R.H. Lending, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | R.H. Lending, Inc. 6209 Colleyville Blvd. Colleyville, TX 76034 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2013 2012 2011 2010 |
Total Number of Mortgage Applications | 496 |
Total Mortgage Loan Application Amount | $53,798,000 |
Average Mortgage Loan Application Amount | $110,500 |
Highest Mortgage Loan Application Amount | $275,000 |
Average Applicant Income | $32,000 |
Highest Applicant Income | $134,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with R.H. Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R.H. Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down R.H. Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R.H. Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by R.H. Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R.H. Lending, Inc.'s mortgage activity for 2010.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Acadia County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
Aiken County South Carolina | 3 | $ 380,000 | $ 126,000 | $ 42,000 |
Anderson County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
Anderson County Texas | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
Andrews County Texas | 1 | $ 107,000 | $ 107,000 | $ 0 |
Angelina County Texas | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
Appling County Georgia | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
Ascension County Louisiana | 3 | $ 386,000 | $ 128,000 | $ 17,000 |
Ashley County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 64,000 |
Atascosa County Texas | 2 | $ 187,000 | $ 93,000 | $ 29,000 |
Austin County Texas | 1 | $ 187,000 | $ 187,000 | $ 93,000 |
Barbour County Alabama | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
Barren County Kentucky | 2 | $ 216,000 | $ 108,000 | $ 42,000 |
Bastrop County Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
Bay County Florida | 1 | $ 189,000 | $ 189,000 | $ 58,000 |
Bee County Texas | 1 | $ 137,000 | $ 137,000 | $ 112,000 |
Bell County Texas | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
Benton County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 65,000 |
Berrien County Georgia | 1 | $ 127,000 | $ 127,000 | $ 40,000 |
Bexar County Texas | 4 | $ 459,000 | $ 114,000 | $ 55,000 |
Bleckley County Georgia | 2 | $ 211,000 | $ 105,000 | $ 50,000 |
Bosque County Texas | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
Bossier County Louisiana | 2 | $ 224,000 | $ 112,000 | $ 75,000 |
Bowie County Texas | 4 | $ 401,000 | $ 100,000 | $ 34,000 |
Bradley County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 80,000 |
Brantley County Georgia | 1 | $ 116,000 | $ 116,000 | $ 79,000 |
Brazoria County Texas | 3 | $ 400,000 | $ 133,000 | $ 50,000 |
Brown County Texas | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
Bulloch County Georgia | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
Butler County Alabama | 2 | $ 262,000 | $ 131,000 | $ 57,000 |
Caddo County Louisiana | 5 | $ 551,000 | $ 110,000 | $ 46,000 |
Calcasieu County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 107,000 |
Calhoun County Alabama | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
Calhoun County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 35,000 |
Calhoun County Texas | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
Callahan County Texas | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
Camp County Texas | 1 | $ 129,000 | $ 129,000 | $ 41,000 |
Carson County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
Carter County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
Carter County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
Charleston County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
Chatham County Georgia | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
Cherokee County South Carolina | 2 | $ 223,000 | $ 111,000 | $ 32,000 |
Cherokee County Texas | 2 | $ 219,000 | $ 109,000 | $ 54,000 |
Chester County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
Chickasaw County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
Chilton County Alabama | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
Choctaw County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 81,000 |
Clarke County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
Clay County Alabama | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
Clayton County Georgia | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
Cleveland County Oklahoma | 2 | $ 224,000 | $ 112,000 | $ 51,000 |
Collin County Texas | 4 | $ 429,000 | $ 107,000 | $ 29,000 |
Colorado County Texas | 1 | $ 260,000 | $ 260,000 | $ 118,000 |
Columbia County Georgia | 1 | $ 137,000 | $ 137,000 | $ 61,000 |
Comal County Texas | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
Cooke County Texas | 3 | $ 406,000 | $ 135,000 | $ 82,000 |
Copiah County Mississippi | 2 | $ 178,000 | $ 89,000 | $ 49,000 |
Covington County Alabama | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
Dallas County Alabama | 1 | $ 117,000 | $ 117,000 | $ 62,000 |
Dallas County Texas | 3 | $ 400,000 | $ 133,000 | $ 49,000 |
Deaf Smith County Texas | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
Dillon County South Carolina | 2 | $ 175,000 | $ 87,000 | $ 43,000 |
Dodge County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
Ector County Texas | 2 | $ 258,000 | $ 129,000 | $ 34,000 |
Effingham County Georgia | 2 | $ 233,000 | $ 116,000 | $ 58,000 |
El Paso County Texas | 1 | $ 166,000 | $ 166,000 | $ 69,000 |
Ellis County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
Ellis County Texas | 4 | $ 435,000 | $ 108,000 | $ 44,000 |
Emanuel County Georgia | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
Erath County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
Evangeline County Louisiana | 3 | $ 254,000 | $ 84,000 | $ 38,000 |
Faulkner County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 0 |
Fayette County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
Florence County South Carolina | 2 | $ 335,000 | $ 167,000 | $ 60,000 |
Franklin County Texas | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
Galveston County Texas | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
Garvin County Oklahoma | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
Georgetown County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
Glynn County Georgia | 1 | $ 87,000 | $ 87,000 | $ 23,000 |
Grady County Georgia | 2 | $ 185,000 | $ 92,000 | $ 39,000 |
Gray County Texas | 3 | $ 245,000 | $ 81,000 | $ 45,000 |
Grayson County Texas | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
Greenwood County South Carolina | 2 | $ 212,000 | $ 106,000 | $ 34,000 |
Gregg County Texas | 1 | $ 101,000 | $ 101,000 | $ 35,000 |
Grenada County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
Grimes County Texas | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
Guadalupe County Texas | 1 | $ 121,000 | $ 121,000 | $ 68,000 |
Hall County Texas | 1 | $ 82,000 | $ 82,000 | $ 59,000 |
Harris County Texas | 4 | $ 420,000 | $ 105,000 | $ 32,000 |
Harrison County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
Harrison County Texas | 7 | $ 749,000 | $ 107,000 | $ 41,000 |
Hartley County Texas | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
Haskell County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
Hawkins County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
Henderson County Texas | 3 | $ 304,000 | $ 101,000 | $ 38,000 |
Henry County Alabama | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
Henry County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
Hickman County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 107,000 |
Hill County Texas | 4 | $ 455,000 | $ 113,000 | $ 65,000 |
Hinds County Mississippi | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
Holmes County Florida | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
Hood County Texas | 4 | $ 427,000 | $ 106,000 | $ 28,000 |
Hopkins County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
Hopkins County Texas | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
Houston County Alabama | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
Houston County Texas | 1 | $ 106,000 | $ 106,000 | $ 0 |
Howard County Texas | 1 | $ 187,000 | $ 187,000 | $ 53,000 |
Hunt County Texas | 14 | $ 1,544,000 | $ 110,000 | $ 49,000 |
Iberia County Louisiana | 3 | $ 358,000 | $ 119,000 | $ 40,000 |
Jackson County Alabama | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
Jackson County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
Jackson County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 76,000 |
Jackson County Texas | 1 | $ 129,000 | $ 129,000 | $ 94,000 |
Jefferson County Texas | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
Jim Wells County Texas | 1 | $ 164,000 | $ 164,000 | $ 108,000 |
Johnson County Texas | 12 | $ 1,223,000 | $ 101,000 | $ 49,000 |
Jones County Georgia | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
Jones County Texas | 2 | $ 171,000 | $ 85,000 | $ 22,000 |
Kanawha County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
Kaufman County Texas | 10 | $ 1,051,000 | $ 105,000 | $ 50,000 |
Kendall County Texas | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
Kerr County Texas | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
Lafayette County Louisiana | 4 | $ 489,000 | $ 122,000 | $ 47,000 |
Lauderdale County Mississippi | 3 | $ 255,000 | $ 85,000 | $ 31,000 |
Lauderdale County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 73,000 |
Laurens County Georgia | 6 | $ 569,000 | $ 94,000 | $ 33,000 |
Laurens County South Carolina | 3 | $ 271,000 | $ 90,000 | $ 39,000 |
Lavaca County Texas | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
Lawrence County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
Lee County Mississippi | 2 | $ 182,000 | $ 91,000 | $ 34,000 |
Leon County Florida | 2 | $ 288,000 | $ 144,000 | $ 58,000 |
Letcher County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 69,000 |
Lexington County South Carolina | 9 | $ 769,000 | $ 85,000 | $ 30,000 |
Liberty County Georgia | 6 | $ 671,000 | $ 111,000 | $ 56,000 |
Liberty County Texas | 5 | $ 588,000 | $ 117,000 | $ 72,000 |
Limestone County Texas | 3 | $ 313,000 | $ 104,000 | $ 44,000 |
Lincoln County Louisiana | 2 | $ 275,000 | $ 137,000 | $ 44,000 |
Lincoln County Mississippi | 2 | $ 162,000 | $ 81,000 | $ 40,000 |
Lincoln County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 57,000 |
Lincoln County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 52,000 |
Lincoln County West Virginia | 3 | $ 334,000 | $ 111,000 | $ 51,000 |
Long County Georgia | 4 | $ 445,000 | $ 111,000 | $ 48,000 |
Lonoke County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 0 |
Lowndes County Mississippi | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
Lubbock County Texas | 2 | $ 289,000 | $ 144,000 | $ 31,000 |
Manatee County Florida | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
Marion County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
Marshall County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 67,000 |
Martin County Texas | 1 | $ 193,000 | $ 193,000 | $ 76,000 |
McIntosh County Georgia | 2 | $ 178,000 | $ 89,000 | $ 52,000 |
Midland County Texas | 3 | $ 569,000 | $ 189,000 | $ 77,000 |
Miller County Arkansas | 1 | $ 116,000 | $ 116,000 | $ 51,000 |
Miller County Georgia | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
Mingo County West Virginia | 2 | $ 228,000 | $ 114,000 | $ 58,000 |
Mobile County Alabama | 10 | $ 876,000 | $ 87,000 | $ 41,000 |
Monroe County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
Montgomery County Texas | 4 | $ 434,000 | $ 108,000 | $ 48,000 |
Navarro County Texas | 3 | $ 232,000 | $ 77,000 | $ 46,000 |
Newton County Texas | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
Oconee County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 18,000 |
Okmulgee County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
Orangeburg County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
Osage County Oklahoma | 3 | $ 250,000 | $ 83,000 | $ 32,000 |
Ouachita County Louisiana | 2 | $ 238,000 | $ 119,000 | $ 0 |
Palo Pinto County Texas | 2 | $ 174,000 | $ 87,000 | $ 32,000 |
Panola County Texas | 3 | $ 367,000 | $ 122,000 | $ 27,000 |
Parker County Texas | 8 | $ 885,000 | $ 110,000 | $ 43,000 |
Pawnee County Oklahoma | 2 | $ 265,000 | $ 132,000 | $ 52,000 |
Pendleton County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
Pike County Alabama | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
Pike County Mississippi | 2 | $ 219,000 | $ 109,000 | $ 57,000 |
Polk County Georgia | 1 | $ 98,000 | $ 98,000 | $ 24,000 |
Polk County Texas | 1 | $ 109,000 | $ 109,000 | $ 38,000 |
Pontotoc County Mississippi | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
Pottawatomie County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
Potter County Texas | 10 | $ 1,056,000 | $ 105,000 | $ 39,000 |
Putnam County West Virginia | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
Rains County Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
Randall County Texas | 12 | $ 1,226,000 | $ 102,000 | $ 43,000 |
Rapides County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
Richland County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 0 |
Richland County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
Rusk County Texas | 5 | $ 546,000 | $ 109,000 | $ 35,000 |
Saline County Arkansas | 3 | $ 301,000 | $ 100,000 | $ 26,000 |
San Jacinto County Texas | 3 | $ 313,000 | $ 104,000 | $ 28,000 |
Schleicher County Texas | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
Screven County Georgia | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
Scurry County Texas | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
Simpson County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
Smith County Texas | 4 | $ 386,000 | $ 96,000 | $ 51,000 |
Somervell County Texas | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
St. Landry County Louisiana | 2 | $ 198,000 | $ 99,000 | $ 12,000 |
St. Martin County Louisiana | 2 | $ 243,000 | $ 121,000 | $ 60,000 |
St. Mary County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
Sterling County Texas | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
Sullivan County Tennessee | 2 | $ 215,000 | $ 107,000 | $ 49,000 |
Sumter County Georgia | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
Talladega County Alabama | 1 | $ 127,000 | $ 127,000 | $ 68,000 |
Tarrant County Texas | 28 | $ 2,485,000 | $ 88,000 | $ 37,000 |
Tattnall County Georgia | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
Taylor County Georgia | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
Taylor County Texas | 4 | $ 350,000 | $ 87,000 | $ 39,000 |
Terrebonne County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 68,000 |
Tift County Georgia | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
Tipton County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 57,000 |
Titus County Texas | 1 | $ 83,000 | $ 83,000 | $ 22,000 |
Tom Green County Texas | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
Toombs County Georgia | 1 | $ 139,000 | $ 139,000 | $ 41,000 |
Twiggs County Georgia | 2 | $ 167,000 | $ 83,000 | $ 40,000 |
Union County Arkansas | 4 | $ 466,000 | $ 116,000 | $ 40,000 |
Union County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
Union County South Carolina | 2 | $ 157,000 | $ 78,000 | $ 40,000 |
Upshur County Texas | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
Upton County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
Van Zandt County Texas | 7 | $ 766,000 | $ 109,000 | $ 47,000 |
Victoria County Texas | 3 | $ 342,000 | $ 114,000 | $ 33,000 |
Wagoner County Oklahoma | 2 | $ 259,000 | $ 129,000 | $ 58,000 |
Wakulla County Florida | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
Walker County Georgia | 1 | $ 76,000 | $ 76,000 | $ 73,000 |
Walker County Texas | 4 | $ 539,000 | $ 134,000 | $ 24,000 |
Washington County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
Wayne County Georgia | 3 | $ 312,000 | $ 104,000 | $ 68,000 |
Webster County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
Webster County Mississippi | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
Williamsburg County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
Wilson County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 69,000 |
Wise County Texas | 5 | $ 471,000 | $ 94,000 | $ 76,000 |
Wood County Texas | 2 | $ 161,000 | $ 80,000 | $ 42,000 |
York County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 29,000 |
Young County Texas | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 438 | $47,147,000 | $107,000 | $275,000 | $49,000 | $128,000 |
Refinancing | 58 | $6,651,000 | $114,000 | $179,000 | $15,000 | $134,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 346 | $37,871,000 | $109,000 | $275,000 | $45,000 | $134,000 |
Black or African American | 85 | $9,062,000 | $106,000 | $206,000 | $43,000 | $110,000 |
Hispanic | 45 | $4,815,000 | $107,000 | $198,000 | $44,000 | $86,000 |
Not Provided | 18 | $1,884,000 | $104,000 | $167,000 | $44,000 | $96,000 |
Asian | 2 | $166,000 | $83,000 | $87,000 | $32,000 | $33,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 494 | $53,549,000 | $108,000 | $275,000 | $45,000 | $134,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2 | $249,000 | $124,000 | $130,000 | $68,000 | $79,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 400 | $43,333,000 | $108,000 | $275,000 | $44,000 | $134,000 |
File Closed For Incompleteness | 67 | $7,184,000 | $107,000 | $176,000 | $47,000 | $112,000 |
Application Denied By Financial Institution | 29 | $3,281,000 | $113,000 | $169,000 | $46,000 | $108,000 |
Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 18 | $1,978,000 | $109,000 | $157,000 | $48,000 | $76,000 |
Debt-To-Income Ratio | 3 | $435,000 | $145,000 | $169,000 | $67,000 | $108,000 |
Collateral | 3 | $335,000 | $111,000 | $124,000 | $39,000 | $52,000 |
Credit Application Incomplete | 2 | $226,000 | $113,000 | $117,000 | $39,000 | $45,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $209,000 | $104,000 | $142,000 | $33,000 | $49,000 |
Other | 1 | $98,000 | $98,000 | $98,000 | $24,000 | $24,000 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R.H. Lending, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R.H. Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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