Rbc Bank
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Rbc Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Rbc Bank
131 North Church Street
Rocky Mount, NC 27804
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,686
Total Mortgage Loan Application Amount $1,406,319,000
Average Mortgage Loan Application Amount $229,853
Highest Mortgage Loan Application Amount $3,360,000
Average Applicant Income $202,292
Highest Applicant Income $9,999,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Rbc Bank by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-MARIETTA, GA 1,009 $ 98,584,000 $ 97,000 $ 91,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 724 $ 148,911,000 $ 205,000 $ 76,000
RALEIGH-CARY, NC 628 $ 105,342,000 $ 167,000 $ 62,000
WILMINGTON, NC 470 $ 102,484,000 $ 218,000 $ 90,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 454 $ 92,431,000 $ 203,000 $ 77,000
ROCKY MOUNT, NC 374 $ 34,628,000 $ 92,000 $ 43,000
DURHAM, NC 312 $ 51,255,000 $ 164,000 $ 74,000
FAYETTEVILLE, NC 244 $ 27,016,000 $ 110,000 $ 64,000
GREENVILLE, NC 207 $ 26,324,000 $ 127,000 $ 63,000
JACKSONVILLE, NC 206 $ 25,124,000 $ 121,000 $ 82,000
GREENSBORO-HIGH POINT, NC 195 $ 25,903,000 $ 132,000 $ 58,000
ASHEVILLE, NC 175 $ 27,306,000 $ 156,000 $ 65,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 145 $ 26,369,000 $ 181,000 $ 106,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 119 $ 22,790,000 $ 191,000 $ 86,000
SARASOTA-BRADENTON-VENICE, FL 111 $ 26,262,000 $ 236,000 $ 117,000
WINSTON-SALEM, NC 103 $ 17,866,000 $ 173,000 $ 96,000
HICKORY-LENOIR-MORGANTON, NC 87 $ 12,701,000 $ 145,000 $ 81,000
CHARLESTON-NORTH CHARLESTON, SC 81 $ 23,080,000 $ 284,000 $ 87,000
GOLDSBORO, NC 79 $ 6,414,000 $ 81,000 $ 57,000
ORLANDO, FL 72 $ 19,978,000 $ 277,000 $ 114,000
BURLINGTON, NC 71 $ 9,639,000 $ 135,000 $ 51,000
FLORENCE, SC 53 $ 3,918,000 $ 73,000 $ 48,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 53 $ 13,596,000 $ 256,000 $ 121,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 44 $ 15,805,000 $ 359,000 $ 145,000
PUNTA GORDA, FL 28 $ 6,527,000 $ 233,000 $ 339,000
COLUMBIA, SC 23 $ 3,353,000 $ 145,000 $ 116,000
GREENVILLE, SC 23 $ 2,886,000 $ 125,000 $ 83,000
ATHENS-CLARKE COUNTY, GA 16 $ 906,000 $ 56,000 $ 120,000
RICHMOND, VA 16 $ 3,847,000 $ 240,000 $ 88,000
CAPE CORAL-FORT MYERS, FL 14 $ 6,004,000 $ 428,000 $ 363,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 13 $ 3,337,000 $ 256,000 $ 105,000
JACKSONVILLE, FL 10 $ 1,835,000 $ 183,000 $ 145,000
MIAMI-MIAMI BEACH-KENDALL, FL 10 $ 4,793,000 $ 479,000 $ 274,000
PHOENIX-MESA-SCOTTSDALE, AZ 9 $ 1,943,000 $ 215,000 $ 132,000
CHARLOTTESVILLE, VA 8 $ 2,699,000 $ 337,000 $ 161,000
LYNCHBURG, VA 8 $ 2,253,000 $ 281,000 $ 106,000
NAPLES-MARCO ISLAND, FL 8 $ 2,822,000 $ 352,000 $ 256,000
AUGUSTA-RICHMOND COUNTY, GA-SC 7 $ 705,000 $ 100,000 $ 88,000
GAINESVILLE, GA 6 $ 189,000 $ 31,000 $ 106,000
LAKELAND, FL 6 $ 1,020,000 $ 170,000 $ 128,000
PANAMA CITY-LYNN HAVEN, FL 6 $ 2,145,000 $ 357,000 $ 477,000
SAVANNAH, GA 6 $ 455,000 $ 75,000 $ 67,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 5 $ 1,512,000 $ 302,000 $ 111,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 5 $ 2,439,000 $ 487,000 $ 316,000
ANDERSON, SC 4 $ 544,000 $ 136,000 $ 74,000
BALTIMORE-TOWSON, MD 4 $ 1,192,000 $ 298,000 $ 111,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 4 $ 892,000 $ 223,000 $ 80,000
PORT ST. LUCIE-FORT PIERCE, FL 4 $ 1,257,000 $ 314,000 $ 143,000
BRUNSWICK, GA 3 $ 445,000 $ 148,000 $ 151,000
COLUMBUS, GA-AL 3 $ 52,000 $ 17,000 $ 50,000
DENVER-AURORA, CO 3 $ 613,000 $ 204,000 $ 77,000
LAS VEGAS-PARADISE, NV 3 $ 1,048,000 $ 349,000 $ 274,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 3 $ 1,280,000 $ 426,000 $ 68,000
OCALA, FL 3 $ 1,311,000 $ 437,000 $ 1,783,000
ROANOKE, VA 3 $ 349,000 $ 116,000 $ 117,000
SANTA ANA-ANAHEIM-IRVINE, CA 3 $ 2,029,000 $ 676,000 $ 5,237,000
ANN ARBOR, MI 2 $ 572,000 $ 286,000 $ 132,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 2 $ 364,000 $ 182,000 $ 189,000
GAINESVILLE, FL 2 $ 304,000 $ 152,000 $ 95,000
KNOXVILLE, TN 2 $ 369,000 $ 184,000 $ 41,000
MACON, GA 2 $ 93,000 $ 46,000 $ 50,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 297,000 $ 148,000 $ 64,000
SEATTLE-BELLEVUE-EVERETT, WA 2 $ 398,000 $ 199,000 $ 421,000
SPARTANBURG, SC 2 $ 381,000 $ 190,000 $ 92,000
ST. LOUIS, MO-IL 2 $ 1,236,000 $ 618,000 $ 1,110,000
TALLAHASSEE, FL 2 $ 236,000 $ 118,000 $ 61,000
ALBANY, GA 1 $ 33,000 $ 33,000 $ 120,000
BOSTON-QUINCY, MA 1 $ 10,000 $ 10,000 $ 17,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 132,000 $ 132,000 $ 0
CLEVELAND, TN 1 $ 69,000 $ 69,000 $ 82,000
COLORADO SPRINGS, CO 1 $ 85,000 $ 85,000 $ 75,000
DALLAS-PLANO-IRVING, TX 1 $ 200,000 $ 200,000 $ 79,000
DALTON, GA 1 $ 13,000 $ 13,000 $ 125,000
DETROIT-LIVONIA-DEARBORN, MI 1 $ 720,000 $ 720,000 $ 700,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 157,000 $ 157,000 $ 128,000
FORT WAYNE, IN 1 $ 53,000 $ 53,000 $ 90,000
FORT WORTH-ARLINGTON, TX 1 $ 131,000 $ 131,000 $ 0
NASSAU-SUFFOLK, NY 1 $ 320,000 $ 320,000 $ 0
NILES-BENTON HARBOR, MI 1 $ 744,000 $ 744,000 $ 750,000
OAKLAND-FREMONT-HAYWARD, CA 1 $ 386,000 $ 386,000 $ 225,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 164,000 $ 164,000 $ 0
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 324,000 $ 324,000 $ 0
ROME, GA 1 $ 15,000 $ 15,000 $ 108,000
SUMTER, SC 1 $ 43,000 $ 43,000 $ 45,000
TUCSON, AZ 1 $ 450,000 $ 450,000 $ 484,000
VERO BEACH, FL 1 $ 175,000 $ 175,000 $ 0
WARNER ROBINS, GA 1 $ 168,000 $ 168,000 $ 0
WINCHESTER, VA-WV 1 $ 356,000 $ 356,000 $ 105,000
WORCESTER, MA 1 $ 134,000 $ 134,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Rbc Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,444 $775,848,000 $244,809 $3,360,000 $243,333 $9,999,000
Refinancing 3,755 $614,392,000 $297,076 $2,600,000 $212,846 $9,600,000
Home Improvement 487 $16,079,000 $60,142 $600,000 $59,571 $432,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,444 $1,121,907,000 $264,100 $3,360,000 $197,450 $9,600,000
Black or African American 1,075 $114,686,000 $128,000 $812,000 $80,333 $1,488,000
Not Provided 615 $79,275,000 $270,750 $2,500,000 $981,500 $9,999,000
Hispanic 212 $24,972,000 $174,571 $1,000,000 $38,857 $285,000
Asian 166 $28,076,000 $205,600 $796,000 $59,000 $392,000
Not applicable 107 $27,103,000 $205,500 $1,760,000 $21,250 $350,000
American Indian or Alaskan Native 40 $5,209,000 $153,200 $1,000,000 $81,800 $274,000
Native Hawaiian or Other Pacific Islander 27 $5,091,000 $219,200 $750,000 $112,200 $225,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,205 $1,346,597,000 $246,857 $3,360,000 $238,095 $9,999,000
FHA-insured (Federal Housing Administration) 256 $28,308,000 $115,666 $229,000 $41,500 $350,000
VA-guaranteed (Veterans Administration) 215 $30,401,000 $135,833 $342,000 $52,166 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,013,000 $101,000 $129,000 $27,000 $47,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,198 $1,054,182,000 $279,529 $3,360,000 $381,882 $9,999,000
Loan Purchased By The Institution 807 $113,770,000 $175,916 $608,000 $16,916 $241,000
Application Withdrawn By Applicant 759 $117,809,000 $241,000 $2,250,000 $91,625 $1,494,000
Application Denied By Financial Institution 747 $91,470,000 $138,250 $2,600,000 $72,000 $2,244,000
Application Approved But Not Accepted 111 $20,793,000 $214,857 $1,400,000 $117,428 $861,000
Preapproval Denied by Financial Institution 57 $7,933,000 $139,000 $708,000 $50,000 $244,000
File Closed For Incompleteness 7 $362,000 $62,000 $88,000 $61,000 $149,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 318 $27,348,000 $113,857 $1,000,000 $57,285 $600,000
Debt-To-Income Ratio 176 $12,240,000 $120,200 $1,000,000 $70,400 $677,000
Credit Application Incomplete 159 $32,186,000 $252,000 $2,500,000 $91,166 $2,244,000
Collateral 73 $10,438,000 $160,000 $850,000 $137,600 $720,000
Other 52 $14,357,000 $255,000 $2,600,000 $116,333 $720,000
Insufficient Cash (Downpayment, Closing Cost) 14 $1,949,000 $161,250 $360,000 $72,000 $202,000
Unverifiable Information 6 $362,000 $73,333 $137,000 $79,000 $168,000
Employment History 4 $222,000 $43,000 $109,000 $43,500 $69,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List