Rbc Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Rbc Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Rbc Bank
131 North Church Street
Rocky Mount, NC 27804
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,634
Total Mortgage Loan Application Amount $1,054,491,000
Average Mortgage Loan Application Amount $186,923
Highest Mortgage Loan Application Amount $2,925,000
Average Applicant Income $464,153
Highest Applicant Income $9,999,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Rbc Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake County North Carolina 422 $ 68,820,000 $ 163,000 $ 64,000
Nash County North Carolina 305 $ 29,918,000 $ 98,000 $ 51,000
Cumberland County North Carolina 249 $ 27,462,000 $ 110,000 $ 59,000
Mecklenburg County North Carolina 226 $ 44,200,000 $ 195,000 $ 93,000
Pitt County North Carolina 221 $ 25,282,000 $ 114,000 $ 46,000
Durham County North Carolina 195 $ 24,443,000 $ 125,000 $ 57,000
New Hanover County North Carolina 184 $ 33,584,000 $ 182,000 $ 81,000
Virginia Beach County Virginia 161 $ 26,112,000 $ 162,000 $ 75,000
Brunswick County North Carolina 158 $ 31,713,000 $ 200,000 $ 69,000
Rutherford County North Carolina 154 $ 14,119,000 $ 91,000 $ 55,000
Iredell County North Carolina 151 $ 19,206,000 $ 127,000 $ 58,000
Dare County North Carolina 145 $ 41,341,000 $ 285,000 $ 103,000
Onslow County North Carolina 133 $ 15,514,000 $ 116,000 $ 84,000
Buncombe County North Carolina 126 $ 19,991,000 $ 158,000 $ 82,000
Harnett County North Carolina 122 $ 10,724,000 $ 87,000 $ 45,000
Guilford County North Carolina 121 $ 15,460,000 $ 127,000 $ 59,000
Edgecombe County North Carolina 120 $ 7,868,000 $ 65,000 $ 44,000
Johnston County North Carolina 118 $ 11,933,000 $ 101,000 $ 49,000
Fulton County Georgia 112 $ 14,648,000 $ 130,000 $ 136,000
James City County Virginia 104 $ 29,085,000 $ 279,000 $ 126,000
Moore County North Carolina 101 $ 13,983,000 $ 138,000 $ 57,000
Halifax County North Carolina 100 $ 6,960,000 $ 69,000 $ 42,000
Gaston County North Carolina 99 $ 10,545,000 $ 106,000 $ 55,000
Carteret County North Carolina 97 $ 18,178,000 $ 187,000 $ 70,000
DeKalb County Georgia 95 $ 11,459,000 $ 120,000 $ 74,000
Orange County North Carolina 92 $ 15,911,000 $ 172,000 $ 84,000
Lee County North Carolina 91 $ 9,089,000 $ 99,000 $ 46,000
Forsyth County North Carolina 88 $ 12,883,000 $ 146,000 $ 491,000
Horry County South Carolina 84 $ 13,528,000 $ 161,000 $ 124,000
Gwinnett County Georgia 83 $ 7,135,000 $ 85,000 $ 86,000
Chesapeake County Virginia 77 $ 9,904,000 $ 128,000 $ 75,000
Richmond County North Carolina 76 $ 3,542,000 $ 46,000 $ 44,000
Randolph County North Carolina 69 $ 6,519,000 $ 94,000 $ 36,000
Charleston County South Carolina 69 $ 22,897,000 $ 331,000 $ 134,000
Hertford County North Carolina 67 $ 5,318,000 $ 79,000 $ 43,000
Norfolk County Virginia 66 $ 8,346,000 $ 126,000 $ 52,000
Granville County North Carolina 64 $ 6,011,000 $ 93,000 $ 63,000
Robeson County North Carolina 64 $ 4,677,000 $ 73,000 $ 133,000
Craven County North Carolina 61 $ 7,184,000 $ 117,000 $ 48,000
York County South Carolina 60 $ 8,597,000 $ 143,000 $ 62,000
Cobb County Georgia 58 $ 5,579,000 $ 96,000 $ 78,000
Alamance County North Carolina 56 $ 7,312,000 $ 130,000 $ 69,000
Wayne County North Carolina 56 $ 5,186,000 $ 92,000 $ 48,000
Wilson County North Carolina 52 $ 4,354,000 $ 83,000 $ 41,000
Hampton County Virginia 52 $ 7,697,000 $ 148,000 $ 60,000
Florence County South Carolina 51 $ 3,640,000 $ 71,000 $ 49,000
Newport News County Virginia 48 $ 6,087,000 $ 126,000 $ 53,000
Chatham County North Carolina 46 $ 7,617,000 $ 165,000 $ 48,000
Chowan County North Carolina 46 $ 4,679,000 $ 101,000 $ 50,000
Currituck County North Carolina 46 $ 15,036,000 $ 326,000 $ 118,000
Pender County North Carolina 46 $ 7,620,000 $ 165,000 $ 294,000
Vance County North Carolina 44 $ 4,068,000 $ 92,000 $ 65,000
Columbus County North Carolina 43 $ 3,367,000 $ 78,000 $ 53,000
Northampton County North Carolina 43 $ 1,607,000 $ 37,000 $ 42,000
Sampson County North Carolina 43 $ 3,324,000 $ 77,000 $ 53,000
Pinellas County Florida 42 $ 4,911,000 $ 116,000 $ 62,000
Bertie County North Carolina 42 $ 2,043,000 $ 48,000 $ 41,000
Pasquotank County North Carolina 40 $ 3,727,000 $ 93,000 $ 52,000
Watauga County North Carolina 40 $ 5,892,000 $ 147,000 $ 81,000
Clayton County Georgia 39 $ 3,367,000 $ 86,000 $ 50,000
Lenoir County North Carolina 39 $ 3,729,000 $ 95,000 $ 37,000
Union County North Carolina 39 $ 7,592,000 $ 194,000 $ 94,000
Caldwell County North Carolina 38 $ 3,045,000 $ 80,000 $ 40,000
Franklin County North Carolina 38 $ 3,654,000 $ 96,000 $ 60,000
Hoke County North Carolina 38 $ 2,065,000 $ 54,000 $ 49,000
Perquimans County North Carolina 38 $ 5,911,000 $ 155,000 $ 71,000
Scotland County North Carolina 38 $ 2,396,000 $ 63,000 $ 44,000
Catawba County North Carolina 37 $ 4,883,000 $ 131,000 $ 54,000
Macon County North Carolina 37 $ 7,072,000 $ 191,000 $ 97,000
Cleveland County North Carolina 34 $ 2,697,000 $ 79,000 $ 47,000
Henderson County North Carolina 34 $ 4,305,000 $ 126,000 $ 43,000
York County Virginia 34 $ 7,845,000 $ 230,000 $ 93,000
Transylvania County North Carolina 33 $ 3,671,000 $ 111,000 $ 61,000
Anson County North Carolina 30 $ 935,000 $ 31,000 $ 37,000
Fairfax County Virginia 28 $ 9,998,000 $ 357,000 $ 749,000
Seminole County Florida 27 $ 3,166,000 $ 117,000 $ 42,000
Portsmouth County Virginia 27 $ 2,574,000 $ 95,000 $ 42,000
Suffolk County Virginia 27 $ 4,683,000 $ 173,000 $ 54,000
Henry County Georgia 26 $ 1,788,000 $ 68,000 $ 68,000
Palm Beach County Florida 25 $ 5,499,000 $ 219,000 $ 110,000
Broward County Florida 24 $ 5,827,000 $ 242,000 $ 84,000
Greenville County South Carolina 24 $ 4,373,000 $ 182,000 $ 75,000
Haywood County North Carolina 22 $ 2,331,000 $ 105,000 $ 65,000
Cherokee County Georgia 20 $ 1,439,000 $ 71,000 $ 74,000
Beaufort County North Carolina 20 $ 2,224,000 $ 111,000 $ 73,000
Sarasota County Florida 19 $ 4,284,000 $ 225,000 $ 66,000
Gates County North Carolina 19 $ 1,389,000 $ 73,000 $ 43,000
Surry County North Carolina 19 $ 1,500,000 $ 78,000 $ 37,000
Beaufort County South Carolina 18 $ 3,541,000 $ 196,000 $ 156,000
Forsyth County Georgia 17 $ 1,529,000 $ 89,000 $ 74,000
Loudoun County Virginia 17 $ 6,860,000 $ 403,000 $ 186,000
Cabarrus County North Carolina 15 $ 2,981,000 $ 198,000 $ 341,000
Duplin County North Carolina 14 $ 1,109,000 $ 79,000 $ 35,000
Lincoln County North Carolina 14 $ 1,510,000 $ 107,000 $ 54,000
Madison County North Carolina 14 $ 1,328,000 $ 94,000 $ 49,000
Orange County Florida 13 $ 2,179,000 $ 167,000 $ 93,000
Burke County North Carolina 13 $ 868,000 $ 66,000 $ 51,000
Miami-Dade County Florida 12 $ 3,748,000 $ 312,000 $ 179,000
Douglas County Georgia 12 $ 619,000 $ 51,000 $ 76,000
Paulding County Georgia 12 $ 419,000 $ 34,000 $ 90,000
Bladen County North Carolina 12 $ 1,023,000 $ 85,000 $ 52,000
Cherokee County North Carolina 12 $ 1,580,000 $ 131,000 $ 69,000
Jackson County North Carolina 12 $ 2,604,000 $ 217,000 $ 130,000
Newton County Georgia 11 $ 697,000 $ 63,000 $ 62,000
Person County North Carolina 11 $ 1,928,000 $ 175,000 $ 78,000
Rowan County North Carolina 10 $ 847,000 $ 84,000 $ 57,000
Prince William County Virginia 10 $ 2,731,000 $ 273,000 $ 96,000
Hillsborough County Florida 9 $ 1,392,000 $ 154,000 $ 141,000
Monroe County Florida 9 $ 4,188,000 $ 465,000 $ 262,000
Martin County North Carolina 9 $ 627,000 $ 69,000 $ 114,000
Warren County North Carolina 9 $ 1,294,000 $ 143,000 $ 58,000
Yancey County North Carolina 9 $ 926,000 $ 102,000 $ 89,000
Franklin County Virginia 9 $ 3,294,000 $ 366,000 $ 296,000
Lee County Florida 8 $ 2,087,000 $ 260,000 $ 304,000
Chatham County Georgia 8 $ 954,000 $ 119,000 $ 163,000
Fayette County Georgia 8 $ 1,043,000 $ 130,000 $ 71,000
Alexander County North Carolina 8 $ 1,031,000 $ 128,000 $ 85,000
Avery County North Carolina 8 $ 1,923,000 $ 240,000 $ 258,000
Camden County North Carolina 8 $ 893,000 $ 111,000 $ 93,000
Davidson County North Carolina 8 $ 1,213,000 $ 151,000 $ 71,000
Washington County North Carolina 8 $ 602,000 $ 75,000 $ 119,000
Darlington County South Carolina 8 $ 291,000 $ 36,000 $ 36,000
Spartanburg County South Carolina 8 $ 958,000 $ 119,000 $ 76,000
Brevard County Florida 7 $ 1,433,000 $ 204,000 $ 89,000
Volusia County Florida 7 $ 3,152,000 $ 450,000 $ 216,000
Mitchell County North Carolina 7 $ 591,000 $ 84,000 $ 55,000
Pamlico County North Carolina 7 $ 820,000 $ 117,000 $ 55,000
Polk County North Carolina 7 $ 734,000 $ 104,000 $ 73,000
Arlington County Virginia 7 $ 2,372,000 $ 338,000 $ 174,000
Northampton County Virginia 7 $ 1,963,000 $ 280,000 $ 96,000
Poquoson County Virginia 7 $ 1,228,000 $ 175,000 $ 75,000
Coweta County Georgia 6 $ 362,000 $ 60,000 $ 58,000
Rockdale County Georgia 6 $ 299,000 $ 49,000 $ 82,000
Troup County Georgia 6 $ 169,000 $ 28,000 $ 85,000
Ashe County North Carolina 6 $ 761,000 $ 126,000 $ 81,000
Davie County North Carolina 6 $ 1,879,000 $ 313,000 $ 104,000
Stanly County North Carolina 6 $ 490,000 $ 81,000 $ 74,000
Georgetown County South Carolina 6 $ 2,012,000 $ 335,000 $ 195,000
Brunswick County Virginia 6 $ 724,000 $ 120,000 $ 46,000
Gloucester County Virginia 6 $ 1,177,000 $ 196,000 $ 124,000
New Kent County Virginia 6 $ 1,282,000 $ 213,000 $ 75,000
Collier County Florida 5 $ 1,982,000 $ 396,000 $ 177,000
Duval County Florida 5 $ 751,000 $ 150,000 $ 105,000
Walton County Florida 5 $ 2,282,000 $ 456,000 $ 290,000
Hyde County North Carolina 5 $ 894,000 $ 178,000 $ 258,000
McDowell County North Carolina 5 $ 344,000 $ 68,000 $ 81,000
Carroll County Virginia 5 $ 447,000 $ 89,000 $ 75,000
Williamsburg County Virginia 5 $ 634,000 $ 126,000 $ 80,000
Manatee County Florida 4 $ 670,000 $ 167,000 $ 109,000
Barrow County Georgia 4 $ 354,000 $ 88,000 $ 86,000
Carroll County Georgia 4 $ 247,000 $ 61,000 $ 64,000
Spalding County Georgia 4 $ 430,000 $ 107,000 $ 53,000
Stokes County North Carolina 4 $ 399,000 $ 99,000 $ 65,000
Dorchester County South Carolina 4 $ 388,000 $ 97,000 $ 56,000
Richland County South Carolina 4 $ 500,000 $ 125,000 $ 59,000
Charlotte County Florida 3 $ 340,000 $ 113,000 $ 77,000
Okaloosa County Florida 3 $ 386,000 $ 128,000 $ 140,000
St. Johns County Florida 3 $ 537,000 $ 179,000 $ 141,000
St. Lucie County Florida 3 $ 470,000 $ 156,000 $ 73,000
Clarke County Georgia 3 $ 530,000 $ 176,000 $ 149,000
Columbia County Georgia 3 $ 470,000 $ 156,000 $ 115,000
Oconee County Georgia 3 $ 82,000 $ 27,000 $ 86,000
Walton County Georgia 3 $ 62,000 $ 20,000 $ 68,000
Rockingham County North Carolina 3 $ 336,000 $ 112,000 $ 58,000
Yadkin County North Carolina 3 $ 570,000 $ 190,000 $ 63,000
Aiken County South Carolina 3 $ 208,000 $ 69,000 $ 30,000
Anderson County South Carolina 3 $ 202,000 $ 67,000 $ 22,000
Berkeley County South Carolina 3 $ 808,000 $ 269,000 $ 130,000
Kershaw County South Carolina 3 $ 286,000 $ 95,000 $ 28,000
Lexington County South Carolina 3 $ 512,000 $ 170,000 $ 80,000
Pickens County South Carolina 3 $ 146,000 $ 48,000 $ 27,000
Alexandria County Virginia 3 $ 364,000 $ 121,000 $ 71,000
Mecklenburg County Virginia 3 $ 415,000 $ 138,000 $ 62,000
Richmond City County Virginia 3 $ 530,000 $ 176,000 $ 62,000
Orange County California 2 $ 456,000 $ 228,000 $ 80,000
Gulf County Florida 2 $ 265,000 $ 132,000 $ 65,000
Lake County Florida 2 $ 593,000 $ 296,000 $ 135,000
Leon County Florida 2 $ 224,000 $ 112,000 $ 54,000
Marion County Florida 2 $ 509,000 $ 254,000 $ 70,000
Martin County Florida 2 $ 250,000 $ 125,000 $ 45,000
Nassau County Florida 2 $ 634,000 $ 317,000 $ 384,000
Bryan County Georgia 2 $ 407,000 $ 203,000 $ 80,000
Greene County Georgia 2 $ 623,000 $ 311,000 $ 104,000
Hall County Georgia 2 $ 285,000 $ 142,000 $ 61,000
Clay County North Carolina 2 $ 1,050,000 $ 525,000 $ 182,000
Graham County North Carolina 2 $ 205,000 $ 102,000 $ 117,000
Jones County North Carolina 2 $ 66,000 $ 33,000 $ 20,000
Clarendon County South Carolina 2 $ 270,000 $ 135,000 $ 75,000
Dillon County South Carolina 2 $ 96,000 $ 48,000 $ 25,000
Fairfield County South Carolina 2 $ 301,000 $ 150,000 $ 89,000
Oconee County South Carolina 2 $ 743,000 $ 371,000 $ 312,000
Accomack County Virginia 2 $ 180,000 $ 90,000 $ 46,000
Falls Church County Virginia 2 $ 745,000 $ 372,000 $ 162,000
Greensville County Virginia 2 $ 132,000 $ 66,000 $ 27,000
Hanover County Virginia 2 $ 732,000 $ 366,000 $ 211,000
Isle of Wight County Virginia 2 $ 726,000 $ 363,000 $ 91,000
Middlesex County Virginia 2 $ 135,000 $ 67,000 $ 25,000
Nelson County Virginia 2 $ 263,000 $ 131,000 $ 148,000
Southampton County Virginia 2 $ 88,000 $ 44,000 $ 43,000
Stafford County Virginia 2 $ 434,000 $ 217,000 $ 145,000
Arapahoe County Colorado 1 $ 1,000,000 $ 1,000,000 $ 9,999,000
Alachua County Florida 1 $ 114,000 $ 114,000 $ 73,000
Citrus County Florida 1 $ 300,000 $ 300,000 $ 1,454,000
Flagler County Florida 1 $ 280,000 $ 280,000 $ 91,000
Franklin County Florida 1 $ 777,000 $ 777,000 $ 372,000
Indian River County Florida 1 $ 140,000 $ 140,000 $ 64,000
Pasco County Florida 1 $ 118,000 $ 118,000 $ 37,000
Polk County Florida 1 $ 96,000 $ 96,000 $ 57,000
Santa Rosa County Florida 1 $ 124,000 $ 124,000 $ 46,000
Wakulla County Florida 1 $ 296,000 $ 296,000 $ 168,000
Baldwin County Georgia 1 $ 24,000 $ 24,000 $ 182,000
Bartow County Georgia 1 $ 102,000 $ 102,000 $ 54,000
Bulloch County Georgia 1 $ 17,000 $ 17,000 $ 59,000
Butts County Georgia 1 $ 15,000 $ 15,000 $ 30,000
Decatur County Georgia 1 $ 98,000 $ 98,000 $ 36,000
Dougherty County Georgia 1 $ 22,000 $ 22,000 $ 58,000
Glynn County Georgia 1 $ 165,000 $ 165,000 $ 46,000
Heard County Georgia 1 $ 25,000 $ 25,000 $ 54,000
Jackson County Georgia 1 $ 53,000 $ 53,000 $ 138,000
Lumpkin County Georgia 1 $ 67,000 $ 67,000 $ 67,000
McDuffie County Georgia 1 $ 80,000 $ 80,000 $ 68,000
Morgan County Georgia 1 $ 77,000 $ 77,000 $ 129,000
Muscogee County Georgia 1 $ 25,000 $ 25,000 $ 47,000
Pickens County Georgia 1 $ 14,000 $ 14,000 $ 45,000
Richmond County Georgia 1 $ 60,000 $ 60,000 $ 70,000
Seminole County Georgia 1 $ 19,000 $ 19,000 $ 94,000
Cook County Illinois 1 $ 522,000 $ 522,000 $ 72,000
Hennepin County Minnesota 1 $ 251,000 $ 251,000 $ 389,000
Lafayette County Mississippi 1 $ 88,000 $ 88,000 $ 10,000
Jackson County Missouri 1 $ 248,000 $ 248,000 $ 0
Kings County New York 1 $ 90,000 $ 90,000 $ 35,000
Alleghany County North Carolina 1 $ 204,000 $ 204,000 $ 54,000
Caswell County North Carolina 1 $ 220,000 $ 220,000 $ 95,000
Greene County North Carolina 1 $ 133,000 $ 133,000 $ 52,000
Montgomery County North Carolina 1 $ 270,000 $ 270,000 $ 155,000
Montgomery County Ohio 1 $ 92,000 $ 92,000 $ 0
Barnwell County South Carolina 1 $ 142,000 $ 142,000 $ 250,000
Chesterfield County South Carolina 1 $ 148,000 $ 148,000 $ 86,000
Colleton County South Carolina 1 $ 850,000 $ 850,000 $ 228,000
Lancaster County South Carolina 1 $ 160,000 $ 160,000 $ 60,000
Marion County South Carolina 1 $ 25,000 $ 25,000 $ 14,000
Newberry County South Carolina 1 $ 157,000 $ 157,000 $ 49,000
Williamsburg County South Carolina 1 $ 24,000 $ 24,000 $ 210,000
Sevier County Tennessee 1 $ 210,000 $ 210,000 $ 75,000
Unicoi County Tennessee 1 $ 43,000 $ 43,000 $ 17,000
Albemarle County Virginia 1 $ 148,000 $ 148,000 $ 38,000
Charlottesville County Virginia 1 $ 139,000 $ 139,000 $ 32,000
Chesterfield County Virginia 1 $ 89,000 $ 89,000 $ 52,000
Culpeper County Virginia 1 $ 186,000 $ 186,000 $ 48,000
Fauquier County Virginia 1 $ 282,000 $ 282,000 $ 58,000
Frederick County Virginia 1 $ 228,000 $ 228,000 $ 81,000
Galax County Virginia 1 $ 65,000 $ 65,000 $ 52,000
Grayson County Virginia 1 $ 180,000 $ 180,000 $ 86,000
Henrico County Virginia 1 $ 136,000 $ 136,000 $ 64,000
Hopewell County Virginia 1 $ 83,000 $ 83,000 $ 220,000
King William County Virginia 1 $ 189,000 $ 189,000 $ 105,000
Lynchburg County Virginia 1 $ 128,000 $ 128,000 $ 473,000
Manassas County Virginia 1 $ 256,000 $ 256,000 $ 72,000
Manassas Park County Virginia 1 $ 334,000 $ 334,000 $ 96,000
Montgomery County Virginia 1 $ 172,000 $ 172,000 $ 31,000
Prince Edward County Virginia 1 $ 210,000 $ 210,000 $ 54,000
Roanoke County Virginia 1 $ 155,000 $ 155,000 $ 209,000
Rockingham County Virginia 1 $ 12,000 $ 12,000 $ 95,000
Shenandoah County Virginia 1 $ 500,000 $ 500,000 $ 425,000
Surry County Virginia 1 $ 220,000 $ 220,000 $ 91,000
Wythe County Virginia 1 $ 464,000 $ 464,000 $ 238,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Rbc Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,607 $568,412,000 $213,833 $2,925,000 $87,000 $4,713,000
Refinancing 3,582 $475,121,000 $256,625 $1,500,000 $1,320,000 $9,999,000
Home Improvement 445 $10,958,000 $40,166 $730,000 $77,333 $694,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,785 $840,824,000 $178,777 $1,855,000 $85,222 $5,797,000
Black or African American 1,016 $95,658,000 $233,375 $1,365,000 $1,353,125 $9,999,000
Not Provided 402 $42,010,000 $193,428 $1,000,000 $76,571 $2,800,000
Not applicable 125 $34,697,000 $250,000 $1,950,000 $10,000 $999,000
Asian 120 $23,459,000 $203,200 $2,925,000 $118,200 $3,120,000
Hispanic 116 $10,363,000 $149,200 $682,000 $103,800 $265,000
Native Hawaiian or Other Pacific Islander 36 $3,889,000 $182,600 $476,000 $57,400 $300,000
American Indian or Alaskan Native 34 $3,591,000 $122,000 $728,000 $56,750 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,262 $1,013,636,000 $259,923 $2,925,000 $855,692 $9,999,000
FHA-insured (Federal Housing Administration) 202 $21,062,000 $103,166 $180,000 $51,666 $353,000
VA-guaranteed (Veterans Administration) 167 $19,532,000 $119,200 $251,000 $40,800 $108,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $261,000 $87,000 $90,000 $34,000 $52,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,798 $805,550,000 $271,818 $1,950,000 $1,002,000 $9,999,000
Loan Purchased By The Institution 866 $148,240,000 $180,800 $999,000 $94,000 $9,999,000
Application Denied By Financial Institution 601 $52,776,000 $153,444 $2,925,000 $78,222 $1,370,000
Application Withdrawn By Applicant 357 $46,850,000 $146,333 $999,000 $78,000 $630,000
Application Approved But Not Accepted 12 $1,075,000 $76,500 $537,000 $101,500 $476,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 217 $8,670,000 $48,714 $263,000 $58,428 $190,000
Debt-To-Income Ratio 178 $8,680,000 $134,333 $522,000 $79,000 $1,370,000
Credit Application Incomplete 87 $16,667,000 $193,400 $1,855,000 $107,000 $1,090,000
Other 71 $12,755,000 $158,750 $2,925,000 $64,000 $478,000
Collateral 37 $4,666,000 $294,000 $1,027,000 $228,800 $1,032,000
Employment History 8 $1,185,000 $266,500 $425,000 $93,500 $144,000
Insufficient Cash (Downpayment, Closing Cost) 3 $153,000 $51,000 $61,000 $40,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List