Proficio Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Proficio Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Proficio Bank 6985 Union Park Center, Suite 150 Cottonwood Heights, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,341 |
| Total Mortgage Loan Application Amount | $479,717,000 |
| Average Mortgage Loan Application Amount | $153,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $61,333 |
| Highest Applicant Income | $1,146,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maury County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Rutherford County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Washington County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 70,000 |
| Angelina County Texas | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| Bailey County Texas | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Brazos County Texas | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Chambers County Texas | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Ector County Texas | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Hale County Texas | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
| Henderson County Texas | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Howard County Texas | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Kaufman County Texas | 1 | $ 158,000 | $ 158,000 | $ 86,000 |
| Leon County Texas | 1 | $ 348,000 | $ 348,000 | $ 227,000 |
| Lubbock County Texas | 1 | $ 127,000 | $ 127,000 | $ 129,000 |
| Nacogdoches County Texas | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Nueces County Texas | 1 | $ 216,000 | $ 216,000 | $ 122,000 |
| Parker County Texas | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Potter County Texas | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Randall County Texas | 1 | $ 194,000 | $ 194,000 | $ 165,000 |
| Smith County Texas | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Box Elder County Utah | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Cache County Utah | 1 | $ 250,000 | $ 250,000 | $ 131,000 |
| Iron County Utah | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Juab County Utah | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Uintah County Utah | 1 | $ 190,000 | $ 190,000 | $ 110,000 |
| Washington County Utah | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Franklin County Vermont | 1 | $ 77,000 | $ 77,000 | $ 20,000 |
| Alexandria County Virginia | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Arlington County Virginia | 1 | $ 403,000 | $ 403,000 | $ 78,000 |
| Caroline County Virginia | 1 | $ 134,000 | $ 134,000 | $ 25,000 |
| Clarke County Virginia | 1 | $ 375,000 | $ 375,000 | $ 66,000 |
| Culpeper County Virginia | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Dinwiddie County Virginia | 1 | $ 167,000 | $ 167,000 | $ 35,000 |
| Fauquier County Virginia | 1 | $ 241,000 | $ 241,000 | $ 103,000 |
| Frederick County Virginia | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Hanover County Virginia | 1 | $ 240,000 | $ 240,000 | $ 38,000 |
| Henry County Virginia | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Isle of Wight County Virginia | 1 | $ 232,000 | $ 232,000 | $ 75,000 |
| Manassas County Virginia | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Newport News County Virginia | 1 | $ 177,000 | $ 177,000 | $ 47,000 |
| Petersburg County Virginia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 116,000 | $ 116,000 | $ 70,000 |
| Roanoke County Virginia | 1 | $ 363,000 | $ 363,000 | $ 185,000 |
| Russell County Virginia | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Sussex County Virginia | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Warren County Virginia | 1 | $ 234,000 | $ 234,000 | $ 99,000 |
| York County Virginia | 1 | $ 328,000 | $ 328,000 | $ 100,000 |
| King County Washington | 1 | $ 176,000 | $ 176,000 | $ 116,000 |
| Pierce County Washington | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Berkeley County West Virginia | 1 | $ 194,000 | $ 194,000 | $ 63,000 |
| Marshall County West Virginia | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Preston County West Virginia | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| Tucker County West Virginia | 1 | $ 188,000 | $ 188,000 | $ 166,000 |
| Kenosha County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| Oneida County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 55,000 |
| Pierce County Wisconsin | 1 | $ 341,000 | $ 341,000 | $ 144,000 |
| Price County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Racine County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 153,000 |
| Walworth County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 108,000 |
| Waukesha County Wisconsin | 1 | $ 309,000 | $ 309,000 | $ 100,000 |
| Sublette County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Proficio Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,252 | $257,753,000 | $205,000 | $1,500,000 | $95,000 | $1,146,000 |
| Refinancing | 1,088 | $221,911,000 | $203,000 | $1,000,000 | $78,000 | $1,000,000 |
| Home Improvement | 1 | $53,000 | $53,000 | $53,000 | $11,000 | $11,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,208 | $251,695,000 | $208,000 | $1,500,000 | $88,000 | $1,000,000 |
| Not Provided | 620 | $136,231,000 | $219,000 | $750,000 | $108,000 | $1,146,000 |
| Black or African American | 327 | $56,488,000 | $172,000 | $617,000 | $53,000 | $199,000 |
| Hispanic | 128 | $22,068,000 | $172,000 | $570,000 | $61,000 | $264,000 |
| Asian | 49 | $11,454,000 | $233,000 | $608,000 | $89,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $846,000 | $169,000 | $264,000 | $46,000 | $91,000 |
| American Indian or Alaskan Native | 4 | $935,000 | $233,000 | $280,000 | $80,000 | $147,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,197 | $213,721,000 | $178,000 | $617,000 | $58,000 | $300,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,038 | $248,295,000 | $239,000 | $1,500,000 | $122,000 | $1,146,000 |
| VA-guaranteed (Veterans Administration) | 55 | $11,198,000 | $203,000 | $455,000 | $64,000 | $212,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $6,503,000 | $127,000 | $252,000 | $48,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,649 | $339,603,000 | $205,000 | $1,500,000 | $88,000 | $1,000,000 |
| Application Denied By Financial Institution | 456 | $90,422,000 | $198,000 | $624,000 | $75,000 | $1,146,000 |
| Application Withdrawn By Applicant | 180 | $37,895,000 | $210,000 | $1,000,000 | $101,000 | $1,000,000 |
| Application Approved But Not Accepted | 42 | $8,831,000 | $210,000 | $552,000 | $77,000 | $388,000 |
| File Closed For Incompleteness | 13 | $2,753,000 | $211,000 | $549,000 | $134,000 | $1,000,000 |
| Loan Purchased By The Institution | 1 | $213,000 | $213,000 | $213,000 | $91,000 | $91,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 160 | $32,618,000 | $203,000 | $579,000 | $89,000 | $1,146,000 |
| Debt-To-Income Ratio | 97 | $21,650,000 | $223,000 | $624,000 | $62,000 | $215,000 |
| Credit History | 67 | $10,562,000 | $157,000 | $518,000 | $55,000 | $267,000 |
| Credit Application Incomplete | 62 | $12,220,000 | $197,000 | $617,000 | $71,000 | $309,000 |
| Other | 34 | $7,292,000 | $214,000 | $560,000 | $72,000 | $243,000 |
| Unverifiable Information | 17 | $2,760,000 | $162,000 | $378,000 | $121,000 | $1,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,242,000 | $155,000 | $235,000 | $58,000 | $97,000 |
| Employment History | 7 | $1,307,000 | $186,000 | $409,000 | $54,000 | $98,000 |
| Mortgage Insurance Denied | 4 | $771,000 | $192,000 | $335,000 | $71,000 | $129,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.