Rbc Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Rbc Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Rbc Bank
131 North Church Street
Rocky Mount, NC 27804
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,655
Total Mortgage Loan Application Amount $1,653,322,000
Average Mortgage Loan Application Amount $237,600
Highest Mortgage Loan Application Amount $3,700,000
Average Applicant Income $196,520
Highest Applicant Income $9,999,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Rbc Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake County North Carolina 710 $ 111,086,000 $ 156,000 $ 81,000
Nash County North Carolina 634 $ 71,523,000 $ 112,000 $ 48,000
Mecklenburg County North Carolina 398 $ 73,906,000 $ 185,000 $ 87,000
New Hanover County North Carolina 386 $ 57,009,000 $ 147,000 $ 86,000
Cumberland County North Carolina 378 $ 42,363,000 $ 112,000 $ 67,000
Rutherford County North Carolina 326 $ 33,117,000 $ 101,000 $ 61,000
Pitt County North Carolina 320 $ 35,075,000 $ 109,000 $ 59,000
Buncombe County North Carolina 311 $ 44,385,000 $ 142,000 $ 68,000
Dare County North Carolina 290 $ 51,288,000 $ 176,000 $ 115,000
Brunswick County North Carolina 273 $ 45,145,000 $ 165,000 $ 70,000
Lee County North Carolina 269 $ 26,719,000 $ 99,000 $ 60,000
Guilford County North Carolina 266 $ 38,706,000 $ 145,000 $ 64,000
Onslow County North Carolina 266 $ 28,972,000 $ 108,000 $ 72,000
Durham County North Carolina 262 $ 37,534,000 $ 143,000 $ 65,000
Virginia Beach County Virginia 248 $ 39,782,000 $ 160,000 $ 86,000
Carteret County North Carolina 218 $ 33,753,000 $ 154,000 $ 106,000
Iredell County North Carolina 208 $ 23,930,000 $ 115,000 $ 55,000
Orange County North Carolina 204 $ 34,395,000 $ 168,000 $ 78,000
Moore County North Carolina 192 $ 29,270,000 $ 152,000 $ 79,000
Forsyth County North Carolina 191 $ 33,513,000 $ 175,000 $ 81,000
Johnston County North Carolina 190 $ 20,954,000 $ 110,000 $ 53,000
Gaston County North Carolina 174 $ 22,732,000 $ 130,000 $ 86,000
Randolph County North Carolina 172 $ 18,155,000 $ 105,000 $ 58,000
Harnett County North Carolina 164 $ 14,300,000 $ 87,000 $ 47,000
Robeson County North Carolina 160 $ 13,731,000 $ 85,000 $ 58,000
Edgecombe County North Carolina 154 $ 11,658,000 $ 75,000 $ 45,000
Alamance County North Carolina 148 $ 21,438,000 $ 144,000 $ 69,000
Wayne County North Carolina 145 $ 15,909,000 $ 109,000 $ 74,000
Halifax County North Carolina 142 $ 14,713,000 $ 103,000 $ 69,000
Fulton County Georgia 133 $ 12,323,000 $ 92,000 $ 87,000
James City County Virginia 130 $ 30,466,000 $ 234,000 $ 105,000
Columbus County North Carolina 129 $ 13,451,000 $ 104,000 $ 45,000
Gwinnett County Georgia 118 $ 8,061,000 $ 68,000 $ 71,000
DeKalb County Georgia 111 $ 10,693,000 $ 96,000 $ 76,000
Pender County North Carolina 111 $ 15,026,000 $ 135,000 $ 104,000
Craven County North Carolina 107 $ 13,140,000 $ 122,000 $ 56,000
Chatham County North Carolina 106 $ 14,760,000 $ 139,000 $ 59,000
Chowan County North Carolina 98 $ 11,903,000 $ 121,000 $ 105,000
Horry County South Carolina 97 $ 13,465,000 $ 138,000 $ 99,000
Catawba County North Carolina 93 $ 12,655,000 $ 136,000 $ 64,000
Macon County North Carolina 93 $ 16,107,000 $ 173,000 $ 140,000
Northampton County North Carolina 93 $ 6,097,000 $ 65,000 $ 51,000
Cobb County Georgia 92 $ 5,967,000 $ 64,000 $ 92,000
Granville County North Carolina 92 $ 10,358,000 $ 112,000 $ 64,000
Watauga County North Carolina 92 $ 14,109,000 $ 153,000 $ 85,000
Caldwell County North Carolina 91 $ 8,325,000 $ 91,000 $ 57,000
York County South Carolina 88 $ 13,563,000 $ 154,000 $ 102,000
Wilson County North Carolina 86 $ 10,053,000 $ 116,000 $ 95,000
Scotland County North Carolina 83 $ 7,442,000 $ 89,000 $ 52,000
Surry County North Carolina 83 $ 8,734,000 $ 105,000 $ 99,000
Vance County North Carolina 83 $ 8,946,000 $ 107,000 $ 72,000
Hertford County North Carolina 81 $ 7,980,000 $ 98,000 $ 69,000
Richmond County North Carolina 79 $ 4,940,000 $ 62,000 $ 51,000
Chesapeake County Virginia 78 $ 10,807,000 $ 138,000 $ 78,000
Florence County South Carolina 77 $ 6,147,000 $ 79,000 $ 78,000
Henderson County North Carolina 76 $ 10,550,000 $ 138,000 $ 55,000
Norfolk County Virginia 75 $ 11,665,000 $ 155,000 $ 81,000
Perquimans County North Carolina 70 $ 9,209,000 $ 131,000 $ 68,000
York County Virginia 70 $ 16,143,000 $ 230,000 $ 162,000
Newport News County Virginia 68 $ 9,153,000 $ 134,000 $ 72,000
Transylvania County North Carolina 65 $ 10,153,000 $ 156,000 $ 135,000
Cleveland County North Carolina 64 $ 6,040,000 $ 94,000 $ 62,000
Franklin County North Carolina 61 $ 6,614,000 $ 108,000 $ 54,000
Sampson County North Carolina 56 $ 4,519,000 $ 80,000 $ 41,000
Union County North Carolina 54 $ 10,355,000 $ 191,000 $ 115,000
Charleston County South Carolina 54 $ 11,582,000 $ 214,000 $ 125,000
Clayton County Georgia 53 $ 5,153,000 $ 97,000 $ 64,000
Currituck County North Carolina 50 $ 10,091,000 $ 201,000 $ 109,000
Henry County Georgia 45 $ 3,262,000 $ 72,000 $ 80,000
Anson County North Carolina 44 $ 2,181,000 $ 49,000 $ 50,000
Hoke County North Carolina 44 $ 3,572,000 $ 81,000 $ 59,000
Pasquotank County North Carolina 44 $ 3,955,000 $ 89,000 $ 50,000
Greenville County South Carolina 44 $ 6,281,000 $ 142,000 $ 75,000
Haywood County North Carolina 43 $ 4,130,000 $ 96,000 $ 48,000
Hampton County Virginia 43 $ 5,716,000 $ 132,000 $ 83,000
Jackson County North Carolina 39 $ 7,571,000 $ 194,000 $ 112,000
Gates County North Carolina 36 $ 3,021,000 $ 83,000 $ 44,000
Avery County North Carolina 34 $ 4,041,000 $ 118,000 $ 124,000
Bertie County North Carolina 34 $ 2,251,000 $ 66,000 $ 52,000
Lenoir County North Carolina 33 $ 3,216,000 $ 97,000 $ 55,000
Forsyth County Georgia 29 $ 2,308,000 $ 79,000 $ 91,000
Duplin County North Carolina 29 $ 2,745,000 $ 94,000 $ 68,000
Portsmouth County Virginia 29 $ 2,159,000 $ 74,000 $ 85,000
Warren County North Carolina 26 $ 2,988,000 $ 114,000 $ 63,000
Yancey County North Carolina 26 $ 2,965,000 $ 114,000 $ 63,000
Cherokee County Georgia 25 $ 836,000 $ 33,000 $ 77,000
Mitchell County North Carolina 25 $ 2,816,000 $ 112,000 $ 68,000
Bladen County North Carolina 24 $ 2,559,000 $ 106,000 $ 74,000
Coweta County Georgia 21 $ 2,006,000 $ 95,000 $ 56,000
Davidson County North Carolina 19 $ 2,136,000 $ 112,000 $ 76,000
Graham County North Carolina 19 $ 2,586,000 $ 136,000 $ 78,000
Lincoln County North Carolina 19 $ 2,506,000 $ 131,000 $ 55,000
Martin County North Carolina 19 $ 1,729,000 $ 91,000 $ 49,000
Washington County North Carolina 19 $ 1,833,000 $ 96,000 $ 69,000
Beaufort County North Carolina 18 $ 1,548,000 $ 86,000 $ 72,000
Suffolk County Virginia 18 $ 3,199,000 $ 177,000 $ 79,000
Cherokee County North Carolina 17 $ 1,481,000 $ 87,000 $ 59,000
Fayette County Georgia 16 $ 1,036,000 $ 64,000 $ 77,000
Alexander County North Carolina 15 $ 1,955,000 $ 130,000 $ 53,000
Cabarrus County North Carolina 15 $ 1,475,000 $ 98,000 $ 72,000
Camden County North Carolina 15 $ 1,782,000 $ 118,000 $ 55,000
Hyde County North Carolina 15 $ 2,627,000 $ 175,000 $ 84,000
Person County North Carolina 15 $ 1,697,000 $ 113,000 $ 84,000
Isle of Wight County Virginia 15 $ 2,853,000 $ 190,000 $ 108,000
Poquoson County Virginia 15 $ 2,592,000 $ 172,000 $ 83,000
Carroll County Georgia 14 $ 398,000 $ 28,000 $ 68,000
Madison County North Carolina 14 $ 1,817,000 $ 129,000 $ 51,000
McDowell County North Carolina 14 $ 1,581,000 $ 112,000 $ 70,000
Ashe County North Carolina 13 $ 1,807,000 $ 139,000 $ 77,000
Burke County North Carolina 13 $ 1,484,000 $ 114,000 $ 101,000
Seminole County Florida 12 $ 1,938,000 $ 161,000 $ 63,000
Paulding County Georgia 12 $ 1,022,000 $ 85,000 $ 67,000
Stokes County North Carolina 12 $ 1,618,000 $ 134,000 $ 68,000
Spartanburg County South Carolina 12 $ 2,088,000 $ 174,000 $ 130,000
Pinellas County Florida 11 $ 901,000 $ 81,000 $ 64,000
Polk County North Carolina 11 $ 1,588,000 $ 144,000 $ 156,000
Rowan County North Carolina 11 $ 1,433,000 $ 130,000 $ 49,000
Douglas County Georgia 10 $ 430,000 $ 43,000 $ 47,000
Georgetown County South Carolina 10 $ 2,162,000 $ 216,000 $ 129,000
Fairfax County Virginia 10 $ 1,911,000 $ 191,000 $ 89,000
Palm Beach County Florida 9 $ 12,112,000 $ 1,345,000 $ 584,000
Caswell County North Carolina 9 $ 1,204,000 $ 133,000 $ 74,000
Davie County North Carolina 9 $ 1,365,000 $ 151,000 $ 62,000
Greene County North Carolina 9 $ 740,000 $ 82,000 $ 54,000
Jones County North Carolina 9 $ 1,436,000 $ 159,000 $ 129,000
Brunswick County Virginia 9 $ 1,113,000 $ 123,000 $ 61,000
Gloucester County Virginia 9 $ 1,771,000 $ 196,000 $ 129,000
Newton County Georgia 8 $ 663,000 $ 82,000 $ 77,000
Montgomery County North Carolina 8 $ 1,620,000 $ 202,000 $ 130,000
Stanly County North Carolina 8 $ 1,114,000 $ 139,000 $ 62,000
Yadkin County North Carolina 8 $ 1,197,000 $ 149,000 $ 159,000
Mecklenburg County Virginia 7 $ 981,000 $ 140,000 $ 175,000
Rockdale County Georgia 6 $ 633,000 $ 105,000 $ 62,000
Anderson County South Carolina 6 $ 1,080,000 $ 180,000 $ 87,000
Darlington County South Carolina 6 $ 229,000 $ 38,000 $ 41,000
Richland County South Carolina 6 $ 1,660,000 $ 276,000 $ 1,724,000
Carroll County Virginia 6 $ 868,000 $ 144,000 $ 191,000
Northampton County Virginia 6 $ 1,289,000 $ 214,000 $ 204,000
Williamsburg County Virginia 6 $ 954,000 $ 159,000 $ 104,000
Sarasota County Florida 5 $ 650,000 $ 130,000 $ 100,000
Walton County Georgia 5 $ 226,000 $ 45,000 $ 57,000
Beaufort County South Carolina 5 $ 1,006,000 $ 201,000 $ 143,000
Cherokee County South Carolina 5 $ 371,000 $ 74,000 $ 37,000
Chester County South Carolina 5 $ 764,000 $ 152,000 $ 76,000
Dorchester County South Carolina 5 $ 760,000 $ 152,000 $ 72,000
Oconee County South Carolina 5 $ 1,643,000 $ 328,000 $ 271,000
Arlington County Virginia 5 $ 1,879,000 $ 375,000 $ 125,000
Dawson County Georgia 4 $ 249,000 $ 62,000 $ 110,000
Rockingham County North Carolina 4 $ 427,000 $ 106,000 $ 167,000
Wilkes County North Carolina 4 $ 667,000 $ 166,000 $ 76,000
Berkeley County South Carolina 4 $ 722,000 $ 180,000 $ 97,000
Lancaster County South Carolina 4 $ 592,000 $ 148,000 $ 63,000
Chesterfield County Virginia 4 $ 1,297,000 $ 324,000 $ 109,000
Hanover County Virginia 4 $ 618,000 $ 154,000 $ 89,000
Orange County Florida 3 $ 506,000 $ 168,000 $ 50,000
Bryan County Georgia 3 $ 198,000 $ 66,000 $ 85,000
Butts County Georgia 3 $ 81,000 $ 27,000 $ 65,000
Jackson County Georgia 3 $ 105,000 $ 35,000 $ 69,000
Pickens County Georgia 3 $ 179,000 $ 59,000 $ 86,000
Greenwood County South Carolina 3 $ 252,000 $ 84,000 $ 67,000
Marlboro County South Carolina 3 $ 87,000 $ 29,000 $ 74,000
Orangeburg County South Carolina 3 $ 510,000 $ 170,000 $ 43,000
Accomack County Virginia 3 $ 406,000 $ 135,000 $ 136,000
New Kent County Virginia 3 $ 559,000 $ 186,000 $ 55,000
Richmond City County Virginia 3 $ 621,000 $ 207,000 $ 99,000
Collier County Florida 2 $ 248,000 $ 124,000 $ 145,000
Duval County Florida 2 $ 248,000 $ 124,000 $ 77,000
Lee County Florida 2 $ 686,000 $ 343,000 $ 117,000
Bartow County Georgia 2 $ 128,000 $ 64,000 $ 32,000
Clarke County Georgia 2 $ 34,000 $ 17,000 $ 29,000
Columbia County Georgia 2 $ 361,000 $ 180,000 $ 102,000
Floyd County Georgia 2 $ 294,000 $ 147,000 $ 41,000
Hall County Georgia 2 $ 294,000 $ 147,000 $ 66,000
Richmond County Georgia 2 $ 48,000 $ 24,000 $ 49,000
Wayne County Michigan 2 $ 807,000 $ 403,000 $ 1,020,000
Pamlico County North Carolina 2 $ 196,000 $ 98,000 $ 35,000
Tyrrell County North Carolina 2 $ 66,000 $ 33,000 $ 56,000
Chesterfield County South Carolina 2 $ 37,000 $ 18,000 $ 73,000
Clarendon County South Carolina 2 $ 425,000 $ 212,000 $ 120,000
Kershaw County South Carolina 2 $ 181,000 $ 90,000 $ 89,000
Laurens County South Carolina 2 $ 710,000 $ 355,000 $ 103,000
Lexington County South Carolina 2 $ 172,000 $ 86,000 $ 36,000
Marion County South Carolina 2 $ 53,000 $ 26,000 $ 39,000
Pickens County South Carolina 2 $ 270,000 $ 135,000 $ 41,000
Brazoria County Texas 2 $ 325,000 $ 162,000 $ 11,000
Franklin County Virginia 2 $ 160,000 $ 80,000 $ 77,000
Greensville County Virginia 2 $ 244,000 $ 122,000 $ 86,000
Henrico County Virginia 2 $ 143,000 $ 71,000 $ 63,000
Montgomery County Virginia 2 $ 399,000 $ 199,000 $ 57,000
San Diego County California 1 $ 1,300,000 $ 1,300,000 $ 800,000
Flagler County Florida 1 $ 119,000 $ 119,000 $ 123,000
Franklin County Florida 1 $ 863,000 $ 863,000 $ 66,000
Gulf County Florida 1 $ 90,000 $ 90,000 $ 54,000
Miami-Dade County Florida 1 $ 565,000 $ 565,000 $ 225,000
Bibb County Georgia 1 $ 18,000 $ 18,000 $ 123,000
Chatham County Georgia 1 $ 50,000 $ 50,000 $ 114,000
Fannin County Georgia 1 $ 167,000 $ 167,000 $ 232,000
Glynn County Georgia 1 $ 328,000 $ 328,000 $ 48,000
Gordon County Georgia 1 $ 21,000 $ 21,000 $ 55,000
Harris County Georgia 1 $ 28,000 $ 28,000 $ 108,000
Heard County Georgia 1 $ 1,850,000 $ 1,850,000 $ 846,000
Jasper County Georgia 1 $ 17,000 $ 17,000 $ 33,000
Lamar County Georgia 1 $ 86,000 $ 86,000 $ 32,000
Monroe County Georgia 1 $ 117,000 $ 117,000 $ 71,000
Morgan County Georgia 1 $ 167,000 $ 167,000 $ 91,000
Oconee County Georgia 1 $ 26,000 $ 26,000 $ 135,000
Polk County Georgia 1 $ 15,000 $ 15,000 $ 38,000
Putnam County Georgia 1 $ 300,000 $ 300,000 $ 138,000
Rabun County Georgia 1 $ 95,000 $ 95,000 $ 106,000
Spalding County Georgia 1 $ 34,000 $ 34,000 $ 120,000
Tattnall County Georgia 1 $ 128,000 $ 128,000 $ 38,000
Thomas County Georgia 1 $ 50,000 $ 50,000 $ 53,000
Union County Georgia 1 $ 100,000 $ 100,000 $ 34,000
White County Georgia 1 $ 28,000 $ 28,000 $ 96,000
Worth County Georgia 1 $ 33,000 $ 33,000 $ 75,000
Prince George's County Maryland 1 $ 15,000 $ 15,000 $ 39,000
Alleghany County North Carolina 1 $ 84,000 $ 84,000 $ 202,000
Clay County North Carolina 1 $ 91,000 $ 91,000 $ 0
Colleton County South Carolina 1 $ 223,000 $ 223,000 $ 0
Dillon County South Carolina 1 $ 32,000 $ 32,000 $ 28,000
Fairfield County South Carolina 1 $ 155,000 $ 155,000 $ 163,000
Bradley County Tennessee 1 $ 79,000 $ 79,000 $ 61,000
Johnson County Tennessee 1 $ 70,000 $ 70,000 $ 46,000
Sevier County Tennessee 1 $ 138,000 $ 138,000 $ 40,000
Harris County Texas 1 $ 339,000 $ 339,000 $ 1,234,000
Tarrant County Texas 1 $ 825,000 $ 825,000 $ 0
Alexandria County Virginia 1 $ 135,000 $ 135,000 $ 76,000
Amelia County Virginia 1 $ 161,000 $ 161,000 $ 39,000
Bedford County Virginia 1 $ 60,000 $ 60,000 $ 189,000
Bedford City County Virginia 1 $ 63,000 $ 63,000 $ 38,000
Charlotte County Virginia 1 $ 212,000 $ 212,000 $ 121,000
Emporia County Virginia 1 $ 121,000 $ 121,000 $ 95,000
Halifax County Virginia 1 $ 62,000 $ 62,000 $ 50,000
Harrisonburg County Virginia 1 $ 89,000 $ 89,000 $ 51,000
Lancaster County Virginia 1 $ 277,000 $ 277,000 $ 61,000
Loudoun County Virginia 1 $ 318,000 $ 318,000 $ 116,000
Lynchburg County Virginia 1 $ 89,000 $ 89,000 $ 40,000
Manassas County Virginia 1 $ 152,000 $ 152,000 $ 97,000
Middlesex County Virginia 1 $ 270,000 $ 270,000 $ 205,000
Nelson County Virginia 1 $ 125,000 $ 125,000 $ 131,000
Patrick County Virginia 1 $ 177,000 $ 177,000 $ 96,000
Radford County Virginia 1 $ 102,000 $ 102,000 $ 124,000
Roanoke City County Virginia 1 $ 166,000 $ 166,000 $ 93,000
Shenandoah County Virginia 1 $ 111,000 $ 111,000 $ 73,000
Southampton County Virginia 1 $ 145,000 $ 145,000 $ 47,000
Stafford County Virginia 1 $ 194,000 $ 194,000 $ 77,000
Westmoreland County Virginia 1 $ 116,000 $ 116,000 $ 245,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Rbc Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 9,263 $1,230,866,000 $132,857 $3,500,000 $88,571 $2,394,000
Home Purchase (one-to-four family) 2,906 $410,523,000 $421,000 $3,700,000 $434,666 $9,999,000
Home Improvement (one-to-four family) 483 $10,401,000 $23,142 $742,000 $54,428 $966,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 3 $1,532,000 $529,500 $587,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,801 $1,460,731,000 $178,000 $3,700,000 $99,166 $2,394,000
Black 1,053 $96,146,000 $186,285 $852,000 $130,571 $9,999,000
Information not provided by applicant in mail or telephone application 346 $43,195,000 $325,750 $1,300,000 $347,875 $2,000,000
Hispanic 182 $16,951,000 $113,500 $400,000 $64,500 $300,000
Asian or Pacific Islander 117 $15,488,000 $125,750 $443,000 $77,000 $284,000
Other 89 $11,712,000 $106,000 $540,000 $72,000 $396,000
American Indian or Alaskan Native 47 $5,471,000 $168,000 $1,000,000 $110,000 $469,000
Not applicable 20 $3,628,000 $285,666 $640,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,102 $1,591,324,000 $309,300 $3,700,000 $280,500 $9,999,000
VA-guaranteed (Veterans Administration) 288 $33,522,000 $122,200 $240,000 $44,600 $146,000
FHA-insured (Federal Housing Administration) 263 $28,288,000 $112,333 $198,000 $38,666 $335,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $188,000 $94,000 $108,000 $43,000 $46,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,661 $1,429,363,000 $402,000 $3,700,000 $427,555 $9,999,000
Application Denied By Financial Institution 990 $108,571,000 $101,833 $1,160,000 $62,500 $764,000
Application Withdrawn By Applicant 515 $63,649,000 $109,666 $1,000,000 $71,666 $2,394,000
Loan Purchased By The Institution 409 $48,183,000 $109,000 $323,000 $40,000 $210,000
Application Approved But Not Accepted 79 $3,461,000 $42,000 $465,000 $234,000 $594,000
File Closed For Incompleteness 1 $95,000 $95,000 $95,000 $41,000 $41,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 373 $30,440,000 $70,833 $700,000 $57,666 $522,000
Credit Application Incomplete 316 $50,062,000 $173,750 $1,160,000 $94,750 $764,000
Debt-To-Income Ratio 219 $16,284,000 $76,000 $650,000 $56,750 $259,000
Other 43 $7,369,000 $148,000 $700,000 $61,400 $276,000
Collateral 34 $4,045,000 $111,666 $288,000 $86,000 $195,000
Unverifiable Information 2 $185,000 $92,500 $165,000 $46,000 $57,000
Insufficient Cash (Downpayment, Closing Cost) 2 $183,000 $91,000 $143,000 $57,000 $81,000
Employment History 1 $3,000 $3,000 $3,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List