Republic Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Republic Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,988 |
| Total Mortgage Loan Application Amount | $845,240,000 |
| Average Mortgage Loan Application Amount | $135,333 |
| Highest Mortgage Loan Application Amount | $7,005,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $8,635,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 2,298 | $ 351,630,000 | $ 153,000 | $ 118,000 |
| Fayette County Kentucky | 396 | $ 78,590,000 | $ 198,000 | $ 111,000 |
| Bullitt County Kentucky | 183 | $ 22,355,000 | $ 122,000 | $ 75,000 |
| Oldham County Kentucky | 178 | $ 37,290,000 | $ 209,000 | $ 181,000 |
| Clark County Indiana | 174 | $ 19,320,000 | $ 111,000 | $ 76,000 |
| Daviess County Kentucky | 160 | $ 15,960,000 | $ 99,000 | $ 90,000 |
| Pinellas County Florida | 156 | $ 29,350,000 | $ 188,000 | $ 150,000 |
| Floyd County Indiana | 128 | $ 18,020,000 | $ 140,000 | $ 93,000 |
| Davidson County Tennessee | 121 | $ 26,035,000 | $ 215,000 | $ 144,000 |
| Shelby County Kentucky | 112 | $ 14,920,000 | $ 133,000 | $ 108,000 |
| Hamilton County Ohio | 79 | $ 23,015,000 | $ 291,000 | $ 82,000 |
| Williamson County Tennessee | 73 | $ 14,485,000 | $ 198,000 | $ 150,000 |
| Hillsborough County Florida | 63 | $ 14,165,000 | $ 224,000 | $ 167,000 |
| Boone County Kentucky | 62 | $ 10,370,000 | $ 167,000 | $ 149,000 |
| Hardin County Kentucky | 60 | $ 6,920,000 | $ 115,000 | $ 116,000 |
| Scott County Kentucky | 59 | $ 9,215,000 | $ 156,000 | $ 100,000 |
| Kenton County Kentucky | 58 | $ 7,690,000 | $ 132,000 | $ 126,000 |
| Franklin County Kentucky | 46 | $ 6,860,000 | $ 149,000 | $ 109,000 |
| Pasco County Florida | 41 | $ 5,425,000 | $ 132,000 | $ 102,000 |
| Spencer County Kentucky | 37 | $ 5,165,000 | $ 139,000 | $ 92,000 |
| Rutherford County Tennessee | 36 | $ 10,050,000 | $ 279,000 | $ 96,000 |
| Jessamine County Kentucky | 31 | $ 5,895,000 | $ 190,000 | $ 128,000 |
| Harrison County Indiana | 26 | $ 2,940,000 | $ 113,000 | $ 80,000 |
| Campbell County Kentucky | 20 | $ 4,020,000 | $ 201,000 | $ 147,000 |
| Nelson County Kentucky | 20 | $ 2,530,000 | $ 126,000 | $ 63,000 |
| Madison County Kentucky | 16 | $ 13,210,000 | $ 825,000 | $ 122,000 |
| Woodford County Kentucky | 15 | $ 2,285,000 | $ 152,000 | $ 80,000 |
| Clark County Kentucky | 13 | $ 1,885,000 | $ 145,000 | $ 77,000 |
| Henry County Kentucky | 13 | $ 2,215,000 | $ 170,000 | $ 168,000 |
| Shelby County Tennessee | 13 | $ 2,535,000 | $ 195,000 | $ 70,000 |
| Anderson County Kentucky | 10 | $ 1,090,000 | $ 109,000 | $ 57,000 |
| Manatee County Florida | 9 | $ 2,125,000 | $ 236,000 | $ 210,000 |
| Warren County Ohio | 9 | $ 1,065,000 | $ 118,000 | $ 180,000 |
| Sarasota County Florida | 8 | $ 1,020,000 | $ 127,000 | $ 143,000 |
| Harrison County Kentucky | 8 | $ 840,000 | $ 105,000 | $ 66,000 |
| Meade County Kentucky | 8 | $ 940,000 | $ 117,000 | $ 88,000 |
| Ohio County Kentucky | 8 | $ 440,000 | $ 55,000 | $ 67,000 |
| Maury County Tennessee | 8 | $ 1,800,000 | $ 225,000 | $ 90,000 |
| Wilson County Tennessee | 8 | $ 3,260,000 | $ 407,000 | $ 243,000 |
| Washington County Indiana | 7 | $ 875,000 | $ 125,000 | $ 75,000 |
| Lee County Florida | 6 | $ 1,920,000 | $ 320,000 | $ 239,000 |
| Garrard County Kentucky | 5 | $ 655,000 | $ 131,000 | $ 61,000 |
| Grant County Kentucky | 5 | $ 4,775,000 | $ 955,000 | $ 129,000 |
| Montgomery County Kentucky | 5 | $ 795,000 | $ 159,000 | $ 69,000 |
| Clermont County Ohio | 5 | $ 365,000 | $ 73,000 | $ 51,000 |
| Franklin County Ohio | 5 | $ 1,665,000 | $ 333,000 | $ 266,000 |
| Bedford County Tennessee | 5 | $ 1,315,000 | $ 263,000 | $ 99,000 |
| Sumner County Tennessee | 5 | $ 965,000 | $ 193,000 | $ 112,000 |
| Cook County Illinois | 4 | $ 1,240,000 | $ 310,000 | $ 283,000 |
| Scott County Indiana | 4 | $ 570,000 | $ 142,000 | $ 46,000 |
| Hancock County Kentucky | 4 | $ 280,000 | $ 70,000 | $ 108,000 |
| Montgomery County Ohio | 4 | $ 2,500,000 | $ 625,000 | $ 61,000 |
| Orange County Florida | 3 | $ 585,000 | $ 195,000 | $ 75,000 |
| Osceola County Florida | 3 | $ 555,000 | $ 185,000 | $ 72,000 |
| Vanderburgh County Indiana | 3 | $ 5,385,000 | $ 1,795,000 | $ 0 |
| Boyle County Kentucky | 3 | $ 245,000 | $ 81,000 | $ 127,000 |
| Breckinridge County Kentucky | 3 | $ 605,000 | $ 201,000 | $ 266,000 |
| Edmonson County Kentucky | 3 | $ 405,000 | $ 135,000 | $ 106,000 |
| Grayson County Kentucky | 3 | $ 465,000 | $ 155,000 | $ 82,000 |
| Owen County Kentucky | 3 | $ 655,000 | $ 218,000 | $ 223,000 |
| Pulaski County Kentucky | 3 | $ 385,000 | $ 128,000 | $ 86,000 |
| Russell County Kentucky | 3 | $ 675,000 | $ 225,000 | $ 175,000 |
| Warren County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 90,000 |
| Butler County Ohio | 3 | $ 405,000 | $ 135,000 | $ 95,000 |
| Charleston County South Carolina | 3 | $ 2,915,000 | $ 971,000 | $ 289,000 |
| Dickson County Tennessee | 3 | $ 1,985,000 | $ 661,000 | $ 0 |
| Montgomery County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 90,000 |
| Robertson County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 66,000 |
| Bay County Florida | 2 | $ 470,000 | $ 235,000 | $ 116,000 |
| Citrus County Florida | 2 | $ 210,000 | $ 105,000 | $ 38,000 |
| Duval County Florida | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Hernando County Florida | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Marion County Florida | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| Hamilton County Indiana | 2 | $ 410,000 | $ 205,000 | $ 85,000 |
| Allen County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 59,000 |
| Bourbon County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 464,000 |
| Carroll County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Hart County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 107,000 |
| Larue County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| Mercer County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Oakland County Michigan | 2 | $ 660,000 | $ 330,000 | $ 123,000 |
| Greene County Ohio | 2 | $ 580,000 | $ 290,000 | $ 117,000 |
| Marshall County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Tipton County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 79,000 |
| Warren County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 173,000 |
| Alexandria County Virginia | 2 | $ 430,000 | $ 215,000 | $ 121,000 |
| Fairfax County Virginia | 2 | $ 660,000 | $ 330,000 | $ 117,000 |
| Baldwin County Alabama | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Limestone County Alabama | 1 | $ 625,000 | $ 625,000 | $ 250,000 |
| Mobile County Alabama | 1 | $ 475,000 | $ 475,000 | $ 575,000 |
| Fresno County California | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| San Francisco County California | 1 | $ 765,000 | $ 765,000 | $ 132,000 |
| Santa Clara County California | 1 | $ 855,000 | $ 855,000 | $ 160,000 |
| Solano County California | 1 | $ 315,000 | $ 315,000 | $ 57,000 |
| Tulare County California | 1 | $ 855,000 | $ 855,000 | $ 685,000 |
| Denver County Colorado | 1 | $ 115,000 | $ 115,000 | $ 302,000 |
| Douglas County Colorado | 1 | $ 455,000 | $ 455,000 | $ 116,000 |
| Routt County Colorado | 1 | $ 735,000 | $ 735,000 | $ 339,000 |
| Summit County Colorado | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Charlotte County Florida | 1 | $ 355,000 | $ 355,000 | $ 221,000 |
| Miami-Dade County Florida | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Nassau County Florida | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Palm Beach County Florida | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Seminole County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Walton County Florida | 1 | $ 2,125,000 | $ 2,125,000 | $ 0 |
| Chattooga County Georgia | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Cobb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Columbia County Georgia | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Fayette County Georgia | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Fulton County Georgia | 1 | $ 415,000 | $ 415,000 | $ 145,000 |
| Gilmer County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Paulding County Georgia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Union County Georgia | 1 | $ 255,000 | $ 255,000 | $ 233,000 |
| Kendall County Illinois | 1 | $ 175,000 | $ 175,000 | $ 245,000 |
| Madison County Illinois | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Union County Illinois | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Dearborn County Indiana | 1 | $ 245,000 | $ 245,000 | $ 36,000 |
| Marion County Indiana | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Orange County Indiana | 1 | $ 125,000 | $ 125,000 | $ 264,000 |
| Spencer County Indiana | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Warrick County Indiana | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Wayne County Indiana | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Adair County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Green County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Jackson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| McCracken County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 248,000 |
| Muhlenberg County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 350,000 |
| Taylor County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Washington County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Wayne County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 154,000 |
| Delta County Michigan | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Marquette County Michigan | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| Wayne County Michigan | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Wexford County Michigan | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Dakota County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 164,000 |
| Hennepin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Caldwell County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 136,000 |
| Gaston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Jackson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 267,000 |
| New Hanover County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 312,000 |
| Northampton County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Athens County Ohio | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Brown County Ohio | 1 | $ 6,205,000 | $ 6,205,000 | $ 0 |
| Delaware County Ohio | 1 | $ 55,000 | $ 55,000 | $ 215,000 |
| Mercer County Ohio | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Scioto County Ohio | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Trumbull County Ohio | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Beaufort County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 215,000 |
| Bradley County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| Cheatham County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 115,000 |
| Franklin County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Giles County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Grundy County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 210,000 |
| Monroe County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Norfolk County Virginia | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Rockbridge County Virginia | 1 | $ 185,000 | $ 185,000 | $ 179,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,124 | $470,540,000 | $221,000 | $5,405,000 | $122,000 | $8,635,000 |
| Cash-out Refinancing | 1,029 | $148,135,000 | $143,000 | $1,605,000 | $117,000 | $1,414,000 |
| Other Purpose | 730 | $53,430,000 | $73,000 | $1,405,000 | $117,000 | $2,053,000 |
| Home Improvement | 525 | $43,235,000 | $82,000 | $7,005,000 | $107,000 | $1,050,000 |
| Refinancing | 511 | $126,695,000 | $247,000 | $6,205,000 | $122,000 | $1,129,000 |
| Not Applicable | 69 | $3,205,000 | $46,000 | $125,000 | $29,000 | $51,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,660 | $552,560,000 | $150,000 | $4,145,000 | $124,000 | $8,635,000 |
| Not applicable | 407 | $172,745,000 | $424,000 | $7,005,000 | $0 | $0 |
| Black or African American | 360 | $41,130,000 | $114,000 | $2,005,000 | $71,000 | $1,000,000 |
| Hispanic | 207 | $24,415,000 | $117,000 | $1,405,000 | $65,000 | $1,094,000 |
| Not Provided | 205 | $25,945,000 | $126,000 | $1,205,000 | $105,000 | $529,000 |
| Asian | 106 | $19,860,000 | $187,000 | $1,045,000 | $144,000 | $582,000 |
| American Indian or Alaskan Native | 14 | $1,540,000 | $110,000 | $225,000 | $72,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $475,000 | $158,000 | $175,000 | $172,000 | $384,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,773 | $808,405,000 | $169,000 | $7,005,000 | $120,000 | $8,635,000 |
| FHA-insured (Federal Housing Administration) | 155 | $23,335,000 | $150,000 | $345,000 | $58,000 | $177,000 |
| VA-guaranteed (Veterans Administration) | 48 | $11,430,000 | $238,000 | $555,000 | $81,000 | $286,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,070,000 | $172,000 | $245,000 | $58,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,469 | $568,645,000 | $163,000 | $7,005,000 | $121,000 | $2,716,000 |
| Application Withdrawn By Applicant | 894 | $178,690,000 | $199,000 | $5,815,000 | $120,000 | $8,635,000 |
| Application Denied By Financial Institution | 376 | $65,270,000 | $173,000 | $2,665,000 | $82,000 | $1,320,000 |
| File Closed For Incompleteness | 131 | $19,395,000 | $148,000 | $1,105,000 | $102,000 | $500,000 |
| Loan Purchased By The Institution | 77 | $4,275,000 | $55,000 | $175,000 | $30,000 | $58,000 |
| Application Approved But Not Accepted | 41 | $8,965,000 | $218,000 | $2,605,000 | $178,000 | $3,036,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,612 | $779,970,000 | $169,000 | $7,005,000 | $119,000 | $8,635,000 |
| Credit History | 124 | $14,310,000 | $115,000 | $2,005,000 | $100,000 | $1,320,000 |
| Debt-To-Income Ratio | 121 | $16,615,000 | $137,000 | $1,405,000 | $71,000 | $1,112,000 |
| Collateral | 65 | $18,505,000 | $284,000 | $2,665,000 | $66,000 | $249,000 |
| Other | 51 | $14,075,000 | $275,000 | $2,075,000 | $99,000 | $408,000 |
| Employment History | 8 | $530,000 | $66,000 | $125,000 | $44,000 | $97,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,005,000 | $201,000 | $405,000 | $52,000 | $61,000 |
| Unverifiable Information | 2 | $230,000 | $115,000 | $125,000 | $31,000 | $31,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.