Proponent Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Proponent Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Proponent Federal Credit Union 536 Washington Ave. Nutley, NJ 07110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 655 |
| Total Mortgage Loan Application Amount | $96,265,000 |
| Average Mortgage Loan Application Amount | $214,000 |
| Highest Mortgage Loan Application Amount | $3,605,000 |
| Average Applicant Income | $134,200 |
| Highest Applicant Income | $809,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 124 | $ 18,230,000 | $ 147,000 | $ 141,000 |
| Alamance County North Carolina | 93 | $ 8,095,000 | $ 87,000 | $ 94,000 |
| Bergen County New Jersey | 36 | $ 5,720,000 | $ 158,000 | $ 189,000 |
| Guilford County North Carolina | 32 | $ 3,270,000 | $ 102,000 | $ 92,000 |
| Morris County New Jersey | 26 | $ 5,120,000 | $ 196,000 | $ 182,000 |
| Passaic County New Jersey | 25 | $ 3,115,000 | $ 124,000 | $ 124,000 |
| Union County New Jersey | 20 | $ 2,130,000 | $ 106,000 | $ 144,000 |
| Monmouth County New Jersey | 14 | $ 4,200,000 | $ 300,000 | $ 135,000 |
| Somerset County New Jersey | 14 | $ 2,210,000 | $ 157,000 | $ 137,000 |
| Wake County North Carolina | 13 | $ 3,205,000 | $ 246,000 | $ 142,000 |
| Middlesex County New Jersey | 12 | $ 1,690,000 | $ 140,000 | $ 149,000 |
| Hudson County New Jersey | 10 | $ 1,380,000 | $ 138,000 | $ 170,000 |
| Burlington County New Jersey | 9 | $ 925,000 | $ 102,000 | $ 106,000 |
| Hunterdon County New Jersey | 8 | $ 1,080,000 | $ 135,000 | $ 124,000 |
| Sussex County New Jersey | 7 | $ 685,000 | $ 97,000 | $ 129,000 |
| Warren County New Jersey | 7 | $ 645,000 | $ 92,000 | $ 102,000 |
| Ocean County New Jersey | 6 | $ 570,000 | $ 95,000 | $ 95,000 |
| Broward County Florida | 5 | $ 845,000 | $ 169,000 | $ 138,000 |
| Maricopa County Arizona | 4 | $ 820,000 | $ 205,000 | $ 203,000 |
| Alameda County California | 4 | $ 510,000 | $ 127,000 | $ 187,000 |
| Hillsborough County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 155,000 |
| Sarasota County Florida | 4 | $ 580,000 | $ 145,000 | $ 280,000 |
| Cook County Illinois | 4 | $ 670,000 | $ 167,000 | $ 151,000 |
| Chatham County North Carolina | 4 | $ 360,000 | $ 90,000 | $ 78,000 |
| Durham County North Carolina | 4 | $ 230,000 | $ 57,000 | $ 95,000 |
| Granville County North Carolina | 4 | $ 290,000 | $ 72,000 | $ 108,000 |
| Mecklenburg County North Carolina | 4 | $ 670,000 | $ 167,000 | $ 211,000 |
| Bucks County Pennsylvania | 4 | $ 790,000 | $ 197,000 | $ 102,000 |
| Northampton County Pennsylvania | 4 | $ 270,000 | $ 67,000 | $ 88,000 |
| Placer County California | 3 | $ 115,000 | $ 38,000 | $ 357,000 |
| Rockdale County Georgia | 3 | $ 75,000 | $ 25,000 | $ 45,000 |
| Baltimore County Maryland | 3 | $ 545,000 | $ 181,000 | $ 98,000 |
| Middlesex County Massachusetts | 3 | $ 795,000 | $ 265,000 | $ 225,000 |
| Mercer County New Jersey | 3 | $ 875,000 | $ 291,000 | $ 212,000 |
| Orange County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 63,000 |
| Pender County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 40,000 |
| Union County North Carolina | 3 | $ 245,000 | $ 81,000 | $ 63,000 |
| Monroe County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 155,000 |
| Philadelphia County Pennsylvania | 3 | $ 1,015,000 | $ 338,000 | $ 164,000 |
| Lancaster County South Carolina | 3 | $ 625,000 | $ 208,000 | $ 130,000 |
| Yavapai County Arizona | 2 | $ 50,000 | $ 25,000 | $ 75,000 |
| Riverside County California | 2 | $ 250,000 | $ 125,000 | $ 151,000 |
| Fairfield County Connecticut | 2 | $ 530,000 | $ 265,000 | $ 201,000 |
| Lake County Florida | 2 | $ 80,000 | $ 40,000 | $ 189,000 |
| Palm Beach County Florida | 2 | $ 210,000 | $ 105,000 | $ 73,000 |
| Pasco County Florida | 2 | $ 100,000 | $ 50,000 | $ 91,000 |
| Pinellas County Florida | 2 | $ 3,730,000 | $ 1,865,000 | $ 518,000 |
| Gwinnett County Georgia | 2 | $ 280,000 | $ 140,000 | $ 122,000 |
| Kane County Illinois | 2 | $ 1,070,000 | $ 535,000 | $ 213,000 |
| Clark County Nevada | 2 | $ 80,000 | $ 40,000 | $ 63,000 |
| Brunswick County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 111,000 |
| Randolph County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| Mercer County Ohio | 2 | $ 770,000 | $ 385,000 | $ 259,000 |
| Delaware County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 100,000 |
| Pike County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 105,000 |
| Wayne County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 246,000 |
| York County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 423,000 |
| Halifax County Virginia | 2 | $ 60,000 | $ 30,000 | $ 65,000 |
| Clark County Washington | 2 | $ 250,000 | $ 125,000 | $ 126,000 |
| King County Washington | 2 | $ 680,000 | $ 340,000 | $ 203,000 |
| Houston County Alabama | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Madison County Alabama | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Shelby County Alabama | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Mohave County Arizona | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Pima County Arizona | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Pinal County Arizona | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Los Angeles County California | 1 | $ 205,000 | $ 205,000 | $ 161,000 |
| Nevada County California | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| San Bernardino County California | 1 | $ 145,000 | $ 145,000 | $ 192,000 |
| San Diego County California | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| San Francisco County California | 1 | $ 505,000 | $ 505,000 | $ 762,000 |
| Arapahoe County Colorado | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Douglas County Colorado | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| New Castle County Delaware | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Sussex County Delaware | 1 | $ 285,000 | $ 285,000 | $ 186,000 |
| Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Collier County Florida | 1 | $ 355,000 | $ 355,000 | $ 364,000 |
| Duval County Florida | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Lee County Florida | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Manatee County Florida | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Marion County Florida | 1 | $ 105,000 | $ 105,000 | $ 181,000 |
| Orange County Florida | 1 | $ 95,000 | $ 95,000 | $ 156,000 |
| Volusia County Florida | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| DeKalb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 345,000 |
| Dougherty County Georgia | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Fulton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 260,000 |
| Jackson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Jeff Davis County Georgia | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| McHenry County Illinois | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Hendricks County Indiana | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Marion County Indiana | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Douglas County Kansas | 1 | $ 55,000 | $ 55,000 | $ 208,000 |
| Fayette County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 450,000 |
| Jefferson County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 225,000 |
| Bristol County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| Hennepin County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| Olmsted County Minnesota | 1 | $ 585,000 | $ 585,000 | $ 219,000 |
| Harrison County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Marshall County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Douglas County Nebraska | 1 | $ 575,000 | $ 575,000 | $ 232,000 |
| Erie County New York | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Nassau County New York | 1 | $ 785,000 | $ 785,000 | $ 610,000 |
| Sullivan County New York | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Burke County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 217,000 |
| Caswell County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Forsyth County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Johnston County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Onslow County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Rockingham County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Wilkes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Guernsey County Ohio | 1 | $ 75,000 | $ 75,000 | $ 189,000 |
| Summit County Ohio | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Tuscarawas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Warren County Ohio | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Washington County Ohio | 1 | $ 185,000 | $ 185,000 | $ 148,000 |
| Douglas County Oregon | 1 | $ 105,000 | $ 105,000 | $ 165,000 |
| Multnomah County Oregon | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Chester County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Lackawanna County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Lawrence County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Lehigh County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Montgomery County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 154,000 |
| Marion County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| York County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 183,000 |
| Blount County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 200,000 |
| Lawrence County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Rockwall County Texas | 1 | $ 645,000 | $ 645,000 | $ 203,000 |
| Orleans County Vermont | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Fairfax County Virginia | 1 | $ 405,000 | $ 405,000 | $ 438,000 |
| Henrico County Virginia | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Lynchburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Mecklenburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Klickitat County Washington | 1 | $ 205,000 | $ 205,000 | $ 216,000 |
| Spokane County Washington | 1 | $ 205,000 | $ 205,000 | $ 205,000 |
| Cabell County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Fayette County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Proponent Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 218 | $21,480,000 | $98,000 | $505,000 | $132,000 | $450,000 |
| Home Improvement | 199 | $17,345,000 | $87,000 | $785,000 | $132,000 | $762,000 |
| Refinancing | 146 | $18,890,000 | $129,000 | $725,000 | $135,000 | $431,000 |
| Home Purchase | 81 | $34,975,000 | $431,000 | $3,605,000 | $176,000 | $809,000 |
| Cash-out Refinancing | 11 | $3,575,000 | $325,000 | $1,605,000 | $96,000 | $229,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 322 | $44,560,000 | $138,000 | $3,605,000 | $135,000 | $809,000 |
| Black or African American | 127 | $14,775,000 | $116,000 | $765,000 | $121,000 | $500,000 |
| Not Provided | 82 | $11,690,000 | $142,000 | $775,000 | $135,000 | $762,000 |
| Hispanic | 61 | $7,945,000 | $130,000 | $505,000 | $129,000 | $431,000 |
| Asian | 46 | $10,560,000 | $229,000 | $1,095,000 | $188,000 | $610,000 |
| American Indian or Alaskan Native | 2 | $680,000 | $340,000 | $605,000 | $77,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 655 | $96,265,000 | $146,000 | $3,605,000 | $138,000 | $809,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 377 | $55,245,000 | $146,000 | $3,605,000 | $147,000 | $809,000 |
| Application Denied By Financial Institution | 150 | $18,700,000 | $124,000 | $605,000 | $118,000 | $762,000 |
| Application Withdrawn By Applicant | 113 | $20,975,000 | $185,000 | $1,095,000 | $135,000 | $355,000 |
| Application Approved But Not Accepted | 15 | $1,345,000 | $89,000 | $355,000 | $127,000 | $450,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 505 | $77,565,000 | $153,000 | $3,605,000 | $144,000 | $809,000 |
| Debt-To-Income Ratio | 56 | $7,240,000 | $129,000 | $505,000 | $96,000 | $762,000 |
| Credit History | 52 | $4,730,000 | $90,000 | $335,000 | $104,000 | $375,000 |
| Other | 29 | $4,315,000 | $148,000 | $415,000 | $167,000 | $500,000 |
| Collateral | 10 | $1,770,000 | $177,000 | $605,000 | $171,000 | $423,000 |
| Credit Application Incomplete | 1 | $175,000 | $175,000 | $175,000 | $52,000 | $52,000 |
| Unverifiable Information | 1 | $285,000 | $285,000 | $285,000 | $175,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $118,000 | $118,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.