Refinance.Com
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Refinance.Com.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Refinance.Com
60 Oak Drive
Syosset, NY 11791
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2004  2003  
Total Number of Mortgage Applications 4,100
Total Mortgage Loan Application Amount $1,114,500,000
Average Mortgage Loan Application Amount $285,000
Highest Mortgage Loan Application Amount $1,800,000
Average Applicant Income $92,666
Highest Applicant Income $1,000,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Refinance.Com by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 641 $ 218,864,000 $ 332,500 $ 106,000
NASSAU-SUFFOLK, NY 364 $ 119,256,000 $ 327,000 $ 106,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 309 $ 98,269,000 $ 318,000 $ 96,000
EDISON, NJ 215 $ 64,996,000 $ 302,000 $ 96,000
NEWARK-UNION, NJ-PA 209 $ 63,639,000 $ 243,000 $ 74,500
CAMDEN, NJ 158 $ 36,407,000 $ 230,000 $ 84,000
BALTIMORE-TOWSON, MD 122 $ 31,863,000 $ 261,000 $ 76,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 107 $ 23,873,000 $ 223,000 $ 70,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 90 $ 23,681,000 $ 263,000 $ 91,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 74 $ 17,061,000 $ 230,000 $ 81,000
PHILADELPHIA, PA 73 $ 15,778,000 $ 216,000 $ 77,000
RICHMOND, VA 71 $ 15,325,000 $ 215,000 $ 77,000
ORLANDO-KISSIMMEE, FL 68 $ 14,205,000 $ 208,000 $ 69,000
NEW HAVEN-MILFORD, CT 67 $ 16,220,000 $ 242,000 $ 85,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 65 $ 14,429,000 $ 221,000 $ 81,000
BRIDGEPORT-STAMFORD-NORWALK, CT 60 $ 20,292,000 $ 338,000 $ 117,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 56 $ 14,849,000 $ 265,000 $ 81,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 50 $ 16,367,000 $ 327,000 $ 97,000
JACKSONVILLE, FL 45 $ 10,953,000 $ 243,000 $ 81,000
MIAMI-MIAMI BEACH-KENDALL, FL 41 $ 11,783,000 $ 287,000 $ 87,000
ALBANY-SCHENECTADY-TROY, NY 35 $ 6,559,000 $ 187,000 $ 72,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 34 $ 8,797,000 $ 258,000 $ 76,000
ATLANTIC CITY, NJ 32 $ 7,925,000 $ 247,000 $ 80,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 30 $ 7,464,000 $ 249,000 $ 77,500
LAKELAND, FL 27 $ 4,539,000 $ 168,000 $ 55,000
TRENTON-EWING, NJ 26 $ 5,608,000 $ 215,000 $ 80,000
WILMINGTON, DE-MD-NJ 25 $ 5,989,000 $ 242,000 $ 97,000
PITTSBURGH, PA 23 $ 3,729,000 $ 162,000 $ 68,000
PORT ST. LUCIE, FL 22 $ 5,117,000 $ 232,000 $ 61,000
KINGSTON, NY 21 $ 4,947,000 $ 235,000 $ 84,000
OCEAN CITY, NJ 21 $ 5,499,000 $ 261,000 $ 113,000
BOSTON-QUINCY, MA 20 $ 6,529,000 $ 326,000 $ 80,000
CAPE CORAL-FORT MYERS, FL 20 $ 4,969,000 $ 248,000 $ 80,000
NORWICH-NEW LONDON, CT 19 $ 4,018,000 $ 211,000 $ 70,000
VINELAND-MILLVILLE-BRIDGETON, NJ 17 $ 3,154,000 $ 185,000 $ 85,000
YORK-HANOVER, PA 17 $ 3,355,000 $ 197,000 $ 81,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 16 $ 3,210,000 $ 200,000 $ 67,000
SARASOTA-BRADENTON-VENICE, FL 16 $ 3,997,000 $ 249,000 $ 121,000
WARREN-TROY-FARMINGTON HILLS, MI 15 $ 3,020,000 $ 201,000 $ 68,000
BUFFALO-NIAGARA FALLS, NY 13 $ 2,261,000 $ 173,000 $ 62,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 13 $ 2,917,000 $ 224,000 $ 95,000
DENVER-AURORA, CO 13 $ 3,094,000 $ 238,000 $ 82,000
HAGERSTOWN-MARTINSBURG, MD-WV 12 $ 2,785,000 $ 232,000 $ 59,000
NAPLES-MARCO ISLAND, FL 12 $ 4,318,000 $ 359,000 $ 102,000
OCALA, FL 12 $ 2,471,000 $ 205,000 $ 66,000
ST. LOUIS, MO-IL 12 $ 1,999,000 $ 134,500 $ 51,000
TALLAHASSEE, FL 12 $ 2,359,000 $ 196,000 $ 89,000
WORCESTER, MA 12 $ 2,281,000 $ 190,000 $ 69,000
CHARLESTON-NORTH CHARLESTON, SC 11 $ 2,386,000 $ 216,000 $ 61,000
GLENS FALLS, NY 11 $ 3,712,000 $ 337,000 $ 120,000
HARRISBURG-CARLISLE, PA 11 $ 1,887,000 $ 171,000 $ 58,000
CHARLOTTESVILLE, VA 10 $ 2,936,000 $ 293,000 $ 103,000
ROCHESTER, NY 10 $ 1,743,000 $ 174,000 $ 71,000
SYRACUSE, NY 10 $ 1,739,000 $ 173,000 $ 85,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 9 $ 3,661,000 $ 406,000 $ 121,000
INDIANAPOLIS-CARMEL, IN 9 $ 1,829,000 $ 203,000 $ 87,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 9 $ 1,976,000 $ 219,000 $ 45,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 9 $ 2,091,000 $ 232,000 $ 60,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 9 $ 2,524,000 $ 280,000 $ 81,000
ROANOKE, VA 9 $ 1,438,000 $ 159,000 $ 61,000
SPRINGFIELD, MA 9 $ 1,679,000 $ 186,000 $ 52,000
WINCHESTER, VA-WV 9 $ 2,662,000 $ 295,000 $ 88,000
ALBUQUERQUE, NM 7 $ 1,297,000 $ 185,000 $ 40,000
LANCASTER, PA 7 $ 1,109,000 $ 158,000 $ 68,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 7 $ 1,347,000 $ 192,000 $ 59,000
PUNTA GORDA, FL 7 $ 1,450,000 $ 207,000 $ 49,000
COLUMBIA, SC 6 $ 955,000 $ 159,000 $ 66,000
DETROIT-LIVONIA-DEARBORN, MI 6 $ 1,005,000 $ 167,000 $ 66,000
GARY, IN 6 $ 991,000 $ 165,000 $ 55,000
HARRISONBURG, VA 6 $ 1,135,000 $ 189,000 $ 58,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 6 $ 1,795,000 $ 299,000 $ 73,000
PENSACOLA-FERRY PASS-BRENT, FL 6 $ 1,091,000 $ 181,000 $ 74,000
BARNSTABLE TOWN, MA 5 $ 1,199,000 $ 239,000 $ 51,000
BINGHAMTON, NY 5 $ 776,000 $ 155,000 $ 61,000
PALM COAST, FL 5 $ 1,313,000 $ 262,000 $ 63,000
PANAMA CITY-LYNN HAVEN, FL 5 $ 940,000 $ 188,000 $ 83,000
SCRANTON--WILKES-BARRE, PA 5 $ 914,000 $ 182,000 $ 58,000
ANCHORAGE, AK 4 $ 1,028,000 $ 257,000 $ 99,000
FLORENCE, SC 4 $ 823,000 $ 205,000 $ 58,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 4 $ 811,000 $ 202,000 $ 61,000
FRESNO, CA 4 $ 868,000 $ 217,000 $ 52,000
GAINESVILLE, FL 4 $ 1,281,000 $ 320,000 $ 104,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 4 $ 543,000 $ 135,000 $ 80,000
LYNCHBURG, VA 4 $ 975,000 $ 243,000 $ 74,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 4 $ 524,000 $ 131,000 $ 71,000
PEABODY, MA 4 $ 1,241,000 $ 310,000 $ 131,000
TULSA, OK 4 $ 692,000 $ 173,000 $ 64,000
DOVER, DE 3 $ 737,000 $ 245,000 $ 53,000
GRAND RAPIDS-WYOMING, MI 3 $ 483,000 $ 161,000 $ 75,000
HOLLAND-GRAND HAVEN, MI 3 $ 556,000 $ 185,000 $ 83,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 3 $ 461,000 $ 153,000 $ 64,000
OAKLAND-FREMONT-HAYWARD, CA 3 $ 1,815,000 $ 605,000 $ 149,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 3 $ 686,000 $ 228,000 $ 62,000
SALISBURY, MD 3 $ 612,000 $ 204,000 $ 59,000
SANTA FE, NM 3 $ 418,000 $ 139,000 $ 77,000
SOUTH BEND-MISHAWAKA, IN-MI 3 $ 483,000 $ 160,000 $ 57,000
ANDERSON, SC 2 $ 289,000 $ 144,000 $ 38,000
BAKERSFIELD, CA 2 $ 452,000 $ 226,000 $ 100,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 2 $ 329,000 $ 164,000 $ 75,000
CHICAGO-NAPERVILLE-JOLIET, IL 2 $ 638,000 $ 319,000 $ 98,000
COLORADO SPRINGS, CO 2 $ 327,000 $ 163,000 $ 41,000
CUMBERLAND, MD-WV 2 $ 331,000 $ 165,000 $ 65,000
ELKHART-GOSHEN, IN 2 $ 317,000 $ 158,000 $ 72,000
ELMIRA, NY 2 $ 331,000 $ 165,000 $ 39,000
GREELEY, CO 2 $ 409,000 $ 204,000 $ 61,000
GREENVILLE-MAULDIN-EASLEY, SC 2 $ 171,000 $ 85,000 $ 23,000
KENNEWICK-RICHLAND-PASCO, WA 2 $ 194,000 $ 97,000 $ 101,000
LINCOLN, NE 2 $ 158,000 $ 79,000 $ 100,000
OKLAHOMA CITY, OK 2 $ 373,000 $ 186,000 $ 89,000
OMAHA-COUNCIL BLUFFS, NE-IA 2 $ 484,000 $ 242,000 $ 128,000
READING, PA 2 $ 790,000 $ 395,000 $ 57,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 2 $ 297,000 $ 148,000 $ 52,000
SANTA ANA-ANAHEIM-IRVINE, CA 2 $ 735,000 $ 367,000 $ 173,000
SEBASTIAN-VERO BEACH, FL 2 $ 306,000 $ 153,000 $ 71,000
SPARTANBURG, SC 2 $ 371,000 $ 185,000 $ 56,000
SPRINGFIELD, MO 2 $ 384,000 $ 192,000 $ 77,000
UTICA-ROME, NY 2 $ 552,000 $ 276,000 $ 174,000
ABILENE, TX 1 $ 106,000 $ 106,000 $ 57,000
ANN ARBOR, MI 1 $ 200,000 $ 200,000 $ 85,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 1 $ 72,000 $ 72,000 $ 111,000
BEND, OR 1 $ 173,000 $ 173,000 $ 74,000
BILLINGS, MT 1 $ 162,000 $ 162,000 $ 42,000
CHAMPAIGN-URBANA, IL 1 $ 125,000 $ 125,000 $ 50,000
CHATTANOOGA, TN-GA 1 $ 159,000 $ 159,000 $ 35,000
CHEYENNE, WY 1 $ 168,000 $ 168,000 $ 31,000
CHICO, CA 1 $ 181,000 $ 181,000 $ 35,000
CLEVELAND, TN 1 $ 203,000 $ 203,000 $ 48,000
CORVALLIS, OR 1 $ 270,000 $ 270,000 $ 358,000
DULUTH, MN-WI 1 $ 187,000 $ 187,000 $ 79,000
EUGENE-SPRINGFIELD, OR 1 $ 179,000 $ 179,000 $ 97,000
FARMINGTON, NM 1 $ 204,000 $ 204,000 $ 88,000
FLINT, MI 1 $ 221,000 $ 221,000 $ 62,000
FORT COLLINS-LOVELAND, CO 1 $ 143,000 $ 143,000 $ 89,000
FORT WAYNE, IN 1 $ 106,000 $ 106,000 $ 22,000
GRAND JUNCTION, CO 1 $ 163,000 $ 163,000 $ 32,000
JACKSON, MI 1 $ 156,000 $ 156,000 $ 73,000
JEFFERSON CITY, MO 1 $ 175,000 $ 175,000 $ 51,000
JOHNSTOWN, PA 1 $ 192,000 $ 192,000 $ 42,000
KALAMAZOO-PORTAGE, MI 1 $ 190,000 $ 190,000 $ 93,000
KANSAS CITY, MO-KS 1 $ 134,000 $ 134,000 $ 92,000
LANSING-EAST LANSING, MI 1 $ 185,000 $ 185,000 $ 64,000
LAS CRUCES, NM 1 $ 136,000 $ 136,000 $ 91,000
LAWTON, OK 1 $ 220,000 $ 220,000 $ 63,000
LEWISTON-AUBURN, ME 1 $ 140,000 $ 140,000 $ 31,000
MEMPHIS, TN-MS-AR 1 $ 212,000 $ 212,000 $ 175,000
MONROE, MI 1 $ 205,000 $ 205,000 $ 114,000
MUSKEGON-NORTON SHORES, MI 1 $ 219,000 $ 219,000 $ 62,000
NILES-BENTON HARBOR, MI 1 $ 129,000 $ 129,000 $ 50,000
OLYMPIA, WA 1 $ 395,000 $ 395,000 $ 56,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 100,000 $ 100,000 $ 139,000
PHOENIX-MESA-SCOTTSDALE, AZ 1 $ 105,000 $ 105,000 $ 39,000
PITTSFIELD, MA 1 $ 174,000 $ 174,000 $ 27,000
PUEBLO, CO 1 $ 181,000 $ 181,000 $ 48,000
ROCHESTER, MN 1 $ 163,000 $ 163,000 $ 64,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 1 $ 265,000 $ 265,000 $ 71,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 619,000 $ 619,000 $ 159,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 289,000 $ 289,000 $ 69,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 260,000 $ 260,000 $ 42,000
STATE COLLEGE, PA 1 $ 145,000 $ 145,000 $ 54,000
TACOMA, WA 1 $ 233,000 $ 233,000 $ 68,000
WILLIAMSPORT, PA 1 $ 154,000 $ 154,000 $ 97,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 149,000 $ 149,000 $ 64,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Refinance.Com in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,023 $1,090,802,000 $271,000 $1,800,000 $87,000 $1,000,000
Home Purchase 71 $22,051,000 $310,000 $876,000 $113,000 $951,000
Home Improvement 6 $1,647,000 $274,000 $372,000 $78,000 $111,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,771 $745,892,000 $269,000 $1,800,000 $90,000 $1,000,000
Black or African American 581 $148,669,000 $255,000 $825,000 $79,000 $500,000
Hispanic 404 $115,623,000 $286,000 $901,000 $83,000 $377,000
Not Provided 264 $80,265,000 $304,000 $1,000,000 $95,000 $306,000
Asian 43 $14,167,000 $329,000 $786,000 $107,000 $300,000
American Indian or Alaskan Native 29 $7,817,000 $269,000 $592,000 $69,000 $120,000
Native Hawaiian or Other Pacific Islander 8 $2,067,000 $258,000 $610,000 $112,000 $200,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,196 $914,433,000 $286,000 $1,800,000 $93,000 $1,000,000
FHA-insured (Federal Housing Administration) 902 $199,734,000 $221,000 $350,000 $69,000 $355,000
VA-guaranteed (Veterans Administration) 2 $333,000 $166,000 $276,000 $64,000 $102,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,898 $504,094,000 $265,000 $1,087,000 $83,000 $576,000
Application Withdrawn By Applicant 1,298 $361,205,000 $278,000 $1,463,000 $96,000 $850,000
Application Denied By Financial Institution 569 $155,139,000 $272,000 $1,800,000 $84,000 $1,000,000
Application Approved But Not Accepted 334 $94,019,000 $281,000 $1,750,000 $90,000 $720,000
File Closed For Incompleteness 1 $43,000 $43,000 $43,000 $29,000 $29,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 227 $63,559,000 $279,000 $990,000 $91,000 $360,000
Other 111 $30,353,000 $273,000 $960,000 $81,000 $951,000
Credit History 92 $24,417,000 $265,000 $1,103,000 $83,000 $330,000
Debt-To-Income Ratio 62 $16,890,000 $272,000 $1,800,000 $69,000 $1,000,000
Insufficient Cash (Downpayment, Closing Cost) 15 $4,075,000 $271,000 $533,000 $85,000 $160,000
Employment History 7 $1,985,000 $283,000 $380,000 $69,000 $113,000
Unverifiable Information 4 $1,224,000 $306,000 $475,000 $100,000 $228,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List