $151,000 | $1,045,000 | $123,000 | $552,000 |
| Loan Purchased By The Institution | 207 | $124,515,000 | $601,000 | $2,095,000 | $39,000 | $71,000 |
| Application Approved But Not Accepted | 39 | $5,245,000 | $134,000 | $545,000 | $120,000 | $382,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,589 | $1,084,755,000 | $236,000 | $37,705,000 | $138,000 | $3,500,000 |
| Debt-To-Income Ratio | 158 | $17,710,000 | $112,000 | $465,000 | $71,000 | $469,000 |
| Credit History | 52 | $3,780,000 | $72,000 | $265,000 | $119,000 | $997,000 |
| Other | 43 | $18,235,000 | $424,000 | $2,465,000 | $217,000 | $841,000 |
| Collateral | 20 | $2,690,000 | $134,000 | $705,000 | $227,000 | $1,631,000 |
| Employment History | 7 | $1,195,000 | $170,000 | $365,000 | $71,000 | $115,000 |
| Unverifiable Information | 4 | $930,000 | $232,000 | $295,000 | $101,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $190,000 | $95,000 | $185,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.