Regency Savings Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Regency Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Regency Savings Bank 6100 N Northwest Highway Chicago, IL 60631 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,903 |
| Total Mortgage Loan Application Amount | $872,649,000 |
| Average Mortgage Loan Application Amount | $827,696 |
| Highest Mortgage Loan Application Amount | $14,605,000 |
| Average Applicant Income | $19,428 |
| Highest Applicant Income | $1,283,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 671 | $ 117,189,000 | $ 174,000 | $ 71,000 |
| Los Angeles County California | 154 | $ 176,219,000 | $ 1,144,000 | $ 0 |
| Kane County Illinois | 148 | $ 23,241,000 | $ 157,000 | $ 63,000 |
| DuPage County Illinois | 147 | $ 24,823,000 | $ 168,000 | $ 61,000 |
| Will County Illinois | 60 | $ 9,029,000 | $ 150,000 | $ 73,000 |
| San Diego County California | 52 | $ 49,066,000 | $ 943,000 | $ 0 |
| Maricopa County Arizona | 35 | $ 35,373,000 | $ 1,010,000 | $ 24,000 |
| Hennepin County Minnesota | 34 | $ 20,813,000 | $ 612,000 | $ 0 |
| Orange County California | 23 | $ 28,175,000 | $ 1,225,000 | $ 0 |
| Clark County Nevada | 23 | $ 22,371,000 | $ 972,000 | $ 38,000 |
| Lake County Illinois | 18 | $ 5,147,000 | $ 285,000 | $ 70,000 |
| Lake County Indiana | 18 | $ 1,869,000 | $ 103,000 | $ 48,000 |
| Riverside County California | 14 | $ 16,673,000 | $ 1,190,000 | $ 0 |
| New York County New York | 14 | $ 41,756,000 | $ 2,982,000 | $ 0 |
| Kendall County Illinois | 12 | $ 1,789,000 | $ 149,000 | $ 89,000 |
| Salt Lake County Utah | 12 | $ 9,376,000 | $ 781,000 | $ 0 |
| King County Washington | 12 | $ 12,039,000 | $ 1,003,000 | $ 0 |
| DeKalb County Illinois | 11 | $ 1,055,000 | $ 95,000 | $ 56,000 |
| Pima County Arizona | 10 | $ 9,197,000 | $ 919,000 | $ 0 |
| Multnomah County Oregon | 9 | $ 8,263,000 | $ 918,000 | $ 0 |
| Palm Beach County Florida | 7 | $ 3,668,000 | $ 524,000 | $ 0 |
| Bernalillo County New Mexico | 7 | $ 2,982,000 | $ 426,000 | $ 0 |
| Hillsborough County Florida | 6 | $ 5,121,000 | $ 853,000 | $ 0 |
| Jackson County Missouri | 6 | $ 5,458,000 | $ 909,000 | $ 0 |
| Washoe County Nevada | 6 | $ 4,898,000 | $ 816,000 | $ 0 |
| Benton County Oregon | 6 | $ 5,061,000 | $ 843,000 | $ 0 |
| Pinellas County Florida | 5 | $ 2,333,000 | $ 466,000 | $ 0 |
| Wayne County Michigan | 5 | $ 2,545,000 | $ 509,000 | $ 0 |
| Ramsey County Minnesota | 5 | $ 2,750,000 | $ 550,000 | $ 0 |
| Fresno County California | 4 | $ 5,977,000 | $ 1,494,000 | $ 0 |
| San Bernardino County California | 4 | $ 3,838,000 | $ 959,000 | $ 0 |
| San Francisco County California | 4 | $ 4,136,000 | $ 1,034,000 | $ 0 |
| Ventura County California | 4 | $ 5,411,000 | $ 1,352,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 1,490,000 | $ 372,000 | $ 0 |
| McHenry County Illinois | 4 | $ 1,320,000 | $ 330,000 | $ 96,000 |
| Oakland County Michigan | 4 | $ 1,894,000 | $ 473,000 | $ 0 |
| Anoka County Minnesota | 4 | $ 2,862,000 | $ 715,000 | $ 0 |
| Hamilton County Ohio | 4 | $ 2,438,000 | $ 609,000 | $ 0 |
| Harris County Texas | 4 | $ 2,526,000 | $ 631,000 | $ 0 |
| Pierce County Washington | 4 | $ 3,676,000 | $ 919,000 | $ 0 |
| Alameda County California | 3 | $ 2,506,000 | $ 835,000 | $ 0 |
| Sacramento County California | 3 | $ 4,998,000 | $ 1,666,000 | $ 0 |
| Sutter County California | 3 | $ 6,416,000 | $ 2,138,000 | $ 0 |
| Denver County Colorado | 3 | $ 1,311,000 | $ 437,000 | $ 0 |
| Broward County Florida | 3 | $ 4,192,000 | $ 1,397,000 | $ 0 |
| Winnebago County Illinois | 3 | $ 193,000 | $ 64,000 | $ 51,000 |
| Baltimore City County Maryland | 3 | $ 1,788,000 | $ 596,000 | $ 0 |
| Macomb County Michigan | 3 | $ 2,024,000 | $ 674,000 | $ 0 |
| Essex County New Jersey | 3 | $ 1,609,000 | $ 536,000 | $ 0 |
| Monmouth County New Jersey | 3 | $ 1,459,000 | $ 486,000 | $ 0 |
| Cuyahoga County Ohio | 3 | $ 1,319,000 | $ 439,000 | $ 0 |
| Franklin County Ohio | 3 | $ 2,697,000 | $ 899,000 | $ 0 |
| Oklahoma County Oklahoma | 3 | $ 3,061,000 | $ 1,020,000 | $ 0 |
| Dallas County Texas | 3 | $ 2,432,000 | $ 810,000 | $ 0 |
| Davis County Utah | 3 | $ 3,014,000 | $ 1,004,000 | $ 0 |
| Benton County Washington | 3 | $ 5,610,000 | $ 1,870,000 | $ 0 |
| Clark County Washington | 3 | $ 4,211,000 | $ 1,403,000 | $ 0 |
| Contra Costa County California | 2 | $ 2,885,000 | $ 1,442,000 | $ 0 |
| Santa Barbara County California | 2 | $ 984,000 | $ 492,000 | $ 34,000 |
| Santa Clara County California | 2 | $ 2,176,000 | $ 1,088,000 | $ 0 |
| Sonoma County California | 2 | $ 4,607,000 | $ 2,303,000 | $ 0 |
| Adams County Colorado | 2 | $ 2,534,000 | $ 1,267,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 1,454,000 | $ 727,000 | $ 0 |
| LaSalle County Illinois | 2 | $ 257,000 | $ 128,000 | $ 87,000 |
| Berrien County Michigan | 2 | $ 416,000 | $ 208,000 | $ 81,000 |
| Shiawassee County Michigan | 2 | $ 1,284,000 | $ 642,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Wright County Minnesota | 2 | $ 1,315,000 | $ 657,000 | $ 0 |
| Lyon County Nevada | 2 | $ 1,748,000 | $ 874,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 10,035,000 | $ 5,017,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 1,191,000 | $ 595,000 | $ 0 |
| Canadian County Oklahoma | 2 | $ 1,444,000 | $ 722,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 1,452,000 | $ 726,000 | $ 0 |
| Marion County Oregon | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Polk County Oregon | 2 | $ 816,000 | $ 408,000 | $ 0 |
| Washington County Oregon | 2 | $ 2,125,000 | $ 1,062,000 | $ 0 |
| Utah County Utah | 2 | $ 1,651,000 | $ 825,000 | $ 0 |
| Arlington County Virginia | 2 | $ 1,089,000 | $ 544,000 | $ 0 |
| Snohomish County Washington | 2 | $ 1,619,000 | $ 809,000 | $ 0 |
| Walworth County Wisconsin | 2 | $ 543,000 | $ 271,000 | $ 553,000 |
| Yuma County Arizona | 1 | $ 1,042,000 | $ 1,042,000 | $ 0 |
| Crittenden County Arkansas | 1 | $ 2,313,000 | $ 2,313,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Butte County California | 1 | $ 1,616,000 | $ 1,616,000 | $ 0 |
| Napa County California | 1 | $ 1,942,000 | $ 1,942,000 | $ 0 |
| San Joaquin County California | 1 | $ 1,714,000 | $ 1,714,000 | $ 0 |
| San Mateo County California | 1 | $ 1,956,000 | $ 1,956,000 | $ 0 |
| Shasta County California | 1 | $ 1,782,000 | $ 1,782,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Larimer County Colorado | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Brevard County Florida | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Orange County Florida | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Fulton County Georgia | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Boone County Illinois | 1 | $ 119,000 | $ 119,000 | $ 49,000 |
| Iroquois County Illinois | 1 | $ 110,000 | $ 110,000 | $ 96,000 |
| Jo Daviess County Illinois | 1 | $ 98,000 | $ 98,000 | $ 82,000 |
| Porter County Indiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,242,000 |
| White County Indiana | 1 | $ 60,000 | $ 60,000 | $ 154,000 |
| Wyandotte County Kansas | 1 | $ 2,607,000 | $ 2,607,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 1,991,000 | $ 1,991,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 1,208,000 | $ 1,208,000 | $ 0 |
| Clare County Michigan | 1 | $ 873,000 | $ 873,000 | $ 0 |
| Genesee County Michigan | 1 | $ 1,009,000 | $ 1,009,000 | $ 0 |
| Ingham County Michigan | 1 | $ 1,196,000 | $ 1,196,000 | $ 0 |
| Midland County Michigan | 1 | $ 903,000 | $ 903,000 | $ 0 |
| Benton County Minnesota | 1 | $ 986,000 | $ 986,000 | $ 0 |
| Scott County Minnesota | 1 | $ 1,348,000 | $ 1,348,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Carson City County Nevada | 1 | $ 1,301,000 | $ 1,301,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 1,322,000 | $ 1,322,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Kings County New York | 1 | $ 6,344,000 | $ 6,344,000 | $ 0 |
| Nassau County New York | 1 | $ 1,483,000 | $ 1,483,000 | $ 0 |
| Queens County New York | 1 | $ 3,178,000 | $ 3,178,000 | $ 0 |
| Rockland County New York | 1 | $ 1,104,000 | $ 1,104,000 | $ 0 |
| Clermont County Ohio | 1 | $ 1,744,000 | $ 1,744,000 | $ 0 |
| Erie County Ohio | 1 | $ 948,000 | $ 948,000 | $ 0 |
| Geauga County Ohio | 1 | $ 1,286,000 | $ 1,286,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 686,000 | $ 686,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 966,000 | $ 966,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 1,519,000 | $ 1,519,000 | $ 0 |
| Crook County Oregon | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Wasco County Oregon | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 658,000 | $ 658,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Denton County Texas | 1 | $ 2,553,000 | $ 2,553,000 | $ 0 |
| Ector County Texas | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Lubbock County Texas | 1 | $ 806,000 | $ 806,000 | $ 0 |
| Victoria County Texas | 1 | $ 1,082,000 | $ 1,082,000 | $ 0 |
| Iron County Utah | 1 | $ 802,000 | $ 802,000 | $ 0 |
| Tooele County Utah | 1 | $ 708,000 | $ 708,000 | $ 0 |
| Weber County Utah | 1 | $ 1,274,000 | $ 1,274,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 726,000 | $ 726,000 | $ 0 |
| Franklin County Washington | 1 | $ 1,170,000 | $ 1,170,000 | $ 0 |
| Island County Washington | 1 | $ 724,000 | $ 724,000 | $ 0 |
| Spokane County Washington | 1 | $ 3,724,000 | $ 3,724,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 167,000 |
| Polk County Wisconsin | 1 | $ 881,000 | $ 881,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 641,000 | $ 641,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Regency Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 819 | $361,679,000 | $825,962 | $3,000,000 | $21,259 | $1,242,000 |
| Refinancing | 813 | $489,728,000 | $848,692 | $14,605,000 | $17,384 | $1,283,000 |
| Home Improvement | 271 | $21,242,000 | $661,333 | $2,420,000 | $20,666 | $453,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 730 | $706,027,000 | $941,241 | $14,605,000 | $103 | $41,000 |
| White | 666 | $106,248,000 | $220,333 | $1,000,000 | $133,000 | $1,242,000 |
| Black or African American | 280 | $30,518,000 | $94,333 | $374,000 | $39,000 | $342,000 |
| Hispanic | 191 | $23,101,000 | $116,000 | $424,000 | $52,333 | $1,283,000 |
| Asian | 25 | $5,086,000 | $223,500 | $840,000 | $118,500 | $439,000 |
| Not Provided | 8 | $1,518,000 | $146,000 | $375,000 | $92,000 | $632,000 |
| American Indian or Alaskan Native | 3 | $151,000 | $50,000 | $86,000 | $51,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,816 | $861,011,000 | $867,419 | $14,605,000 | $18,580 | $1,283,000 |
| FHA-insured (Federal Housing Administration) | 80 | $10,610,000 | $107,333 | $370,000 | $38,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,028,000 | $152,000 | $234,000 | $43,500 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 729 | $705,937,000 | $941,379 | $14,605,000 | $0 | $0 |
| Loan Originated | 721 | $99,500,000 | $247,000 | $1,000,000 | $152,666 | $1,283,000 |
| Application Denied By Financial Institution | 149 | $19,102,000 | $117,000 | $705,000 | $69,500 | $342,000 |
| Preapproval Approved but not Accepted | 112 | $18,270,000 | $163,000 | $512,000 | $52,000 | $172,000 |
| Application Approved But Not Accepted | 66 | $10,954,000 | $111,000 | $840,000 | $74,333 | $285,000 |
| Preapproval Denied by Financial Institution | 58 | $7,713,000 | $132,000 | $395,000 | $61,000 | $189,000 |
| Application Withdrawn By Applicant | 40 | $6,909,000 | $207,666 | $700,000 | $74,666 | $458,000 |
| File Closed For Incompleteness | 28 | $4,264,000 | $130,500 | $400,000 | $49,500 | $120,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 98 | $12,844,000 | $108,000 | $370,000 | $65,000 | $160,000 |
| Credit History | 76 | $9,025,000 | $121,333 | $475,000 | $62,000 | $158,000 |
| Collateral | 14 | $2,183,000 | $155,000 | $705,000 | $110,000 | $180,000 |
| Other | 9 | $1,347,000 | $126,000 | $335,000 | $104,500 | $342,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $453,000 | $113,000 | $148,000 | $34,000 | $62,000 |
| Mortgage Insurance Denied | 3 | $671,000 | $223,000 | $395,000 | $56,000 | $79,000 |
| Employment History | 3 | $292,000 | $97,000 | $147,000 | $68,000 | $90,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.