Rbs Citizens, N.A.
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Rbs Citizens, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Rbs Citizens, N.A. One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 17,130 |
| Total Mortgage Loan Application Amount | $707,190,000 |
| Average Mortgage Loan Application Amount | $55,666 |
| Highest Mortgage Loan Application Amount | $4,320,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $2,262,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County New York | 3,411 | $ 111,800,000 | $ 32,000 | $ 62,000 |
| Monroe County New York | 2,275 | $ 75,484,000 | $ 33,000 | $ 61,000 |
| Onondaga County New York | 1,076 | $ 28,066,000 | $ 26,000 | $ 56,000 |
| Broome County New York | 753 | $ 15,789,000 | $ 20,000 | $ 42,000 |
| Oneida County New York | 718 | $ 12,812,000 | $ 17,000 | $ 41,000 |
| Albany County New York | 682 | $ 37,525,000 | $ 55,000 | $ 88,000 |
| Niagara County New York | 586 | $ 22,195,000 | $ 37,000 | $ 64,000 |
| Saratoga County New York | 527 | $ 28,493,000 | $ 54,000 | $ 81,000 |
| Orange County New York | 443 | $ 29,165,000 | $ 65,000 | $ 78,000 |
| Clinton County New York | 379 | $ 15,943,000 | $ 42,000 | $ 66,000 |
| Dutchess County New York | 351 | $ 27,344,000 | $ 77,000 | $ 95,000 |
| Schenectady County New York | 312 | $ 13,285,000 | $ 42,000 | $ 64,000 |
| Chittenden County Vermont | 307 | $ 20,430,000 | $ 66,000 | $ 94,000 |
| Otsego County New York | 289 | $ 11,833,000 | $ 40,000 | $ 55,000 |
| Rensselaer County New York | 273 | $ 14,924,000 | $ 54,000 | $ 73,000 |
| Wayne County New York | 267 | $ 8,811,000 | $ 33,000 | $ 60,000 |
| Ulster County New York | 250 | $ 19,019,000 | $ 76,000 | $ 88,000 |
| Warren County New York | 245 | $ 11,032,000 | $ 45,000 | $ 73,000 |
| Franklin County New York | 216 | $ 9,830,000 | $ 45,000 | $ 65,000 |
| Rutland County Vermont | 213 | $ 12,469,000 | $ 58,000 | $ 68,000 |
| Washington County New York | 196 | $ 7,089,000 | $ 36,000 | $ 57,000 |
| Essex County New York | 183 | $ 10,215,000 | $ 55,000 | $ 72,000 |
| Madison County New York | 150 | $ 4,724,000 | $ 31,000 | $ 55,000 |
| Tompkins County New York | 148 | $ 3,726,000 | $ 25,000 | $ 47,000 |
| Addison County Vermont | 138 | $ 9,239,000 | $ 66,000 | $ 85,000 |
| Windsor County Vermont | 134 | $ 7,714,000 | $ 57,000 | $ 90,000 |
| Oswego County New York | 132 | $ 3,500,000 | $ 26,000 | $ 49,000 |
| Ontario County New York | 131 | $ 7,162,000 | $ 54,000 | $ 88,000 |
| Fulton County New York | 119 | $ 6,180,000 | $ 51,000 | $ 70,000 |
| Tioga County New York | 116 | $ 2,702,000 | $ 23,000 | $ 43,000 |
| Windham County Vermont | 114 | $ 8,121,000 | $ 71,000 | $ 88,000 |
| Franklin County Vermont | 112 | $ 5,932,000 | $ 52,000 | $ 71,000 |
| Chenango County New York | 108 | $ 2,983,000 | $ 27,000 | $ 48,000 |
| Herkimer County New York | 99 | $ 3,236,000 | $ 32,000 | $ 45,000 |
| Westchester County New York | 95 | $ 7,933,000 | $ 83,000 | $ 103,000 |
| Cortland County New York | 92 | $ 1,489,000 | $ 16,000 | $ 40,000 |
| Delaware County New York | 87 | $ 4,831,000 | $ 55,000 | $ 64,000 |
| Livingston County New York | 79 | $ 1,955,000 | $ 24,000 | $ 59,000 |
| Rockland County New York | 79 | $ 7,055,000 | $ 89,000 | $ 116,000 |
| Bennington County Vermont | 71 | $ 4,415,000 | $ 62,000 | $ 77,000 |
| Montgomery County New York | 69 | $ 3,099,000 | $ 44,000 | $ 53,000 |
| Sullivan County New York | 69 | $ 6,533,000 | $ 94,000 | $ 105,000 |
| Lewis County New York | 62 | $ 1,258,000 | $ 20,000 | $ 36,000 |
| Chemung County New York | 53 | $ 1,344,000 | $ 25,000 | $ 43,000 |
| Washington County Vermont | 53 | $ 2,961,000 | $ 55,000 | $ 95,000 |
| Chautauqua County New York | 48 | $ 1,759,000 | $ 36,000 | $ 64,000 |
| Hamilton County New York | 45 | $ 2,200,000 | $ 48,000 | $ 61,000 |
| Orleans County New York | 44 | $ 1,945,000 | $ 44,000 | $ 79,000 |
| Wyoming County New York | 41 | $ 1,532,000 | $ 37,000 | $ 64,000 |
| Cattaraugus County New York | 40 | $ 1,697,000 | $ 42,000 | $ 46,000 |
| Genesee County New York | 40 | $ 1,656,000 | $ 41,000 | $ 66,000 |
| Bronx County New York | 39 | $ 3,284,000 | $ 84,000 | $ 103,000 |
| Putnam County New York | 39 | $ 2,210,000 | $ 56,000 | $ 109,000 |
| Suffolk County New York | 36 | $ 3,923,000 | $ 108,000 | $ 145,000 |
| Steuben County New York | 35 | $ 1,312,000 | $ 37,000 | $ 46,000 |
| Cayuga County New York | 31 | $ 943,000 | $ 30,000 | $ 83,000 |
| Queens County New York | 31 | $ 3,010,000 | $ 97,000 | $ 147,000 |
| Nassau County New York | 30 | $ 3,811,000 | $ 127,000 | $ 184,000 |
| Columbia County New York | 28 | $ 1,826,000 | $ 65,000 | $ 111,000 |
| Orange County Vermont | 28 | $ 2,148,000 | $ 76,000 | $ 75,000 |
| Kings County New York | 26 | $ 3,022,000 | $ 116,000 | $ 165,000 |
| Schoharie County New York | 25 | $ 5,370,000 | $ 214,000 | $ 62,000 |
| Greene County New York | 22 | $ 1,423,000 | $ 64,000 | $ 81,000 |
| Grand Isle County Vermont | 20 | $ 1,564,000 | $ 78,000 | $ 79,000 |
| Seneca County New York | 18 | $ 466,000 | $ 25,000 | $ 93,000 |
| Susquehanna County Pennsylvania | 17 | $ 498,000 | $ 29,000 | $ 33,000 |
| Essex County Vermont | 16 | $ 673,000 | $ 42,000 | $ 64,000 |
| Jefferson County New York | 14 | $ 497,000 | $ 35,000 | $ 55,000 |
| Richmond County New York | 14 | $ 1,379,000 | $ 98,000 | $ 86,000 |
| Yates County New York | 14 | $ 502,000 | $ 35,000 | $ 37,000 |
| Lamoille County Vermont | 14 | $ 574,000 | $ 41,000 | $ 72,000 |
| Schuyler County New York | 13 | $ 355,000 | $ 27,000 | $ 37,000 |
| St. Lawrence County New York | 12 | $ 454,000 | $ 37,000 | $ 67,000 |
| Caledonia County Vermont | 11 | $ 931,000 | $ 84,000 | $ 62,000 |
| New York County New York | 7 | $ 700,000 | $ 100,000 | $ 133,000 |
| Bradford County Pennsylvania | 6 | $ 62,000 | $ 10,000 | $ 50,000 |
| Barnstable County Massachusetts | 5 | $ 550,000 | $ 110,000 | $ 231,000 |
| Allegany County New York | 5 | $ 229,000 | $ 45,000 | $ 55,000 |
| Orleans County Vermont | 5 | $ 130,000 | $ 26,000 | $ 56,000 |
| Fairfield County Connecticut | 4 | $ 437,000 | $ 109,000 | $ 129,000 |
| Polk County Florida | 3 | $ 3,000 | $ 1,000 | $ 26,000 |
| Philadelphia County Pennsylvania | 3 | $ 262,000 | $ 87,000 | $ 36,000 |
| Middlesex County Massachusetts | 2 | $ 270,000 | $ 135,000 | $ 167,000 |
| Cheshire County New Hampshire | 2 | $ 88,000 | $ 44,000 | $ 49,000 |
| Bergen County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 123,000 |
| Passaic County New Jersey | 2 | $ 68,000 | $ 34,000 | $ 199,000 |
| Warren County Pennsylvania | 2 | $ 16,000 | $ 8,000 | $ 47,000 |
| Kent County Rhode Island | 2 | $ 15,000 | $ 7,000 | $ 140,000 |
| Los Angeles County California | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Boulder County Colorado | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Litchfield County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| New Haven County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| New Castle County Delaware | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Palm Beach County Florida | 1 | $ 3,000 | $ 3,000 | $ 48,000 |
| Pinellas County Florida | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Cook County Illinois | 1 | $ 241,000 | $ 241,000 | $ 280,000 |
| Hamilton County Indiana | 1 | $ 33,000 | $ 33,000 | $ 245,000 |
| Essex County Massachusetts | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Plymouth County Massachusetts | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| Suffolk County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 39,000 |
| Mercer County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Morris County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 310,000 |
| Ocean County New Jersey | 1 | $ 22,000 | $ 22,000 | $ 21,000 |
| Sussex County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Union County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 450,000 |
| Hardin County Ohio | 1 | $ 34,000 | $ 34,000 | $ 12,000 |
| Bucks County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 51,000 |
| Butler County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Luzerne County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Pike County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Wayne County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 11,000 |
| Westmoreland County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
| Bristol County Rhode Island | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
| Newport County Rhode Island | 1 | $ 50,000 | $ 50,000 | $ 415,000 |
| Fairfax County Virginia | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Rbs Citizens, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 10,479 | $267,554,000 | $25,000 | $700,000 | $57,000 | $2,262,000 |
| Refinancing | 6,156 | $401,229,000 | $65,000 | $4,320,000 | $79,000 | $1,500,000 |
| Home Purchase | 495 | $38,407,000 | $77,000 | $700,000 | $95,000 | $1,355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,064 | $582,282,000 | $41,000 | $900,000 | $67,000 | $2,262,000 |
| Not Provided | 1,135 | $52,633,000 | $46,000 | $650,000 | $75,000 | $630,000 |
| Black or African American | 1,020 | $26,584,000 | $26,000 | $500,000 | $46,000 | $612,000 |
| Hispanic | 521 | $19,118,000 | $36,000 | $550,000 | $56,000 | $630,000 |
| Asian | 264 | $16,307,000 | $61,000 | $570,000 | $82,000 | $1,950,000 |
| American Indian or Alaskan Native | 77 | $3,464,000 | $44,000 | $700,000 | $75,000 | $670,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $1,526,000 | $33,000 | $250,000 | $58,000 | $275,000 |
| Not applicable | 4 | $5,276,000 | $1,319,000 | $4,320,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,130 | $707,190,000 | $41,000 | $4,320,000 | $66,000 | $2,262,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,369 | $377,168,000 | $45,000 | $4,320,000 | $75,000 | $1,500,000 |
| Application Denied By Financial Institution | 7,706 | $273,701,000 | $35,000 | $900,000 | $55,000 | $1,950,000 |
| Application Approved But Not Accepted | 1,029 | $55,229,000 | $53,000 | $700,000 | $79,000 | $2,262,000 |
| Application Withdrawn By Applicant | 26 | $1,092,000 | $42,000 | $210,000 | $62,000 | $415,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,969 | $90,168,000 | $30,000 | $545,000 | $51,000 | $1,040,000 |
| Debt-To-Income Ratio | 2,369 | $82,960,000 | $35,000 | $900,000 | $40,000 | $653,000 |
| Collateral | 1,074 | $71,893,000 | $66,000 | $650,000 | $93,000 | $1,315,000 |
| Other | 876 | $14,662,000 | $16,000 | $375,000 | $54,000 | $580,000 |
| Unverifiable Information | 321 | $10,387,000 | $32,000 | $500,000 | $65,000 | $1,950,000 |
| Credit Application Incomplete | 53 | $2,340,000 | $44,000 | $300,000 | $145,000 | $1,058,000 |
| Employment History | 44 | $1,291,000 | $29,000 | $300,000 | $38,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.