Citizens Bank, National Association
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Citizens Bank, National Association
One Citizens Plaza
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 32,856
Total Mortgage Loan Application Amount $6,166,245,000
Average Mortgage Loan Application Amount $169,000
Highest Mortgage Loan Application Amount $40,950,000
Average Applicant Income $95,666
Highest Applicant Income $7,846,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Bank, National Association by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PROVIDENCE-WARWICK, RI-MA 2,361 $ 374,230,000 $ 175,000 $ 90,000
WARREN-TROY-FARMINGTON HILLS, MI 2,144 $ 281,781,000 $ 131,000 $ 84,000
CLEVELAND-ELYRIA, OH 1,927 $ 150,236,000 $ 77,000 $ 67,000
BOSTON, MA 1,623 $ 484,622,000 $ 298,000 $ 133,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 1,613 $ 389,792,000 $ 241,000 $ 114,000
DETROIT-DEARBORN-LIVONIA, MI 1,593 $ 94,294,000 $ 59,000 $ 58,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 1,511 $ 86,105,000 $ 56,000 $ 58,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1,499 $ 477,311,000 $ 318,000 $ 130,000
PHILADELPHIA, PA 1,260 $ 245,349,000 $ 194,000 $ 106,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1,175 $ 318,209,000 $ 270,000 $ 146,000
PITTSBURGH, PA 1,136 $ 156,745,000 $ 137,000 $ 92,000
ROCHESTER, NY 891 $ 46,675,000 $ 52,000 $ 55,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 763 $ 396,708,000 $ 483,500 $ 225,500
TOLEDO, OH 687 $ 40,193,000 $ 58,000 $ 57,000
AKRON, OH 597 $ 50,395,000 $ 84,000 $ 61,000
SPRINGFIELD, MA 543 $ 56,725,000 $ 104,000 $ 62,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 536 $ 108,536,000 $ 202,000 $ 99,000
CANTON-MASSILLON, OH 491 $ 34,657,000 $ 70,000 $ 56,000
ALBANY-SCHENECTADY-TROY, NY 375 $ 49,973,000 $ 133,000 $ 83,000
MANCHESTER-NASHUA, NH 372 $ 70,449,000 $ 189,000 $ 98,000
SYRACUSE, NY 293 $ 13,860,000 $ 47,000 $ 56,000
WORCESTER, MA-CT 281 $ 44,688,000 $ 145,500 $ 89,000
NEW HAVEN-MILFORD, CT 278 $ 53,111,000 $ 191,000 $ 114,000
WILMINGTON, DE-MD-NJ 272 $ 47,691,000 $ 192,000 $ 156,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 262 $ 42,940,000 $ 163,000 $ 101,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 257 $ 28,693,000 $ 111,000 $ 68,000
NORWICH-NEW LONDON, CT 256 $ 71,788,000 $ 280,000 $ 85,000
BARNSTABLE TOWN, MA 251 $ 59,941,000 $ 238,000 $ 143,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 220 $ 120,262,000 $ 519,500 $ 208,000
COLUMBUS, OH 211 $ 13,234,000 $ 62,000 $ 55,000
OCEAN CITY, NJ 208 $ 115,913,000 $ 557,000 $ 379,000
SALISBURY, MD-DE 203 $ 56,493,000 $ 251,000 $ 208,500
CAMDEN, NJ 199 $ 48,408,000 $ 243,000 $ 180,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 178 $ 127,536,000 $ 591,000 $ 217,333
READING, PA 167 $ 23,530,000 $ 140,000 $ 79,000
RICHMOND, VA 154 $ 42,988,000 $ 279,000 $ 139,000
CHARLESTON-NORTH CHARLESTON, SC 146 $ 82,418,000 $ 564,000 $ 236,000
BALTIMORE-COLUMBIA-TOWSON, MD 144 $ 81,601,000 $ 566,000 $ 196,000
BRIDGEPORT-STAMFORD-NORWALK, CT 130 $ 84,152,000 $ 647,000 $ 263,000
NEWARK, NJ-PA 125 $ 55,589,000 $ 331,500 $ 185,000
HARRISBURG-CARLISLE, PA 118 $ 17,685,000 $ 149,000 $ 98,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 110 $ 21,079,000 $ 214,000 $ 141,500
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 106 $ 8,438,000 $ 93,000 $ 71,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 102 $ 17,214,000 $ 168,000 $ 87,000
BINGHAMTON, NY 99 $ 4,200,000 $ 42,000 $ 46,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 92 $ 53,513,000 $ 581,000 $ 276,000
ERIE, PA 91 $ 11,988,000 $ 131,000 $ 107,000
UTICA-ROME, NY 91 $ 2,608,000 $ 28,000 $ 44,000
PORTLAND-SOUTH PORTLAND, ME 90 $ 19,622,000 $ 218,000 $ 138,000
LANCASTER, PA 86 $ 11,030,000 $ 128,000 $ 83,000
STATE COLLEGE, PA 86 $ 15,370,000 $ 178,000 $ 101,000
BURLINGTON-SOUTH BURLINGTON, VT 82 $ 14,883,000 $ 181,000 $ 108,000
ANN ARBOR, MI 81 $ 11,977,000 $ 147,000 $ 100,000
GRAND RAPIDS-WYOMING, MI 81 $ 10,476,000 $ 129,000 $ 74,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 80 $ 44,389,000 $ 394,000 $ 444,500
DOVER, DE 79 $ 10,507,000 $ 133,000 $ 70,000
CINCINNATI, OH-KY-IN 76 $ 13,887,000 $ 151,500 $ 85,000
DUTCHESS COUNTY-PUTNAM COUNTY, NY 74 $ 14,827,000 $ 200,000 $ 123,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 74 $ 31,350,000 $ 423,000 $ 225,000
EAST STROUDSBURG, PA 71 $ 11,712,000 $ 164,000 $ 108,000
YORK-HANOVER, PA 70 $ 11,219,000 $ 160,000 $ 103,000
ATLANTIC CITY-HAMMONTON, NJ 69 $ 31,813,000 $ 461,000 $ 317,000
LANSING-EAST LANSING, MI 69 $ 9,116,000 $ 132,000 $ 99,000
MONROE, MI 65 $ 5,781,000 $ 88,000 $ 57,000
ALTOONA, PA 64 $ 6,583,000 $ 102,000 $ 58,000
GLENS FALLS, NY 59 $ 9,043,000 $ 153,000 $ 87,000
PITTSFIELD, MA 59 $ 6,100,000 $ 103,000 $ 82,000
KINGSTON, NY 56 $ 5,875,000 $ 104,000 $ 69,000
ELGIN, IL 45 $ 12,013,000 $ 266,000 $ 126,000
FLINT, MI 42 $ 6,016,000 $ 143,000 $ 86,000
SAGINAW, MI 41 $ 1,668,000 $ 40,000 $ 52,000
WINSTON-SALEM, NC 37 $ 10,276,000 $ 277,000 $ 162,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 35 $ 15,471,000 $ 527,500 $ 211,500
KALAMAZOO-PORTAGE, MI 34 $ 3,964,000 $ 116,000 $ 89,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 32 $ 4,830,000 $ 150,000 $ 125,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 30 $ 21,259,000 $ 708,000 $ 237,000
RALEIGH, NC 29 $ 11,823,000 $ 407,000 $ 165,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 23 $ 5,742,000 $ 270,000 $ 241,500
ASHEVILLE, NC 22 $ 5,366,000 $ 243,000 $ 109,000
CAPE CORAL-FORT MYERS, FL 22 $ 3,644,000 $ 165,000 $ 96,000
WILLIAMSPORT, PA 22 $ 2,984,000 $ 135,000 $ 56,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 21 $ 9,373,000 $ 446,000 $ 385,000
ITHACA, NY 20 $ 629,000 $ 31,000 $ 52,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 20 $ 4,906,000 $ 245,000 $ 166,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 18 $ 4,239,000 $ 235,000 $ 79,000
PHOENIX-MESA-SCOTTSDALE, AZ 18 $ 6,194,000 $ 344,000 $ 159,000
DAYTON, OH 16 $ 2,298,000 $ 143,000 $ 103,000
GREENVILLE-ANDERSON-MAULDIN, SC 16 $ 5,514,000 $ 344,000 $ 122,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 16 $ 2,972,000 $ 163,500 $ 89,500
NORTH PORT-SARASOTA-BRADENTON, FL 16 $ 2,934,000 $ 183,000 $ 131,000
ORLANDO-KISSIMMEE-SANFORD, FL 15 $ 3,458,000 $ 230,000 $ 208,000
WILMINGTON, NC 15 $ 4,699,000 $ 313,000 $ 179,000
ST. LOUIS, MO-IL 14 $ 2,831,000 $ 143,500 $ 110,500
LOS ANGELES-LONG BEACH-GLENDALE, CA 12 $ 10,141,000 $ 845,000 $ 245,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 12 $ 8,669,000 $ 722,000 $ 64,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 11 $ 1,385,000 $ 125,000 $ 100,000
GARY, IN 11 $ 729,000 $ 66,000 $ 48,000
OAKLAND-HAYWARD-BERKELEY, CA 11 $ 7,586,000 $ 689,000 $ 96,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 11 $ 1,494,000 $ 135,000 $ 180,000
TRENTON, NJ 11 $ 5,558,000 $ 505,000 $ 194,000
COLUMBIA, SC 10 $ 2,989,000 $ 298,000 $ 104,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 10 $ 3,234,000 $ 323,000 $ 156,000
PORT ST. LUCIE, FL 10 $ 1,285,000 $ 128,000 $ 101,000
MIAMI-MIAMI BEACH-KENDALL, FL 9 $ 11,543,000 $ 1,282,000 $ 486,000
SAN DIEGO-CARLSBAD, CA 9 $ 6,417,000 $ 713,000 $ 182,000
SAN RAFAEL, CA 9 $ 7,144,000 $ 793,000 $ 2,000
BATTLE CREEK, MI 8 $ 1,141,000 $ 142,000 $ 88,000
HUNTINGTON-ASHLAND, WV-KY-OH 8 $ 819,000 $ 59,500 $ 56,000
JACKSON, MI 8 $ 971,000 $ 121,000 $ 91,000
LEBANON, PA 8 $ 1,059,000 $ 132,000 $ 83,000
NILES-BENTON HARBOR, MI 8 $ 4,667,000 $ 583,000 $ 244,000
PUNTA GORDA, FL 8 $ 1,369,000 $ 171,000 $ 200,000
CHARLOTTESVILLE, VA 7 $ 3,589,000 $ 512,000 $ 317,000
JACKSONVILLE, FL 7 $ 1,318,000 $ 188,000 $ 103,000
ANAHEIM-SANTA ANA-IRVINE, CA 6 $ 5,700,000 $ 950,000 $ 92,000
BLOOMSBURG-BERWICK, PA 6 $ 505,000 $ 84,000 $ 105,000
DENVER-AURORA-LAKEWOOD, CO 6 $ 22,363,000 $ 3,727,000 $ 116,000
DURHAM-CHAPEL HILL, NC 6 $ 2,037,000 $ 339,000 $ 129,000
NEW ORLEANS-METAIRIE, LA 6 $ 2,010,000 $ 335,000 $ 129,000
OCALA, FL 6 $ 975,000 $ 162,000 $ 116,000
SAVANNAH, GA 6 $ 774,000 $ 129,000 $ 60,000
CHAMBERSBURG-WAYNESBORO, PA 5 $ 501,000 $ 100,000 $ 75,000
FORT WAYNE, IN 5 $ 1,217,000 $ 243,000 $ 120,000
GETTYSBURG, PA 5 $ 919,000 $ 183,000 $ 88,000
KANKAKEE, IL 5 $ 929,000 $ 185,000 $ 98,000
LAKELAND-WINTER HAVEN, FL 5 $ 653,000 $ 130,000 $ 62,000
SEATTLE-BELLEVUE-EVERETT, WA 5 $ 2,481,000 $ 496,000 $ 95,000
SOUTH BEND-MISHAWAKA, IN-MI 5 $ 666,000 $ 137,000 $ 97,000
SPARTANBURG, SC 5 $ 1,404,000 $ 280,000 $ 100,000
THE VILLAGES, FL 5 $ 797,000 $ 159,000 $ 145,000
TULSA, OK 5 $ 616,000 $ 123,000 $ 66,000
WEIRTON-STEUBENVILLE, WV-OH 5 $ 285,000 $ 63,000 $ 28,000
BATON ROUGE, LA 4 $ 1,266,000 $ 316,000 $ 223,000
CALIFORNIA-LEXINGTON PARK, MD 4 $ 1,318,000 $ 329,000 $ 143,000
DALLAS-PLANO-IRVING, TX 4 $ 3,049,000 $ 762,000 $ 270,000
DAPHNE-FAIRHOPE-FOLEY, AL 4 $ 614,000 $ 153,000 $ 290,000
MEMPHIS, TN-MS-AR 4 $ 932,000 $ 190,500 $ 129,500
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 4 $ 582,000 $ 145,000 $ 251,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 4 $ 2,210,000 $ 552,000 $ 228,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 4 $ 810,000 $ 202,000 $ 93,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 4 $ 897,000 $ 224,000 $ 109,000
WATERTOWN-FORT DRUM, NY 4 $ 595,000 $ 148,000 $ 232,000
CHATTANOOGA, TN-GA 3 $ 690,000 $ 230,000 $ 93,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 3 $ 557,000 $ 185,000 $ 165,000
ELMIRA, NY 3 $ 30,000 $ 10,000 $ 45,000
FLORENCE, SC 3 $ 267,000 $ 89,000 $ 49,000
GREENSBORO-HIGH POINT, NC 3 $ 366,000 $ 122,000 $ 46,000
HICKORY-LENOIR-MORGANTON, NC 3 $ 1,580,000 $ 526,000 $ 193,000
HOMOSASSA SPRINGS, FL 3 $ 380,000 $ 126,000 $ 82,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 3 $ 1,072,000 $ 357,000 $ 47,000
JOHNSTOWN, PA 3 $ 225,000 $ 75,000 $ 38,000
LAS VEGAS-HENDERSON-PARADISE, NV 3 $ 349,000 $ 116,000 $ 100,000
MANSFIELD, OH 3 $ 88,000 $ 29,000 $ 46,000
MICHIGAN CITY-LA PORTE, IN 3 $ 913,000 $ 304,000 $ 160,000
NEW BERN, NC 3 $ 357,000 $ 119,000 $ 61,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 3 $ 2,132,000 $ 710,000 $ 33,000
SEBASTIAN-VERO BEACH, FL 3 $ 467,000 $ 155,000 $ 69,000
SEBRING, FL 3 $ 276,000 $ 92,000 $ 73,000
SPOKANE-SPOKANE VALLEY, WA 3 $ 454,000 $ 151,000 $ 160,000
VINELAND-BRIDGETON, NJ 3 $ 353,000 $ 117,000 $ 61,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 192,000 $ 96,000 $ 47,000
BLOOMINGTON, IN 2 $ 113,000 $ 56,000 $ 40,000
BOISE CITY, ID 2 $ 134,000 $ 67,000 $ 45,000
COLORADO SPRINGS, CO 2 $ 332,000 $ 166,000 $ 90,000
JACKSON, TN 2 $ 180,000 $ 90,000 $ 72,000
LAFAYETTE-WEST LAFAYETTE, IN 2 $ 169,000 $ 84,000 $ 48,000
LYNCHBURG, VA 2 $ 848,000 $ 424,000 $ 280,000
MONTGOMERY, AL 2 $ 256,000 $ 128,000 $ 40,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 219,000 $ 109,000 $ 52,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2 $ 405,000 $ 202,000 $ 197,000
ROANOKE, VA 2 $ 183,000 $ 91,000 $ 98,000
ROCKFORD, IL 2 $ 72,000 $ 36,000 $ 37,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 386,000 $ 193,000 $ 295,000
SAN ANTONIO-NEW BRAUNFELS, TX 2 $ 389,000 $ 194,000 $ 65,000
SANTA ROSA, CA 2 $ 1,838,000 $ 919,000 $ 417,000
TUCSON, AZ 2 $ 548,000 $ 274,000 $ 147,000
ALBUQUERQUE, NM 1 $ 720,000 $ 720,000 $ 0
ATHENS-CLARKE COUNTY, GA 1 $ 165,000 $ 165,000 $ 106,000
AUSTIN-ROUND ROCK, TX 1 $ 187,000 $ 187,000 $ 53,000
BAY CITY, MI 1 $ 158,000 $ 158,000 $ 118,000
BECKLEY, WV 1 $ 56,000 $ 56,000 $ 26,000
BIRMINGHAM-HOOVER, AL 1 $ 60,000 $ 60,000 $ 25,000
BOULDER, CO 1 $ 431,000 $ 431,000 $ 0
BROWNSVILLE-HARLINGEN, TX 1 $ 136,000 $ 136,000 $ 315,000
BRUNSWICK, GA 1 $ 190,000 $ 190,000 $ 79,000
CHARLESTON, WV 1 $ 180,000 $ 180,000 $ 49,000
CLARKSVILLE, TN-KY 1 $ 420,000 $ 420,000 $ 72,000
COLUMBUS, GA-AL 1 $ 133,000 $ 133,000 $ 41,000
ELIZABETHTOWN-FORT KNOX, KY 1 $ 15,000 $ 15,000 $ 20,000
EVANSVILLE, IN-KY 1 $ 22,000 $ 22,000 $ 21,000
FAYETTEVILLE, NC 1 $ 42,000 $ 42,000 $ 31,000
GAINESVILLE, FL 1 $ 219,000 $ 219,000 $ 93,000
GULFPORT-BILOXI-PASCAGOULA, MS 1 $ 300,000 $ 300,000 $ 264,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 219,000 $ 219,000 $ 134,000
HUNTSVILLE, AL 1 $ 219,000 $ 219,000 $ 75,000
JACKSONVILLE, NC 1 $ 161,000 $ 161,000 $ 59,000
JANESVILLE-BELOIT, WI 1 $ 54,000 $ 54,000 $ 33,000
KANSAS CITY, MO-KS 1 $ 103,000 $ 103,000 $ 169,000
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 60,000 $ 60,000 $ 27,000
LEWISTON-AUBURN, ME 1 $ 48,000 $ 48,000 $ 10,000
LEXINGTON-FAYETTE, KY 1 $ 96,000 $ 96,000 $ 66,000
LIMA, OH 1 $ 10,000 $ 10,000 $ 35,000
MACON, GA 1 $ 98,000 $ 98,000 $ 41,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 188,000 $ 188,000 $ 66,000
MERCED, CA 1 $ 243,000 $ 243,000 $ 68,000
MIDLAND, MI 1 $ 58,000 $ 58,000 $ 29,000
MODESTO, CA 1 $ 502,000 $ 502,000 $ 0
MORGANTOWN, WV 1 $ 136,000 $ 136,000 $ 190,000
OLYMPIA-TUMWATER, WA 1 $ 168,000 $ 168,000 $ 56,000
OWENSBORO, KY 1 $ 242,000 $ 242,000 $ 63,000
PEORIA, IL 1 $ 98,000 $ 98,000 $ 48,000
PRESCOTT, AZ 1 $ 208,000 $ 208,000 $ 112,000
PUEBLO, CO 1 $ 342,000 $ 342,000 $ 95,000
RENO, NV 1 $ 274,000 $ 274,000 $ 138,000
SANTA MARIA-SANTA BARBARA, CA 1 $ 451,000 $ 451,000 $ 0
SPRINGFIELD, OH 1 $ 83,000 $ 83,000 $ 62,000
URBAN HONOLULU, HI 1 $ 275,000 $ 275,000 $ 75,000
VISALIA-PORTERVILLE, CA 1 $ 219,000 $ 219,000 $ 250,000
WHEELING, WV-OH 1 $ 277,000 $ 277,000 $ 161,000
YUBA CITY, CA 1 $ 270,000 $ 270,000 $ 62,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Bank, National Association in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,554 $2,595,905,000 $178,000 $20,000,000 $106,000 $7,846,000
Home Purchase 11,387 $3,291,867,000 $289,000 $40,950,000 $135,000 $4,111,000
Home Improvement 6,915 $278,473,000 $40,000 $40,000,000 $46,000 $1,080,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,488 $3,273,549,000 $187,000 $5,625,000 $108,000 $5,224,000
Not Provided 9,843 $1,991,907,000 $202,000 $4,000,000 $118,000 $7,846,000
Black or African American 2,811 $163,167,000 $58,000 $1,500,000 $51,000 $1,557,000
Hispanic 1,531 $155,647,000 $101,000 $4,800,000 $60,000 $1,266,000
Asian 843 $234,286,000 $277,000 $3,750,000 $120,000 $1,917,000
Not applicable 225 $331,693,000 $1,474,000 $40,950,000 $32,000 $154,000
Native Hawaiian or Other Pacific Islander 62 $12,609,000 $203,000 $2,080,000 $122,000 $1,819,000
American Indian or Alaskan Native 53 $3,387,000 $63,000 $1,260,000 $83,000 $737,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,477 $5,815,174,000 $190,000 $40,950,000 $107,000 $7,846,000
FHA-insured (Federal Housing Administration) 1,984 $279,639,000 $140,000 $636,000 $60,000 $570,000
VA-guaranteed (Veterans Administration) 395 $71,432,000 $180,000 $417,000 $70,000 $270,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,848 $3,670,207,000 $217,000 $40,950,000 $118,000 $5,221,000
Application Denied By Financial Institution 8,673 $810,676,000 $93,000 $40,000,000 $66,000 $3,606,000
File Closed For Incompleteness 3,529 $736,855,000 $208,000 $5,625,000 $115,000 $2,754,000
Application Withdrawn By Applicant 1,847 $470,991,000 $255,000 $38,475,000 $128,000 $7,846,000
Application Approved But Not Accepted 1,444 $365,785,000 $253,000 $35,000,000 $126,000 $5,224,000
Preapproval Denied by Financial Institution 304 $45,607,000 $150,000 $975,000 $54,000 $476,000
Loan Purchased By The Institution 211 $66,124,000 $313,000 $1,992,000 $34,000 $154,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 3,103 $332,486,000 $107,000 $40,000,000 $54,000 $3,385,000
Credit History 2,774 $152,241,000 $54,000 $2,400,000 $51,000 $3,606,000
Collateral 1,316 $259,125,000 $196,000 $2,700,000 $119,000 $1,681,000
Other 1,007 $33,430,000 $33,000 $2,310,000 $63,000 $1,080,000
Unverifiable Information 490 $29,282,000 $59,000 $1,370,000 $62,000 $1,048,000
Insufficient Cash (Downpayment, Closing Cost) 183 $38,616,000 $211,000 $1,988,000 $95,000 $1,011,000
Employment History 70 $5,366,000 $76,000 $900,000 $53,000 $331,000
Credit Application Incomplete 31 $5,248,000 $169,000 $800,000 $141,000 $2,094,000
Mortgage Insurance Denied 3 $489,000 $163,000 $238,000 $57,000 $101,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.

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