National Bank Of Commerce
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for National Bank Of Commerce.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | National Bank Of Commerce 813 Shades Creek Parkway Suite 100 Birmingham, AL 35209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,754 |
| Total Mortgage Loan Application Amount | $752,370,000 |
| Average Mortgage Loan Application Amount | $286,000 |
| Highest Mortgage Loan Application Amount | $3,225,000 |
| Average Applicant Income | $286,333 |
| Highest Applicant Income | $4,618,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baldwin County Alabama | 372 | $ 95,680,000 | $ 257,000 | $ 172,000 |
| Madison County Alabama | 345 | $ 93,295,000 | $ 270,000 | $ 141,000 |
| Jefferson County Alabama | 214 | $ 60,560,000 | $ 282,000 | $ 164,000 |
| Fulton County Georgia | 206 | $ 77,170,000 | $ 374,000 | $ 251,000 |
| St. Johns County Florida | 139 | $ 39,685,000 | $ 285,000 | $ 176,000 |
| Lee County Alabama | 134 | $ 25,370,000 | $ 189,000 | $ 107,000 |
| DeKalb County Georgia | 121 | $ 37,885,000 | $ 313,000 | $ 214,000 |
| Indian River County Florida | 105 | $ 23,455,000 | $ 223,000 | $ 148,000 |
| Volusia County Florida | 74 | $ 17,980,000 | $ 242,000 | $ 206,000 |
| Cobb County Georgia | 74 | $ 25,940,000 | $ 350,000 | $ 207,000 |
| Limestone County Alabama | 64 | $ 17,290,000 | $ 270,000 | $ 125,000 |
| Shelby County Alabama | 60 | $ 12,490,000 | $ 208,000 | $ 116,000 |
| Orange County Florida | 58 | $ 21,550,000 | $ 371,000 | $ 413,000 |
| Gwinnett County Georgia | 58 | $ 12,920,000 | $ 222,000 | $ 131,000 |
| Duval County Florida | 52 | $ 15,990,000 | $ 307,000 | $ 178,000 |
| Escambia County Florida | 51 | $ 16,265,000 | $ 318,000 | $ 255,000 |
| Seminole County Florida | 37 | $ 7,185,000 | $ 194,000 | $ 175,000 |
| Lake County Florida | 25 | $ 4,105,000 | $ 164,000 | $ 99,000 |
| Pinellas County Florida | 24 | $ 8,080,000 | $ 336,000 | $ 320,000 |
| Cherokee County Georgia | 22 | $ 4,180,000 | $ 190,000 | $ 95,000 |
| Clay County Florida | 20 | $ 3,560,000 | $ 178,000 | $ 122,000 |
| Floyd County Georgia | 18 | $ 2,600,000 | $ 144,000 | $ 70,000 |
| Morgan County Alabama | 17 | $ 3,655,000 | $ 215,000 | $ 108,000 |
| Flagler County Florida | 15 | $ 3,945,000 | $ 263,000 | $ 106,000 |
| Forsyth County Georgia | 15 | $ 2,875,000 | $ 191,000 | $ 154,000 |
| Paulding County Georgia | 15 | $ 2,605,000 | $ 173,000 | $ 58,000 |
| Tallapoosa County Alabama | 12 | $ 2,220,000 | $ 185,000 | $ 277,000 |
| Fayette County Georgia | 11 | $ 1,795,000 | $ 163,000 | $ 98,000 |
| Pasco County Florida | 10 | $ 1,690,000 | $ 169,000 | $ 88,000 |
| Bartow County Georgia | 10 | $ 2,570,000 | $ 257,000 | $ 123,000 |
| Marshall County Alabama | 9 | $ 2,385,000 | $ 265,000 | $ 135,000 |
| Osceola County Florida | 9 | $ 2,325,000 | $ 258,000 | $ 217,000 |
| Chatham County Georgia | 8 | $ 1,300,000 | $ 162,000 | $ 62,000 |
| Douglas County Georgia | 8 | $ 1,410,000 | $ 176,000 | $ 76,000 |
| Mobile County Alabama | 7 | $ 1,165,000 | $ 166,000 | $ 112,000 |
| Manatee County Florida | 7 | $ 1,665,000 | $ 237,000 | $ 195,000 |
| Palm Beach County Florida | 7 | $ 2,065,000 | $ 295,000 | $ 139,000 |
| Hall County Georgia | 7 | $ 2,545,000 | $ 363,000 | $ 151,000 |
| Davidson County Tennessee | 7 | $ 1,885,000 | $ 269,000 | $ 136,000 |
| Lauderdale County Alabama | 6 | $ 1,980,000 | $ 330,000 | $ 124,000 |
| Lee County Florida | 6 | $ 1,520,000 | $ 253,000 | $ 90,000 |
| Walton County Florida | 6 | $ 2,790,000 | $ 465,000 | $ 609,000 |
| Clayton County Georgia | 6 | $ 820,000 | $ 136,000 | $ 57,000 |
| Henry County Georgia | 6 | $ 1,520,000 | $ 253,000 | $ 148,000 |
| Polk County Georgia | 6 | $ 790,000 | $ 131,000 | $ 65,000 |
| Chambers County Alabama | 5 | $ 575,000 | $ 115,000 | $ 32,000 |
| Jackson County Alabama | 5 | $ 1,265,000 | $ 253,000 | $ 128,000 |
| St. Clair County Alabama | 5 | $ 905,000 | $ 181,000 | $ 223,000 |
| Putnam County Florida | 5 | $ 875,000 | $ 175,000 | $ 94,000 |
| St. Lucie County Florida | 5 | $ 835,000 | $ 167,000 | $ 90,000 |
| Lincoln County Tennessee | 5 | $ 775,000 | $ 155,000 | $ 89,000 |
| Tuscaloosa County Alabama | 4 | $ 830,000 | $ 207,000 | $ 87,000 |
| Bay County Florida | 4 | $ 1,910,000 | $ 477,000 | $ 286,000 |
| Brevard County Florida | 4 | $ 460,000 | $ 115,000 | $ 242,000 |
| Barrow County Georgia | 4 | $ 620,000 | $ 155,000 | $ 72,000 |
| Beaufort County South Carolina | 4 | $ 2,260,000 | $ 565,000 | $ 370,000 |
| Cherokee County Alabama | 3 | $ 705,000 | $ 235,000 | $ 113,000 |
| Montgomery County Alabama | 3 | $ 805,000 | $ 268,000 | $ 110,000 |
| Broward County Florida | 3 | $ 1,765,000 | $ 588,000 | $ 581,000 |
| Hillsborough County Florida | 3 | $ 1,315,000 | $ 438,000 | $ 439,000 |
| Carroll County Georgia | 3 | $ 415,000 | $ 138,000 | $ 88,000 |
| Gordon County Georgia | 3 | $ 525,000 | $ 175,000 | $ 69,000 |
| Newton County Georgia | 3 | $ 345,000 | $ 115,000 | $ 72,000 |
| Rockdale County Georgia | 3 | $ 595,000 | $ 198,000 | $ 72,000 |
| Spalding County Georgia | 3 | $ 515,000 | $ 171,000 | $ 40,000 |
| Walton County Georgia | 3 | $ 545,000 | $ 181,000 | $ 134,000 |
| Cook County Illinois | 3 | $ 775,000 | $ 258,000 | $ 137,000 |
| Georgetown County South Carolina | 3 | $ 555,000 | $ 185,000 | $ 153,000 |
| Spartanburg County South Carolina | 3 | $ 495,000 | $ 165,000 | $ 67,000 |
| Collin County Texas | 3 | $ 1,305,000 | $ 435,000 | $ 288,000 |
| Barbour County Alabama | 2 | $ 180,000 | $ 90,000 | $ 97,000 |
| Blount County Alabama | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Cullman County Alabama | 2 | $ 220,000 | $ 110,000 | $ 297,000 |
| Dallas County Alabama | 2 | $ 270,000 | $ 135,000 | $ 263,000 |
| Talladega County Alabama | 2 | $ 2,610,000 | $ 1,305,000 | $ 149,000 |
| Alachua County Florida | 2 | $ 210,000 | $ 105,000 | $ 268,000 |
| Leon County Florida | 2 | $ 690,000 | $ 345,000 | $ 153,000 |
| Miami-Dade County Florida | 2 | $ 540,000 | $ 270,000 | $ 137,000 |
| Nassau County Florida | 2 | $ 640,000 | $ 320,000 | $ 194,000 |
| Okaloosa County Florida | 2 | $ 580,000 | $ 290,000 | $ 194,000 |
| Sarasota County Florida | 2 | $ 750,000 | $ 375,000 | $ 137,000 |
| Sumter County Florida | 2 | $ 250,000 | $ 125,000 | $ 17,000 |
| Bryan County Georgia | 2 | $ 1,760,000 | $ 880,000 | $ 361,000 |
| Coweta County Georgia | 2 | $ 650,000 | $ 325,000 | $ 183,000 |
| Effingham County Georgia | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Fannin County Georgia | 2 | $ 490,000 | $ 245,000 | $ 362,000 |
| Greene County Georgia | 2 | $ 810,000 | $ 405,000 | $ 200,000 |
| Putnam County Georgia | 2 | $ 660,000 | $ 330,000 | $ 271,000 |
| Richmond County Georgia | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Marion County Indiana | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Jackson County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| Jackson County North Carolina | 2 | $ 840,000 | $ 420,000 | $ 535,000 |
| Macon County North Carolina | 2 | $ 1,100,000 | $ 550,000 | $ 225,000 |
| Lake County Ohio | 2 | $ 430,000 | $ 215,000 | $ 80,000 |
| Rutherford County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Shelby County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 128,000 |
| Sullivan County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 317,000 |
| Dallas County Texas | 2 | $ 1,590,000 | $ 795,000 | $ 336,000 |
| Pend Oreille County Washington | 2 | $ 550,000 | $ 275,000 | $ 351,000 |
| Autauga County Alabama | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Bibb County Alabama | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| Calhoun County Alabama | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Colbert County Alabama | 1 | $ 285,000 | $ 285,000 | $ 169,000 |
| DeKalb County Alabama | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Escambia County Alabama | 1 | $ 235,000 | $ 235,000 | $ 149,000 |
| Fayette County Alabama | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Lawrence County Alabama | 1 | $ 425,000 | $ 425,000 | $ 482,000 |
| Macon County Alabama | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Pike County Alabama | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Russell County Alabama | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Walker County Alabama | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Winston County Alabama | 1 | $ 395,000 | $ 395,000 | $ 321,000 |
| Cochise County Arizona | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Maricopa County Arizona | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Placer County California | 1 | $ 515,000 | $ 515,000 | $ 302,000 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| San Diego County California | 1 | $ 925,000 | $ 925,000 | $ 238,000 |
| Ventura County California | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Boulder County Colorado | 1 | $ 295,000 | $ 295,000 | $ 2,767,000 |
| Denver County Colorado | 1 | $ 305,000 | $ 305,000 | $ 37,000 |
| El Paso County Colorado | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| San Miguel County Colorado | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Weld County Colorado | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Windham County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Citrus County Florida | 1 | $ 375,000 | $ 375,000 | $ 313,000 |
| Collier County Florida | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Gulf County Florida | 1 | $ 655,000 | $ 655,000 | $ 174,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Martin County Florida | 1 | $ 295,000 | $ 295,000 | $ 164,000 |
| Monroe County Florida | 1 | $ 455,000 | $ 455,000 | $ 251,000 |
| Santa Rosa County Florida | 1 | $ 395,000 | $ 395,000 | $ 173,000 |
| Baldwin County Georgia | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Banks County Georgia | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Bulloch County Georgia | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Chattooga County Georgia | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Clarke County Georgia | 1 | $ 365,000 | $ 365,000 | $ 59,000 |
| Dougherty County Georgia | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Glynn County Georgia | 1 | $ 2,285,000 | $ 2,285,000 | $ 451,000 |
| Haralson County Georgia | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Harris County Georgia | 1 | $ 355,000 | $ 355,000 | $ 177,000 |
| Jackson County Georgia | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Lee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| McIntosh County Georgia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Muscogee County Georgia | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Oconee County Georgia | 1 | $ 315,000 | $ 315,000 | $ 55,000 |
| Pickens County Georgia | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Rabun County Georgia | 1 | $ 745,000 | $ 745,000 | $ 313,000 |
| Troup County Georgia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| White County Georgia | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Whitfield County Georgia | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Canyon County Idaho | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Will County Illinois | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Hancock County Indiana | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Shawnee County Kansas | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Bath County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Oldham County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Ascension County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Orleans County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 505,000 | $ 505,000 | $ 346,000 |
| Montgomery County Maryland | 1 | $ 1,045,000 | $ 1,045,000 | $ 739,000 |
| Prince George's County Maryland | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Bristol County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 80,000 |
| Norfolk County Massachusetts | 1 | $ 705,000 | $ 705,000 | $ 662,000 |
| Suffolk County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 130,000 |
| Anoka County Minnesota | 1 | $ 615,000 | $ 615,000 | $ 294,000 |
| Forrest County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Hinds County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
| Tunica County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Cass County Missouri | 1 | $ 1,675,000 | $ 1,675,000 | $ 589,000 |
| St. Louis County Missouri | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| St. Louis City County Missouri | 1 | $ 195,000 | $ 195,000 | $ 319,000 |
| Dawson County Montana | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
| Atlantic County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| Bergen County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 242,000 |
| Allegany County New York | 1 | $ 195,000 | $ 195,000 | $ 561,000 |
| Chautauqua County New York | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Queens County New York | 1 | $ 505,000 | $ 505,000 | $ 110,000 |
| Seneca County New York | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Warren County New York | 1 | $ 305,000 | $ 305,000 | $ 780,000 |
| Beaufort County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Durham County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Watauga County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Cleveland County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Oklahoma County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Adams County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 185,000 |
| Allegheny County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 335,000 |
| Washington County Rhode Island | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Berkeley County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Charleston County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 121,000 |
| Dillon County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Lancaster County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Montgomery County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Sevier County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 310,000 |
| Williamson County Tennessee | 1 | $ 1,715,000 | $ 1,715,000 | $ 738,000 |
| Wilson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Harris County Texas | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Midland County Texas | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Tarrant County Texas | 1 | $ 395,000 | $ 395,000 | $ 365,000 |
| Travis County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Chesterfield County Virginia | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Fauquier County Virginia | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Loudoun County Virginia | 1 | $ 465,000 | $ 465,000 | $ 220,000 |
| Patrick County Virginia | 1 | $ 285,000 | $ 285,000 | $ 329,000 |
| Prince William County Virginia | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Richmond City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Pierce County Washington | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for National Bank Of Commerce in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,817 | $529,825,000 | $291,000 | $3,225,000 | $157,000 | $2,767,000 |
| Refinancing | 284 | $78,870,000 | $277,000 | $1,795,000 | $196,000 | $3,878,000 |
| Other Purpose | 279 | $55,695,000 | $199,000 | $3,005,000 | $218,000 | $4,618,000 |
| Cash-out Refinancing | 198 | $57,940,000 | $292,000 | $2,005,000 | $181,000 | $2,767,000 |
| Home Improvement | 174 | $29,060,000 | $167,000 | $1,755,000 | $218,000 | $3,130,000 |
| Not Applicable | 2 | $980,000 | $490,000 | $505,000 | $748,000 | $1,232,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,082 | $556,620,000 | $267,000 | $2,985,000 | $176,000 | $4,618,000 |
| Not Provided | 213 | $55,905,000 | $262,000 | $1,505,000 | $209,000 | $1,601,000 |
| Black or African American | 183 | $49,465,000 | $270,000 | $3,225,000 | $120,000 | $1,190,000 |
| Not applicable | 136 | $49,550,000 | $364,000 | $2,585,000 | $0 | $0 |
| Hispanic | 74 | $21,720,000 | $293,000 | $3,005,000 | $148,000 | $744,000 |
| Asian | 56 | $15,900,000 | $283,000 | $1,045,000 | $152,000 | $431,000 |
| American Indian or Alaskan Native | 1 | $305,000 | $305,000 | $305,000 | $74,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $165,000 | $165,000 | $165,000 | $42,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,458 | $686,020,000 | $279,000 | $3,225,000 | $184,000 | $4,618,000 |
| FHA-insured (Federal Housing Administration) | 187 | $34,695,000 | $185,000 | $465,000 | $73,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 93 | $29,285,000 | $314,000 | $925,000 | $118,000 | $323,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,370,000 | $148,000 | $255,000 | $50,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,191 | $584,185,000 | $266,000 | $3,225,000 | $178,000 | $4,618,000 |
| Application Denied By Financial Institution | 288 | $84,420,000 | $293,000 | $2,985,000 | $146,000 | $3,878,000 |
| Application Withdrawn By Applicant | 241 | $74,305,000 | $308,000 | $1,795,000 | $160,000 | $1,401,000 |
| Application Approved But Not Accepted | 32 | $9,040,000 | $282,000 | $835,000 | $231,000 | $1,897,000 |
| File Closed For Incompleteness | 2 | $420,000 | $210,000 | $295,000 | $148,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,466 | $667,950,000 | $270,000 | $3,225,000 | $176,000 | $4,618,000 |
| Credit Application Incomplete | 111 | $39,845,000 | $358,000 | $1,275,000 | $157,000 | $780,000 |
| Debt-To-Income Ratio | 79 | $17,335,000 | $219,000 | $1,285,000 | $92,000 | $367,000 |
| Collateral | 40 | $13,670,000 | $341,000 | $2,985,000 | $169,000 | $1,184,000 |
| Credit History | 30 | $6,880,000 | $229,000 | $1,205,000 | $119,000 | $516,000 |
| Other | 19 | $4,255,000 | $223,000 | $885,000 | $312,000 | $3,878,000 |
| Employment History | 6 | $1,980,000 | $330,000 | $625,000 | $122,000 | $253,000 |
| Unverifiable Information | 2 | $310,000 | $155,000 | $205,000 | $48,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $31,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.