Reliant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Reliant Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Reliant Bank 1736 Carothers Pkwy., Ste. 100 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 428 |
| Total Mortgage Loan Application Amount | $90,938,000 |
| Average Mortgage Loan Application Amount | $158,666 |
| Highest Mortgage Loan Application Amount | $4,369,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $3,248,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Reliant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Reliant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Reliant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Reliant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Reliant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Reliant Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sumner County Tennessee | 111 | $ 19,018,000 | $ 171,000 | $ 70,000 |
| Davidson County Tennessee | 99 | $ 16,658,000 | $ 168,000 | $ 101,000 |
| Williamson County Tennessee | 58 | $ 19,189,000 | $ 330,000 | $ 162,000 |
| Rutherford County Tennessee | 20 | $ 3,458,000 | $ 172,000 | $ 70,000 |
| Robertson County Tennessee | 12 | $ 1,601,000 | $ 133,000 | $ 50,000 |
| Wilson County Tennessee | 8 | $ 1,916,000 | $ 239,000 | $ 90,000 |
| Kings County New York | 7 | $ 1,605,000 | $ 229,000 | $ 67,000 |
| Nassau County New York | 7 | $ 2,687,000 | $ 383,000 | $ 111,000 |
| Maury County Tennessee | 6 | $ 891,000 | $ 148,000 | $ 52,000 |
| Cheatham County Tennessee | 5 | $ 809,000 | $ 161,000 | $ 70,000 |
| Sullivan County Tennessee | 5 | $ 748,000 | $ 149,000 | $ 45,000 |
| Rockland County New York | 4 | $ 1,356,000 | $ 339,000 | $ 148,000 |
| Gwinnett County Georgia | 3 | $ 603,000 | $ 201,000 | $ 76,000 |
| Pierce County Georgia | 3 | $ 477,000 | $ 159,000 | $ 53,000 |
| Dickson County Tennessee | 3 | $ 453,000 | $ 151,000 | $ 38,000 |
| Los Angeles County California | 2 | $ 582,000 | $ 291,000 | $ 224,000 |
| Adams County Colorado | 2 | $ 392,000 | $ 196,000 | $ 82,000 |
| Manatee County Florida | 2 | $ 217,000 | $ 108,000 | $ 56,000 |
| DeKalb County Georgia | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Niagara County New York | 2 | $ 208,000 | $ 104,000 | $ 39,000 |
| Orange County New York | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Suffolk County New York | 2 | $ 476,000 | $ 238,000 | $ 75,000 |
| Butler County Ohio | 2 | $ 156,000 | $ 78,000 | $ 28,000 |
| Hamilton County Ohio | 2 | $ 327,000 | $ 163,000 | $ 83,000 |
| Jefferson County Ohio | 2 | $ 114,000 | $ 57,000 | $ 28,000 |
| Knox County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 52,000 |
| Montgomery County Tennessee | 2 | $ 342,000 | $ 171,000 | $ 72,000 |
| Galveston County Texas | 2 | $ 315,000 | $ 157,000 | $ 82,000 |
| Harris County Texas | 2 | $ 315,000 | $ 157,000 | $ 53,000 |
| Lauderdale County Alabama | 1 | $ 156,000 | $ 156,000 | $ 500,000 |
| Madison County Alabama | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Garland County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Bay County Florida | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Duval County Florida | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Escambia County Florida | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Monroe County Florida | 1 | $ 370,000 | $ 370,000 | $ 120,000 |
| Santa Rosa County Florida | 1 | $ 365,000 | $ 365,000 | $ 194,000 |
| Newton County Georgia | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Crawford County Kansas | 1 | $ 300,000 | $ 300,000 | $ 137,000 |
| Baltimore County Maryland | 1 | $ 156,000 | $ 156,000 | $ 45,000 |
| Frederick County Maryland | 1 | $ 398,000 | $ 398,000 | $ 175,000 |
| Harford County Maryland | 1 | $ 358,000 | $ 358,000 | $ 85,000 |
| Montgomery County Maryland | 1 | $ 521,000 | $ 521,000 | $ 182,000 |
| Lenawee County Michigan | 1 | $ 417,000 | $ 417,000 | $ 375,000 |
| Lyon County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Harrison County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Douglas County Nebraska | 1 | $ 89,000 | $ 89,000 | $ 53,000 |
| Bergen County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 62,000 |
| Mercer County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Sussex County New Jersey | 1 | $ 187,000 | $ 187,000 | $ 65,000 |
| Dutchess County New York | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Erie County New York | 1 | $ 96,000 | $ 96,000 | $ 59,000 |
| Richmond County New York | 1 | $ 353,000 | $ 353,000 | $ 87,000 |
| Westchester County New York | 1 | $ 332,000 | $ 332,000 | $ 104,000 |
| Nash County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 93,000 |
| Rockingham County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Wake County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 466,000 |
| Ramsey County North Dakota | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Ransom County North Dakota | 1 | $ 194,000 | $ 194,000 | $ 93,000 |
| Clermont County Ohio | 1 | $ 166,000 | $ 166,000 | $ 59,000 |
| Columbiana County Ohio | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Lake County Ohio | 1 | $ 525,000 | $ 525,000 | $ 240,000 |
| Tuscarawas County Ohio | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Beaver County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Cumberland County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 67,000 |
| Georgetown County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Giles County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 81,000 |
| Hawkins County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| Marshall County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Van Buren County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 142,000 |
| Dallas County Texas | 1 | $ 99,000 | $ 99,000 | $ 82,000 |
| Rusk County Texas | 1 | $ 137,000 | $ 137,000 | $ 85,000 |
| Franklin County Vermont | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Isle of Wight County Virginia | 1 | $ 400,000 | $ 400,000 | $ 89,000 |
| Virginia Beach County Virginia | 1 | $ 4,369,000 | $ 4,369,000 | $ 3,248,000 |
| Washington County Virginia | 1 | $ 143,000 | $ 143,000 | $ 92,000 |
| Milwaukee County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 600,000 |
Mortgage Loan Application Detail Totals for Reliant Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 254 | $48,156,000 | $189,000 | $650,000 | $80,000 | $1,039,000 |
| Refinancing | 173 | $42,742,000 | $247,000 | $4,369,000 | $133,000 | $3,248,000 |
| Home Improvement | 1 | $40,000 | $40,000 | $40,000 | $115,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 349 | $73,127,000 | $209,000 | $1,240,000 | $100,000 | $2,040,000 |
| Black or African American | 36 | $6,180,000 | $171,000 | $357,000 | $62,000 | $244,000 |
| Not Provided | 17 | $7,696,000 | $452,000 | $4,369,000 | $307,000 | $3,248,000 |
| Hispanic | 16 | $2,341,000 | $146,000 | $271,000 | $60,000 | $95,000 |
| Asian | 7 | $994,000 | $142,000 | $188,000 | $49,000 | $72,000 |
| Not applicable | 3 | $600,000 | $200,000 | $517,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 249 | $60,476,000 | $242,000 | $4,369,000 | $135,000 | $3,248,000 |
| FHA-insured (Federal Housing Administration) | 139 | $23,020,000 | $165,000 | $570,000 | $55,000 | $212,000 |
| VA-guaranteed (Veterans Administration) | 23 | $4,946,000 | $215,000 | $419,000 | $69,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,496,000 | $146,000 | $250,000 | $49,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 293 | $63,184,000 | $215,000 | $4,369,000 | $108,000 | $3,248,000 |
| Application Withdrawn By Applicant | 106 | $22,109,000 | $208,000 | $975,000 | $92,000 | $600,000 |
| Application Denied By Financial Institution | 28 | $5,548,000 | $198,000 | $416,000 | $78,000 | $244,000 |
| Application Approved But Not Accepted | 1 | $97,000 | $97,000 | $97,000 | $76,000 | $76,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1 | $87,000 | $87,000 | $87,000 | $24,000 | $24,000 |
| Credit History | 1 | $156,000 | $156,000 | $156,000 | $45,000 | $45,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliant Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.