Republic Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Republic Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,477 |
| Total Mortgage Loan Application Amount | $708,814,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $9,266,000 |
| Average Applicant Income | $95,666 |
| Highest Applicant Income | $4,367,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,615 | $ 284,486,000 | $ 176,000 | $ 100,000 |
| Fayette County Kentucky | 297 | $ 50,963,000 | $ 171,000 | $ 91,000 |
| Clark County Indiana | 143 | $ 16,921,000 | $ 118,000 | $ 68,000 |
| Daviess County Kentucky | 143 | $ 18,890,000 | $ 132,000 | $ 75,000 |
| Oldham County Kentucky | 134 | $ 30,050,000 | $ 224,000 | $ 152,000 |
| Bullitt County Kentucky | 99 | $ 15,418,000 | $ 155,000 | $ 84,000 |
| Floyd County Indiana | 93 | $ 13,170,000 | $ 141,000 | $ 86,000 |
| Shelby County Kentucky | 82 | $ 10,514,000 | $ 128,000 | $ 89,000 |
| Hardin County Kentucky | 74 | $ 9,339,000 | $ 126,000 | $ 73,000 |
| Franklin County Kentucky | 47 | $ 5,630,000 | $ 119,000 | $ 58,000 |
| Santa Clara County California | 46 | $ 31,658,000 | $ 688,000 | $ 0 |
| Hamilton County Ohio | 41 | $ 16,193,000 | $ 394,000 | $ 107,000 |
| Davidson County Tennessee | 38 | $ 7,915,000 | $ 208,000 | $ 159,000 |
| Scott County Kentucky | 32 | $ 4,506,000 | $ 140,000 | $ 86,000 |
| Kenton County Kentucky | 28 | $ 10,221,000 | $ 365,000 | $ 112,000 |
| Pasco County Florida | 25 | $ 3,502,000 | $ 140,000 | $ 77,000 |
| Jessamine County Kentucky | 23 | $ 4,690,000 | $ 203,000 | $ 144,000 |
| Boone County Kentucky | 19 | $ 4,557,000 | $ 239,000 | $ 126,000 |
| Pinellas County Florida | 18 | $ 4,701,000 | $ 261,000 | $ 73,000 |
| Campbell County Kentucky | 18 | $ 3,358,000 | $ 186,000 | $ 98,000 |
| Harrison County Indiana | 17 | $ 2,308,000 | $ 135,000 | $ 72,000 |
| Alameda County California | 15 | $ 9,129,000 | $ 608,000 | $ 0 |
| Orange County California | 15 | $ 11,681,000 | $ 778,000 | $ 0 |
| Williamson County Tennessee | 15 | $ 5,695,000 | $ 379,000 | $ 274,000 |
| Anderson County Kentucky | 14 | $ 1,700,000 | $ 121,000 | $ 59,000 |
| Nelson County Kentucky | 14 | $ 1,380,000 | $ 98,000 | $ 56,000 |
| Spencer County Kentucky | 12 | $ 1,779,000 | $ 148,000 | $ 99,000 |
| Woodford County Kentucky | 12 | $ 1,689,000 | $ 140,000 | $ 69,000 |
| Hillsborough County Florida | 10 | $ 2,318,000 | $ 231,000 | $ 81,000 |
| Larue County Kentucky | 10 | $ 1,117,000 | $ 111,000 | $ 66,000 |
| Madison County Kentucky | 10 | $ 2,516,000 | $ 251,000 | $ 82,000 |
| Meade County Kentucky | 10 | $ 1,247,000 | $ 124,000 | $ 63,000 |
| Los Angeles County California | 9 | $ 6,428,000 | $ 714,000 | $ 0 |
| San Mateo County California | 9 | $ 7,522,000 | $ 835,000 | $ 0 |
| Grayson County Kentucky | 9 | $ 1,790,000 | $ 198,000 | $ 193,000 |
| Contra Costa County California | 8 | $ 5,294,000 | $ 661,000 | $ 0 |
| Henrico County Virginia | 7 | $ 2,562,000 | $ 366,000 | $ 129,000 |
| Clark County Kentucky | 6 | $ 1,028,000 | $ 171,000 | $ 214,000 |
| Henry County Kentucky | 6 | $ 578,000 | $ 96,000 | $ 76,000 |
| Montgomery County Maryland | 6 | $ 3,072,000 | $ 512,000 | $ 0 |
| Butler County Ohio | 6 | $ 1,159,000 | $ 193,000 | $ 88,000 |
| Fairfax County Virginia | 6 | $ 2,938,000 | $ 489,000 | $ 89,000 |
| San Diego County California | 5 | $ 2,801,000 | $ 560,000 | $ 0 |
| Broward County Florida | 5 | $ 1,282,000 | $ 256,000 | $ 77,000 |
| Orange County Florida | 5 | $ 1,203,000 | $ 240,000 | $ 73,000 |
| Ohio County Kentucky | 5 | $ 687,000 | $ 137,000 | $ 96,000 |
| Franklin County Ohio | 5 | $ 832,000 | $ 166,000 | $ 168,000 |
| Shelby County Tennessee | 5 | $ 1,202,000 | $ 240,000 | $ 119,000 |
| Arlington County Virginia | 5 | $ 2,664,000 | $ 532,000 | $ 177,000 |
| Loudoun County Virginia | 5 | $ 2,830,000 | $ 566,000 | $ 166,000 |
| Lee County Florida | 4 | $ 679,000 | $ 169,000 | $ 48,000 |
| Manatee County Florida | 4 | $ 1,258,000 | $ 314,000 | $ 149,000 |
| Washington County Indiana | 4 | $ 688,000 | $ 172,000 | $ 45,000 |
| Breckinridge County Kentucky | 4 | $ 248,000 | $ 62,000 | $ 36,000 |
| Henderson County Kentucky | 4 | $ 423,000 | $ 105,000 | $ 52,000 |
| Cuyahoga County Ohio | 4 | $ 641,000 | $ 160,000 | $ 78,000 |
| Sumner County Tennessee | 4 | $ 853,000 | $ 213,000 | $ 116,000 |
| Wilson County Tennessee | 4 | $ 759,000 | $ 189,000 | $ 97,000 |
| King George County Virginia | 4 | $ 794,000 | $ 198,000 | $ 116,000 |
| Collier County Florida | 3 | $ 1,119,000 | $ 373,000 | $ 193,000 |
| Hernando County Florida | 3 | $ 313,000 | $ 104,000 | $ 44,000 |
| Osceola County Florida | 3 | $ 645,000 | $ 215,000 | $ 95,000 |
| Monroe County Indiana | 3 | $ 551,000 | $ 183,000 | $ 119,000 |
| Bourbon County Kentucky | 3 | $ 292,000 | $ 97,000 | $ 40,000 |
| Harrison County Kentucky | 3 | $ 170,000 | $ 56,000 | $ 52,000 |
| Warren County Kentucky | 3 | $ 362,000 | $ 120,000 | $ 53,000 |
| Hennepin County Minnesota | 3 | $ 857,000 | $ 285,000 | $ 139,000 |
| Monmouth County New Jersey | 3 | $ 2,037,000 | $ 679,000 | $ 0 |
| Clermont County Ohio | 3 | $ 2,021,000 | $ 673,000 | $ 112,000 |
| Montgomery County Ohio | 3 | $ 9,164,000 | $ 3,054,000 | $ 0 |
| Summit County Ohio | 3 | $ 829,000 | $ 276,000 | $ 107,000 |
| Warren County Ohio | 3 | $ 2,224,000 | $ 741,000 | $ 71,000 |
| King County Washington | 3 | $ 2,355,000 | $ 785,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 1,209,000 | $ 604,000 | $ 0 |
| Riverside County California | 2 | $ 878,000 | $ 439,000 | $ 0 |
| San Bernardino County California | 2 | $ 1,112,000 | $ 556,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 1,102,000 | $ 551,000 | $ 0 |
| Alachua County Florida | 2 | $ 223,000 | $ 111,000 | $ 69,000 |
| Marion County Florida | 2 | $ 392,000 | $ 196,000 | $ 112,000 |
| Miami-Dade County Florida | 2 | $ 502,000 | $ 251,000 | $ 111,000 |
| Okaloosa County Florida | 2 | $ 394,000 | $ 197,000 | $ 88,000 |
| Palm Beach County Florida | 2 | $ 320,000 | $ 160,000 | $ 72,000 |
| Sumter County Florida | 2 | $ 391,000 | $ 195,000 | $ 202,000 |
| Cook County Illinois | 2 | $ 1,884,000 | $ 942,000 | $ 0 |
| DuPage County Illinois | 2 | $ 916,000 | $ 458,000 | $ 0 |
| Scott County Indiana | 2 | $ 220,000 | $ 110,000 | $ 15,000 |
| Vanderburgh County Indiana | 2 | $ 4,684,000 | $ 2,342,000 | $ 0 |
| Barren County Kentucky | 2 | $ 506,000 | $ 253,000 | $ 121,000 |
| Edmonson County Kentucky | 2 | $ 459,000 | $ 229,000 | $ 490,000 |
| Garrard County Kentucky | 2 | $ 101,000 | $ 50,000 | $ 26,000 |
| Hart County Kentucky | 2 | $ 192,000 | $ 96,000 | $ 52,000 |
| McLean County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 65,000 |
| Pulaski County Kentucky | 2 | $ 177,000 | $ 88,000 | $ 251,000 |
| Trimble County Kentucky | 2 | $ 238,000 | $ 119,000 | $ 49,000 |
| St. Louis County Minnesota | 2 | $ 237,000 | $ 118,000 | $ 81,000 |
| Bergen County New Jersey | 2 | $ 908,000 | $ 454,000 | $ 0 |
| Medina County Ohio | 2 | $ 461,000 | $ 230,000 | $ 79,000 |
| Maury County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 43,000 |
| Alexandria County Virginia | 2 | $ 640,000 | $ 320,000 | $ 140,000 |
| Lee County Alabama | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Calaveras County California | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Fresno County California | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Monterey County California | 1 | $ 1,386,000 | $ 1,386,000 | $ 0 |
| Napa County California | 1 | $ 1,308,000 | $ 1,308,000 | $ 0 |
| Placer County California | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Sacramento County California | 1 | $ 180,000 | $ 180,000 | $ 0 |
| San Francisco County California | 1 | $ 730,000 | $ 730,000 | $ 0 |
| Santa Barbara County California | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| Santa Cruz County California | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Solano County California | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Bay County Florida | 1 | $ 76,000 | $ 76,000 | $ 91,000 |
| Charlotte County Florida | 1 | $ 360,000 | $ 360,000 | $ 260,000 |
| Escambia County Florida | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Polk County Florida | 1 | $ 224,000 | $ 224,000 | $ 75,000 |
| Santa Rosa County Florida | 1 | $ 204,000 | $ 204,000 | $ 112,000 |
| Sarasota County Florida | 1 | $ 213,000 | $ 213,000 | $ 76,000 |
| St. Johns County Florida | 1 | $ 410,000 | $ 410,000 | $ 290,000 |
| DeKalb County Georgia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Effingham County Georgia | 1 | $ 264,000 | $ 264,000 | $ 128,000 |
| Lake County Illinois | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 469,000 | $ 469,000 | $ 976,000 |
| Boone County Indiana | 1 | $ 565,000 | $ 565,000 | $ 328,000 |
| Carroll County Indiana | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Crawford County Indiana | 1 | $ 149,000 | $ 149,000 | $ 63,000 |
| Dearborn County Indiana | 1 | $ 150,000 | $ 150,000 | $ 300,000 |
| Marion County Indiana | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Orange County Indiana | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Allen County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 66,000 |
| Grant County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Hancock County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Mason County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Mercer County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 156,000 |
| Muhlenberg County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Owen County Kentucky | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Rowan County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| Russell County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Taylor County Kentucky | 1 | $ 204,000 | $ 204,000 | $ 145,000 |
| Baltimore City County Maryland | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Emmet County Michigan | 1 | $ 405,000 | $ 405,000 | $ 3,393,000 |
| Isanti County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Scott County Minnesota | 1 | $ 288,000 | $ 288,000 | $ 150,000 |
| Ocean County New Jersey | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 541,000 | $ 541,000 | $ 0 |
| Licking County Ohio | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Lorain County Ohio | 1 | $ 264,000 | $ 264,000 | $ 129,000 |
| Marion County Ohio | 1 | $ 298,000 | $ 298,000 | $ 113,000 |
| Miami County Ohio | 1 | $ 108,000 | $ 108,000 | $ 98,000 |
| Portage County Ohio | 1 | $ 276,000 | $ 276,000 | $ 102,000 |
| Lehigh County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 249,000 | $ 249,000 | $ 265,000 |
| Cheatham County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Giles County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Knox County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 105,000 |
| Rutherford County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 94,000 |
| Bexar County Texas | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Collin County Texas | 1 | $ 706,000 | $ 706,000 | $ 0 |
| Travis County Texas | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Washington County Utah | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Prince William County Virginia | 1 | $ 523,000 | $ 523,000 | $ 130,000 |
| York County Virginia | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,778 | $402,421,000 | $226,000 | $9,266,000 | $94,000 | $3,393,000 |
| Refinancing | 1,348 | $280,668,000 | $208,000 | $5,600,000 | $94,000 | $4,367,000 |
| Home Improvement | 351 | $25,725,000 | $73,000 | $1,350,000 | $99,000 | $620,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,656 | $441,115,000 | $166,000 | $2,284,000 | $107,000 | $4,367,000 |
| Not applicable | 428 | $211,050,000 | $493,000 | $9,266,000 | $0 | $0 |
| Black or African American | 157 | $15,611,000 | $99,000 | $563,000 | $77,000 | $1,032,000 |
| Not Provided | 80 | $9,779,000 | $122,000 | $481,000 | $127,000 | $620,000 |
| Hispanic | 75 | $12,121,000 | $161,000 | $625,000 | $104,000 | $599,000 |
| Asian | 72 | $15,789,000 | $219,000 | $955,000 | $138,000 | $665,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $3,010,000 | $430,000 | $960,000 | $380,000 | $720,000 |
| American Indian or Alaskan Native | 2 | $339,000 | $169,000 | $265,000 | $71,000 | $89,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,320 | $689,676,000 | $207,000 | $9,266,000 | $96,000 | $4,367,000 |
| FHA-insured (Federal Housing Administration) | 129 | $15,577,000 | $120,000 | $276,000 | $53,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,900,000 | $135,000 | $205,000 | $45,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 14 | $1,661,000 | $118,000 | $327,000 | $61,000 | $192,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,122 | $399,018,000 | $188,000 | $9,266,000 | $104,000 | $4,367,000 |
| Application Denied By Financial Institution | 576 | $81,958,000 | $142,000 | $2,284,000 | $83,000 | $976,000 |
| Application Withdrawn By Applicant | 449 | $85,970,000 | $191,000 | $5,600,000 | $94,000 | $741,000 |
| Loan Purchased By The Institution | 182 | $111,078,000 | $610,000 | $2,000,000 | $0 | $0 |
| File Closed For Incompleteness | 126 | $23,378,000 | $185,000 | $1,050,000 | $119,000 | $1,044,000 |
| Application Approved But Not Accepted | 22 | $7,412,000 | $336,000 | $3,000,000 | $76,000 | $316,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 251 | $26,674,000 | $106,000 | $567,000 | $81,000 | $620,000 |
| Debt-To-Income Ratio | 135 | $22,480,000 | $166,000 | $2,284,000 | $62,000 | $544,000 |
| Collateral | 116 | $19,152,000 | $165,000 | $869,000 | $121,000 | $976,000 |
| Other | 45 | $9,238,000 | $205,000 | $1,470,000 | $67,000 | $482,000 |
| Employment History | 18 | $2,714,000 | $150,000 | $645,000 | $67,000 | $151,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,010,000 | $168,000 | $438,000 | $47,000 | $115,000 |
| Unverifiable Information | 5 | $690,000 | $138,000 | $263,000 | $114,000 | $304,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.