Principal Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Principal Bank 711 High Street Des Moines, IA 50392 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 182 |
Total Mortgage Loan Application Amount | $6,151,000 |
Average Mortgage Loan Application Amount | $40,333 |
Highest Mortgage Loan Application Amount | $200,000 |
Average Applicant Income | $106,000 |
Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Principal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Principal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Principal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Principal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Principal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Principal Bank's mortgage activity for 2009.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
Allegan County Michigan | 1 | $ 109,000 | $ 109,000 | $ 105,000 |
Anoka County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
Arapahoe County Colorado | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
Arlington County Virginia | 1 | $ 10,000 | $ 10,000 | $ 111,000 |
Bandera County Texas | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
Bartow County Georgia | 1 | $ 150,000 | $ 150,000 | $ 433,000 |
Benton County Arkansas | 2 | $ 43,000 | $ 21,000 | $ 62,000 |
Berks County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 104,000 |
Boone County Iowa | 2 | $ 30,000 | $ 15,000 | $ 28,000 |
Brown County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
Butler County Alabama | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
Butler County Ohio | 2 | $ 41,000 | $ 20,000 | $ 84,000 |
Calhoun County Alabama | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
Campbell County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
Canadian County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 149,000 |
Carroll County Georgia | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
Carroll County Iowa | 1 | $ 33,000 | $ 33,000 | $ 64,000 |
Casey County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 14,000 |
Cerro Gordo County Iowa | 2 | $ 30,000 | $ 15,000 | $ 41,000 |
Champaign County Illinois | 1 | $ 33,000 | $ 33,000 | $ 780,000 |
Charlotte County Florida | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
Christian County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
Clark County Nevada | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
Cobb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
Contra Costa County California | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
Cook County Illinois | 3 | $ 56,000 | $ 18,000 | $ 44,000 |
Coweta County Georgia | 1 | $ 10,000 | $ 10,000 | $ 81,000 |
Creek County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
Cumberland County Maine | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
Cumberland County North Carolina | 2 | $ 92,000 | $ 46,000 | $ 45,000 |
Dallas County Iowa | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
Dallas County Texas | 1 | $ 44,000 | $ 44,000 | $ 104,000 |
Delaware County New York | 1 | $ 10,000 | $ 10,000 | $ 74,000 |
Denton County Texas | 1 | $ 52,000 | $ 52,000 | $ 275,000 |
Dinwiddie County Virginia | 1 | $ 150,000 | $ 150,000 | $ 25,000 |
Dorchester County Maryland | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
Douglas County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 36,000 |
Douglas County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
Duval County Florida | 1 | $ 11,000 | $ 11,000 | $ 30,000 |
East Baton Rouge County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 176,000 |
Essex County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
Florence County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
Franklin County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 97,000 |
Franklin County Vermont | 2 | $ 107,000 | $ 53,000 | $ 47,000 |
Gilpin County Colorado | 1 | $ 18,000 | $ 18,000 | $ 66,000 |
Gloucester County Virginia | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
Grant County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 67,000 |
Greenville County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 167,000 |
Hamilton County Ohio | 1 | $ 63,000 | $ 63,000 | $ 108,000 |
Hampden County Massachusetts | 1 | $ 22,000 | $ 22,000 | $ 145,000 |
Harris County Texas | 1 | $ 17,000 | $ 17,000 | $ 66,000 |
Hartford County Connecticut | 1 | $ 36,000 | $ 36,000 | $ 269,000 |
Hays County Texas | 1 | $ 22,000 | $ 22,000 | $ 108,000 |
Hennepin County Minnesota | 4 | $ 136,000 | $ 34,000 | $ 44,000 |
Hillsborough County Florida | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
Hunterdon County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
Iowa County Iowa | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
Isanti County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
Jackson County Indiana | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
Jackson County Missouri | 4 | $ 129,000 | $ 32,000 | $ 121,000 |
Jasper County Iowa | 1 | $ 25,000 | $ 25,000 | $ 116,000 |
Jefferson County Nebraska | 2 | $ 46,000 | $ 23,000 | $ 47,000 |
Juniata County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
Kern County California | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
King County Washington | 1 | $ 18,000 | $ 18,000 | $ 84,000 |
Knox County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
Laclede County Missouri | 2 | $ 40,000 | $ 20,000 | $ 94,000 |
Lafayette County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
Lake County Illinois | 2 | $ 44,000 | $ 22,000 | $ 108,000 |
Lake County Indiana | 2 | $ 118,000 | $ 59,000 | $ 148,000 |
Laramie County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
Lincoln County Oregon | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
Linn County Iowa | 1 | $ 19,000 | $ 19,000 | $ 46,000 |
Lorain County Ohio | 1 | $ 44,000 | $ 44,000 | $ 125,000 |
Los Angeles County California | 2 | $ 40,000 | $ 20,000 | $ 146,000 |
Lucas County Ohio | 2 | $ 25,000 | $ 12,000 | $ 29,000 |
Madison County Iowa | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
Manistee County Michigan | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
Maricopa County Arizona | 2 | $ 40,000 | $ 20,000 | $ 59,000 |
Marion County Iowa | 1 | $ 40,000 | $ 40,000 | $ 96,000 |
Miami-Dade County Florida | 1 | $ 150,000 | $ 150,000 | $ 1,000,000 |
Miller County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
Minnehaha County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
Mohave County Arizona | 1 | $ 24,000 | $ 24,000 | $ 47,000 |
Monmouth County New Jersey | 1 | $ 31,000 | $ 31,000 | $ 48,000 |
Montgomery County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
Muscatine County Iowa | 1 | $ 12,000 | $ 12,000 | $ 61,000 |
Muscogee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
Nash County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
New Castle County Delaware | 1 | $ 30,000 | $ 30,000 | $ 198,000 |
Newton County Georgia | 1 | $ 10,000 | $ 10,000 | $ 97,000 |
Norfolk County Massachusetts | 3 | $ 126,000 | $ 42,000 | $ 182,000 |
Northumberland County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
Nye County Nevada | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
Oktibbeha County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
Onondaga County New York | 1 | $ 10,000 | $ 10,000 | $ 104,000 |
Orange County Florida | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
Oswego County New York | 1 | $ 17,000 | $ 17,000 | $ 71,000 |
Palo Alto County Iowa | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
Pasco County Florida | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
Passaic County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
Pemiscot County Missouri | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
Perry County Indiana | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
Philadelphia County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
Pinellas County Florida | 2 | $ 55,000 | $ 27,000 | $ 28,000 |
Pitkin County Colorado | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
Plymouth County Massachusetts | 1 | $ 63,000 | $ 63,000 | $ 134,000 |
Polk County Iowa | 11 | $ 234,000 | $ 21,000 | $ 95,000 |
Porter County Indiana | 1 | $ 12,000 | $ 12,000 | $ 156,000 |
Prince George's County Maryland | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
Queens County New York | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
Richland County South Carolina | 3 | $ 41,000 | $ 13,000 | $ 52,000 |
Riverside County California | 2 | $ 176,000 | $ 88,000 | $ 63,000 |
Rockingham County New Hampshire | 1 | $ 26,000 | $ 26,000 | $ 98,000 |
Rowan County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 33,000 |
San Diego County California | 2 | $ 89,000 | $ 44,000 | $ 98,000 |
Sandusky County Ohio | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
Santa Barbara County California | 1 | $ 27,000 | $ 27,000 | $ 54,000 |
Santa Clara County California | 1 | $ 159,000 | $ 159,000 | $ 85,000 |
Saratoga County New York | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
Seminole County Florida | 1 | $ 27,000 | $ 27,000 | $ 80,000 |
Seward County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 87,000 |
Shelby County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 48,000 |
St. Louis County Missouri | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
St. Mary County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
Stanislaus County California | 3 | $ 140,000 | $ 46,000 | $ 118,000 |
Suffolk County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
Summit County Ohio | 1 | $ 9,000 | $ 9,000 | $ 88,000 |
Utah County Utah | 1 | $ 117,000 | $ 117,000 | $ 198,000 |
Ventura County California | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
Wake County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 187,000 |
Warren County Iowa | 3 | $ 163,000 | $ 54,000 | $ 149,000 |
Washington County Maryland | 1 | $ 48,000 | $ 48,000 | $ 74,000 |
Washington County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
Weld County Colorado | 1 | $ 40,000 | $ 40,000 | $ 113,000 |
Westmoreland County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 30,000 |
Wilkinson County Georgia | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
Woodbury County Iowa | 1 | $ 47,000 | $ 47,000 | $ 77,000 |
Worcester County Massachusetts | 1 | $ 111,000 | $ 111,000 | $ 191,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 101 | $3,398,000 | $33,000 | $166,000 | $98,000 | $780,000 |
Home Improvement | 68 | $1,963,000 | $28,000 | $200,000 | $75,000 | $433,000 |
Home Purchase | 13 | $790,000 | $60,000 | $150,000 | $145,000 | $1,000,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 104 | $3,297,000 | $31,000 | $200,000 | $92,000 | $780,000 |
Not Provided | 45 | $1,715,000 | $38,000 | $159,000 | $97,000 | $1,000,000 |
Black or African American | 12 | $249,000 | $20,000 | $30,000 | $72,000 | $223,000 |
Hispanic | 7 | $362,000 | $51,000 | $166,000 | $100,000 | $187,000 |
Not applicable | 5 | $155,000 | $31,000 | $52,000 | $129,000 | $275,000 |
American Indian or Alaskan Native | 4 | $134,000 | $33,000 | $63,000 | $102,000 | $165,000 |
Asian | 4 | $228,000 | $57,000 | $150,000 | $58,000 | $102,000 |
Native Hawaiian or Other Pacific Islander | 1 | $11,000 | $11,000 | $11,000 | $30,000 | $30,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 182 | $6,151,000 | $33,000 | $200,000 | $93,000 | $1,000,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 134 | $4,622,000 | $34,000 | $200,000 | $89,000 | $1,000,000 |
Application Approved But Not Accepted | 26 | $915,000 | $35,000 | $166,000 | $83,000 | $269,000 |
Loan Originated | 16 | $309,000 | $19,000 | $55,000 | $105,000 | $198,000 |
Loan Purchased By The Institution | 5 | $155,000 | $31,000 | $52,000 | $129,000 | $275,000 |
Application Withdrawn By Applicant | 1 | $150,000 | $150,000 | $150,000 | $433,000 | $433,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 67 | $2,504,000 | $37,000 | $200,000 | $77,000 | $204,000 |
Credit History | 52 | $1,546,000 | $29,000 | $150,000 | $105,000 | $1,000,000 |
Collateral | 15 | $572,000 | $38,000 | $109,000 | $86,000 | $134,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Principal Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Principal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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