Proponent Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Proponent Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Proponent Federal Credit Union 536 Washington Ave. Nutley, NJ 07110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 513 |
| Total Mortgage Loan Application Amount | $53,412,000 |
| Average Mortgage Loan Application Amount | $128,666 |
| Highest Mortgage Loan Application Amount | $780,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $531,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 119 | $ 12,501,000 | $ 105,000 | $ 103,000 |
| Passaic County New Jersey | 55 | $ 4,962,000 | $ 90,000 | $ 108,000 |
| Alamance County North Carolina | 40 | $ 2,660,000 | $ 66,000 | $ 73,000 |
| Bergen County New Jersey | 38 | $ 3,732,000 | $ 98,000 | $ 122,000 |
| Morris County New Jersey | 37 | $ 5,010,000 | $ 135,000 | $ 131,000 |
| Somerset County New Jersey | 24 | $ 3,532,000 | $ 147,000 | $ 108,000 |
| Middlesex County New Jersey | 21 | $ 3,508,000 | $ 167,000 | $ 125,000 |
| Guilford County North Carolina | 14 | $ 988,000 | $ 70,000 | $ 76,000 |
| Monmouth County New Jersey | 13 | $ 1,015,000 | $ 78,000 | $ 165,000 |
| Union County New Jersey | 13 | $ 1,306,000 | $ 100,000 | $ 140,000 |
| Ocean County New Jersey | 12 | $ 1,555,000 | $ 129,000 | $ 98,000 |
| Northampton County Pennsylvania | 12 | $ 751,000 | $ 62,000 | $ 85,000 |
| Warren County New Jersey | 11 | $ 1,130,000 | $ 102,000 | $ 99,000 |
| Hudson County New Jersey | 6 | $ 810,000 | $ 135,000 | $ 86,000 |
| Durham County North Carolina | 6 | $ 190,000 | $ 31,000 | $ 63,000 |
| Sussex County New Jersey | 5 | $ 509,000 | $ 101,000 | $ 97,000 |
| Wake County North Carolina | 5 | $ 940,000 | $ 188,000 | $ 143,000 |
| Contra Costa County California | 4 | $ 162,000 | $ 40,000 | $ 116,000 |
| Hunterdon County New Jersey | 4 | $ 584,000 | $ 146,000 | $ 212,000 |
| Mercer County New Jersey | 4 | $ 220,000 | $ 55,000 | $ 139,000 |
| Maricopa County Arizona | 3 | $ 269,000 | $ 89,000 | $ 49,000 |
| Rockland County New York | 3 | $ 325,000 | $ 108,000 | $ 173,000 |
| Chatham County North Carolina | 3 | $ 150,000 | $ 50,000 | $ 105,000 |
| Lehigh County Pennsylvania | 3 | $ 358,000 | $ 119,000 | $ 112,000 |
| Pike County Pennsylvania | 3 | $ 205,000 | $ 68,000 | $ 50,000 |
| Fresno County California | 2 | $ 248,000 | $ 124,000 | $ 90,000 |
| Broward County Florida | 2 | $ 279,000 | $ 139,000 | $ 87,000 |
| Duval County Florida | 2 | $ 172,000 | $ 86,000 | $ 91,000 |
| Richmond County New York | 2 | $ 40,000 | $ 20,000 | $ 134,000 |
| Rockingham County North Carolina | 2 | $ 61,000 | $ 30,000 | $ 49,000 |
| Monroe County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 136,000 |
| Philadelphia County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 109,000 |
| Loudoun County Virginia | 2 | $ 400,000 | $ 200,000 | $ 153,000 |
| Pima County Arizona | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Stanislaus County California | 1 | $ 305,000 | $ 305,000 | $ 207,000 |
| Brevard County Florida | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Hillsborough County Florida | 1 | $ 87,000 | $ 87,000 | $ 112,000 |
| Manatee County Florida | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Nassau County Florida | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Pinellas County Florida | 1 | $ 400,000 | $ 400,000 | $ 531,000 |
| Volusia County Florida | 1 | $ 136,000 | $ 136,000 | $ 110,000 |
| St. Clair County Illinois | 1 | $ 50,000 | $ 50,000 | $ 134,000 |
| Bullitt County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Frederick County Maryland | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Norfolk County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| DeSoto County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 192,000 |
| Hinds County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Lauderdale County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Washoe County Nevada | 1 | $ 38,000 | $ 38,000 | $ 96,000 |
| Burlington County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Camden County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Gloucester County New Jersey | 1 | $ 309,000 | $ 309,000 | $ 101,000 |
| New York County New York | 1 | $ 125,000 | $ 125,000 | $ 155,000 |
| Orange County New York | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Seneca County New York | 1 | $ 18,000 | $ 18,000 | $ 136,000 |
| Caldwell County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 63,000 |
| Forsyth County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 153,000 |
| Mecklenburg County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 117,000 |
| Pitt County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Union County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Cleveland County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| Bucks County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Chester County Pennsylvania | 1 | $ 370,000 | $ 370,000 | $ 139,000 |
| Lackawanna County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Montgomery County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 191,000 |
| Washington County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 133,000 |
| Essex County Vermont | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Henrico County Virginia | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Rappahannock County Virginia | 1 | $ 314,000 | $ 314,000 | $ 63,000 |
| Whatcom County Washington | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Kanawha County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Washington County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 15,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Proponent Federal Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 374 | $33,369,000 | $89,000 | $600,000 | $106,000 | $531,000 |
| Home Improvement | 73 | $4,037,000 | $55,000 | $342,000 | $115,000 | $279,000 |
| Home Purchase | 66 | $16,006,000 | $242,000 | $780,000 | $107,000 | $459,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 407 | $40,187,000 | $98,000 | $780,000 | $109,000 | $531,000 |
| Asian | 38 | $4,969,000 | $130,000 | $495,000 | $130,000 | $262,000 |
| Hispanic | 34 | $4,227,000 | $124,000 | $495,000 | $108,000 | $219,000 |
| Black or African American | 31 | $3,622,000 | $116,000 | $609,000 | $72,000 | $163,000 |
| Not Provided | 2 | $69,000 | $34,000 | $49,000 | $73,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $338,000 | $338,000 | $338,000 | $76,000 | $76,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 513 | $53,412,000 | $104,000 | $780,000 | $108,000 | $531,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 405 | $38,153,000 | $94,000 | $780,000 | $109,000 | $531,000 |
| Application Withdrawn By Applicant | 81 | $10,431,000 | $128,000 | $600,000 | $114,000 | $339,000 |
| Application Denied By Financial Institution | 27 | $4,828,000 | $178,000 | $495,000 | $68,000 | $157,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $1,945,000 | $162,000 | $430,000 | $60,000 | $157,000 |
| Debt-To-Income Ratio | 10 | $2,186,000 | $218,000 | $495,000 | $77,000 | $113,000 |
| Collateral | 2 | $43,000 | $21,000 | $23,000 | $77,000 | $87,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.