Rbc Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Rbc Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rbc Bank 131 North Church Street Rocky Mount, NC 27804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,686 |
| Total Mortgage Loan Application Amount | $1,406,319,000 |
| Average Mortgage Loan Application Amount | $229,853 |
| Highest Mortgage Loan Application Amount | $3,360,000 |
| Average Applicant Income | $202,292 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Rbc Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rbc Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Rbc Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rbc Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Rbc Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rbc Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 473 | $ 87,687,000 | $ 185,000 | $ 70,000 |
| Mecklenburg County North Carolina | 258 | $ 60,002,000 | $ 232,000 | $ 86,000 |
| Nash County North Carolina | 244 | $ 25,008,000 | $ 102,000 | $ 45,000 |
| Virginia Beach County Virginia | 239 | $ 52,053,000 | $ 217,000 | $ 75,000 |
| Fulton County Georgia | 228 | $ 29,262,000 | $ 128,000 | $ 106,000 |
| New Hanover County North Carolina | 213 | $ 42,488,000 | $ 199,000 | $ 101,000 |
| Brunswick County North Carolina | 212 | $ 51,346,000 | $ 242,000 | $ 94,000 |
| Onslow County North Carolina | 206 | $ 25,124,000 | $ 121,000 | $ 82,000 |
| Pitt County North Carolina | 205 | $ 26,233,000 | $ 127,000 | $ 63,000 |
| Cumberland County North Carolina | 202 | $ 24,096,000 | $ 119,000 | $ 71,000 |
| Gwinnett County Georgia | 177 | $ 13,463,000 | $ 76,000 | $ 89,000 |
| Dare County North Carolina | 170 | $ 50,945,000 | $ 299,000 | $ 124,000 |
| Durham County North Carolina | 168 | $ 23,400,000 | $ 139,000 | $ 74,000 |
| DeKalb County Georgia | 156 | $ 15,598,000 | $ 99,000 | $ 95,000 |
| Horry County South Carolina | 145 | $ 26,369,000 | $ 181,000 | $ 106,000 |
| Rutherford County North Carolina | 144 | $ 12,272,000 | $ 85,000 | $ 53,000 |
| Cobb County Georgia | 131 | $ 12,032,000 | $ 91,000 | $ 105,000 |
| Edgecombe County North Carolina | 130 | $ 9,620,000 | $ 74,000 | $ 40,000 |
| Guilford County North Carolina | 126 | $ 18,134,000 | $ 143,000 | $ 60,000 |
| Johnston County North Carolina | 126 | $ 14,096,000 | $ 111,000 | $ 48,000 |
| Carteret County North Carolina | 122 | $ 25,361,000 | $ 207,000 | $ 80,000 |
| Iredell County North Carolina | 120 | $ 25,481,000 | $ 212,000 | $ 69,000 |
| Buncombe County North Carolina | 103 | $ 16,981,000 | $ 164,000 | $ 62,000 |
| Norfolk County Virginia | 100 | $ 16,132,000 | $ 161,000 | $ 67,000 |
| Gaston County North Carolina | 99 | $ 12,955,000 | $ 130,000 | $ 54,000 |
| Halifax County North Carolina | 99 | $ 9,042,000 | $ 91,000 | $ 57,000 |
| Chesapeake County Virginia | 95 | $ 17,494,000 | $ 184,000 | $ 77,000 |
| Harnett County North Carolina | 93 | $ 8,703,000 | $ 93,000 | $ 49,000 |
| Forsyth County North Carolina | 92 | $ 15,581,000 | $ 169,000 | $ 98,000 |
| Orange County North Carolina | 84 | $ 16,670,000 | $ 198,000 | $ 77,000 |
| Moore County North Carolina | 82 | $ 14,591,000 | $ 177,000 | $ 102,000 |
| Robeson County North Carolina | 79 | $ 7,071,000 | $ 89,000 | $ 44,000 |
| Wayne County North Carolina | 79 | $ 6,414,000 | $ 81,000 | $ 57,000 |
| Sarasota County Florida | 76 | $ 19,509,000 | $ 256,000 | $ 131,000 |
| Alamance County North Carolina | 71 | $ 9,639,000 | $ 135,000 | $ 51,000 |
| James City County Virginia | 71 | $ 22,278,000 | $ 313,000 | $ 112,000 |
| Randolph County North Carolina | 64 | $ 7,166,000 | $ 111,000 | $ 51,000 |
| Currituck County North Carolina | 63 | $ 23,666,000 | $ 375,000 | $ 147,000 |
| Charleston County South Carolina | 63 | $ 20,170,000 | $ 320,000 | $ 99,000 |
| Sampson County North Carolina | 62 | $ 4,147,000 | $ 66,000 | $ 48,000 |
| York County South Carolina | 62 | $ 11,220,000 | $ 180,000 | $ 86,000 |
| Hertford County North Carolina | 61 | $ 7,788,000 | $ 127,000 | $ 55,000 |
| Newport News County Virginia | 60 | $ 10,779,000 | $ 179,000 | $ 73,000 |
| Columbus County North Carolina | 58 | $ 5,422,000 | $ 93,000 | $ 53,000 |
| Clayton County Georgia | 56 | $ 5,153,000 | $ 92,000 | $ 71,000 |
| Forsyth County Georgia | 55 | $ 5,890,000 | $ 107,000 | $ 74,000 |
| Richmond County North Carolina | 54 | $ 3,153,000 | $ 58,000 | $ 36,000 |
| Union County North Carolina | 54 | $ 15,241,000 | $ 282,000 | $ 115,000 |
| Broward County Florida | 53 | $ 13,596,000 | $ 256,000 | $ 121,000 |
| Pinellas County Florida | 52 | $ 10,789,000 | $ 207,000 | $ 91,000 |
| Chatham County North Carolina | 52 | $ 9,417,000 | $ 181,000 | $ 66,000 |
| Orange County Florida | 51 | $ 15,895,000 | $ 311,000 | $ 112,000 |
| Lee County North Carolina | 51 | $ 4,870,000 | $ 95,000 | $ 50,000 |
| Hillsborough County Florida | 48 | $ 9,228,000 | $ 192,000 | $ 101,000 |
| Vance County North Carolina | 48 | $ 4,502,000 | $ 93,000 | $ 50,000 |
| Granville County North Carolina | 47 | $ 3,824,000 | $ 81,000 | $ 53,000 |
| Cherokee County Georgia | 46 | $ 3,673,000 | $ 79,000 | $ 74,000 |
| Transylvania County North Carolina | 46 | $ 4,435,000 | $ 96,000 | $ 55,000 |
| Pender County North Carolina | 45 | $ 8,650,000 | $ 192,000 | $ 58,000 |
| Perquimans County North Carolina | 45 | $ 8,003,000 | $ 177,000 | $ 75,000 |
| Palm Beach County Florida | 44 | $ 15,805,000 | $ 359,000 | $ 145,000 |
| Scotland County North Carolina | 44 | $ 3,995,000 | $ 90,000 | $ 46,000 |
| Wilson County North Carolina | 44 | $ 4,723,000 | $ 107,000 | $ 49,000 |
| Caldwell County North Carolina | 42 | $ 6,290,000 | $ 149,000 | $ 104,000 |
| Hoke County North Carolina | 42 | $ 2,920,000 | $ 69,000 | $ 49,000 |
| Haywood County North Carolina | 40 | $ 6,342,000 | $ 158,000 | $ 78,000 |
| Hampton County Virginia | 40 | $ 6,147,000 | $ 153,000 | $ 61,000 |
| Portsmouth County Virginia | 38 | $ 4,444,000 | $ 116,000 | $ 72,000 |
| Craven County North Carolina | 37 | $ 5,238,000 | $ 141,000 | $ 64,000 |
| Henry County Georgia | 36 | $ 3,343,000 | $ 92,000 | $ 78,000 |
| Northampton County North Carolina | 36 | $ 2,626,000 | $ 72,000 | $ 40,000 |
| Manatee County Florida | 35 | $ 6,753,000 | $ 192,000 | $ 91,000 |
| Pasquotank County North Carolina | 34 | $ 3,518,000 | $ 103,000 | $ 61,000 |
| Beaufort County South Carolina | 34 | $ 10,308,000 | $ 303,000 | $ 157,000 |
| Catawba County North Carolina | 31 | $ 4,332,000 | $ 139,000 | $ 66,000 |
| Chowan County North Carolina | 31 | $ 3,848,000 | $ 124,000 | $ 79,000 |
| York County Virginia | 31 | $ 8,266,000 | $ 266,000 | $ 94,000 |
| Franklin County North Carolina | 29 | $ 3,559,000 | $ 122,000 | $ 56,000 |
| Macon County North Carolina | 29 | $ 6,713,000 | $ 231,000 | $ 89,000 |
| Florence County South Carolina | 29 | $ 2,138,000 | $ 73,000 | $ 65,000 |
| Charlotte County Florida | 28 | $ 6,527,000 | $ 233,000 | $ 339,000 |
| Henderson County North Carolina | 26 | $ 3,525,000 | $ 135,000 | $ 66,000 |
| Watauga County North Carolina | 25 | $ 4,195,000 | $ 167,000 | $ 83,000 |
| Darlington County South Carolina | 24 | $ 1,780,000 | $ 74,000 | $ 26,000 |
| Gates County North Carolina | 23 | $ 2,668,000 | $ 116,000 | $ 69,000 |
| Suffolk County Virginia | 23 | $ 4,925,000 | $ 214,000 | $ 71,000 |
| Anson County North Carolina | 22 | $ 1,387,000 | $ 63,000 | $ 50,000 |
| Cleveland County North Carolina | 22 | $ 1,977,000 | $ 89,000 | $ 42,000 |
| Cabarrus County North Carolina | 21 | $ 2,846,000 | $ 135,000 | $ 58,000 |
| Lenoir County North Carolina | 21 | $ 1,572,000 | $ 74,000 | $ 53,000 |
| Paulding County Georgia | 20 | $ 1,608,000 | $ 80,000 | $ 65,000 |
| Bertie County North Carolina | 20 | $ 1,415,000 | $ 70,000 | $ 52,000 |
| Surry County North Carolina | 20 | $ 2,763,000 | $ 138,000 | $ 77,000 |
| Beaufort County North Carolina | 18 | $ 2,448,000 | $ 136,000 | $ 76,000 |
| Greenville County South Carolina | 17 | $ 2,229,000 | $ 131,000 | $ 96,000 |
| Coweta County Georgia | 16 | $ 1,806,000 | $ 112,000 | $ 58,000 |
| Fayette County Georgia | 16 | $ 1,504,000 | $ 94,000 | $ 100,000 |
| Avery County North Carolina | 16 | $ 5,616,000 | $ 351,000 | $ 260,000 |
| Jackson County North Carolina | 16 | $ 5,929,000 | $ 370,000 | $ 200,000 |
| Douglas County Georgia | 15 | $ 1,294,000 | $ 86,000 | $ 93,000 |
| Lee County Florida | 14 | $ 6,004,000 | $ 428,000 | $ 363,000 |
| Duplin County North Carolina | 14 | $ 1,126,000 | $ 80,000 | $ 43,000 |
| Mitchell County North Carolina | 14 | $ 1,137,000 | $ 81,000 | $ 45,000 |
| Richland County South Carolina | 14 | $ 1,535,000 | $ 109,000 | $ 65,000 |
| Brevard County Florida | 13 | $ 3,337,000 | $ 256,000 | $ 105,000 |
| Pasco County Florida | 13 | $ 1,971,000 | $ 151,000 | $ 43,000 |
| Camden County North Carolina | 13 | $ 2,526,000 | $ 194,000 | $ 58,000 |
| Martin County North Carolina | 13 | $ 1,035,000 | $ 79,000 | $ 45,000 |
| Fairfax County Virginia | 12 | $ 4,475,000 | $ 372,000 | $ 81,000 |
| Flagler County Florida | 11 | $ 2,780,000 | $ 252,000 | $ 194,000 |
| Newton County Georgia | 11 | $ 471,000 | $ 42,000 | $ 68,000 |
| Lincoln County North Carolina | 11 | $ 1,650,000 | $ 150,000 | $ 73,000 |
| Miami-Dade County Florida | 10 | $ 4,793,000 | $ 479,000 | $ 274,000 |
| Cherokee County North Carolina | 10 | $ 1,134,000 | $ 113,000 | $ 34,000 |
| Davidson County North Carolina | 10 | $ 1,558,000 | $ 155,000 | $ 119,000 |
| Montgomery County North Carolina | 10 | $ 2,083,000 | $ 208,000 | $ 77,000 |
| Warren County North Carolina | 10 | $ 1,492,000 | $ 149,000 | $ 77,000 |
| Isle of Wight County Virginia | 10 | $ 1,881,000 | $ 188,000 | $ 59,000 |
| Seminole County Florida | 9 | $ 1,303,000 | $ 144,000 | $ 59,000 |
| Clarke County Georgia | 9 | $ 446,000 | $ 49,000 | $ 161,000 |
| Rockdale County Georgia | 9 | $ 552,000 | $ 61,000 | $ 67,000 |
| Bladen County North Carolina | 9 | $ 544,000 | $ 60,000 | $ 56,000 |
| Berkeley County South Carolina | 9 | $ 1,388,000 | $ 154,000 | $ 69,000 |
| Dorchester County South Carolina | 9 | $ 1,522,000 | $ 169,000 | $ 61,000 |
| Georgetown County South Carolina | 9 | $ 4,789,000 | $ 532,000 | $ 317,000 |
| Collier County Florida | 8 | $ 2,822,000 | $ 352,000 | $ 256,000 |
| Barrow County Georgia | 8 | $ 518,000 | $ 64,000 | $ 63,000 |
| Alexander County North Carolina | 8 | $ 1,247,000 | $ 155,000 | $ 49,000 |
| Person County North Carolina | 8 | $ 1,768,000 | $ 221,000 | $ 97,000 |
| Stokes County North Carolina | 8 | $ 1,579,000 | $ 197,000 | $ 72,000 |
| Maricopa County Arizona | 7 | $ 1,566,000 | $ 223,000 | $ 126,000 |
| Osceola County Florida | 7 | $ 2,278,000 | $ 325,000 | $ 196,000 |
| Walton County Georgia | 7 | $ 235,000 | $ 33,000 | $ 58,000 |
| Washington County North Carolina | 7 | $ 450,000 | $ 64,000 | $ 28,000 |
| Lexington County South Carolina | 7 | $ 1,383,000 | $ 197,000 | $ 231,000 |
| Williamsburg County Virginia | 7 | $ 2,008,000 | $ 286,000 | $ 159,000 |
| Bay County Florida | 6 | $ 2,145,000 | $ 357,000 | $ 477,000 |
| Hernando County Florida | 6 | $ 802,000 | $ 133,000 | $ 64,000 |
| Polk County Florida | 6 | $ 1,020,000 | $ 170,000 | $ 128,000 |
| Hall County Georgia | 6 | $ 189,000 | $ 31,000 | $ 106,000 |
| Burke County North Carolina | 6 | $ 832,000 | $ 138,000 | $ 63,000 |
| Madison County North Carolina | 6 | $ 458,000 | $ 76,000 | $ 45,000 |
| McDowell County North Carolina | 6 | $ 788,000 | $ 131,000 | $ 105,000 |
| Yancey County North Carolina | 6 | $ 492,000 | $ 82,000 | $ 56,000 |
| Chester County South Carolina | 6 | $ 1,619,000 | $ 269,000 | $ 96,000 |
| Lancaster County South Carolina | 6 | $ 2,204,000 | $ 367,000 | $ 134,000 |
| Gloucester County Virginia | 6 | $ 1,651,000 | $ 275,000 | $ 72,000 |
| Duval County Florida | 5 | $ 877,000 | $ 175,000 | $ 202,000 |
| Lake County Florida | 5 | $ 502,000 | $ 100,000 | $ 86,000 |
| Volusia County Florida | 5 | $ 2,439,000 | $ 487,000 | $ 316,000 |
| Morgan County Georgia | 5 | $ 177,000 | $ 35,000 | $ 94,000 |
| Montgomery County Maryland | 5 | $ 1,512,000 | $ 302,000 | $ 111,000 |
| Pamlico County North Carolina | 5 | $ 746,000 | $ 149,000 | $ 505,000 |
| Rockingham County North Carolina | 5 | $ 603,000 | $ 120,000 | $ 70,000 |
| Wilkes County North Carolina | 5 | $ 739,000 | $ 147,000 | $ 133,000 |
| Arlington County Virginia | 5 | $ 2,028,000 | $ 405,000 | $ 270,000 |
| Bedford County Virginia | 5 | $ 1,815,000 | $ 363,000 | $ 127,000 |
| Carroll County Virginia | 5 | $ 483,000 | $ 96,000 | $ 67,000 |
| Loudoun County Virginia | 5 | $ 1,871,000 | $ 374,000 | $ 68,000 |
| New Kent County Virginia | 5 | $ 1,131,000 | $ 226,000 | $ 79,000 |
| St. Johns County Florida | 4 | $ 878,000 | $ 219,000 | $ 77,000 |
| St. Lucie County Florida | 4 | $ 1,257,000 | $ 314,000 | $ 143,000 |
| Chatham County Georgia | 4 | $ 115,000 | $ 28,000 | $ 83,000 |
| Meriwether County Georgia | 4 | $ 216,000 | $ 54,000 | $ 30,000 |
| Oconee County Georgia | 4 | $ 125,000 | $ 31,000 | $ 108,000 |
| Pickens County Georgia | 4 | $ 633,000 | $ 158,000 | $ 177,000 |
| Rabun County Georgia | 4 | $ 438,000 | $ 109,000 | $ 106,000 |
| Richmond County Georgia | 4 | $ 284,000 | $ 71,000 | $ 96,000 |
| Alleghany County North Carolina | 4 | $ 486,000 | $ 121,000 | $ 120,000 |
| Rowan County North Carolina | 4 | $ 536,000 | $ 134,000 | $ 55,000 |
| Tyrrell County North Carolina | 4 | $ 519,000 | $ 129,000 | $ 99,000 |
| Anderson County South Carolina | 4 | $ 544,000 | $ 136,000 | $ 74,000 |
| Laurens County South Carolina | 4 | $ 419,000 | $ 104,000 | $ 35,000 |
| Oconee County South Carolina | 4 | $ 846,000 | $ 211,000 | $ 123,000 |
| Brunswick County Virginia | 4 | $ 932,000 | $ 233,000 | $ 83,000 |
| Chesterfield County Virginia | 4 | $ 1,080,000 | $ 270,000 | $ 126,000 |
| Nelson County Virginia | 4 | $ 1,076,000 | $ 269,000 | $ 236,000 |
| Northampton County Virginia | 4 | $ 1,405,000 | $ 351,000 | $ 147,000 |
| Los Angeles County California | 3 | $ 1,280,000 | $ 426,000 | $ 68,000 |
| Orange County California | 3 | $ 2,029,000 | $ 676,000 | $ 5,237,000 |
| Marion County Florida | 3 | $ 1,311,000 | $ 437,000 | $ 1,783,000 |
| Bartow County Georgia | 3 | $ 304,000 | $ 101,000 | $ 550,000 |
| Carroll County Georgia | 3 | $ 420,000 | $ 140,000 | $ 49,000 |
| Columbia County Georgia | 3 | $ 421,000 | $ 140,000 | $ 80,000 |
| Fannin County Georgia | 3 | $ 103,000 | $ 34,000 | $ 179,000 |
| Greene County Georgia | 3 | $ 198,000 | $ 66,000 | $ 179,000 |
| Madison County Georgia | 3 | $ 335,000 | $ 111,000 | $ 79,000 |
| Troup County Georgia | 3 | $ 55,000 | $ 18,000 | $ 32,000 |
| Clark County Nevada | 3 | $ 1,048,000 | $ 349,000 | $ 274,000 |
| Caswell County North Carolina | 3 | $ 553,000 | $ 184,000 | $ 90,000 |
| Davie County North Carolina | 3 | $ 706,000 | $ 235,000 | $ 126,000 |
| Jones County North Carolina | 3 | $ 146,000 | $ 48,000 | $ 157,000 |
| Polk County North Carolina | 3 | $ 517,000 | $ 172,000 | $ 64,000 |
| Stanly County North Carolina | 3 | $ 287,000 | $ 95,000 | $ 57,000 |
| Aiken County South Carolina | 3 | $ 280,000 | $ 93,000 | $ 22,000 |
| Chesterfield County South Carolina | 3 | $ 108,000 | $ 36,000 | $ 64,000 |
| Clarendon County South Carolina | 3 | $ 166,000 | $ 55,000 | $ 77,000 |
| Sevier County Tennessee | 3 | $ 1,107,000 | $ 369,000 | $ 126,000 |
| Galveston County Texas | 3 | $ 788,000 | $ 262,000 | $ 120,000 |
| Alexandria County Virginia | 3 | $ 808,000 | $ 269,000 | $ 109,000 |
| Pinal County Arizona | 2 | $ 377,000 | $ 188,000 | $ 160,000 |
| Douglas County Colorado | 2 | $ 469,000 | $ 234,000 | $ 116,000 |
| Alachua County Florida | 2 | $ 304,000 | $ 152,000 | $ 95,000 |
| Leon County Florida | 2 | $ 236,000 | $ 118,000 | $ 61,000 |
| Walton County Florida | 2 | $ 1,467,000 | $ 733,000 | $ 508,000 |
| Dawson County Georgia | 2 | $ 237,000 | $ 118,000 | $ 110,000 |
| Franklin County Georgia | 2 | $ 36,000 | $ 18,000 | $ 73,000 |
| Glynn County Georgia | 2 | $ 130,000 | $ 65,000 | $ 92,000 |
| Jackson County Georgia | 2 | $ 235,000 | $ 117,000 | $ 79,000 |
| Jasper County Georgia | 2 | $ 62,000 | $ 31,000 | $ 114,000 |
| Muscogee County Georgia | 2 | $ 29,000 | $ 14,000 | $ 49,000 |
| Putnam County Georgia | 2 | $ 561,000 | $ 280,000 | $ 151,000 |
| Baltimore County Maryland | 2 | $ 257,000 | $ 128,000 | $ 45,000 |
| Prince George's County Maryland | 2 | $ 632,000 | $ 316,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 572,000 | $ 286,000 | $ 132,000 |
| St. Louis County Missouri | 2 | $ 1,236,000 | $ 618,000 | $ 1,110,000 |
| Ashe County North Carolina | 2 | $ 183,000 | $ 91,000 | $ 61,000 |
| Greene County North Carolina | 2 | $ 91,000 | $ 45,000 | $ 60,000 |
| Dillon County South Carolina | 2 | $ 108,000 | $ 54,000 | $ 27,000 |
| Kershaw County South Carolina | 2 | $ 435,000 | $ 217,000 | $ 79,000 |
| Pickens County South Carolina | 2 | $ 238,000 | $ 119,000 | $ 113,000 |
| Spartanburg County South Carolina | 2 | $ 381,000 | $ 190,000 | $ 92,000 |
| Knox County Tennessee | 2 | $ 369,000 | $ 184,000 | $ 41,000 |
| Accomack County Virginia | 2 | $ 121,000 | $ 60,000 | $ 132,000 |
| Albemarle County Virginia | 2 | $ 865,000 | $ 432,000 | $ 118,000 |
| Bedford City County Virginia | 2 | $ 300,000 | $ 150,000 | $ 100,000 |
| Culpeper County Virginia | 2 | $ 751,000 | $ 375,000 | $ 49,000 |
| Greensville County Virginia | 2 | $ 162,000 | $ 81,000 | $ 34,000 |
| Henrico County Virginia | 2 | $ 271,000 | $ 135,000 | $ 60,000 |
| Montgomery County Virginia | 2 | $ 364,000 | $ 182,000 | $ 189,000 |
| Poquoson County Virginia | 2 | $ 388,000 | $ 194,000 | $ 52,000 |
| Richmond City County Virginia | 2 | $ 382,000 | $ 191,000 | $ 19,000 |
| Roanoke City County Virginia | 2 | $ 112,000 | $ 56,000 | $ 129,000 |
| Southampton County Virginia | 2 | $ 336,000 | $ 168,000 | $ 83,000 |
| Surry County Virginia | 2 | $ 465,000 | $ 232,000 | $ 102,000 |
| Washington County Virginia | 2 | $ 256,000 | $ 128,000 | $ 43,000 |
| King County Washington | 2 | $ 398,000 | $ 199,000 | $ 421,000 |
| Pima County Arizona | 1 | $ 450,000 | $ 450,000 | $ 484,000 |
| Alameda County California | 1 | $ 386,000 | $ 386,000 | $ 225,000 |
| Riverside County California | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 144,000 | $ 144,000 | $ 0 |
| El Paso County Colorado | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Citrus County Florida | 1 | $ 41,000 | $ 41,000 | $ 99,000 |
| Escambia County Florida | 1 | $ 131,000 | $ 131,000 | $ 71,000 |
| Gulf County Florida | 1 | $ 470,000 | $ 470,000 | $ 177,000 |
| Highlands County Florida | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jackson County Florida | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Nassau County Florida | 1 | $ 80,000 | $ 80,000 | $ 176,000 |
| Okaloosa County Florida | 1 | $ 157,000 | $ 157,000 | $ 128,000 |
| Santa Rosa County Florida | 1 | $ 166,000 | $ 166,000 | $ 57,000 |
| Bibb County Georgia | 1 | $ 8,000 | $ 8,000 | $ 43,000 |
| Bryan County Georgia | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Butts County Georgia | 1 | $ 24,000 | $ 24,000 | $ 154,000 |
| Dougherty County Georgia | 1 | $ 33,000 | $ 33,000 | $ 120,000 |
| Effingham County Georgia | 1 | $ 37,000 | $ 37,000 | $ 71,000 |
| Floyd County Georgia | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Gilmer County Georgia | 1 | $ 244,000 | $ 244,000 | $ 318,000 |
| Hancock County Georgia | 1 | $ 103,000 | $ 103,000 | $ 112,000 |
| Haralson County Georgia | 1 | $ 24,000 | $ 24,000 | $ 26,000 |
| Harris County Georgia | 1 | $ 23,000 | $ 23,000 | $ 51,000 |
| Heard County Georgia | 1 | $ 166,000 | $ 166,000 | $ 48,000 |
| Houston County Georgia | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Lamar County Georgia | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| Lincoln County Georgia | 1 | $ 446,000 | $ 446,000 | $ 100,000 |
| Lumpkin County Georgia | 1 | $ 27,000 | $ 27,000 | $ 108,000 |
| McIntosh County Georgia | 1 | $ 315,000 | $ 315,000 | $ 269,000 |
| Polk County Georgia | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Pulaski County Georgia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Thomas County Georgia | 1 | $ 26,000 | $ 26,000 | $ 34,000 |
| Twiggs County Georgia | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Union County Georgia | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Whitfield County Georgia | 1 | $ 13,000 | $ 13,000 | $ 125,000 |
| Madison County Illinois | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
| Allen County Indiana | 1 | $ 53,000 | $ 53,000 | $ 90,000 |
| Clark County Indiana | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Anne Arundel County Maryland | 1 | $ 635,000 | $ 635,000 | $ 356,000 |
| Baltimore City County Maryland | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Calvert County Maryland | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 17,000 |
| Worcester County Massachusetts | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Berrien County Michigan | 1 | $ 744,000 | $ 744,000 | $ 750,000 |
| Wayne County Michigan | 1 | $ 720,000 | $ 720,000 | $ 700,000 |
| Nassau County New York | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Graham County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 165,000 |
| Hyde County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 138,000 |
| Multnomah County Oregon | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 1,050,000 | $ 1,050,000 | $ 260,000 |
| Newberry County South Carolina | 1 | $ 206,000 | $ 206,000 | $ 52,000 |
| Orangeburg County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 53,000 |
| Sumter County South Carolina | 1 | $ 43,000 | $ 43,000 | $ 45,000 |
| Williamsburg County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 48,000 |
| Polk County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 82,000 |
| Collin County Texas | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Montgomery County Texas | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Parker County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Emporia County Virginia | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Fluvanna County Virginia | 1 | $ 208,000 | $ 208,000 | $ 111,000 |
| Frederick County Virginia | 1 | $ 356,000 | $ 356,000 | $ 105,000 |
| Galax County Virginia | 1 | $ 233,000 | $ 233,000 | $ 140,000 |
| Goochland County Virginia | 1 | $ 617,000 | $ 617,000 | $ 210,000 |
| Greene County Virginia | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Hanover County Virginia | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| King George County Virginia | 1 | $ 179,000 | $ 179,000 | $ 108,000 |
| Lynchburg County Virginia | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Madison County Virginia | 1 | $ 194,000 | $ 194,000 | $ 43,000 |
| Mecklenburg County Virginia | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Middlesex County Virginia | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| Northumberland County Virginia | 1 | $ 400,000 | $ 400,000 | $ 114,000 |
| Patrick County Virginia | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Prince William County Virginia | 1 | $ 507,000 | $ 507,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 237,000 | $ 237,000 | $ 106,000 |
| Spotsylvania County Virginia | 1 | $ 360,000 | $ 360,000 | $ 310,000 |
| Sussex County Virginia | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Rbc Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,444 | $775,848,000 | $244,809 | $3,360,000 | $243,333 | $9,999,000 |
| Refinancing | 3,755 | $614,392,000 | $297,076 | $2,600,000 | $212,846 | $9,600,000 |
| Home Improvement | 487 | $16,079,000 | $60,142 | $600,000 | $59,571 | $432,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,444 | $1,121,907,000 | $264,100 | $3,360,000 | $197,450 | $9,600,000 |
| Black or African American | 1,075 | $114,686,000 | $128,000 | $812,000 | $80,333 | $1,488,000 |
| Not Provided | 615 | $79,275,000 | $270,750 | $2,500,000 | $981,500 | $9,999,000 |
| Hispanic | 212 | $24,972,000 | $174,571 | $1,000,000 | $38,857 | $285,000 |
| Asian | 166 | $28,076,000 | $205,600 | $796,000 | $59,000 | $392,000 |
| Not applicable | 107 | $27,103,000 | $205,500 | $1,760,000 | $21,250 | $350,000 |
| American Indian or Alaskan Native | 40 | $5,209,000 | $153,200 | $1,000,000 | $81,800 | $274,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $5,091,000 | $219,200 | $750,000 | $112,200 | $225,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,205 | $1,346,597,000 | $246,857 | $3,360,000 | $238,095 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 256 | $28,308,000 | $115,666 | $229,000 | $41,500 | $350,000 |
| VA-guaranteed (Veterans Administration) | 215 | $30,401,000 | $135,833 | $342,000 | $52,166 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,013,000 | $101,000 | $129,000 | $27,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,198 | $1,054,182,000 | $279,529 | $3,360,000 | $381,882 | $9,999,000 |
| Loan Purchased By The Institution | 807 | $113,770,000 | $175,916 | $608,000 | $16,916 | $241,000 |
| Application Withdrawn By Applicant | 759 | $117,809,000 | $241,000 | $2,250,000 | $91,625 | $1,494,000 |
| Application Denied By Financial Institution | 747 | $91,470,000 | $138,250 | $2,600,000 | $72,000 | $2,244,000 |
| Application Approved But Not Accepted | 111 | $20,793,000 | $214,857 | $1,400,000 | $117,428 | $861,000 |
| Preapproval Denied by Financial Institution | 57 | $7,933,000 | $139,000 | $708,000 | $50,000 | $244,000 |
| File Closed For Incompleteness | 7 | $362,000 | $62,000 | $88,000 | $61,000 | $149,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 318 | $27,348,000 | $113,857 | $1,000,000 | $57,285 | $600,000 |
| Debt-To-Income Ratio | 176 | $12,240,000 | $120,200 | $1,000,000 | $70,400 | $677,000 |
| Credit Application Incomplete | 159 | $32,186,000 | $252,000 | $2,500,000 | $91,166 | $2,244,000 |
| Collateral | 73 | $10,438,000 | $160,000 | $850,000 | $137,600 | $720,000 |
| Other | 52 | $14,357,000 | $255,000 | $2,600,000 | $116,333 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,949,000 | $161,250 | $360,000 | $72,000 | $202,000 |
| Unverifiable Information | 6 | $362,000 | $73,333 | $137,000 | $79,000 | $168,000 |
| Employment History | 4 | $222,000 | $43,000 | $109,000 | $43,500 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.