Presidential Bank, F.S.B.
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Presidential Bank, F.S.B..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Presidential Bank, F.S.B.
4600 East-West Highway, Suite 400
Bethesda, MD 20814
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,140
Total Mortgage Loan Application Amount $1,578,786,000
Average Mortgage Loan Application Amount $255,666
Highest Mortgage Loan Application Amount $1,056,000
Average Applicant Income $111,000
Highest Applicant Income $2,679,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Presidential Bank, F.S.B. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery County Maryland 735 $ 228,331,000 $ 310,000 $ 132,000
Frederick County Maryland 582 $ 139,601,000 $ 239,000 $ 95,000
Fairfax County Virginia 525 $ 192,581,000 $ 366,000 $ 152,000
Anne Arundel County Maryland 251 $ 75,804,000 $ 302,000 $ 121,000
Prince George's County Maryland 240 $ 56,721,000 $ 236,000 $ 89,000
Lancaster County Pennsylvania 236 $ 38,655,000 $ 163,000 $ 70,000
Bucks County Pennsylvania 219 $ 46,756,000 $ 213,000 $ 87,000
Howard County Maryland 215 $ 62,874,000 $ 292,000 $ 123,000
Prince William County Virginia 195 $ 56,946,000 $ 292,000 $ 94,000
Chesterfield County Virginia 190 $ 35,361,000 $ 186,000 $ 77,000
Montgomery County Pennsylvania 158 $ 33,899,000 $ 214,000 $ 96,000
Loudoun County Virginia 140 $ 48,039,000 $ 343,000 $ 120,000
Baltimore County Maryland 105 $ 23,581,000 $ 224,000 $ 83,000
Lehigh County Pennsylvania 98 $ 19,122,000 $ 195,000 $ 93,000
Arlington County Virginia 98 $ 33,853,000 $ 345,000 $ 142,000
District of Columbia County District Of Columbia 90 $ 34,754,000 $ 386,000 $ 152,000
Washington County Maryland 90 $ 16,491,000 $ 183,000 $ 69,000
Northampton County Pennsylvania 88 $ 16,829,000 $ 191,000 $ 77,000
Henrico County Virginia 84 $ 15,228,000 $ 181,000 $ 77,000
St. Mary's County Maryland 78 $ 21,748,000 $ 278,000 $ 106,000
Albemarle County Virginia 71 $ 20,664,000 $ 291,000 $ 121,000
Calvert County Maryland 68 $ 17,548,000 $ 258,000 $ 107,000
Carroll County Maryland 68 $ 18,120,000 $ 266,000 $ 106,000
Charles County Maryland 61 $ 14,900,000 $ 244,000 $ 77,000
Harford County Maryland 51 $ 13,023,000 $ 255,000 $ 86,000
Mecklenburg County North Carolina 43 $ 11,222,000 $ 260,000 $ 142,000
Richmond City County Virginia 42 $ 7,021,000 $ 167,000 $ 99,000
Stafford County Virginia 42 $ 10,449,000 $ 248,000 $ 107,000
Alexandria County Virginia 40 $ 14,019,000 $ 350,000 $ 128,000
Berks County Pennsylvania 38 $ 6,500,000 $ 171,000 $ 72,000
Columbia County Pennsylvania 37 $ 5,004,000 $ 135,000 $ 54,000
Chester County Pennsylvania 36 $ 8,605,000 $ 239,000 $ 103,000
Prince George County Virginia 36 $ 7,103,000 $ 197,000 $ 70,000
Monmouth County New Jersey 32 $ 9,903,000 $ 309,000 $ 137,000
Monroe County Pennsylvania 32 $ 5,305,000 $ 165,000 $ 69,000
Philadelphia County Pennsylvania 31 $ 5,264,000 $ 169,000 $ 82,000
Baltimore City County Maryland 30 $ 5,905,000 $ 196,000 $ 81,000
Augusta County Virginia 26 $ 4,716,000 $ 181,000 $ 72,000
Dinwiddie County Virginia 26 $ 4,251,000 $ 163,000 $ 61,000
Spotsylvania County Virginia 26 $ 5,557,000 $ 213,000 $ 124,000
Ocean County New Jersey 24 $ 5,762,000 $ 240,000 $ 127,000
Charlottesville County Virginia 24 $ 6,434,000 $ 268,000 $ 125,000
Colonial Heights County Virginia 24 $ 3,733,000 $ 155,000 $ 54,000
Sussex County Delaware 23 $ 5,705,000 $ 248,000 $ 140,000
York County Pennsylvania 22 $ 3,460,000 $ 157,000 $ 68,000
Hopewell County Virginia 21 $ 2,557,000 $ 121,000 $ 52,000
Louisa County Virginia 20 $ 3,569,000 $ 178,000 $ 91,000
Queen Anne's County Maryland 19 $ 5,308,000 $ 279,000 $ 96,000
Petersburg County Virginia 19 $ 1,895,000 $ 99,000 $ 64,000
Middlesex County New Jersey 18 $ 4,772,000 $ 265,000 $ 79,000
Fauquier County Virginia 17 $ 5,554,000 $ 326,000 $ 107,000
Orange County Virginia 17 $ 3,855,000 $ 226,000 $ 124,000
Fluvanna County Virginia 16 $ 3,027,000 $ 189,000 $ 71,000
Newport News County Virginia 16 $ 2,630,000 $ 164,000 $ 77,000
Staunton County Virginia 15 $ 2,359,000 $ 157,000 $ 47,000
Jefferson County West Virginia 15 $ 3,457,000 $ 230,000 $ 71,000
Worcester County Maryland 14 $ 3,176,000 $ 226,000 $ 158,000
Franklin County Pennsylvania 14 $ 2,861,000 $ 204,000 $ 95,000
Hanover County Virginia 14 $ 2,946,000 $ 210,000 $ 71,000
Wake County North Carolina 13 $ 2,862,000 $ 220,000 $ 103,000
Adams County Pennsylvania 13 $ 2,052,000 $ 157,000 $ 87,000
Greene County Virginia 13 $ 2,301,000 $ 177,000 $ 76,000
Berkeley County West Virginia 13 $ 2,253,000 $ 173,000 $ 66,000
Luzerne County Pennsylvania 11 $ 1,269,000 $ 115,000 $ 85,000
Pike County Pennsylvania 11 $ 1,885,000 $ 171,000 $ 79,000
Manassas County Virginia 11 $ 1,996,000 $ 181,000 $ 73,000
Delaware County Pennsylvania 10 $ 2,083,000 $ 208,000 $ 77,000
Culpeper County Virginia 10 $ 1,749,000 $ 174,000 $ 82,000
Fairfax City County Virginia 10 $ 3,395,000 $ 339,000 $ 130,000
Frederick County Virginia 10 $ 1,386,000 $ 138,000 $ 105,000
Charleston County South Carolina 9 $ 1,947,000 $ 216,000 $ 84,000
Dare County North Carolina 8 $ 2,413,000 $ 301,000 $ 167,000
Iredell County North Carolina 8 $ 1,840,000 $ 230,000 $ 98,000
Manassas Park County Virginia 8 $ 1,729,000 $ 216,000 $ 78,000
Powhatan County Virginia 8 $ 1,420,000 $ 177,000 $ 67,000
Horry County South Carolina 7 $ 1,105,000 $ 157,000 $ 61,000
Falls Church County Virginia 7 $ 2,963,000 $ 423,000 $ 177,000
Cecil County Maryland 6 $ 1,376,000 $ 229,000 $ 104,000
Carbon County Pennsylvania 6 $ 707,000 $ 117,000 $ 68,000
Cumberland County Pennsylvania 6 $ 1,292,000 $ 215,000 $ 45,000
Lebanon County Pennsylvania 6 $ 1,027,000 $ 171,000 $ 63,000
York County South Carolina 6 $ 1,609,000 $ 268,000 $ 103,000
King George County Virginia 6 $ 1,355,000 $ 225,000 $ 72,000
Gloucester County New Jersey 5 $ 762,000 $ 152,000 $ 83,000
Dauphin County Pennsylvania 5 $ 514,000 $ 102,000 $ 306,000
Emporia County Virginia 5 $ 622,000 $ 124,000 $ 52,000
Hampton County Virginia 5 $ 977,000 $ 195,000 $ 96,000
Madison County Virginia 5 $ 920,000 $ 184,000 $ 100,000
Sussex County Virginia 5 $ 564,000 $ 112,000 $ 52,000
Waynesboro County Virginia 5 $ 780,000 $ 156,000 $ 65,000
Westmoreland County Virginia 5 $ 1,193,000 $ 238,000 $ 128,000
Palm Beach County Florida 4 $ 1,101,000 $ 275,000 $ 177,000
Mercer County New Jersey 4 $ 1,089,000 $ 272,000 $ 121,000
Somerset County New Jersey 4 $ 1,287,000 $ 321,000 $ 145,000
Union County New Jersey 4 $ 1,441,000 $ 360,000 $ 345,000
Currituck County North Carolina 4 $ 1,122,000 $ 280,000 $ 168,000
Guilford County North Carolina 4 $ 1,099,000 $ 274,000 $ 197,000
Lincoln County North Carolina 4 $ 669,000 $ 167,000 $ 83,000
Schuylkill County Pennsylvania 4 $ 380,000 $ 95,000 $ 37,000
Caroline County Virginia 4 $ 805,000 $ 201,000 $ 124,000
Chesapeake County Virginia 4 $ 1,004,000 $ 251,000 $ 76,000
Fredericksburg County Virginia 4 $ 1,068,000 $ 267,000 $ 299,000
Goochland County Virginia 4 $ 853,000 $ 213,000 $ 67,000
Virginia Beach County Virginia 4 $ 936,000 $ 234,000 $ 88,000
Talbot County Maryland 3 $ 1,059,000 $ 353,000 $ 95,000
Wicomico County Maryland 3 $ 526,000 $ 175,000 $ 37,000
Middlesex County Massachusetts 3 $ 872,000 $ 290,000 $ 96,000
Burlington County New Jersey 3 $ 358,000 $ 119,000 $ 82,000
Camden County New Jersey 3 $ 675,000 $ 225,000 $ 18,000
Sussex County New Jersey 3 $ 571,000 $ 190,000 $ 84,000
Brunswick County North Carolina 3 $ 874,000 $ 291,000 $ 235,000
Buncombe County North Carolina 3 $ 476,000 $ 158,000 $ 50,000
Allegheny County Pennsylvania 3 $ 683,000 $ 227,000 $ 166,000
Beaufort County South Carolina 3 $ 1,294,000 $ 431,000 $ 313,000
Greensville County Virginia 3 $ 458,000 $ 152,000 $ 70,000
James City County Virginia 3 $ 916,000 $ 305,000 $ 112,000
Middlesex County Virginia 3 $ 800,000 $ 266,000 $ 163,000
Norfolk County Virginia 3 $ 555,000 $ 185,000 $ 104,000
Rappahannock County Virginia 3 $ 782,000 $ 260,000 $ 97,000
York County Virginia 3 $ 655,000 $ 218,000 $ 59,000
Morgan County West Virginia 3 $ 554,000 $ 184,000 $ 79,000
Fairfield County Connecticut 2 $ 1,017,000 $ 508,000 $ 357,000
New Haven County Connecticut 2 $ 597,000 $ 298,000 $ 128,000
Kent County Delaware 2 $ 294,000 $ 147,000 $ 62,000
Dorchester County Maryland 2 $ 397,000 $ 198,000 $ 152,000
Cape May County New Jersey 2 $ 410,000 $ 205,000 $ 69,000
Essex County New Jersey 2 $ 747,000 $ 373,000 $ 155,000
Passaic County New Jersey 2 $ 435,000 $ 217,000 $ 129,000
Cumberland County North Carolina 2 $ 400,000 $ 200,000 $ 78,000
Johnston County North Carolina 2 $ 575,000 $ 287,000 $ 67,000
Onslow County North Carolina 2 $ 425,000 $ 212,000 $ 0
Pender County North Carolina 2 $ 532,000 $ 266,000 $ 128,000
Warren County North Carolina 2 $ 535,000 $ 267,000 $ 166,000
Centre County Pennsylvania 2 $ 381,000 $ 190,000 $ 14,000
Lycoming County Pennsylvania 2 $ 165,000 $ 82,000 $ 88,000
Montour County Pennsylvania 2 $ 305,000 $ 152,000 $ 62,000
Northumberland County Pennsylvania 2 $ 326,000 $ 163,000 $ 59,000
Union County Pennsylvania 2 $ 390,000 $ 195,000 $ 112,000
Wayne County Pennsylvania 2 $ 143,000 $ 71,000 $ 66,000
Greenville County South Carolina 2 $ 603,000 $ 301,000 $ 98,000
Brunswick County Virginia 2 $ 223,000 $ 111,000 $ 72,000
Charles City County Virginia 2 $ 365,000 $ 182,000 $ 62,000
Clarke County Virginia 2 $ 648,000 $ 324,000 $ 133,000
Harrisonburg County Virginia 2 $ 222,000 $ 111,000 $ 224,000
Isle of Wight County Virginia 2 $ 493,000 $ 246,000 $ 92,000
Lynchburg County Virginia 2 $ 515,000 $ 257,000 $ 131,000
Mathews County Virginia 2 $ 407,000 $ 203,000 $ 112,000
Nelson County Virginia 2 $ 836,000 $ 418,000 $ 158,000
Northumberland County Virginia 2 $ 383,000 $ 191,000 $ 50,000
Rockingham County Virginia 2 $ 341,000 $ 170,000 $ 120,000
Shenandoah County Virginia 2 $ 407,000 $ 203,000 $ 110,000
Warren County Virginia 2 $ 274,000 $ 137,000 $ 10,000
Winchester County Virginia 2 $ 260,000 $ 130,000 $ 118,000
Thurston County Washington 2 $ 502,000 $ 251,000 $ 43,000
Maricopa County Arizona 1 $ 285,000 $ 285,000 $ 0
Pima County Arizona 1 $ 175,000 $ 175,000 $ 0
Yuma County Arizona 1 $ 207,000 $ 207,000 $ 0
Faulkner County Arkansas 1 $ 195,000 $ 195,000 $ 84,000
Contra Costa County California 1 $ 738,000 $ 738,000 $ 196,000
San Diego County California 1 $ 236,000 $ 236,000 $ 144,000
Boulder County Colorado 1 $ 254,000 $ 254,000 $ 315,000
Larimer County Colorado 1 $ 181,000 $ 181,000 $ 315,000
Middlesex County Connecticut 1 $ 260,000 $ 260,000 $ 274,000
New Castle County Delaware 1 $ 304,000 $ 304,000 $ 0
Lake County Florida 1 $ 403,000 $ 403,000 $ 96,000
Lee County Florida 1 $ 123,000 $ 123,000 $ 89,000
Manatee County Florida 1 $ 272,000 $ 272,000 $ 208,000
Monroe County Florida 1 $ 260,000 $ 260,000 $ 80,000
Okaloosa County Florida 1 $ 93,000 $ 93,000 $ 140,000
Pasco County Florida 1 $ 332,000 $ 332,000 $ 93,000
St. Johns County Florida 1 $ 75,000 $ 75,000 $ 57,000
Sumter County Florida 1 $ 148,000 $ 148,000 $ 101,000
Brantley County Georgia 1 $ 130,000 $ 130,000 $ 58,000
DeKalb County Georgia 1 $ 285,000 $ 285,000 $ 218,000
Gwinnett County Georgia 1 $ 172,000 $ 172,000 $ 152,000
McDuffie County Georgia 1 $ 193,000 $ 193,000 $ 94,000
Oconee County Georgia 1 $ 269,000 $ 269,000 $ 35,000
Honolulu County Hawaii 1 $ 164,000 $ 164,000 $ 0
Ada County Idaho 1 $ 230,000 $ 230,000 $ 0
St. Clair County Illinois 1 $ 165,000 $ 165,000 $ 116,000
Will County Illinois 1 $ 170,000 $ 170,000 $ 0
Marion County Indiana 1 $ 112,000 $ 112,000 $ 84,000
Monroe County Indiana 1 $ 417,000 $ 417,000 $ 283,000
Linn County Iowa 1 $ 186,000 $ 186,000 $ 0
Orleans County Louisiana 1 $ 407,000 $ 407,000 $ 290,000
St. Tammany County Louisiana 1 $ 154,000 $ 154,000 $ 73,000
Caroline County Maryland 1 $ 324,000 $ 324,000 $ 167,000
Garrett County Maryland 1 $ 302,000 $ 302,000 $ 300,000
Somerset County Maryland 1 $ 212,000 $ 212,000 $ 153,000
Barnstable County Massachusetts 1 $ 292,000 $ 292,000 $ 210,000
Hampden County Massachusetts 1 $ 219,000 $ 219,000 $ 100,000
Nantucket County Massachusetts 1 $ 355,000 $ 355,000 $ 93,000
Worcester County Massachusetts 1 $ 266,000 $ 266,000 $ 71,000
St. Louis County Missouri 1 $ 255,000 $ 255,000 $ 130,000
Hillsborough County New Hampshire 1 $ 153,000 $ 153,000 $ 122,000
Atlantic County New Jersey 1 $ 200,000 $ 200,000 $ 1,053,000
Cumberland County New Jersey 1 $ 120,000 $ 120,000 $ 145,000
Hunterdon County New Jersey 1 $ 254,000 $ 254,000 $ 168,000
Morris County New Jersey 1 $ 515,000 $ 515,000 $ 160,000
Warren County New Jersey 1 $ 186,000 $ 186,000 $ 62,000
Otero County New Mexico 1 $ 48,000 $ 48,000 $ 0
Sullivan County New York 1 $ 278,000 $ 278,000 $ 707,000
Alamance County North Carolina 1 $ 192,000 $ 192,000 $ 0
Alexander County North Carolina 1 $ 156,000 $ 156,000 $ 44,000
Catawba County North Carolina 1 $ 400,000 $ 400,000 $ 299,000
Craven County North Carolina 1 $ 240,000 $ 240,000 $ 174,000
Duplin County North Carolina 1 $ 80,000 $ 80,000 $ 119,000
Harnett County North Carolina 1 $ 237,000 $ 237,000 $ 71,000
Hoke County North Carolina 1 $ 252,000 $ 252,000 $ 0
Moore County North Carolina 1 $ 224,000 $ 224,000 $ 0
New Hanover County North Carolina 1 $ 264,000 $ 264,000 $ 186,000
Orange County North Carolina 1 $ 123,000 $ 123,000 $ 61,000
Rowan County North Carolina 1 $ 178,000 $ 178,000 $ 124,000
Swain County North Carolina 1 $ 210,000 $ 210,000 $ 174,000
Union County North Carolina 1 $ 293,000 $ 293,000 $ 54,000
Delaware County Ohio 1 $ 197,000 $ 197,000 $ 116,000
Greene County Ohio 1 $ 180,000 $ 180,000 $ 0
Hamilton County Ohio 1 $ 181,000 $ 181,000 $ 74,000
Lane County Oregon 1 $ 94,000 $ 94,000 $ 53,000
Beaver County Pennsylvania 1 $ 85,000 $ 85,000 $ 72,000
Cambria County Pennsylvania 1 $ 189,000 $ 189,000 $ 55,000
Fulton County Pennsylvania 1 $ 127,000 $ 127,000 $ 28,000
Lackawanna County Pennsylvania 1 $ 172,000 $ 172,000 $ 51,000
Sullivan County Pennsylvania 1 $ 144,000 $ 144,000 $ 51,000
Bristol County Rhode Island 1 $ 250,000 $ 250,000 $ 60,000
Berkeley County South Carolina 1 $ 137,000 $ 137,000 $ 32,000
Laurens County South Carolina 1 $ 139,000 $ 139,000 $ 76,000
Lexington County South Carolina 1 $ 268,000 $ 268,000 $ 96,000
McCormick County South Carolina 1 $ 84,000 $ 84,000 $ 42,000
Orangeburg County South Carolina 1 $ 205,000 $ 205,000 $ 55,000
Pickens County South Carolina 1 $ 417,000 $ 417,000 $ 216,000
Richland County South Carolina 1 $ 213,000 $ 213,000 $ 58,000
Spartanburg County South Carolina 1 $ 222,000 $ 222,000 $ 67,000
Sumter County South Carolina 1 $ 260,000 $ 260,000 $ 0
Jefferson County Tennessee 1 $ 186,000 $ 186,000 $ 99,000
Knox County Tennessee 1 $ 147,000 $ 147,000 $ 129,000
Maury County Tennessee 1 $ 177,000 $ 177,000 $ 49,000
Montgomery County Tennessee 1 $ 55,000 $ 55,000 $ 82,000
Shelby County Tennessee 1 $ 223,000 $ 223,000 $ 0
Williamson County Tennessee 1 $ 310,000 $ 310,000 $ 155,000
Harris County Texas 1 $ 208,000 $ 208,000 $ 165,000
Davis County Utah 1 $ 185,000 $ 185,000 $ 0
Salt Lake County Utah 1 $ 185,000 $ 185,000 $ 112,000
Weber County Utah 1 $ 171,000 $ 171,000 $ 0
Appomattox County Virginia 1 $ 130,000 $ 130,000 $ 31,000
Bedford County Virginia 1 $ 226,000 $ 226,000 $ 44,000
Botetourt County Virginia 1 $ 72,000 $ 72,000 $ 50,000
Carroll County Virginia 1 $ 159,000 $ 159,000 $ 93,000
Cumberland County Virginia 1 $ 151,000 $ 151,000 $ 43,000
Essex County Virginia 1 $ 123,000 $ 123,000 $ 32,000
Franklin County Virginia 1 $ 325,000 $ 325,000 $ 140,000
Gloucester County Virginia 1 $ 161,000 $ 161,000 $ 55,000
Lunenburg County Virginia 1 $ 43,000 $ 43,000 $ 18,000
New Kent County Virginia 1 $ 393,000 $ 393,000 $ 172,000
Northampton County Virginia 1 $ 188,000 $ 188,000 $ 221,000
Southampton County Virginia 1 $ 158,000 $ 158,000 $ 55,000
Suffolk County Virginia 1 $ 271,000 $ 271,000 $ 70,000
Island County Washington 1 $ 231,000 $ 231,000 $ 274,000
King County Washington 1 $ 212,000 $ 212,000 $ 0
Pierce County Washington 1 $ 260,000 $ 260,000 $ 76,000
Hampshire County West Virginia 1 $ 373,000 $ 373,000 $ 144,000
Harrison County West Virginia 1 $ 180,000 $ 180,000 $ 193,000
Mineral County West Virginia 1 $ 73,000 $ 73,000 $ 37,000
Taylor County West Virginia 1 $ 49,000 $ 49,000 $ 11,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Presidential Bank, F.S.B. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,083 $735,922,000 $238,000 $1,056,000 $93,000 $1,116,000
Refinancing 2,927 $809,914,000 $276,000 $1,000,000 $121,000 $2,679,000
Home Improvement 130 $32,950,000 $253,000 $715,000 $119,000 $517,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,894 $1,253,244,000 $256,000 $1,000,000 $109,000 $2,679,000
Black or African American 416 $97,734,000 $234,000 $845,000 $74,000 $356,000
Not Provided 308 $86,065,000 $279,000 $1,056,000 $107,000 $590,000
Asian 293 $86,711,000 $295,000 $747,000 $128,000 $499,000
Hispanic 201 $46,479,000 $231,000 $744,000 $80,000 $626,000
American Indian or Alaskan Native 13 $3,130,000 $240,000 $440,000 $105,000 $261,000
Native Hawaiian or Other Pacific Islander 12 $3,525,000 $293,000 $730,000 $96,000 $314,000
Not applicable 3 $1,898,000 $632,000 $995,000 $235,000 $707,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,711 $973,855,000 $262,000 $1,000,000 $128,000 $2,679,000
FHA-insured (Federal Housing Administration) 1,819 $415,223,000 $228,000 $743,000 $72,000 $390,000
VA-guaranteed (Veterans Administration) 577 $184,272,000 $319,000 $1,056,000 $81,000 $356,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $5,436,000 $164,000 $274,000 $58,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,578 $1,432,843,000 $256,000 $1,000,000 $107,000 $2,679,000
Application Withdrawn By Applicant 429 $113,727,000 $265,000 $1,056,000 $105,000 $876,000
Application Denied By Financial Institution 127 $30,489,000 $240,000 $788,000 $87,000 $440,000
Application Approved But Not Accepted 4 $1,276,000 $319,000 $392,000 $172,000 $250,000
File Closed For Incompleteness 2 $451,000 $225,000 $384,000 $82,000 $125,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 38 $9,932,000 $261,000 $730,000 $77,000 $413,000
Collateral 36 $9,594,000 $266,000 $788,000 $107,000 $440,000
Other 25 $5,124,000 $204,000 $525,000 $94,000 $330,000
Credit History 11 $2,737,000 $248,000 $445,000 $92,000 $264,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,540,000 $192,000 $272,000 $48,000 $78,000
Employment History 4 $707,000 $176,000 $256,000 $41,000 $79,000
Unverifiable Information 3 $571,000 $190,000 $251,000 $59,000 $85,000
Mortgage Insurance Denied 2 $284,000 $142,000 $178,000 $71,000 $75,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List