Proponent Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Proponent Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Proponent Federal Credit Union
536 Washington Ave.
Nutley, NJ 07110
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 765
Total Mortgage Loan Application Amount $146,975,000
Average Mortgage Loan Application Amount $226,600
Highest Mortgage Loan Application Amount $1,325,000
Average Applicant Income $144,000
Highest Applicant Income $1,080,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Proponent Federal Credit Union by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NEWARK, NJ-PA 197 $ 39,215,000 $ 165,500 $ 134,500
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 97 $ 22,755,000 $ 254,000 $ 162,000
BURLINGTON, NC 85 $ 8,195,000 $ 96,000 $ 82,000
NEW YORK-NEWARK, NY 67 $ 13,955,000 $ 208,000 $ 178,000
GREENSBORO-HIGH POINT, NC 41 $ 3,885,000 $ 94,000 $ 83,000
NA (OUTSIDE OF MSA/MD) 23 $ 4,035,000 $ 159,300 $ 101,300
CHARLOTTE-CONCORD-GASTONIA, NC-SC 20 $ 5,090,000 $ 220,000 $ 117,500
RALEIGH, NC 17 $ 4,585,000 $ 269,000 $ 146,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 13 $ 1,405,000 $ 109,000 $ 87,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 12 $ 2,200,000 $ 183,000 $ 100,000
CAMDEN, NJ 9 $ 935,000 $ 103,000 $ 166,000
DURHAM-CHAPEL HILL, NC 9 $ 1,565,000 $ 173,000 $ 120,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 7 $ 1,625,000 $ 232,000 $ 166,000
LAS VEGAS-HENDERSON-PARADISE, NV 5 $ 825,000 $ 165,000 $ 94,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 5 $ 555,000 $ 111,000 $ 107,000
ORLANDO-KISSIMMEE-SANFORD, FL 5 $ 1,165,000 $ 233,000 $ 115,000
PHOENIX-MESA-SCOTTSDALE, AZ 5 $ 1,075,000 $ 215,000 $ 166,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 5 $ 855,000 $ 171,000 $ 163,000
BALTIMORE-COLUMBIA-TOWSON, MD 4 $ 210,000 $ 52,000 $ 138,000
CHARLESTON-NORTH CHARLESTON, SC 4 $ 1,100,000 $ 275,000 $ 258,000
CHICAGO-NAPERVILLE, IL 4 $ 370,000 $ 92,000 $ 115,000
LYNCHBURG, VA 4 $ 420,000 $ 105,000 $ 115,000
MEMPHIS, TN-MS-AR 4 $ 890,000 $ 240,000 $ 78,500
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 4 $ 510,000 $ 103,000 $ 69,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 4 $ 700,000 $ 175,000 $ 374,000
TRENTON, NJ 4 $ 130,000 $ 32,000 $ 120,000
BOSTON, MA 3 $ 1,625,000 $ 541,000 $ 514,000
BRIDGEPORT-STAMFORD-NORWALK, CT 3 $ 715,000 $ 238,000 $ 188,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 3 $ 1,495,000 $ 498,000 $ 333,000
DALLAS-PLANO-IRVING, TX 3 $ 775,000 $ 258,000 $ 225,000
EAST STROUDSBURG, PA 3 $ 685,000 $ 228,000 $ 136,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 3 $ 495,000 $ 165,000 $ 91,000
OAKLAND-HAYWARD-BERKELEY, CA 3 $ 1,305,000 $ 435,000 $ 185,000
SEATTLE-BELLEVUE-EVERETT, WA 3 $ 1,025,000 $ 341,000 $ 197,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3 $ 855,000 $ 285,000 $ 159,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 3 $ 445,000 $ 120,000 $ 179,000
ATLANTIC CITY-HAMMONTON, NJ 2 $ 310,000 $ 155,000 $ 88,000
BIRMINGHAM-HOOVER, AL 2 $ 80,000 $ 40,000 $ 21,000
CAPE CORAL-FORT MYERS, FL 2 $ 650,000 $ 325,000 $ 44,000
CHARLESTON, WV 2 $ 180,000 $ 90,000 $ 49,000
COLUMBUS, OH 2 $ 100,000 $ 50,000 $ 73,000
DENVER-AURORA-LAKEWOOD, CO 2 $ 320,000 $ 160,000 $ 154,000
FLORENCE, SC 2 $ 130,000 $ 65,000 $ 89,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 830,000 $ 415,000 $ 248,000
GAINESVILLE, FL 2 $ 920,000 $ 460,000 $ 310,000
GAINESVILLE, GA 2 $ 980,000 $ 490,000 $ 174,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 330,000 $ 165,000 $ 142,000
JOHNSON CITY, TN 2 $ 110,000 $ 55,000 $ 56,000
KANSAS CITY, MO-KS 2 $ 800,000 $ 400,000 $ 182,500
NORTH PORT-SARASOTA-BRADENTON, FL 2 $ 970,000 $ 485,000 $ 229,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 1,240,000 $ 620,000 $ 485,000
SAN DIEGO-CARLSBAD, CA 2 $ 1,270,000 $ 635,000 $ 174,000
SAVANNAH, GA 2 $ 80,000 $ 40,000 $ 35,000
ST. LOUIS, MO-IL 2 $ 190,000 $ 95,000 $ 58,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 2 $ 460,000 $ 230,000 $ 89,000
WILMINGTON, NC 2 $ 520,000 $ 260,000 $ 111,000
WINSTON-SALEM, NC 2 $ 540,000 $ 270,000 $ 87,000
AKRON, OH 1 $ 25,000 $ 25,000 $ 78,000
ALBUQUERQUE, NM 1 $ 845,000 $ 845,000 $ 255,000
ANAHEIM-SANTA ANA-IRVINE, CA 1 $ 1,325,000 $ 1,325,000 $ 278,000
AUSTIN-ROUND ROCK, TX 1 $ 75,000 $ 75,000 $ 300,000
BECKLEY, WV 1 $ 45,000 $ 45,000 $ 97,000
BRUNSWICK, GA 1 $ 65,000 $ 65,000 $ 75,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 155,000 $ 155,000 $ 57,000
DETROIT-DEARBORN-LIVONIA, MI 1 $ 335,000 $ 335,000 $ 88,000
FLINT, MI 1 $ 505,000 $ 505,000 $ 340,000
FORT SMITH, AR-OK 1 $ 35,000 $ 35,000 $ 61,000
FRESNO, CA 1 $ 385,000 $ 385,000 $ 159,000
GLENS FALLS, NY 1 $ 105,000 $ 105,000 $ 56,000
GREENVILLE, NC 1 $ 65,000 $ 65,000 $ 110,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 525,000 $ 525,000 $ 330,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 55,000 $ 55,000 $ 92,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 1 $ 85,000 $ 85,000 $ 98,000
KILLEEN-TEMPLE, TX 1 $ 55,000 $ 55,000 $ 80,000
KNOXVILLE, TN 1 $ 95,000 $ 95,000 $ 191,000
LAFAYETTE, LA 1 $ 85,000 $ 85,000 $ 109,000
LAKELAND-WINTER HAVEN, FL 1 $ 65,000 $ 65,000 $ 66,000
LAWRENCE, KS 1 $ 55,000 $ 55,000 $ 133,000
LEXINGTON-FAYETTE, KY 1 $ 85,000 $ 85,000 $ 92,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 145,000 $ 145,000 $ 279,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 35,000 $ 35,000 $ 103,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 305,000 $ 305,000 $ 122,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 1 $ 105,000 $ 105,000 $ 164,000
NEW BERN, NC 1 $ 215,000 $ 215,000 $ 86,000
OCEAN CITY, NJ 1 $ 425,000 $ 425,000 $ 158,000
OGDEN-CLEARFIELD, UT 1 $ 75,000 $ 75,000 $ 87,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 215,000 $ 215,000 $ 217,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 465,000 $ 465,000 $ 217,000
PITTSBURGH, PA 1 $ 35,000 $ 35,000 $ 39,000
SALISBURY, MD-DE 1 $ 375,000 $ 375,000 $ 207,000
SANTA ROSA, CA 1 $ 195,000 $ 195,000 $ 219,000
TOPEKA, KS 1 $ 5,000 $ 5,000 $ 45,000
TULSA, OK 1 $ 95,000 $ 95,000 $ 144,000
WHEELING, WV-OH 1 $ 25,000 $ 25,000 $ 99,000
WILMINGTON, DE-MD-NJ 1 $ 225,000 $ 225,000 $ 86,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Proponent Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 235 $27,915,000 $118,000 $825,000 $131,000 $1,080,000
Other Purpose 207 $20,015,000 $96,000 $505,000 $142,000 $1,009,000
Home Purchase 148 $61,670,000 $416,000 $1,325,000 $169,000 $550,000
Refinancing 133 $23,665,000 $177,000 $845,000 $144,000 $1,010,000
Cash-out Refinancing 42 $13,710,000 $326,000 $1,125,000 $134,000 $305,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 356 $64,060,000 $179,000 $965,000 $137,000 $690,000
Not Provided 131 $30,925,000 $236,000 $1,135,000 $165,000 $1,080,000
Black or African American 107 $14,315,000 $133,000 $1,125,000 $105,000 $360,000
Hispanic 83 $13,595,000 $163,000 $545,000 $138,000 $1,009,000
Asian 54 $13,160,000 $243,000 $1,325,000 $198,000 $1,010,000
American Indian or Alaskan Native 9 $1,175,000 $130,000 $465,000 $127,000 $272,000
Native Hawaiian or Other Pacific Islander 2 $850,000 $425,000 $435,000 $102,000 $126,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 765 $146,975,000 $192,000 $1,325,000 $144,000 $1,080,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 460 $89,130,000 $193,000 $1,135,000 $149,000 $1,009,000
Application Withdrawn By Applicant 171 $35,475,000 $207,000 $1,325,000 $145,000 $1,010,000
Application Denied By Financial Institution 131 $21,865,000 $166,000 $1,125,000 $124,000 $1,080,000
Application Approved But Not Accepted 3 $505,000 $168,000 $205,000 $122,000 $146,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 634 $125,110,000 $197,000 $1,325,000 $148,000 $1,010,000
Credit History 46 $5,490,000 $119,000 $495,000 $109,000 $309,000
Debt-To-Income Ratio 32 $4,070,000 $127,000 $365,000 $78,000 $319,000
Other 30 $5,550,000 $185,000 $575,000 $199,000 $1,080,000
Collateral 10 $2,130,000 $213,000 $1,045,000 $124,000 $264,000
Credit Application Incomplete 9 $3,915,000 $435,000 $1,125,000 $140,000 $290,000
Unverifiable Information 2 $120,000 $60,000 $85,000 $45,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 2 $590,000 $295,000 $495,000 $76,000 $106,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.

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