Republic Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Republic Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,093 |
| Total Mortgage Loan Application Amount | $694,158,000 |
| Average Mortgage Loan Application Amount | $194,333 |
| Highest Mortgage Loan Application Amount | $11,100,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $9,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,416 | $ 240,148,000 | $ 169,000 | $ 100,000 |
| Fayette County Kentucky | 213 | $ 47,114,000 | $ 221,000 | $ 82,000 |
| Santa Clara County California | 138 | $ 94,765,000 | $ 686,000 | $ 0 |
| Clark County Indiana | 130 | $ 15,413,000 | $ 118,000 | $ 65,000 |
| Daviess County Kentucky | 114 | $ 14,074,000 | $ 123,000 | $ 82,000 |
| Oldham County Kentucky | 104 | $ 22,776,000 | $ 219,000 | $ 204,000 |
| Bullitt County Kentucky | 96 | $ 12,713,000 | $ 132,000 | $ 66,000 |
| Floyd County Indiana | 84 | $ 11,516,000 | $ 137,000 | $ 81,000 |
| Hardin County Kentucky | 73 | $ 7,566,000 | $ 103,000 | $ 62,000 |
| Shelby County Kentucky | 73 | $ 8,779,000 | $ 120,000 | $ 102,000 |
| Alameda County California | 57 | $ 39,175,000 | $ 687,000 | $ 0 |
| Franklin County Kentucky | 45 | $ 5,017,000 | $ 111,000 | $ 82,000 |
| Scott County Kentucky | 40 | $ 6,547,000 | $ 163,000 | $ 82,000 |
| Kenton County Kentucky | 32 | $ 6,942,000 | $ 216,000 | $ 125,000 |
| Boone County Kentucky | 25 | $ 5,807,000 | $ 232,000 | $ 236,000 |
| Hamilton County Ohio | 25 | $ 7,333,000 | $ 293,000 | $ 134,000 |
| Los Angeles County California | 24 | $ 14,494,000 | $ 603,000 | $ 0 |
| Orange County California | 22 | $ 16,624,000 | $ 755,000 | $ 0 |
| Pasco County Florida | 20 | $ 2,129,000 | $ 106,000 | $ 56,000 |
| Davidson County Tennessee | 18 | $ 5,353,000 | $ 297,000 | $ 292,000 |
| Nelson County Kentucky | 16 | $ 2,346,000 | $ 146,000 | $ 72,000 |
| San Mateo County California | 13 | $ 10,599,000 | $ 815,000 | $ 0 |
| Larue County Kentucky | 13 | $ 1,032,000 | $ 79,000 | $ 53,000 |
| Contra Costa County California | 12 | $ 9,017,000 | $ 751,000 | $ 0 |
| Harrison County Indiana | 11 | $ 1,459,000 | $ 132,000 | $ 72,000 |
| Grayson County Kentucky | 11 | $ 1,174,000 | $ 106,000 | $ 92,000 |
| Jessamine County Kentucky | 11 | $ 1,995,000 | $ 181,000 | $ 120,000 |
| Spencer County Kentucky | 11 | $ 1,702,000 | $ 154,000 | $ 83,000 |
| Hillsborough County Florida | 10 | $ 2,379,000 | $ 237,000 | $ 107,000 |
| Woodford County Kentucky | 10 | $ 3,986,000 | $ 398,000 | $ 107,000 |
| Pinellas County Florida | 9 | $ 2,196,000 | $ 244,000 | $ 191,000 |
| Anderson County Kentucky | 9 | $ 1,039,000 | $ 115,000 | $ 54,000 |
| Ohio County Kentucky | 9 | $ 678,000 | $ 75,000 | $ 50,000 |
| Campbell County Kentucky | 8 | $ 7,044,000 | $ 880,000 | $ 82,000 |
| Henry County Kentucky | 8 | $ 1,164,000 | $ 145,000 | $ 86,000 |
| Williamson County Tennessee | 8 | $ 2,630,000 | $ 328,000 | $ 148,000 |
| Madison County Kentucky | 7 | $ 1,048,000 | $ 149,000 | $ 52,000 |
| Montgomery County Maryland | 7 | $ 4,882,000 | $ 697,000 | $ 0 |
| Meade County Kentucky | 6 | $ 944,000 | $ 157,000 | $ 73,000 |
| Butler County Ohio | 6 | $ 1,309,000 | $ 218,000 | $ 116,000 |
| San Diego County California | 5 | $ 3,272,000 | $ 654,000 | $ 0 |
| Clark County Kentucky | 5 | $ 740,000 | $ 148,000 | $ 58,000 |
| Fairfax County Virginia | 5 | $ 4,150,000 | $ 830,000 | $ 47,000 |
| San Bernardino County California | 4 | $ 1,536,000 | $ 384,000 | $ 12,000 |
| Miami-Dade County Florida | 4 | $ 2,803,000 | $ 700,000 | $ 308,000 |
| Washington County Indiana | 4 | $ 368,000 | $ 92,000 | $ 50,000 |
| King County Washington | 4 | $ 2,687,000 | $ 671,000 | $ 0 |
| Bay County Florida | 3 | $ 309,000 | $ 103,000 | $ 93,000 |
| Broward County Florida | 3 | $ 804,000 | $ 268,000 | $ 45,000 |
| Cook County Illinois | 3 | $ 1,006,000 | $ 335,000 | $ 43,000 |
| Marion County Indiana | 3 | $ 1,055,000 | $ 351,000 | $ 40,000 |
| Pulaski County Kentucky | 3 | $ 952,000 | $ 317,000 | $ 466,000 |
| Sevier County Tennessee | 3 | $ 678,000 | $ 226,000 | $ 71,000 |
| Maricopa County Arizona | 2 | $ 555,000 | $ 277,000 | $ 0 |
| El Dorado County California | 2 | $ 948,000 | $ 474,000 | $ 0 |
| Riverside County California | 2 | $ 727,000 | $ 363,000 | $ 326,000 |
| Sacramento County California | 2 | $ 773,000 | $ 386,000 | $ 0 |
| Ventura County California | 2 | $ 1,327,000 | $ 663,000 | $ 0 |
| Yolo County California | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
| Citrus County Florida | 2 | $ 348,000 | $ 174,000 | $ 158,000 |
| Collier County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 0 |
| Carroll County Kentucky | 2 | $ 302,000 | $ 151,000 | $ 90,000 |
| Harrison County Kentucky | 2 | $ 63,000 | $ 31,000 | $ 74,000 |
| Hart County Kentucky | 2 | $ 384,000 | $ 192,000 | $ 107,000 |
| Morris County New Jersey | 2 | $ 2,629,000 | $ 1,314,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 1,971,000 | $ 985,000 | $ 0 |
| Clermont County Ohio | 2 | $ 528,000 | $ 264,000 | $ 24,000 |
| Cuyahoga County Ohio | 2 | $ 184,000 | $ 92,000 | $ 59,000 |
| Warren County Ohio | 2 | $ 275,000 | $ 137,000 | $ 27,000 |
| Montgomery County Pennsylvania | 2 | $ 638,000 | $ 319,000 | $ 0 |
| Rutherford County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 180,000 |
| Sumner County Tennessee | 2 | $ 383,000 | $ 191,000 | $ 66,000 |
| Marin County California | 1 | $ 819,000 | $ 819,000 | $ 0 |
| Santa Cruz County California | 1 | $ 779,000 | $ 779,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 747,000 | $ 747,000 | $ 0 |
| Charlotte County Florida | 1 | $ 264,000 | $ 264,000 | $ 250,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Indian River County Florida | 1 | $ 132,000 | $ 132,000 | $ 187,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Leon County Florida | 1 | $ 296,000 | $ 296,000 | $ 85,000 |
| Manatee County Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Orange County Florida | 1 | $ 173,000 | $ 173,000 | $ 32,000 |
| Palm Beach County Florida | 1 | $ 237,000 | $ 237,000 | $ 117,000 |
| Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| DeKalb County Georgia | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Glynn County Georgia | 1 | $ 397,000 | $ 397,000 | $ 425,000 |
| DuPage County Illinois | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Kane County Illinois | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Lake County Illinois | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Scott County Indiana | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Vigo County Indiana | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Allen County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 268,000 |
| Barren County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Breckinridge County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Butler County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Letcher County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Marshall County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| McLean County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Mercer County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Metcalfe County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Montgomery County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Powell County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Taylor County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 187,000 |
| Trimble County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Warren County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 83,000 |
| Washington County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Baltimore County Maryland | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Harford County Maryland | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Oakland County Michigan | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Carver County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 366,000 |
| Cook County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 505,000 |
| Hennepin County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 505,000 |
| Le Sueur County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Washington County Minnesota | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Union County New Jersey | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Franklin County Ohio | 1 | $ 425,000 | $ 425,000 | $ 550,000 |
| Lucas County Ohio | 1 | $ 98,000 | $ 98,000 | $ 192,000 |
| Union County Ohio | 1 | $ 240,000 | $ 240,000 | $ 101,000 |
| Adams County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Overton County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Shelby County Tennessee | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Travis County Texas | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Henrico County Virginia | 1 | $ 192,000 | $ 192,000 | $ 95,000 |
| Loudoun County Virginia | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Prince William County Virginia | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Richmond City County Virginia | 1 | $ 142,000 | $ 142,000 | $ 47,000 |
| Kenosha County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,757 | $395,923,000 | $225,000 | $3,300,000 | $99,000 | $9,600,000 |
| Refinancing | 999 | $267,883,000 | $268,000 | $11,100,000 | $73,000 | $2,448,000 |
| Home Improvement | 337 | $30,352,000 | $90,000 | $2,748,000 | $87,000 | $743,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,301 | $371,686,000 | $161,000 | $2,310,000 | $109,000 | $9,600,000 |
| Not applicable | 482 | $280,278,000 | $581,000 | $11,100,000 | $0 | $0 |
| Black or African American | 106 | $11,077,000 | $104,000 | $603,000 | $61,000 | $360,000 |
| Not Provided | 103 | $16,188,000 | $157,000 | $725,000 | $114,000 | $673,000 |
| Hispanic | 59 | $7,265,000 | $123,000 | $376,000 | $49,000 | $129,000 |
| Asian | 29 | $4,708,000 | $162,000 | $1,000,000 | $83,000 | $437,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,126,000 | $303,000 | $702,000 | $198,000 | $420,000 |
| American Indian or Alaskan Native | 6 | $830,000 | $138,000 | $498,000 | $80,000 | $215,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,957 | $677,442,000 | $229,000 | $11,100,000 | $91,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 114 | $13,857,000 | $121,000 | $270,000 | $53,000 | $272,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,803,000 | $138,000 | $289,000 | $55,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,056,000 | $117,000 | $174,000 | $43,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,610 | $271,609,000 | $168,000 | $2,740,000 | $107,000 | $3,000,000 |
| Application Denied By Financial Institution | 635 | $90,439,000 | $142,000 | $2,310,000 | $77,000 | $2,448,000 |
| Application Withdrawn By Applicant | 393 | $88,651,000 | $225,000 | $11,100,000 | $92,000 | $1,400,000 |
| Loan Purchased By The Institution | 354 | $226,986,000 | $641,000 | $2,000,000 | $2,000 | $130,000 |
| File Closed For Incompleteness | 86 | $14,409,000 | $167,000 | $1,890,000 | $187,000 | $9,600,000 |
| Application Approved But Not Accepted | 15 | $2,064,000 | $137,000 | $490,000 | $113,000 | $480,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 270 | $25,918,000 | $95,000 | $610,000 | $76,000 | $2,448,000 |
| Debt-To-Income Ratio | 200 | $36,538,000 | $182,000 | $2,310,000 | $64,000 | $540,000 |
| Collateral | 88 | $13,338,000 | $151,000 | $1,170,000 | $123,000 | $760,000 |
| Other | 42 | $9,410,000 | $224,000 | $1,410,000 | $62,000 | $600,000 |
| Employment History | 31 | $4,280,000 | $138,000 | $417,000 | $73,000 | $452,000 |
| Unverifiable Information | 4 | $955,000 | $238,000 | $444,000 | $62,000 | $160,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.