Republic Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Republic Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Republic Bank & Trust Company 601 W Market St Louisville, KY 40202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,945 |
| Total Mortgage Loan Application Amount | $1,499,798,000 |
| Average Mortgage Loan Application Amount | $248,947 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $141,578 |
| Highest Applicant Income | $2,073,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 5,737 | $ 684,164,000 | $ 119,000 | $ 59,000 |
| Fayette County Kentucky | 1,456 | $ 184,076,000 | $ 126,000 | $ 68,000 |
| Franklin County Kentucky | 592 | $ 50,062,000 | $ 84,000 | $ 61,000 |
| Daviess County Kentucky | 542 | $ 46,974,000 | $ 86,000 | $ 53,000 |
| Oldham County Kentucky | 535 | $ 80,540,000 | $ 150,000 | $ 99,000 |
| Hardin County Kentucky | 509 | $ 55,374,000 | $ 108,000 | $ 91,000 |
| Bullitt County Kentucky | 488 | $ 53,250,000 | $ 109,000 | $ 55,000 |
| Shelby County Kentucky | 464 | $ 55,694,000 | $ 120,000 | $ 55,000 |
| Warren County Kentucky | 406 | $ 44,812,000 | $ 110,000 | $ 60,000 |
| Clark County Indiana | 399 | $ 42,718,000 | $ 107,000 | $ 55,000 |
| Floyd County Indiana | 332 | $ 37,638,000 | $ 113,000 | $ 68,000 |
| Spencer County Kentucky | 141 | $ 16,247,000 | $ 115,000 | $ 61,000 |
| Jessamine County Kentucky | 127 | $ 17,789,000 | $ 140,000 | $ 73,000 |
| Anderson County Kentucky | 126 | $ 12,377,000 | $ 98,000 | $ 54,000 |
| Scott County Kentucky | 117 | $ 14,232,000 | $ 121,000 | $ 55,000 |
| Nelson County Kentucky | 113 | $ 10,452,000 | $ 92,000 | $ 58,000 |
| Woodford County Kentucky | 101 | $ 12,330,000 | $ 122,000 | $ 80,000 |
| Meade County Kentucky | 91 | $ 8,914,000 | $ 97,000 | $ 62,000 |
| Harrison County Indiana | 69 | $ 8,308,000 | $ 120,000 | $ 63,000 |
| Madison County Kentucky | 64 | $ 7,909,000 | $ 123,000 | $ 68,000 |
| Henry County Kentucky | 51 | $ 4,569,000 | $ 89,000 | $ 55,000 |
| Larue County Kentucky | 44 | $ 4,212,000 | $ 95,000 | $ 47,000 |
| Grayson County Kentucky | 38 | $ 3,501,000 | $ 92,000 | $ 72,000 |
| Clark County Kentucky | 35 | $ 4,213,000 | $ 120,000 | $ 64,000 |
| Hancock County Kentucky | 24 | $ 1,806,000 | $ 75,000 | $ 54,000 |
| Ohio County Kentucky | 23 | $ 1,951,000 | $ 84,000 | $ 67,000 |
| Owen County Kentucky | 21 | $ 1,807,000 | $ 86,000 | $ 62,000 |
| Bourbon County Kentucky | 19 | $ 2,471,000 | $ 130,000 | $ 100,000 |
| Breckinridge County Kentucky | 18 | $ 1,380,000 | $ 76,000 | $ 83,000 |
| Logan County Kentucky | 18 | $ 1,671,000 | $ 92,000 | $ 49,000 |
| McCracken County Kentucky | 17 | $ 1,821,000 | $ 107,000 | $ 74,000 |
| Allen County Kentucky | 14 | $ 1,287,000 | $ 91,000 | $ 50,000 |
| Mercer County Kentucky | 14 | $ 1,679,000 | $ 119,000 | $ 87,000 |
| Scott County Indiana | 13 | $ 1,161,000 | $ 89,000 | $ 42,000 |
| Washington County Indiana | 13 | $ 1,482,000 | $ 114,000 | $ 69,000 |
| Edmonson County Kentucky | 12 | $ 1,005,000 | $ 83,000 | $ 65,000 |
| Garrard County Kentucky | 12 | $ 1,082,000 | $ 90,000 | $ 52,000 |
| Simpson County Kentucky | 12 | $ 1,162,000 | $ 96,000 | $ 65,000 |
| Butler County Kentucky | 10 | $ 1,071,000 | $ 107,000 | $ 49,000 |
| Montgomery County Kentucky | 10 | $ 871,000 | $ 87,000 | $ 46,000 |
| Hart County Kentucky | 8 | $ 910,000 | $ 113,000 | $ 50,000 |
| Trimble County Kentucky | 8 | $ 725,000 | $ 90,000 | $ 65,000 |
| Barren County Kentucky | 6 | $ 1,083,000 | $ 180,000 | $ 122,000 |
| Marion County Kentucky | 6 | $ 574,000 | $ 95,000 | $ 61,000 |
| Marshall County Kentucky | 6 | $ 451,000 | $ 75,000 | $ 107,000 |
| Washington County Kentucky | 6 | $ 538,000 | $ 89,000 | $ 45,000 |
| Spencer County Indiana | 5 | $ 425,000 | $ 85,000 | $ 88,000 |
| McLean County Kentucky | 5 | $ 303,000 | $ 60,000 | $ 64,000 |
| Boyle County Kentucky | 4 | $ 336,000 | $ 84,000 | $ 64,000 |
| Crawford County Indiana | 3 | $ 180,000 | $ 60,000 | $ 65,000 |
| Boone County Kentucky | 3 | $ 731,000 | $ 243,000 | $ 203,000 |
| Graves County Kentucky | 3 | $ 166,000 | $ 55,000 | $ 51,000 |
| Harrison County Kentucky | 3 | $ 597,000 | $ 199,000 | $ 130,000 |
| Hamilton County Ohio | 3 | $ 467,000 | $ 155,000 | $ 98,000 |
| Flagler County Florida | 2 | $ 400,000 | $ 200,000 | $ 354,000 |
| Monroe County Indiana | 2 | $ 307,000 | $ 153,000 | $ 422,000 |
| Orange County Indiana | 2 | $ 174,000 | $ 87,000 | $ 54,000 |
| Perry County Indiana | 2 | $ 118,000 | $ 59,000 | $ 56,000 |
| Carroll County Kentucky | 2 | $ 238,000 | $ 119,000 | $ 93,000 |
| Laurel County Kentucky | 2 | $ 128,000 | $ 64,000 | $ 162,000 |
| Muhlenberg County Kentucky | 2 | $ 144,000 | $ 72,000 | $ 49,000 |
| Rockcastle County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Russell County Kentucky | 2 | $ 289,000 | $ 144,000 | $ 100,000 |
| Taylor County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 68,000 |
| Calhoun County Alabama | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Bay County Florida | 1 | $ 174,000 | $ 174,000 | $ 91,000 |
| Miami-Dade County Florida | 1 | $ 308,000 | $ 308,000 | $ 592,000 |
| Okaloosa County Florida | 1 | $ 276,000 | $ 276,000 | $ 184,000 |
| Chatham County Georgia | 1 | $ 130,000 | $ 130,000 | $ 98,000 |
| Fulton County Georgia | 1 | $ 167,000 | $ 167,000 | $ 315,000 |
| DuPage County Illinois | 1 | $ 148,000 | $ 148,000 | $ 228,000 |
| Jefferson County Indiana | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Marion County Indiana | 1 | $ 179,000 | $ 179,000 | $ 77,000 |
| Vanderburgh County Indiana | 1 | $ 224,000 | $ 224,000 | $ 115,000 |
| Johnson County Kansas | 1 | $ 167,000 | $ 167,000 | $ 99,000 |
| Boyd County Kentucky | 1 | $ 212,000 | $ 212,000 | $ 421,000 |
| Calloway County Kentucky | 1 | $ 266,000 | $ 266,000 | $ 120,000 |
| Christian County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Clinton County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Grant County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Green County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Henderson County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Lincoln County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Livingston County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Lyon County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 158,000 |
| Monroe County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Pulaski County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 168,000 |
| Todd County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Wayne County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 103,000 |
| Nantucket County Massachusetts | 1 | $ 1,675,000 | $ 1,675,000 | $ 846,000 |
| Clinton County Michigan | 1 | $ 241,000 | $ 241,000 | $ 105,000 |
| Ingham County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Republic Bank & Trust Company in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 9,661 | $1,150,407,000 | $151,666 | $1,000,000 | $147,833 | $2,073,000 |
| Home Purchase (one-to-four family) | 2,430 | $306,477,000 | $352,875 | $1,870,000 | $205,625 | $1,107,000 |
| Home Improvement (one-to-four family) | 808 | $24,294,000 | $20,000 | $300,000 | $52,666 | $615,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 46 | $18,620,000 | $468,500 | $2,400,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,964 | $1,374,945,000 | $327,750 | $1,855,000 | $223,375 | $2,073,000 |
| Black | 465 | $47,588,000 | $160,333 | $630,000 | $82,666 | $626,000 |
| Asian or Pacific Islander | 185 | $27,879,000 | $153,000 | $2,400,000 | $76,250 | $672,000 |
| Other | 127 | $16,103,000 | $130,333 | $650,000 | $140,666 | $929,000 |
| Not applicable | 94 | $21,162,000 | $328,333 | $1,870,000 | $0 | $0 |
| Hispanic | 84 | $9,826,000 | $106,000 | $468,000 | $68,500 | $503,000 |
| Information not provided by applicant in mail or telephone application | 18 | $1,417,000 | $105,000 | $170,000 | $126,000 | $196,000 |
| American Indian or Alaskan Native | 8 | $878,000 | $109,000 | $228,000 | $84,000 | $139,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,639 | $1,466,931,000 | $282,545 | $2,400,000 | $187,727 | $2,073,000 |
| FHA-insured (Federal Housing Administration) | 207 | $20,999,000 | $98,000 | $302,000 | $42,000 | $224,000 |
| VA-guaranteed (Veterans Administration) | 99 | $11,868,000 | $116,500 | $203,000 | $49,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,439 | $1,209,892,000 | $320,111 | $2,400,000 | $208,555 | $2,073,000 |
| Application Withdrawn By Applicant | 1,895 | $227,843,000 | $169,250 | $1,000,000 | $172,500 | $1,026,000 |
| Application Denied By Financial Institution | 588 | $59,250,000 | $126,200 | $1,855,000 | $64,600 | $628,000 |
| Application Approved But Not Accepted | 20 | $2,457,000 | $121,000 | $254,000 | $59,000 | $109,000 |
| File Closed For Incompleteness | 3 | $356,000 | $111,500 | $200,000 | $47,000 | $79,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 286 | $30,213,000 | $135,666 | $504,000 | $55,333 | $373,000 |
| Credit History | 210 | $18,823,000 | $104,250 | $960,000 | $62,000 | $628,000 |
| Collateral | 37 | $4,652,000 | $93,000 | $1,855,000 | $41,500 | $593,000 |
| Other | 26 | $2,483,000 | $77,000 | $215,000 | $50,500 | $157,000 |
| Employment History | 16 | $1,191,000 | $74,000 | $194,000 | $30,000 | $62,000 |
| Credit Application Incomplete | 10 | $1,622,000 | $162,000 | $228,000 | $59,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $196,000 | $98,000 | $116,000 | $42,000 | $51,000 |
| Unverifiable Information | 1 | $70,000 | $70,000 | $70,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.