Regency Savings Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Regency Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Regency Savings Bank 6100 N Northwest Highway Chicago, IL 60631 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,546 |
| Total Mortgage Loan Application Amount | $405,568,000 |
| Average Mortgage Loan Application Amount | $703,698 |
| Highest Mortgage Loan Application Amount | $10,121,000 |
| Average Applicant Income | $34,188 |
| Highest Applicant Income | $1,902,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 679 | $ 121,173,000 | $ 178,000 | $ 84,000 |
| DuPage County Illinois | 165 | $ 30,118,000 | $ 182,000 | $ 76,000 |
| Kane County Illinois | 134 | $ 21,748,000 | $ 162,000 | $ 76,000 |
| Will County Illinois | 58 | $ 9,728,000 | $ 167,000 | $ 78,000 |
| Lake County Indiana | 30 | $ 4,629,000 | $ 154,000 | $ 57,000 |
| Kendall County Illinois | 16 | $ 2,275,000 | $ 142,000 | $ 77,000 |
| Los Angeles County California | 15 | $ 14,575,000 | $ 971,000 | $ 0 |
| DeKalb County Illinois | 13 | $ 1,700,000 | $ 130,000 | $ 86,000 |
| Lake County Illinois | 13 | $ 3,757,000 | $ 289,000 | $ 78,000 |
| Pinellas County Florida | 8 | $ 4,537,000 | $ 567,000 | $ 49,000 |
| Hennepin County Minnesota | 8 | $ 6,705,000 | $ 838,000 | $ 0 |
| McHenry County Illinois | 7 | $ 1,737,000 | $ 248,000 | $ 101,000 |
| Wayne County Michigan | 7 | $ 4,722,000 | $ 674,000 | $ 0 |
| Chatham County Georgia | 6 | $ 10,612,000 | $ 1,768,000 | $ 0 |
| LaSalle County Illinois | 6 | $ 735,000 | $ 122,000 | $ 84,000 |
| Macomb County Michigan | 6 | $ 5,076,000 | $ 846,000 | $ 0 |
| Harris County Texas | 5 | $ 3,898,000 | $ 779,000 | $ 0 |
| Hillsborough County Florida | 4 | $ 2,684,000 | $ 671,000 | $ 0 |
| Fulton County Georgia | 4 | $ 2,550,000 | $ 637,000 | $ 57,000 |
| Marion County Indiana | 4 | $ 2,505,000 | $ 626,000 | $ 0 |
| Hampden County Massachusetts | 4 | $ 3,203,000 | $ 800,000 | $ 0 |
| Hamilton County Ohio | 4 | $ 4,599,000 | $ 1,149,000 | $ 0 |
| Pima County Arizona | 3 | $ 3,581,000 | $ 1,193,000 | $ 0 |
| LaPorte County Indiana | 3 | $ 769,000 | $ 256,000 | $ 171,000 |
| Pitt County North Carolina | 3 | $ 3,864,000 | $ 1,288,000 | $ 0 |
| Milwaukee County Wisconsin | 3 | $ 1,377,000 | $ 459,000 | $ 16,000 |
| Elmore County Alabama | 2 | $ 897,000 | $ 448,000 | $ 0 |
| Orange County California | 2 | $ 1,074,000 | $ 537,000 | $ 0 |
| San Diego County California | 2 | $ 892,000 | $ 446,000 | $ 0 |
| Stanislaus County California | 2 | $ 370,000 | $ 185,000 | $ 320,000 |
| Hartford County Connecticut | 2 | $ 1,493,000 | $ 746,000 | $ 0 |
| Broward County Florida | 2 | $ 622,000 | $ 311,000 | $ 188,000 |
| Palm Beach County Florida | 2 | $ 945,000 | $ 472,000 | $ 59,000 |
| Grundy County Illinois | 2 | $ 218,000 | $ 109,000 | $ 112,000 |
| Oakland County Michigan | 2 | $ 985,000 | $ 492,000 | $ 0 |
| Saginaw County Michigan | 2 | $ 2,251,000 | $ 1,125,000 | $ 0 |
| DeSoto County Mississippi | 2 | $ 1,179,000 | $ 589,000 | $ 0 |
| Camden County New Jersey | 2 | $ 938,000 | $ 469,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 1,936,000 | $ 968,000 | $ 0 |
| Franklin County Ohio | 2 | $ 849,000 | $ 424,000 | $ 0 |
| Morrow County Ohio | 2 | $ 644,000 | $ 322,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 1,333,000 | $ 666,000 | $ 0 |
| Dallas County Texas | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Travis County Texas | 2 | $ 812,000 | $ 406,000 | $ 0 |
| Coffee County Alabama | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Madison County Alabama | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Cochise County Arizona | 1 | $ 748,000 | $ 748,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 360,000 | $ 360,000 | $ 293,000 |
| Yuma County Arizona | 1 | $ 639,000 | $ 639,000 | $ 0 |
| San Francisco County California | 1 | $ 730,000 | $ 730,000 | $ 0 |
| Santa Clara County California | 1 | $ 2,475,000 | $ 2,475,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 198,000 | $ 198,000 | $ 50,000 |
| Gunnison County Colorado | 1 | $ 480,000 | $ 480,000 | $ 672,000 |
| New Haven County Connecticut | 1 | $ 708,000 | $ 708,000 | $ 0 |
| Manatee County Florida | 1 | $ 500,000 | $ 500,000 | $ 432,000 |
| Miami-Dade County Florida | 1 | $ 2,250,000 | $ 2,250,000 | $ 445,000 |
| Sarasota County Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 174,000 |
| St. Lucie County Florida | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Cobb County Georgia | 1 | $ 2,654,000 | $ 2,654,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Hall County Georgia | 1 | $ 1,504,000 | $ 1,504,000 | $ 0 |
| Houston County Georgia | 1 | $ 357,000 | $ 357,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 1,668,000 | $ 1,668,000 | $ 0 |
| Richmond County Georgia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 162,000 | $ 162,000 | $ 21,000 |
| McLean County Illinois | 1 | $ 275,000 | $ 275,000 | $ 567,000 |
| Williamson County Illinois | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Jasper County Indiana | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| Madison County Indiana | 1 | $ 1,058,000 | $ 1,058,000 | $ 0 |
| Porter County Indiana | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Tippecanoe County Indiana | 1 | $ 80,000 | $ 80,000 | $ 143,000 |
| Polk County Iowa | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 2,883,000 | $ 2,883,000 | $ 0 |
| Russell County Kentucky | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 551,000 | $ 551,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 1,529,000 | $ 1,529,000 | $ 0 |
| Iberia County Louisiana | 1 | $ 1,208,000 | $ 1,208,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 198,000 | $ 198,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 557,000 | $ 557,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 1,417,000 | $ 1,417,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 2,346,000 | $ 2,346,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 574,000 | $ 574,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Allegan County Michigan | 1 | $ 266,000 | $ 266,000 | $ 126,000 |
| Berrien County Michigan | 1 | $ 60,000 | $ 60,000 | $ 144,000 |
| Livingston County Michigan | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 816,000 | $ 816,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 177,000 | $ 177,000 | $ 322,000 |
| Dakota County Minnesota | 1 | $ 1,914,000 | $ 1,914,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 998,000 | $ 998,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 1,010,000 | $ 1,010,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 1,033,000 | $ 1,033,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 1,866,000 | $ 1,866,000 | $ 0 |
| Johnson County Missouri | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Albany County New York | 1 | $ 764,000 | $ 764,000 | $ 0 |
| Rensselaer County New York | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 388,000 |
| Wake County North Carolina | 1 | $ 10,121,000 | $ 10,121,000 | $ 0 |
| Allen County Ohio | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 769,000 | $ 769,000 | $ 0 |
| Butler County Ohio | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Coshocton County Ohio | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Guernsey County Ohio | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Wyandot County Ohio | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Horry County South Carolina | 1 | $ 733,000 | $ 733,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Bexar County Texas | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Ector County Texas | 1 | $ 1,873,000 | $ 1,873,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Jefferson County Texas | 1 | $ 1,531,000 | $ 1,531,000 | $ 0 |
| Midland County Texas | 1 | $ 1,162,000 | $ 1,162,000 | $ 0 |
| Montgomery County Texas | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Nueces County Texas | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Randall County Texas | 1 | $ 2,160,000 | $ 2,160,000 | $ 0 |
| Scurry County Texas | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 2,644,000 | $ 2,644,000 | $ 0 |
| Utah County Utah | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Arlington County Virginia | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 1,650,000 | $ 1,650,000 | $ 0 |
| Hampton County Virginia | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Prince George County Virginia | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Pierce County Washington | 1 | $ 1,104,000 | $ 1,104,000 | $ 0 |
| Yakima County Washington | 1 | $ 974,000 | $ 974,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 195,000 |
| Brown County Wisconsin | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Door County Wisconsin | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Manitowoc County Wisconsin | 1 | $ 679,000 | $ 679,000 | $ 0 |
| Richland County Wisconsin | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Rusk County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 69,000 |
| Washington County Wisconsin | 1 | $ 574,000 | $ 574,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Regency Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 763 | $230,412,000 | $765,266 | $10,121,000 | $36,000 | $1,902,000 |
| Refinancing | 493 | $139,780,000 | $651,166 | $2,578,000 | $23,277 | $672,000 |
| Home Improvement | 290 | $35,376,000 | $523,400 | $2,880,000 | $62,600 | $396,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 753 | $146,505,000 | $308,454 | $2,250,000 | $184,000 | $740,000 |
| Black or African American | 315 | $42,724,000 | $133,666 | $900,000 | $47,000 | $484,000 |
| Hispanic | 214 | $28,927,000 | $133,000 | $640,000 | $65,000 | $1,902,000 |
| Not applicable | 211 | $173,246,000 | $833,793 | $10,121,000 | $0 | $0 |
| Asian | 28 | $5,395,000 | $160,000 | $650,000 | $52,000 | $255,000 |
| Not Provided | 14 | $3,306,000 | $207,250 | $1,000,000 | $149,500 | $581,000 |
| American Indian or Alaskan Native | 8 | $885,000 | $110,500 | $212,000 | $55,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $4,580,000 | $2,145,000 | $4,000,000 | $324,000 | $579,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,451 | $388,075,000 | $724,187 | $10,121,000 | $31,906 | $1,902,000 |
| FHA-insured (Federal Housing Administration) | 89 | $16,715,000 | $497,571 | $1,650,000 | $20,285 | $89,000 |
| VA-guaranteed (Veterans Administration) | 6 | $778,000 | $131,500 | $153,000 | $54,500 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 817 | $132,891,000 | $240,909 | $1,380,000 | $212,727 | $740,000 |
| Loan Purchased By The Institution | 209 | $172,388,000 | $833,448 | $10,121,000 | $0 | $0 |
| Application Denied By Financial Institution | 172 | $40,730,000 | $518,200 | $4,000,000 | $126,600 | $579,000 |
| Preapproval Approved but not Accepted | 133 | $21,442,000 | $161,000 | $504,000 | $55,000 | $245,000 |
| Application Approved But Not Accepted | 99 | $18,220,000 | $212,000 | $805,000 | $165,666 | $377,000 |
| Preapproval Denied by Financial Institution | 74 | $11,414,000 | $154,000 | $448,000 | $39,000 | $128,000 |
| Application Withdrawn By Applicant | 28 | $6,162,000 | $176,500 | $1,281,000 | $112,000 | $1,902,000 |
| File Closed For Incompleteness | 14 | $2,321,000 | $163,000 | $528,000 | $96,000 | $396,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 127 | $31,981,000 | $551,400 | $4,000,000 | $107,200 | $579,000 |
| Credit History | 93 | $14,025,000 | $166,250 | $918,000 | $68,750 | $179,000 |
| Collateral | 16 | $3,034,000 | $129,000 | $540,000 | $105,500 | $204,000 |
| Other | 4 | $2,242,000 | $469,500 | $1,600,000 | $104,500 | $349,000 |
| Unverifiable Information | 4 | $580,000 | $122,000 | $319,000 | $70,000 | $179,000 |
| Employment History | 2 | $282,000 | $141,000 | $162,000 | $37,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.