Rbc Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Rbc Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Rbc Bank 131 North Church Street Rocky Mount, NC 27804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,958 |
| Total Mortgage Loan Application Amount | $2,990,457,000 |
| Average Mortgage Loan Application Amount | $143,000 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RALEIGH-CARY, NC | 1,107 | $ 234,794,000 | $ 212,000 | $ 119,000 |
| HUNTSVILLE, AL | 1,025 | $ 196,156,000 | $ 191,000 | $ 95,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 977 | $ 171,057,000 | $ 175,000 | $ 110,000 |
| BIRMINGHAM-HOOVER, AL | 763 | $ 165,404,000 | $ 216,000 | $ 108,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 642 | $ 144,579,000 | $ 214,000 | $ 142,500 |
| WILMINGTON, NC | 599 | $ 132,521,000 | $ 221,000 | $ 190,000 |
| MOBILE, AL | 505 | $ 70,135,000 | $ 138,000 | $ 86,000 |
| FAYETTEVILLE, NC | 402 | $ 63,933,000 | $ 159,000 | $ 91,000 |
| DURHAM-CHAPEL HILL, NC | 384 | $ 72,952,000 | $ 189,000 | $ 111,000 |
| ROCKY MOUNT, NC | 362 | $ 43,665,000 | $ 120,000 | $ 67,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 356 | $ 86,313,000 | $ 241,500 | $ 109,500 |
| JACKSONVILLE, NC | 332 | $ 54,120,000 | $ 163,000 | $ 70,000 |
| DECATUR, AL | 281 | $ 44,608,000 | $ 158,000 | $ 86,000 |
| GREENSBORO-HIGH POINT, NC | 265 | $ 42,579,000 | $ 160,000 | $ 102,000 |
| ORLANDO-KISSIMMEE, FL | 265 | $ 48,978,000 | $ 184,000 | $ 128,000 |
| GREENVILLE, NC | 261 | $ 39,562,000 | $ 151,000 | $ 82,000 |
| ASHEVILLE, NC | 254 | $ 49,648,000 | $ 195,000 | $ 124,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 202 | $ 44,570,000 | $ 220,000 | $ 194,000 |
| COLUMBIA, SC | 193 | $ 35,445,000 | $ 183,000 | $ 83,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 168 | $ 29,534,000 | $ 175,000 | $ 104,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 159 | $ 31,624,000 | $ 198,000 | $ 105,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 142 | $ 40,567,000 | $ 285,000 | $ 157,000 |
| GOLDSBORO, NC | 137 | $ 18,411,000 | $ 134,000 | $ 70,000 |
| MONTGOMERY, AL | 137 | $ 19,309,000 | $ 140,000 | $ 67,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 125 | $ 25,846,000 | $ 206,000 | $ 190,000 |
| FLORENCE, SC | 123 | $ 17,293,000 | $ 140,000 | $ 75,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 107 | $ 18,764,000 | $ 175,000 | $ 122,000 |
| HICKORY-LENOIR-MORGANTON, NC | 103 | $ 17,162,000 | $ 166,000 | $ 92,000 |
| SEBASTIAN-VERO BEACH, FL | 101 | $ 19,218,000 | $ 190,000 | $ 112,000 |
| AUBURN-OPELIKA, AL | 97 | $ 13,360,000 | $ 137,000 | $ 137,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 97 | $ 22,121,000 | $ 228,000 | $ 169,000 |
| WINSTON-SALEM, NC | 96 | $ 17,657,000 | $ 183,000 | $ 104,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 92 | $ 22,286,000 | $ 242,000 | $ 175,000 |
| BRADENTON-SARASOTA-VENICE, FL | 77 | $ 18,248,000 | $ 236,000 | $ 201,000 |
| BURLINGTON, NC | 76 | $ 11,628,000 | $ 153,000 | $ 104,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 69 | $ 12,776,000 | $ 185,000 | $ 110,000 |
| CAPE CORAL-FORT MYERS, FL | 59 | $ 11,396,000 | $ 193,000 | $ 176,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 55 | $ 10,841,000 | $ 197,000 | $ 132,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 52 | $ 13,071,000 | $ 300,500 | $ 109,500 |
| TUSCALOOSA, AL | 51 | $ 7,790,000 | $ 152,000 | $ 239,000 |
| NAPLES-MARCO ISLAND, FL | 49 | $ 13,683,000 | $ 279,000 | $ 177,000 |
| LAKELAND-WINTER HAVEN, FL | 48 | $ 4,865,000 | $ 101,000 | $ 100,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 46 | $ 11,118,000 | $ 241,000 | $ 244,000 |
| WARNER ROBINS, GA | 40 | $ 6,683,000 | $ 167,000 | $ 45,000 |
| PALM COAST, FL | 34 | $ 6,588,000 | $ 193,000 | $ 94,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 31 | $ 9,892,000 | $ 319,000 | $ 246,000 |
| RICHMOND, VA | 31 | $ 5,777,000 | $ 186,000 | $ 112,000 |
| GAINESVILLE, FL | 29 | $ 4,954,000 | $ 170,000 | $ 95,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 28 | $ 7,641,000 | $ 272,000 | $ 279,000 |
| PORT ST. LUCIE, FL | 27 | $ 4,574,000 | $ 169,000 | $ 121,000 |
| COLUMBUS, GA-AL | 26 | $ 3,119,000 | $ 123,000 | $ 55,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 19 | $ 3,109,000 | $ 163,000 | $ 94,000 |
| LAS VEGAS-PARADISE, NV | 16 | $ 4,218,000 | $ 263,000 | $ 152,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 16 | $ 5,179,000 | $ 323,000 | $ 155,000 |
| SAVANNAH, GA | 16 | $ 3,814,000 | $ 238,000 | $ 180,000 |
| DENVER-AURORA-BROOMFIELD, CO | 15 | $ 4,473,000 | $ 298,000 | $ 181,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 15 | $ 4,207,000 | $ 280,000 | $ 202,000 |
| MACON, GA | 14 | $ 2,382,000 | $ 170,000 | $ 150,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 11 | $ 3,745,000 | $ 340,000 | $ 228,000 |
| FLORENCE-MUSCLE SHOALS, AL | 11 | $ 1,994,000 | $ 181,000 | $ 83,000 |
| JACKSONVILLE, FL | 11 | $ 2,582,000 | $ 234,000 | $ 161,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 11 | $ 3,619,000 | $ 329,000 | $ 673,000 |
| PUNTA GORDA, FL | 11 | $ 2,089,000 | $ 189,000 | $ 160,000 |
| ANNISTON-OXFORD, AL | 10 | $ 1,156,000 | $ 115,000 | $ 52,000 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 2,421,000 | $ 242,000 | $ 129,000 |
| DOTHAN, AL | 10 | $ 1,884,000 | $ 188,000 | $ 80,000 |
| GAINESVILLE, GA | 10 | $ 1,843,000 | $ 184,000 | $ 186,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 10 | $ 8,459,000 | $ 845,000 | $ 877,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 2,149,000 | $ 237,000 | $ 101,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 9 | $ 4,762,000 | $ 445,500 | $ 262,000 |
| AUSTIN-ROUND ROCK, TX | 8 | $ 1,749,000 | $ 218,000 | $ 123,000 |
| CHARLOTTESVILLE, VA | 8 | $ 1,875,000 | $ 234,000 | $ 123,000 |
| OCALA, FL | 7 | $ 1,146,000 | $ 163,000 | $ 87,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 7 | $ 3,072,000 | $ 438,000 | $ 312,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7 | $ 2,394,000 | $ 342,000 | $ 149,000 |
| ANDERSON, SC | 6 | $ 1,162,000 | $ 193,000 | $ 96,000 |
| ROANOKE, VA | 6 | $ 1,598,000 | $ 266,000 | $ 159,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 6 | $ 3,398,000 | $ 566,000 | $ 1,268,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 5 | $ 1,571,000 | $ 314,000 | $ 174,000 |
| PHILADELPHIA, PA | 5 | $ 1,359,000 | $ 271,000 | $ 152,000 |
| PITTSBURGH, PA | 5 | $ 709,000 | $ 141,000 | $ 154,000 |
| ROCHESTER, NY | 5 | $ 550,000 | $ 110,000 | $ 147,000 |
| SPARTANBURG, SC | 5 | $ 990,000 | $ 198,000 | $ 208,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5 | $ 692,000 | $ 138,000 | $ 136,000 |
| BRUNSWICK, GA | 4 | $ 1,044,000 | $ 261,000 | $ 400,000 |
| COLUMBUS, OH | 4 | $ 403,000 | $ 100,000 | $ 85,000 |
| GADSDEN, AL | 4 | $ 561,000 | $ 140,000 | $ 48,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 4 | $ 1,841,000 | $ 460,000 | $ 121,000 |
| ROME, GA | 4 | $ 555,000 | $ 138,000 | $ 90,000 |
| ST. GEORGE, UT | 4 | $ 740,000 | $ 185,000 | $ 123,000 |
| BELLINGHAM, WA | 3 | $ 445,000 | $ 148,000 | $ 59,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 1,579,000 | $ 526,000 | $ 205,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 708,000 | $ 236,000 | $ 133,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 627,000 | $ 209,000 | $ 134,000 |
| LYNCHBURG, VA | 3 | $ 583,000 | $ 194,000 | $ 132,000 |
| NEWARK-UNION, NJ-PA | 3 | $ 854,000 | $ 284,000 | $ 132,000 |
| OKLAHOMA CITY, OK | 3 | $ 882,000 | $ 294,000 | $ 76,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 3 | $ 1,078,000 | $ 384,500 | $ 91,500 |
| RENO-SPARKS, NV | 3 | $ 925,000 | $ 308,000 | $ 379,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 679,000 | $ 226,000 | $ 117,000 |
| TALLAHASSEE, FL | 3 | $ 574,000 | $ 191,000 | $ 56,000 |
| TUCSON, AZ | 3 | $ 540,000 | $ 180,000 | $ 92,000 |
| BATON ROUGE, LA | 2 | $ 321,000 | $ 160,000 | $ 92,000 |
| BOSTON-QUINCY, MA | 2 | $ 603,000 | $ 301,000 | $ 91,000 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 258,000 | $ 129,000 | $ 62,000 |
| DANVILLE, VA | 2 | $ 225,000 | $ 112,000 | $ 418,000 |
| HATTIESBURG, MS | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 336,000 | $ 168,000 | $ 96,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 406,000 | $ 203,000 | $ 148,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 399,000 | $ 199,500 | $ 117,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 643,000 | $ 321,000 | $ 87,000 |
| PASCAGOULA, MS | 2 | $ 310,000 | $ 155,000 | $ 99,000 |
| READING, PA | 2 | $ 349,000 | $ 174,000 | $ 46,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 374,000 | $ 187,000 | $ 45,000 |
| SAN ANTONIO, TX | 2 | $ 487,000 | $ 243,000 | $ 142,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2 | $ 1,347,000 | $ 673,000 | $ 821,000 |
| SYRACUSE, NY | 2 | $ 396,000 | $ 198,000 | $ 152,000 |
| AKRON, OH | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| ALBANY, GA | 1 | $ 417,000 | $ 417,000 | $ 225,000 |
| ALBUQUERQUE, NM | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| ANN ARBOR, MI | 1 | $ 547,000 | $ 547,000 | $ 432,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| BAKERSFIELD, CA | 1 | $ 400,000 | $ 400,000 | $ 148,000 |
| BALTIMORE-TOWSON, MD | 1 | $ 248,000 | $ 248,000 | $ 83,000 |
| BARNSTABLE TOWN, MA | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 137,000 | $ 137,000 | $ 85,000 |
| CAMDEN, NJ | 1 | $ 380,000 | $ 380,000 | $ 110,000 |
| CASPER, WY | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| CHEYENNE, WY | 1 | $ 237,000 | $ 237,000 | $ 92,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 180,000 | $ 180,000 | $ 152,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 417,000 | $ 417,000 | $ 1,300,000 |
| EDISON-NEW BRUNSWICK, NJ | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| ELKHART-GOSHEN, IN | 1 | $ 163,000 | $ 163,000 | $ 57,000 |
| FORT WAYNE, IN | 1 | $ 500,000 | $ 500,000 | $ 238,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 348,000 | $ 348,000 | $ 130,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 64,000 | $ 64,000 | $ 59,000 |
| GULFPORT-BILOXI, MS | 1 | $ 187,000 | $ 187,000 | $ 70,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 320,000 | $ 320,000 | $ 103,000 |
| HARRISONBURG, VA | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| HOT SPRINGS, AR | 1 | $ 224,000 | $ 224,000 | $ 185,000 |
| JACKSON, MS | 1 | $ 360,000 | $ 360,000 | $ 278,000 |
| JACKSON, TN | 1 | $ 170,000 | $ 170,000 | $ 63,000 |
| JOHNSON CITY, TN | 1 | $ 139,000 | $ 139,000 | $ 59,000 |
| JONESBORO, AR | 1 | $ 151,000 | $ 151,000 | $ 160,000 |
| JOPLIN, MO | 1 | $ 164,000 | $ 164,000 | $ 98,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 284,000 | $ 284,000 | $ 120,000 |
| KANSAS CITY, MO-KS | 1 | $ 107,000 | $ 107,000 | $ 103,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 53,000 | $ 53,000 | $ 210,000 |
| KNOXVILLE, TN | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| LAFAYETTE, IN | 1 | $ 232,000 | $ 232,000 | $ 117,000 |
| LAFAYETTE, LA | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| LAKE CHARLES, LA | 1 | $ 222,000 | $ 222,000 | $ 343,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 535,000 | $ 535,000 | $ 225,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| LINCOLN, NE | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| MODESTO, CA | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
| MORRISTOWN, TN | 1 | $ 60,000 | $ 60,000 | $ 927,000 |
| NASSAU-SUFFOLK, NY | 1 | $ 250,000 | $ 250,000 | $ 150,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 750,000 | $ 750,000 | $ 170,000 |
| PEORIA, IL | 1 | $ 174,000 | $ 174,000 | $ 545,000 |
| PITTSFIELD, MA | 1 | $ 131,000 | $ 131,000 | $ 95,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 233,000 | $ 233,000 | $ 278,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| SALT LAKE CITY, UT | 1 | $ 800,000 | $ 800,000 | $ 1,119,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 417,000 | $ 417,000 | $ 83,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 357,000 | $ 357,000 | $ 113,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 38,000 | $ 38,000 | $ 495,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| ST. LOUIS, MO-IL | 1 | $ 145,000 | $ 145,000 | $ 164,000 |
| STOCKTON, CA | 1 | $ 106,000 | $ 106,000 | $ 39,000 |
| SUMTER, SC | 1 | $ 116,000 | $ 116,000 | $ 115,000 |
| TACOMA, WA | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| TULSA, OK | 1 | $ 90,000 | $ 90,000 | $ 81,000 |
| UTICA-ROME, NY | 1 | $ 101,000 | $ 101,000 | $ 87,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| WORCESTER, MA | 1 | $ 273,000 | $ 273,000 | $ 67,000 |
| YAKIMA, WA | 1 | $ 172,000 | $ 172,000 | $ 112,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Rbc Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,748 | $1,885,595,000 | $193,000 | $2,550,000 | $116,000 | $9,999,000 |
| Home Purchase | 5,732 | $1,081,473,000 | $188,000 | $4,000,000 | $121,000 | $7,872,000 |
| Home Improvement | 478 | $23,389,000 | $48,000 | $417,000 | $69,000 | $2,100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,634 | $2,442,185,000 | $193,000 | $3,715,000 | $119,000 | $9,999,000 |
| Not Provided | 1,271 | $247,442,000 | $194,000 | $4,000,000 | $134,000 | $7,872,000 |
| Black or African American | 1,253 | $157,478,000 | $125,000 | $1,294,000 | $79,000 | $7,757,000 |
| Asian | 331 | $67,262,000 | $203,000 | $862,000 | $123,000 | $1,200,000 |
| Hispanic | 329 | $49,692,000 | $151,000 | $1,350,000 | $84,000 | $626,000 |
| American Indian or Alaskan Native | 82 | $11,697,000 | $142,000 | $450,000 | $72,000 | $348,000 |
| Native Hawaiian or Other Pacific Islander | 37 | $7,433,000 | $200,000 | $750,000 | $128,000 | $870,000 |
| Not applicable | 21 | $7,268,000 | $346,000 | $2,550,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,826 | $2,669,975,000 | $193,000 | $4,000,000 | $125,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,376 | $195,447,000 | $142,000 | $406,000 | $56,000 | $1,682,000 |
| VA-guaranteed (Veterans Administration) | 526 | $96,694,000 | $183,000 | $451,000 | $61,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 230 | $28,341,000 | $123,000 | $418,000 | $42,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,632 | $2,102,312,000 | $197,000 | $4,000,000 | $122,000 | $9,999,000 |
| Application Denied By Financial Institution | 2,003 | $270,420,000 | $135,000 | $3,715,000 | $100,000 | $7,092,000 |
| Application Withdrawn By Applicant | 1,698 | $353,731,000 | $208,000 | $1,600,000 | $119,000 | $5,000,000 |
| Loan Purchased By The Institution | 583 | $80,802,000 | $138,000 | $417,000 | $51,000 | $564,000 |
| File Closed For Incompleteness | 464 | $101,924,000 | $219,000 | $1,400,000 | $131,000 | $4,500,000 |
| Application Approved But Not Accepted | 450 | $61,944,000 | $137,000 | $1,400,000 | $117,000 | $3,281,000 |
| Preapproval Denied by Financial Institution | 128 | $19,324,000 | $150,000 | $474,000 | $58,000 | $346,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 613 | $59,989,000 | $97,000 | $3,715,000 | $85,000 | $6,012,000 |
| Debt-To-Income Ratio | 564 | $80,818,000 | $143,000 | $1,000,000 | $83,000 | $7,092,000 |
| Collateral | 549 | $83,596,000 | $152,000 | $1,210,000 | $112,000 | $1,193,000 |
| Other | 209 | $32,324,000 | $154,000 | $1,817,000 | $132,000 | $1,942,000 |
| Credit Application Incomplete | 68 | $9,529,000 | $140,000 | $437,000 | $104,000 | $719,000 |
| Unverifiable Information | 49 | $9,607,000 | $196,000 | $960,000 | $128,000 | $840,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $6,685,000 | $171,000 | $417,000 | $95,000 | $400,000 |
| Employment History | 28 | $4,969,000 | $177,000 | $417,000 | $67,000 | $360,000 |
| Mortgage Insurance Denied | 12 | $2,227,000 | $185,000 | $342,000 | $101,000 | $296,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.