2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Refinance.Com
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Refinance.Com 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Refinance.Com 60 Oak Drive Syosset, NY 11791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2004 2003 |
| Total Number of Mortgage Applications | 7,536 |
| Total Mortgage Loan Application Amount | $1,846,407,000 |
| Average Mortgage Loan Application Amount | $279,666 |
| Highest Mortgage Loan Application Amount | $9,250,000 |
| Average Applicant Income | $98,333 |
| Highest Applicant Income | $7,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Refinance.Com. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Refinance.Com's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Refinance.Com's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Refinance.Com serves its applicants.
Each category highlights the total number of mortgage applications processed by Refinance.Com, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Refinance.Com's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Accomack County Virginia | 1 | $ 151,000 | $ 151,000 | $ 22,000 |
| Aiken County South Carolina | 4 | $ 784,000 | $ 196,000 | $ 39,000 |
| Aitkin County Minnesota | 2 | $ 345,000 | $ 172,000 | $ 20,000 |
| Alachua County Florida | 5 | $ 685,000 | $ 137,000 | $ 54,000 |
| Alameda County California | 15 | $ 5,648,000 | $ 376,000 | $ 87,000 |
| Albany County New York | 26 | $ 3,359,000 | $ 129,000 | $ 57,000 |
| Albemarle County Virginia | 10 | $ 2,539,000 | $ 253,000 | $ 95,000 |
| Alexandria County Virginia | 10 | $ 2,150,000 | $ 215,000 | $ 61,000 |
| Allegany County Maryland | 2 | $ 269,000 | $ 134,000 | $ 50,000 |
| Alleghany County Virginia | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Amelia County Virginia | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Amherst County Virginia | 3 | $ 555,000 | $ 185,000 | $ 78,000 |
| Anderson County South Carolina | 7 | $ 1,009,000 | $ 144,000 | $ 61,000 |
| Anne Arundel County Maryland | 71 | $ 17,766,000 | $ 250,000 | $ 65,000 |
| Anoka County Minnesota | 16 | $ 2,804,000 | $ 175,000 | $ 71,000 |
| Arlington County Virginia | 9 | $ 2,886,000 | $ 320,000 | $ 86,000 |
| Atlantic County New Jersey | 79 | $ 15,509,000 | $ 196,000 | $ 69,000 |
| Augusta County Virginia | 6 | $ 1,508,000 | $ 251,000 | $ 80,000 |
| Baltimore City County Maryland | 36 | $ 6,002,000 | $ 166,000 | $ 72,000 |
| Baltimore County Maryland | 91 | $ 18,954,000 | $ 208,000 | $ 66,000 |
| Barnstable County Massachusetts | 9 | $ 3,134,000 | $ 348,000 | $ 148,000 |
| Barnwell County South Carolina | 1 | $ 216,000 | $ 216,000 | $ 132,000 |
| Bay County Florida | 6 | $ 1,401,000 | $ 233,000 | $ 105,000 |
| Beaufort County South Carolina | 22 | $ 4,223,000 | $ 191,000 | $ 72,000 |
| Becker County Minnesota | 3 | $ 422,000 | $ 140,000 | $ 19,000 |
| Bedford City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 158,000 |
| Bedford County Pennsylvania | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Bedford County Virginia | 10 | $ 3,437,000 | $ 343,000 | $ 141,000 |
| Benton County Washington | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Bergen County New Jersey | 105 | $ 34,745,000 | $ 330,000 | $ 109,000 |
| Berkeley County South Carolina | 11 | $ 1,925,000 | $ 175,000 | $ 55,000 |
| Blue Earth County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 64,000 |
| Botetourt County Virginia | 1 | $ 138,000 | $ 138,000 | $ 93,000 |
| Branch County Michigan | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Brevard County Florida | 59 | $ 10,238,000 | $ 173,000 | $ 58,000 |
| Bristol County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bronx County New York | 64 | $ 16,042,000 | $ 250,000 | $ 62,000 |
| Broome County New York | 7 | $ 678,000 | $ 96,000 | $ 34,000 |
| Broward County Florida | 124 | $ 26,598,000 | $ 214,000 | $ 66,000 |
| Brunswick County Virginia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Bucks County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Burlington County New Jersey | 104 | $ 20,299,000 | $ 195,000 | $ 68,000 |
| Butte County California | 10 | $ 1,947,000 | $ 194,000 | $ 62,000 |
| Calaveras County California | 1 | $ 335,000 | $ 335,000 | $ 252,000 |
| Calhoun County Florida | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Callaway County Missouri | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Calvert County Maryland | 22 | $ 5,924,000 | $ 269,000 | $ 74,000 |
| Camden County New Jersey | 79 | $ 14,606,000 | $ 184,000 | $ 77,000 |
| Campbell County Virginia | 4 | $ 591,000 | $ 147,000 | $ 67,000 |
| Cape May County New Jersey | 37 | $ 7,720,000 | $ 208,000 | $ 84,000 |
| Carlton County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Caroline County Maryland | 7 | $ 1,424,000 | $ 203,000 | $ 59,000 |
| Caroline County Virginia | 8 | $ 1,565,000 | $ 195,000 | $ 72,000 |
| Carroll County Maryland | 15 | $ 4,237,000 | $ 282,000 | $ 63,000 |
| Carroll County Virginia | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Cass County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Cattaraugus County New York | 5 | $ 463,000 | $ 92,000 | $ 31,000 |
| Cayuga County New York | 5 | $ 606,000 | $ 121,000 | $ 68,000 |
| Cecil County Maryland | 17 | $ 3,445,000 | $ 202,000 | $ 74,000 |
| Charles County Maryland | 30 | $ 8,251,000 | $ 275,000 | $ 65,000 |
| Charleston County South Carolina | 24 | $ 5,990,000 | $ 249,000 | $ 79,000 |
| Charlotte County Florida | 24 | $ 5,121,000 | $ 213,000 | $ 51,000 |
| Charlotte County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Charlottesville County Virginia | 6 | $ 1,158,000 | $ 193,000 | $ 53,000 |
| Chautauqua County New York | 5 | $ 722,000 | $ 144,000 | $ 48,000 |
| Chenango County New York | 1 | $ 174,000 | $ 174,000 | $ 79,000 |
| Cherokee County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 72,000 |
| Chesapeake County Virginia | 38 | $ 8,877,000 | $ 233,000 | $ 63,000 |
| Chester County South Carolina | 3 | $ 451,000 | $ 150,000 | $ 53,000 |
| Chesterfield County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Chesterfield County Virginia | 46 | $ 8,883,000 | $ 193,000 | $ 70,000 |
| Chisago County Minnesota | 4 | $ 1,237,000 | $ 309,000 | $ 68,000 |
| Citrus County Florida | 25 | $ 3,378,000 | $ 135,000 | $ 55,000 |
| Clallam County Washington | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Clarke County Virginia | 4 | $ 1,773,000 | $ 443,000 | $ 170,000 |
| Clay County Florida | 6 | $ 1,153,000 | $ 192,000 | $ 57,000 |
| Clay County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 43,000 |
| Clearwater County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Clinton County New York | 9 | $ 1,369,000 | $ 152,000 | $ 72,000 |
| Collier County Florida | 20 | $ 6,536,000 | $ 326,000 | $ 81,000 |
| Colonial Heights County Virginia | 2 | $ 231,000 | $ 115,000 | $ 61,000 |
| Columbia County Florida | 3 | $ 439,000 | $ 146,000 | $ 34,000 |
| Columbia County New York | 11 | $ 2,184,000 | $ 198,000 | $ 70,000 |
| Colusa County California | 2 | $ 405,000 | $ 202,000 | $ 110,000 |
| Contra Costa County California | 13 | $ 4,303,000 | $ 331,000 | $ 81,000 |
| Cook County Illinois | 4 | $ 594,000 | $ 148,000 | $ 74,000 |
| Cortland County New York | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Cottonwood County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| Crow Wing County Minnesota | 3 | $ 328,000 | $ 109,000 | $ 39,000 |
| Culpeper County Virginia | 4 | $ 903,000 | $ 225,000 | $ 54,000 |
| Cumberland County New Jersey | 29 | $ 4,571,000 | $ 157,000 | $ 65,000 |
| Dakota County Minnesota | 9 | $ 1,859,000 | $ 206,000 | $ 61,000 |
| Danville County Virginia | 3 | $ 406,000 | $ 135,000 | $ 72,000 |
| Del Norte County California | 1 | $ 340,000 | $ 340,000 | $ 180,000 |
| Delaware County New York | 9 | $ 1,275,000 | $ 141,000 | $ 56,000 |
| Delaware County Pennsylvania | 1 | $ 293,000 | $ 293,000 | $ 90,000 |
| DeSoto County Florida | 2 | $ 383,000 | $ 191,000 | $ 63,000 |
| Dinwiddie County Virginia | 2 | $ 413,000 | $ 206,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 49 | $ 13,869,000 | $ 283,000 | $ 82,000 |
| Dodge County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Dorchester County Maryland | 5 | $ 731,000 | $ 146,000 | $ 79,000 |
| Dorchester County South Carolina | 9 | $ 1,908,000 | $ 212,000 | $ 85,000 |
| Douglas County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 90,000 |
| DuPage County Illinois | 2 | $ 372,000 | $ 186,000 | $ 73,000 |
| Dutchess County New York | 71 | $ 15,861,000 | $ 223,000 | $ 70,000 |
| Duval County Florida | 52 | $ 9,424,000 | $ 181,000 | $ 63,000 |
| Eaton County Michigan | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Edgefield County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| El Dorado County California | 5 | $ 1,938,000 | $ 387,000 | $ 89,000 |
| Erie County New York | 42 | $ 5,573,000 | $ 132,000 | $ 55,000 |
| Escambia County Florida | 14 | $ 2,138,000 | $ 152,000 | $ 53,000 |
| Essex County Massachusetts | 3 | $ 1,158,000 | $ 386,000 | $ 118,000 |
| Essex County New Jersey | 83 | $ 20,741,000 | $ 249,000 | $ 77,000 |
| Essex County New York | 12 | $ 2,006,000 | $ 167,000 | $ 87,000 |
| Essex County Virginia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Fairbanks North Star County Alaska | 1 | $ 253,000 | $ 253,000 | $ 82,000 |
| Fairfax County Virginia | 75 | $ 24,542,000 | $ 327,000 | $ 82,000 |
| Fairfield County Connecticut | 65 | $ 27,058,000 | $ 416,000 | $ 102,000 |
| Falls Church County Virginia | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Fauquier County Virginia | 12 | $ 3,455,000 | $ 287,000 | $ 86,000 |
| Fillmore County Minnesota | 2 | $ 425,000 | $ 212,000 | $ 66,000 |
| Flagler County Florida | 8 | $ 1,364,000 | $ 170,000 | $ 59,000 |
| Florence County South Carolina | 3 | $ 300,000 | $ 100,000 | $ 95,000 |
| Fluvanna County Virginia | 8 | $ 1,315,000 | $ 164,000 | $ 29,000 |
| Franklin County Florida | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Franklin County New York | 2 | $ 371,000 | $ 185,000 | $ 102,000 |
| Franklin County Virginia | 5 | $ 746,000 | $ 149,000 | $ 69,000 |
| Franklin County Washington | 1 | $ 210,000 | $ 210,000 | $ 473,000 |
| Frederick County Maryland | 39 | $ 10,465,000 | $ 268,000 | $ 87,000 |
| Frederick County Virginia | 14 | $ 3,490,000 | $ 249,000 | $ 59,000 |
| Fremont County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Fresno County California | 11 | $ 2,650,000 | $ 240,000 | $ 84,000 |
| Fulton County New York | 3 | $ 387,000 | $ 129,000 | $ 71,000 |
| Gadsden County Florida | 5 | $ 731,000 | $ 146,000 | $ 49,000 |
| Garrett County Maryland | 3 | $ 974,000 | $ 324,000 | $ 23,000 |
| Genesee County Michigan | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Genesee County New York | 3 | $ 370,000 | $ 123,000 | $ 57,000 |
| Georgetown County South Carolina | 5 | $ 975,000 | $ 195,000 | $ 69,000 |
| Gilchrist County Florida | 2 | $ 198,000 | $ 99,000 | $ 35,000 |
| Glenn County California | 2 | $ 451,000 | $ 225,000 | $ 68,000 |
| Gloucester County New Jersey | 64 | $ 10,964,000 | $ 171,000 | $ 69,000 |
| Gloucester County Virginia | 7 | $ 1,141,000 | $ 163,000 | $ 52,000 |
| Goochland County Virginia | 2 | $ 335,000 | $ 167,000 | $ 60,000 |
| Goodhue County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Grayson County Virginia | 1 | $ 107,000 | $ 107,000 | $ 22,000 |
| Greene County New York | 5 | $ 828,000 | $ 165,000 | $ 68,000 |
| Greene County Virginia | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Greenville County South Carolina | 16 | $ 3,060,000 | $ 191,000 | $ 68,000 |
| Greenwood County South Carolina | 6 | $ 796,000 | $ 132,000 | $ 43,000 |
| Halifax County Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Hamilton County New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hampden County Massachusetts | 2 | $ 482,000 | $ 241,000 | $ 73,000 |
| Hampton County Virginia | 30 | $ 5,398,000 | $ 179,000 | $ 67,000 |
| Hanover County Virginia | 9 | $ 1,501,000 | $ 166,000 | $ 47,000 |
| Harford County Maryland | 49 | $ 9,635,000 | $ 196,000 | $ 82,000 |
| Harrisonburg County Virginia | 1 | $ 159,000 | $ 159,000 | $ 38,000 |
| Hartford County Connecticut | 79 | $ 15,399,000 | $ 194,000 | $ 69,000 |
| Hennepin County Minnesota | 23 | $ 5,710,000 | $ 248,000 | $ 83,000 |
| Henrico County Virginia | 28 | $ 5,394,000 | $ 192,000 | $ 72,000 |
| Henry County Virginia | 4 | $ 400,000 | $ 100,000 | $ 85,000 |
| Herkimer County New York | 2 | $ 471,000 | $ 235,000 | $ 80,000 |
| Hernando County Florida | 22 | $ 4,017,000 | $ 182,000 | $ 48,000 |
| Highlands County Florida | 8 | $ 1,455,000 | $ 181,000 | $ 45,000 |
| Hillsborough County Florida | 89 | $ 16,185,000 | $ 181,000 | $ 69,000 |
| Hillsdale County Michigan | 2 | $ 645,000 | $ 322,000 | $ 68,000 |
| Holmes County Florida | 2 | $ 226,000 | $ 113,000 | $ 71,000 |
| Hopewell County Virginia | 2 | $ 206,000 | $ 103,000 | $ 32,000 |
| Horry County South Carolina | 26 | $ 5,403,000 | $ 207,000 | $ 52,000 |
| Howard County Maryland | 23 | $ 7,679,000 | $ 333,000 | $ 117,000 |
| Hudson County New Jersey | 52 | $ 12,978,000 | $ 249,000 | $ 77,000 |
| Humboldt County California | 1 | $ 340,000 | $ 340,000 | $ 82,000 |
| Hunterdon County New Jersey | 13 | $ 4,375,000 | $ 336,000 | $ 75,000 |
| Imperial County California | 2 | $ 281,000 | $ 140,000 | $ 81,000 |
| Indian River County Florida | 11 | $ 2,746,000 | $ 249,000 | $ 76,000 |
| Isanti County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| Isle of Wight County Virginia | 5 | $ 1,162,000 | $ 232,000 | $ 51,000 |
| Itasca County Minnesota | 3 | $ 345,000 | $ 115,000 | $ 36,000 |
| James City County Virginia | 6 | $ 1,250,000 | $ 208,000 | $ 64,000 |
| Jefferson County New York | 7 | $ 1,158,000 | $ 165,000 | $ 68,000 |
| Kanabec County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Kandiyohi County Minnesota | 2 | $ 216,000 | $ 108,000 | $ 37,000 |
| Kent County Delaware | 2 | $ 532,000 | $ 266,000 | $ 61,000 |
| Kent County Maryland | 3 | $ 503,000 | $ 167,000 | $ 58,000 |
| Kern County California | 37 | $ 8,305,000 | $ 224,000 | $ 68,000 |
| Kershaw County South Carolina | 2 | $ 422,000 | $ 211,000 | $ 75,000 |
| Keweenaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| King and Queen County Virginia | 2 | $ 226,000 | $ 113,000 | $ 31,000 |
| King County Washington | 8 | $ 1,676,000 | $ 209,000 | $ 74,000 |
| King William County Virginia | 2 | $ 212,000 | $ 106,000 | $ 47,000 |
| Kings County California | 3 | $ 484,000 | $ 161,000 | $ 72,000 |
| Kings County New York | 146 | $ 44,400,000 | $ 304,000 | $ 79,000 |
| Kitsap County Washington | 4 | $ 825,000 | $ 206,000 | $ 84,000 |
| Lake County California | 12 | $ 4,069,000 | $ 339,000 | $ 107,000 |
| Lake County Florida | 26 | $ 4,884,000 | $ 187,000 | $ 61,000 |
| Lake County Indiana | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Lake County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 30,000 |
| Lancaster County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Lancaster County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| LaPorte County Indiana | 1 | $ 116,000 | $ 116,000 | $ 126,000 |
| Lassen County California | 1 | $ 183,000 | $ 183,000 | $ 45,000 |
| Laurens County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Le Sueur County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| Lee County Florida | 53 | $ 12,476,000 | $ 235,000 | $ 69,000 |
| Lee County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Lenawee County Michigan | 1 | $ 249,000 | $ 249,000 | $ 100,000 |
| Leon County Florida | 9 | $ 1,397,000 | $ 155,000 | $ 62,000 |
| Levy County Florida | 2 | $ 249,000 | $ 124,000 | $ 44,000 |
| Lewis County New York | 3 | $ 368,000 | $ 122,000 | $ 52,000 |
| Lewis County Washington | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Lexington County South Carolina | 5 | $ 570,000 | $ 114,000 | $ 60,000 |
| Lincoln County Oregon | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Litchfield County Connecticut | 36 | $ 7,264,000 | $ 201,000 | $ 81,000 |
| Livingston County Michigan | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Livingston County New York | 1 | $ 36,000 | $ 36,000 | $ 85,000 |
| Los Angeles County California | 100 | $ 30,859,000 | $ 308,000 | $ 98,000 |
| Loudoun County Virginia | 32 | $ 13,587,000 | $ 424,000 | $ 129,000 |
| Louisa County Virginia | 8 | $ 1,740,000 | $ 217,000 | $ 51,000 |
| Luzerne County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 70,000 |
| Lynchburg County Virginia | 3 | $ 441,000 | $ 147,000 | $ 87,000 |
| Macomb County Michigan | 3 | $ 418,000 | $ 139,000 | $ 50,000 |
| Macon County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Madera County California | 6 | $ 1,686,000 | $ 281,000 | $ 68,000 |
| Madison County New York | 4 | $ 325,000 | $ 81,000 | $ 56,000 |
| Madison County Virginia | 2 | $ 421,000 | $ 210,000 | $ 75,000 |
| Manassas County Virginia | 6 | $ 1,391,000 | $ 231,000 | $ 43,000 |
| Manassas Park County Virginia | 4 | $ 857,000 | $ 214,000 | $ 51,000 |
| Manatee County Florida | 16 | $ 3,105,000 | $ 194,000 | $ 70,000 |
| Marin County California | 3 | $ 1,466,000 | $ 488,000 | $ 82,000 |
| Marion County Florida | 20 | $ 3,473,000 | $ 173,000 | $ 64,000 |
| Mariposa County California | 1 | $ 550,000 | $ 550,000 | $ 117,000 |
| Marquette County Michigan | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Marshall County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Martin County Florida | 18 | $ 4,097,000 | $ 227,000 | $ 49,000 |
| Martinsville County Virginia | 1 | $ 211,000 | $ 211,000 | $ 56,000 |
| Mason County Michigan | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| McHenry County Illinois | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| McLeod County Minnesota | 2 | $ 478,000 | $ 239,000 | $ 59,000 |
| Mecklenburg County Virginia | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Meeker County Minnesota | 2 | $ 591,000 | $ 295,000 | $ 75,000 |
| Mendocino County California | 3 | $ 763,000 | $ 254,000 | $ 34,000 |
| Merced County California | 8 | $ 1,926,000 | $ 240,000 | $ 53,000 |
| Mercer County New Jersey | 52 | $ 10,977,000 | $ 211,000 | $ 75,000 |
| Miami-Dade County Florida | 90 | $ 21,629,000 | $ 240,000 | $ 72,000 |
| Middlesex County Connecticut | 19 | $ 4,945,000 | $ 260,000 | $ 84,000 |
| Middlesex County Massachusetts | 4 | $ 1,012,000 | $ 253,000 | $ 109,000 |
| Middlesex County New Jersey | 121 | $ 32,270,000 | $ 266,000 | $ 78,000 |
| Mille Lacs County Minnesota | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Monmouth County New Jersey | 100 | $ 29,976,000 | $ 299,000 | $ 86,000 |
| Monroe County Florida | 7 | $ 3,288,000 | $ 469,000 | $ 94,000 |
| Monroe County Michigan | 4 | $ 652,000 | $ 163,000 | $ 72,000 |
| Monroe County New York | 25 | $ 3,424,000 | $ 136,000 | $ 53,000 |
| Montcalm County Michigan | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Monterey County California | 3 | $ 1,150,000 | $ 383,000 | $ 54,000 |
| Montgomery County Maryland | 61 | $ 21,053,000 | $ 345,000 | $ 116,000 |
| Montgomery County New York | 3 | $ 427,000 | $ 142,000 | $ 36,000 |
| Montgomery County Virginia | 2 | $ 666,000 | $ 333,000 | $ 174,000 |
| Morris County New Jersey | 46 | $ 12,975,000 | $ 282,000 | $ 77,000 |
| Mower County Minnesota | 2 | $ 283,000 | $ 141,000 | $ 50,000 |
| Napa County California | 7 | $ 1,894,000 | $ 270,000 | $ 116,000 |
| Nassau County Florida | 2 | $ 329,000 | $ 164,000 | $ 71,000 |
| Nassau County New York | 200 | $ 69,575,000 | $ 347,000 | $ 124,000 |
| Nevada County California | 1 | $ 240,000 | $ 240,000 | $ 124,000 |
| New Castle County Delaware | 13 | $ 2,717,000 | $ 209,000 | $ 76,000 |
| New Haven County Connecticut | 93 | $ 21,295,000 | $ 228,000 | $ 77,000 |
| New Kent County Virginia | 6 | $ 1,337,000 | $ 222,000 | $ 81,000 |
| New London County Connecticut | 30 | $ 5,922,000 | $ 197,000 | $ 68,000 |
| New York County New York | 36 | $ 19,414,000 | $ 539,000 | $ 299,000 |
| Newberry County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Newport News County Virginia | 19 | $ 2,882,000 | $ 151,000 | $ 62,000 |
| Niagara County New York | 2 | $ 298,000 | $ 149,000 | $ 63,000 |
| Norfolk County Massachusetts | 1 | $ 665,000 | $ 665,000 | $ 180,000 |
| Norfolk County Virginia | 19 | $ 2,992,000 | $ 157,000 | $ 53,000 |
| Northampton County Virginia | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Nottoway County Virginia | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Oakland County Michigan | 12 | $ 2,603,000 | $ 216,000 | $ 89,000 |
| Ocean County New Jersey | 149 | $ 34,787,000 | $ 233,000 | $ 69,000 |
| Oconee County South Carolina | 4 | $ 2,018,000 | $ 504,000 | $ 192,000 |
| Ogle County Illinois | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Okaloosa County Florida | 21 | $ 3,990,000 | $ 190,000 | $ 58,000 |
| Okeechobee County Florida | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
| Olmsted County Minnesota | 4 | $ 724,000 | $ 181,000 | $ 46,000 |
| Oneida County New York | 10 | $ 1,173,000 | $ 117,000 | $ 48,000 |
| Onondaga County New York | 17 | $ 2,428,000 | $ 142,000 | $ 74,000 |
| Ontario County New York | 14 | $ 1,814,000 | $ 129,000 | $ 85,000 |
| Orange County California | 36 | $ 16,544,000 | $ 459,000 | $ 129,000 |
| Orange County Florida | 96 | $ 21,228,000 | $ 221,000 | $ 66,000 |
| Orange County New York | 80 | $ 17,646,000 | $ 220,000 | $ 84,000 |
| Orange County Virginia | 7 | $ 1,673,000 | $ 239,000 | $ 39,000 |
| Orangeburg County South Carolina | 4 | $ 416,000 | $ 104,000 | $ 53,000 |
| Orleans County New York | 2 | $ 294,000 | $ 147,000 | $ 109,000 |
| Osceola County Florida | 30 | $ 6,382,000 | $ 212,000 | $ 66,000 |
| Oswego County New York | 14 | $ 1,874,000 | $ 133,000 | $ 75,000 |
| Otsego County New York | 5 | $ 690,000 | $ 138,000 | $ 59,000 |
| Otter Tail County Minnesota | 2 | $ 704,000 | $ 352,000 | $ 102,000 |
| Page County Virginia | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Palm Beach County Florida | 101 | $ 25,269,000 | $ 250,000 | $ 82,000 |
| Pasco County Florida | 37 | $ 6,221,000 | $ 168,000 | $ 48,000 |
| Passaic County New Jersey | 44 | $ 12,740,000 | $ 289,000 | $ 89,000 |
| Patrick County Virginia | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| Penobscot County Maine | 1 | $ 240,000 | $ 240,000 | $ 326,000 |
| Petersburg County Virginia | 3 | $ 483,000 | $ 161,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Pickens County South Carolina | 6 | $ 647,000 | $ 107,000 | $ 70,000 |
| Pierce County Washington | 10 | $ 2,068,000 | $ 206,000 | $ 89,000 |
| Pine County Minnesota | 2 | $ 332,000 | $ 166,000 | $ 58,000 |
| Pinellas County Florida | 59 | $ 10,912,000 | $ 184,000 | $ 63,000 |
| Piscataquis County Maine | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
| Placer County California | 3 | $ 1,298,000 | $ 432,000 | $ 201,000 |
| Plumas County California | 2 | $ 285,000 | $ 142,000 | $ 56,000 |
| Plymouth County Massachusetts | 2 | $ 314,000 | $ 157,000 | $ 49,000 |
| Polk County Florida | 39 | $ 6,955,000 | $ 178,000 | $ 49,000 |
| Poquoson County Virginia | 4 | $ 471,000 | $ 117,000 | $ 95,000 |
| Portsmouth County Virginia | 18 | $ 2,788,000 | $ 154,000 | $ 57,000 |
| Powhatan County Virginia | 8 | $ 1,758,000 | $ 219,000 | $ 63,000 |
| Prince Edward County Virginia | 2 | $ 426,000 | $ 213,000 | $ 65,000 |
| Prince George County Virginia | 8 | $ 1,224,000 | $ 153,000 | $ 74,000 |
| Prince George's County Maryland | 203 | $ 57,115,000 | $ 281,000 | $ 80,000 |
| Prince William County Virginia | 56 | $ 17,810,000 | $ 318,000 | $ 92,000 |
| Pulaski County Virginia | 2 | $ 333,000 | $ 166,000 | $ 55,000 |
| Putnam County Florida | 7 | $ 1,286,000 | $ 183,000 | $ 65,000 |
| Putnam County New York | 23 | $ 7,239,000 | $ 314,000 | $ 111,000 |
| Queen Anne's County Maryland | 10 | $ 2,787,000 | $ 278,000 | $ 57,000 |
| Queens County New York | 169 | $ 52,016,000 | $ 307,000 | $ 82,000 |
| Ramsey County Minnesota | 12 | $ 2,384,000 | $ 198,000 | $ 52,000 |
| Rappahannock County Virginia | 1 | $ 407,000 | $ 407,000 | $ 154,000 |
| Redwood County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Rensselaer County New York | 16 | $ 2,480,000 | $ 155,000 | $ 60,000 |
| Rice County Minnesota | 2 | $ 426,000 | $ 213,000 | $ 51,000 |
| Richland County South Carolina | 15 | $ 2,034,000 | $ 135,000 | $ 61,000 |
| Richmond City County Virginia | 7 | $ 1,092,000 | $ 156,000 | $ 65,000 |
| Richmond County New York | 106 | $ 29,122,000 | $ 274,000 | $ 79,000 |
| Riverside County California | 56 | $ 17,305,000 | $ 309,000 | $ 82,000 |
| Roanoke City County Virginia | 12 | $ 1,261,000 | $ 105,000 | $ 51,000 |
| Roanoke County Virginia | 3 | $ 331,000 | $ 110,000 | $ 14,000 |
| Rockingham County Virginia | 4 | $ 797,000 | $ 199,000 | $ 63,000 |
| Rockland County New York | 30 | $ 9,004,000 | $ 300,000 | $ 117,000 |
| Russell County Virginia | 1 | $ 152,000 | $ 152,000 | $ 27,000 |
| Sacramento County California | 40 | $ 10,310,000 | $ 257,000 | $ 88,000 |
| Saginaw County Michigan | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Salem County New Jersey | 11 | $ 2,246,000 | $ 204,000 | $ 81,000 |
| Salem County Virginia | 2 | $ 272,000 | $ 136,000 | $ 34,000 |
| San Bernardino County California | 54 | $ 13,985,000 | $ 258,000 | $ 72,000 |
| San Diego County California | 82 | $ 28,969,000 | $ 353,000 | $ 104,000 |
| San Francisco County California | 5 | $ 1,652,000 | $ 330,000 | $ 184,000 |
| San Joaquin County California | 17 | $ 4,870,000 | $ 286,000 | $ 92,000 |
| San Luis Obispo County California | 6 | $ 2,554,000 | $ 425,000 | $ 157,000 |
| San Mateo County California | 7 | $ 2,213,000 | $ 316,000 | $ 121,000 |
| Santa Barbara County California | 4 | $ 1,184,000 | $ 296,000 | $ 102,000 |
| Santa Clara County California | 18 | $ 7,610,000 | $ 422,000 | $ 122,000 |
| Santa Cruz County California | 2 | $ 530,000 | $ 265,000 | $ 90,000 |
| Santa Rosa County Florida | 10 | $ 1,378,000 | $ 137,000 | $ 55,000 |
| Sarasota County Florida | 18 | $ 4,681,000 | $ 260,000 | $ 65,000 |
| Saratoga County New York | 29 | $ 5,300,000 | $ 182,000 | $ 69,000 |
| Schenectady County New York | 16 | $ 2,265,000 | $ 141,000 | $ 70,000 |
| Schoharie County New York | 4 | $ 560,000 | $ 140,000 | $ 44,000 |
| Schuyler County New York | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Scott County Minnesota | 9 | $ 1,900,000 | $ 211,000 | $ 101,000 |
| Seminole County Florida | 41 | $ 8,143,000 | $ 198,000 | $ 67,000 |
| Seneca County New York | 3 | $ 439,000 | $ 146,000 | $ 89,000 |
| Shasta County California | 8 | $ 1,373,000 | $ 171,000 | $ 87,000 |
| Shenandoah County Virginia | 5 | $ 895,000 | $ 179,000 | $ 48,000 |
| Sherburne County Minnesota | 6 | $ 968,000 | $ 161,000 | $ 59,000 |
| Siskiyou County California | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
| Skagit County Washington | 1 | $ 274,000 | $ 274,000 | $ 84,000 |
| Smyth County Virginia | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Snohomish County Washington | 3 | $ 532,000 | $ 177,000 | $ 42,000 |
| Solano County California | 15 | $ 5,376,000 | $ 358,000 | $ 117,000 |
| Somerset County Maryland | 6 | $ 950,000 | $ 158,000 | $ 49,000 |
| Somerset County New Jersey | 47 | $ 13,200,000 | $ 280,000 | $ 90,000 |
| Sonoma County California | 7 | $ 3,602,000 | $ 514,000 | $ 164,000 |
| Southampton County Virginia | 2 | $ 264,000 | $ 132,000 | $ 74,000 |
| Spartanburg County South Carolina | 13 | $ 1,679,000 | $ 129,000 | $ 68,000 |
| Spokane County Washington | 6 | $ 783,000 | $ 130,000 | $ 45,000 |
| Spotsylvania County Virginia | 31 | $ 8,525,000 | $ 275,000 | $ 84,000 |
| St. Johns County Florida | 13 | $ 3,045,000 | $ 234,000 | $ 82,000 |
| St. Lawrence County New York | 2 | $ 155,000 | $ 77,000 | $ 86,000 |
| St. Louis County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| St. Lucie County Florida | 23 | $ 4,096,000 | $ 178,000 | $ 62,000 |
| St. Mary's County Maryland | 15 | $ 4,447,000 | $ 296,000 | $ 114,000 |
| Stafford County Virginia | 29 | $ 7,480,000 | $ 257,000 | $ 70,000 |
| Stanislaus County California | 11 | $ 2,463,000 | $ 223,000 | $ 61,000 |
| Stearns County Minnesota | 4 | $ 838,000 | $ 209,000 | $ 49,000 |
| Steele County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Steuben County New York | 5 | $ 572,000 | $ 114,000 | $ 56,000 |
| Suffolk County Massachusetts | 6 | $ 2,350,000 | $ 391,000 | $ 104,000 |
| Suffolk County New York | 280 | $ 78,347,000 | $ 279,000 | $ 90,000 |
| Suffolk County Virginia | 8 | $ 2,155,000 | $ 269,000 | $ 85,000 |
| Sullivan County New York | 12 | $ 1,703,000 | $ 141,000 | $ 45,000 |
| Sumter County Florida | 7 | $ 1,333,000 | $ 190,000 | $ 74,000 |
| Sumter County South Carolina | 3 | $ 472,000 | $ 157,000 | $ 79,000 |
| Sussex County Delaware | 2 | $ 342,000 | $ 171,000 | $ 53,000 |
| Sussex County New Jersey | 36 | $ 8,212,000 | $ 228,000 | $ 72,000 |
| Sussex County Virginia | 1 | $ 84,000 | $ 84,000 | $ 87,000 |
| Sutter County California | 2 | $ 590,000 | $ 295,000 | $ 43,000 |
| Suwannee County Florida | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Swift County Minnesota | 1 | $ 99,000 | $ 99,000 | $ 38,000 |
| Talbot County Maryland | 6 | $ 1,570,000 | $ 261,000 | $ 24,000 |
| Tazewell County Virginia | 2 | $ 322,000 | $ 161,000 | $ 67,000 |
| Tehama County California | 3 | $ 940,000 | $ 313,000 | $ 78,000 |
| Thurston County Washington | 4 | $ 546,000 | $ 136,000 | $ 55,000 |
| Tioga County New York | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Todd County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 26,000 |
| Tolland County Connecticut | 17 | $ 3,211,000 | $ 188,000 | $ 61,000 |
| Tompkins County New York | 3 | $ 365,000 | $ 121,000 | $ 52,000 |
| Trinity County California | 1 | $ 237,000 | $ 237,000 | $ 45,000 |
| Tulare County California | 5 | $ 1,056,000 | $ 211,000 | $ 72,000 |
| Tuolumne County California | 1 | $ 180,000 | $ 180,000 | $ 35,000 |
| Ulster County New York | 32 | $ 6,489,000 | $ 202,000 | $ 75,000 |
| Union County New Jersey | 66 | $ 18,073,000 | $ 273,000 | $ 78,000 |
| Union County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| Van Buren County Michigan | 2 | $ 352,000 | $ 176,000 | $ 59,000 |
| Ventura County California | 14 | $ 3,501,000 | $ 250,000 | $ 76,000 |
| Virginia Beach County Virginia | 86 | $ 16,256,000 | $ 189,000 | $ 56,000 |
| Volusia County Florida | 66 | $ 12,445,000 | $ 188,000 | $ 63,000 |
| Wabasha County Minnesota | 4 | $ 975,000 | $ 243,000 | $ 81,000 |
| Wakulla County Florida | 1 | $ 171,000 | $ 171,000 | $ 75,000 |
| Walton County Florida | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Warren County New Jersey | 32 | $ 8,770,000 | $ 274,000 | $ 88,000 |
| Warren County New York | 12 | $ 2,386,000 | $ 198,000 | $ 84,000 |
| Warren County Virginia | 10 | $ 2,410,000 | $ 241,000 | $ 77,000 |
| Waseca County Minnesota | 2 | $ 216,000 | $ 108,000 | $ 68,000 |
| Washington County Maryland | 21 | $ 4,016,000 | $ 191,000 | $ 59,000 |
| Washington County Minnesota | 3 | $ 664,000 | $ 221,000 | $ 81,000 |
| Washington County New York | 5 | $ 786,000 | $ 157,000 | $ 61,000 |
| Washington County Virginia | 3 | $ 705,000 | $ 235,000 | $ 83,000 |
| Wayne County Michigan | 11 | $ 1,796,000 | $ 163,000 | $ 72,000 |
| Wayne County New York | 3 | $ 536,000 | $ 178,000 | $ 78,000 |
| Waynesboro County Virginia | 1 | $ 149,000 | $ 149,000 | $ 57,000 |
| Westchester County New York | 87 | $ 31,159,000 | $ 358,000 | $ 150,000 |
| Westmoreland County Virginia | 2 | $ 417,000 | $ 208,000 | $ 66,000 |
| Whatcom County Washington | 1 | $ 284,000 | $ 284,000 | $ 85,000 |
| Wicomico County Maryland | 13 | $ 2,465,000 | $ 189,000 | $ 67,000 |
| Williamsburg County Virginia | 1 | $ 179,000 | $ 179,000 | $ 42,000 |
| Windham County Connecticut | 10 | $ 1,773,000 | $ 177,000 | $ 52,000 |
| Winona County Minnesota | 2 | $ 337,000 | $ 168,000 | $ 59,000 |
| Wise County Virginia | 3 | $ 489,000 | $ 163,000 | $ 62,000 |
| Worcester County Maryland | 9 | $ 2,074,000 | $ 230,000 | $ 57,000 |
| Worcester County Massachusetts | 5 | $ 1,054,000 | $ 210,000 | $ 39,000 |
| Wright County Minnesota | 3 | $ 508,000 | $ 169,000 | $ 48,000 |
| Wyoming County New York | 3 | $ 324,000 | $ 108,000 | $ 51,000 |
| Wythe County Virginia | 2 | $ 406,000 | $ 203,000 | $ 57,000 |
| Yakima County Washington | 1 | $ 203,000 | $ 203,000 | $ 74,000 |
| Yates County New York | 3 | $ 442,000 | $ 147,000 | $ 49,000 |
| Yolo County California | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| York County Maine | 2 | $ 262,000 | $ 131,000 | $ 59,000 |
| York County South Carolina | 10 | $ 1,823,000 | $ 182,000 | $ 71,000 |
| York County Virginia | 5 | $ 992,000 | $ 198,000 | $ 43,000 |
| Yuba County California | 1 | $ 328,000 | $ 328,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Refinance.Com in 2006
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,259 | $1,766,341,000 | $243,000 | $7,500,000 | $78,000 | $4,000,000 |
| Home Purchase | 274 | $79,140,000 | $288,000 | $9,250,000 | $119,000 | $7,000,000 |
| Home Improvement | 3 | $926,000 | $308,000 | $401,000 | $98,000 | $120,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,984 | $1,210,457,000 | $242,000 | $9,250,000 | $80,000 | $7,000,000 |
| Black or African American | 1,203 | $280,580,000 | $233,000 | $1,050,000 | $71,000 | $533,000 |
| Hispanic | 691 | $174,147,000 | $252,000 | $1,785,000 | $77,000 | $420,000 |
| Not Provided | 505 | $139,190,000 | $275,000 | $2,300,000 | $96,000 | $1,080,000 |
| Asian | 112 | $30,510,000 | $272,000 | $975,000 | $84,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $7,487,000 | $311,000 | $740,000 | $93,000 | $181,000 |
| American Indian or Alaskan Native | 17 | $4,036,000 | $237,000 | $462,000 | $72,000 | $213,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,955 | $1,721,945,000 | $247,000 | $9,250,000 | $80,000 | $7,000,000 |
| FHA-insured (Federal Housing Administration) | 581 | $124,462,000 | $214,000 | $512,000 | $66,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,022 | $972,787,000 | $241,000 | $7,500,000 | $76,000 | $2,400,000 |
| Application Withdrawn By Applicant | 2,662 | $658,224,000 | $247,000 | $9,250,000 | $82,000 | $7,000,000 |
| Application Approved But Not Accepted | 458 | $115,750,000 | $252,000 | $3,100,000 | $83,000 | $4,000,000 |
| Application Denied By Financial Institution | 389 | $98,498,000 | $253,000 | $2,300,000 | $85,000 | $727,000 |
| File Closed For Incompleteness | 5 | $1,148,000 | $229,000 | $313,000 | $84,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 172 | $45,497,000 | $264,000 | $2,300,000 | $98,000 | $727,000 |
| Other | 75 | $18,730,000 | $249,000 | $1,000,000 | $87,000 | $282,000 |
| Credit History | 68 | $15,749,000 | $231,000 | $1,437,000 | $67,000 | $348,000 |
| Debt-To-Income Ratio | 26 | $6,394,000 | $245,000 | $450,000 | $68,000 | $117,000 |
| Employment History | 5 | $1,097,000 | $219,000 | $318,000 | $85,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $594,000 | $148,000 | $320,000 | $96,000 | $110,000 |
| Unverifiable Information | 4 | $1,424,000 | $356,000 | $570,000 | $83,000 | $126,000 |
| Credit Application Incomplete | 1 | $394,000 | $394,000 | $394,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Refinance.Com's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Refinance.Com's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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