Proponent Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Proponent Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Proponent Federal Credit Union 536 Washington Ave. Nutley, NJ 07110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 660 |
| Total Mortgage Loan Application Amount | $114,010,000 |
| Average Mortgage Loan Application Amount | $183,200 |
| Highest Mortgage Loan Application Amount | $1,175,000 |
| Average Applicant Income | $126,600 |
| Highest Applicant Income | $1,164,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 118 | $ 20,040,000 | $ 169,000 | $ 120,000 |
| Alamance County North Carolina | 104 | $ 10,090,000 | $ 97,000 | $ 86,000 |
| Bergen County New Jersey | 39 | $ 8,445,000 | $ 216,000 | $ 178,000 |
| Guilford County North Carolina | 35 | $ 3,165,000 | $ 90,000 | $ 85,000 |
| Morris County New Jersey | 33 | $ 7,575,000 | $ 229,000 | $ 158,000 |
| Passaic County New Jersey | 31 | $ 5,005,000 | $ 161,000 | $ 115,000 |
| Somerset County New Jersey | 23 | $ 4,295,000 | $ 186,000 | $ 151,000 |
| Union County New Jersey | 18 | $ 2,900,000 | $ 161,000 | $ 106,000 |
| Sussex County New Jersey | 17 | $ 2,765,000 | $ 162,000 | $ 141,000 |
| Middlesex County New Jersey | 12 | $ 1,880,000 | $ 156,000 | $ 120,000 |
| Ocean County New Jersey | 11 | $ 1,535,000 | $ 139,000 | $ 104,000 |
| Wake County North Carolina | 10 | $ 2,150,000 | $ 215,000 | $ 148,000 |
| Hudson County New Jersey | 9 | $ 2,095,000 | $ 232,000 | $ 136,000 |
| Hunterdon County New Jersey | 8 | $ 1,410,000 | $ 176,000 | $ 98,000 |
| Palm Beach County Florida | 6 | $ 710,000 | $ 118,000 | $ 63,000 |
| Alameda County California | 5 | $ 3,675,000 | $ 735,000 | $ 339,000 |
| Mercer County New Jersey | 5 | $ 805,000 | $ 161,000 | $ 141,000 |
| Monmouth County New Jersey | 5 | $ 1,035,000 | $ 207,000 | $ 131,000 |
| Brunswick County North Carolina | 5 | $ 365,000 | $ 73,000 | $ 82,000 |
| Durham County North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 70,000 |
| Horry County South Carolina | 5 | $ 905,000 | $ 181,000 | $ 72,000 |
| Maricopa County Arizona | 4 | $ 660,000 | $ 165,000 | $ 121,000 |
| Mecklenburg County North Carolina | 4 | $ 430,000 | $ 107,000 | $ 126,000 |
| Monroe County Pennsylvania | 4 | $ 490,000 | $ 122,000 | $ 103,000 |
| Harris County Texas | 4 | $ 350,000 | $ 87,000 | $ 349,000 |
| Broward County Florida | 3 | $ 465,000 | $ 155,000 | $ 108,000 |
| Cabarrus County North Carolina | 3 | $ 135,000 | $ 45,000 | $ 115,000 |
| Forsyth County North Carolina | 3 | $ 485,000 | $ 161,000 | $ 129,000 |
| Allegheny County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 36,000 |
| Bucks County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 444,000 |
| Marin County California | 2 | $ 1,460,000 | $ 730,000 | $ 274,000 |
| San Mateo County California | 2 | $ 2,130,000 | $ 1,065,000 | $ 311,000 |
| Fairfield County Connecticut | 2 | $ 260,000 | $ 130,000 | $ 239,000 |
| Orange County Florida | 2 | $ 480,000 | $ 240,000 | $ 96,000 |
| Sarasota County Florida | 2 | $ 860,000 | $ 430,000 | $ 140,000 |
| Seminole County Florida | 2 | $ 710,000 | $ 355,000 | $ 127,000 |
| St. Johns County Florida | 2 | $ 900,000 | $ 450,000 | $ 246,000 |
| St. Lucie County Florida | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| Forsyth County Georgia | 2 | $ 590,000 | $ 295,000 | $ 114,000 |
| Fulton County Georgia | 2 | $ 580,000 | $ 290,000 | $ 238,000 |
| Middlesex County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 263,000 |
| Jackson County Missouri | 2 | $ 320,000 | $ 160,000 | $ 106,000 |
| St. Louis County Missouri | 2 | $ 650,000 | $ 325,000 | $ 153,000 |
| Clark County Nevada | 2 | $ 260,000 | $ 130,000 | $ 157,000 |
| Cape May County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 129,000 |
| Warren County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 192,000 |
| Rockland County New York | 2 | $ 50,000 | $ 25,000 | $ 131,000 |
| Chatham County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 122,000 |
| Craven County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Randolph County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Union County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Chester County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 113,000 |
| Lehigh County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Northampton County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 151,000 |
| Pike County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 90,000 |
| Florence County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Collin County Texas | 2 | $ 690,000 | $ 345,000 | $ 135,000 |
| Jefferson County Alabama | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Limestone County Alabama | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Pike County Alabama | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Contra Costa County California | 1 | $ 765,000 | $ 765,000 | $ 242,000 |
| Fresno County California | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Los Angeles County California | 1 | $ 585,000 | $ 585,000 | $ 178,000 |
| Sacramento County California | 1 | $ 495,000 | $ 495,000 | $ 116,000 |
| San Diego County California | 1 | $ 615,000 | $ 615,000 | $ 275,000 |
| San Francisco County California | 1 | $ 925,000 | $ 925,000 | $ 248,000 |
| Sonoma County California | 1 | $ 525,000 | $ 525,000 | $ 310,000 |
| Ventura County California | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Douglas County Colorado | 1 | $ 135,000 | $ 135,000 | $ 214,000 |
| Hartford County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 220,000 |
| Collier County Florida | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Pasco County Florida | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Polk County Florida | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Suwannee County Florida | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Gwinnett County Georgia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Jackson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 146,000 |
| Morgan County Georgia | 1 | $ 185,000 | $ 185,000 | $ 326,000 |
| Newton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Stephens County Georgia | 1 | $ 65,000 | $ 65,000 | $ 250,000 |
| Marion County Indiana | 1 | $ 315,000 | $ 315,000 | $ 213,000 |
| Porter County Indiana | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
| Fayette County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 146,000 |
| Jefferson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Cecil County Maryland | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Montgomery County Maryland | 1 | $ 105,000 | $ 105,000 | $ 278,000 |
| Prince George's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Suffolk County Massachusetts | 1 | $ 995,000 | $ 995,000 | $ 255,000 |
| Wayne County Michigan | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Hennepin County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 201,000 |
| Washington County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Burlington County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Camden County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 283,000 |
| Gloucester County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 348,000 |
| Nassau County New York | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Orange County New York | 1 | $ 135,000 | $ 135,000 | $ 231,000 |
| Richmond County New York | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Caswell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Cumberland County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Davidson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Davie County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| Gaston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Granville County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Orange County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Pender County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Pitt County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Rockingham County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Rowan County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Franklin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Muskingum County Ohio | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Summit County Ohio | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Tulsa County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Dauphin County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Lackawanna County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 210,000 |
| Lancaster County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Montgomery County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 148,000 |
| Washington County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Abbeville County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Oconee County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 194,000 |
| Shelby County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Fort Bend County Texas | 1 | $ 435,000 | $ 435,000 | $ 355,000 |
| Mecklenburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Patrick County Virginia | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Prince William County Virginia | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Kitsap County Washington | 1 | $ 655,000 | $ 655,000 | $ 190,000 |
| Boone County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Proponent Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 172 | $31,480,000 | $183,000 | $975,000 | $128,000 | $518,000 |
| Other Purpose | 144 | $9,410,000 | $65,000 | $455,000 | $118,000 | $1,164,000 |
| Home Purchase | 131 | $34,235,000 | $261,000 | $995,000 | $129,000 | $400,000 |
| Home Improvement | 127 | $11,795,000 | $92,000 | $925,000 | $120,000 | $374,000 |
| Cash-out Refinancing | 86 | $27,090,000 | $315,000 | $1,175,000 | $138,000 | $538,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 334 | $56,100,000 | $167,000 | $1,175,000 | $126,000 | $531,000 |
| Not Provided | 115 | $21,755,000 | $189,000 | $975,000 | $124,000 | $538,000 |
| Black or African American | 83 | $10,805,000 | $130,000 | $765,000 | $96,000 | $324,000 |
| Hispanic | 52 | $7,090,000 | $136,000 | $405,000 | $117,000 | $374,000 |
| Asian | 50 | $11,980,000 | $239,000 | $885,000 | $173,000 | $1,164,000 |
| American Indian or Alaskan Native | 3 | $585,000 | $195,000 | $385,000 | $129,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 660 | $114,010,000 | $172,000 | $1,175,000 | $126,000 | $1,164,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 354 | $64,950,000 | $183,000 | $1,175,000 | $138,000 | $538,000 |
| Application Withdrawn By Applicant | 154 | $29,620,000 | $192,000 | $1,175,000 | $125,000 | $531,000 |
| Application Denied By Financial Institution | 139 | $18,195,000 | $130,000 | $645,000 | $97,000 | $1,164,000 |
| File Closed For Incompleteness | 8 | $510,000 | $63,000 | $125,000 | $76,000 | $210,000 |
| Application Approved But Not Accepted | 5 | $735,000 | $147,000 | $405,000 | $181,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 521 | $95,815,000 | $183,000 | $1,175,000 | $133,000 | $538,000 |
| Credit History | 51 | $5,805,000 | $113,000 | $645,000 | $73,000 | $200,000 |
| Debt-To-Income Ratio | 43 | $6,285,000 | $146,000 | $505,000 | $77,000 | $175,000 |
| Other | 25 | $3,495,000 | $139,000 | $505,000 | $162,000 | $1,164,000 |
| Collateral | 16 | $1,450,000 | $90,000 | $325,000 | $109,000 | $236,000 |
| Credit Application Incomplete | 3 | $1,125,000 | $375,000 | $565,000 | $208,000 | $324,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $42,000 | $42,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.