Presidential Bank, F.S.B.
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Presidential Bank, F.S.B..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Presidential Bank, F.S.B. 4600 East-West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,171 |
| Total Mortgage Loan Application Amount | $363,686,000 |
| Average Mortgage Loan Application Amount | $291,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $107,333 |
| Highest Applicant Income | $1,866,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Maryland | 274 | $ 65,175,000 | $ 237,000 | $ 83,000 |
| Montgomery County Maryland | 169 | $ 61,676,000 | $ 364,000 | $ 126,000 |
| Howard County Maryland | 82 | $ 24,894,000 | $ 303,000 | $ 122,000 |
| Prince George's County Maryland | 74 | $ 20,188,000 | $ 272,000 | $ 86,000 |
| Anne Arundel County Maryland | 69 | $ 23,258,000 | $ 337,000 | $ 114,000 |
| District of Columbia County District Of Columbia | 43 | $ 17,902,000 | $ 416,000 | $ 175,000 |
| Washington County Maryland | 42 | $ 9,427,000 | $ 224,000 | $ 72,000 |
| Baltimore County Maryland | 39 | $ 13,343,000 | $ 342,000 | $ 105,000 |
| Baltimore City County Maryland | 36 | $ 7,564,000 | $ 210,000 | $ 147,000 |
| Carroll County Maryland | 30 | $ 9,507,000 | $ 316,000 | $ 132,000 |
| Calvert County Maryland | 29 | $ 9,171,000 | $ 316,000 | $ 105,000 |
| St. Mary's County Maryland | 23 | $ 7,726,000 | $ 335,000 | $ 110,000 |
| Fairfax County Virginia | 23 | $ 9,313,000 | $ 404,000 | $ 123,000 |
| Charles County Maryland | 15 | $ 4,515,000 | $ 301,000 | $ 102,000 |
| Franklin County Pennsylvania | 12 | $ 2,443,000 | $ 203,000 | $ 63,000 |
| York County Pennsylvania | 12 | $ 2,822,000 | $ 235,000 | $ 93,000 |
| Loudoun County Virginia | 11 | $ 2,946,000 | $ 267,000 | $ 194,000 |
| Garrett County Maryland | 10 | $ 2,616,000 | $ 261,000 | $ 103,000 |
| Harford County Maryland | 10 | $ 3,103,000 | $ 310,000 | $ 86,000 |
| Arlington County Virginia | 9 | $ 5,014,000 | $ 557,000 | $ 149,000 |
| Prince William County Virginia | 8 | $ 2,727,000 | $ 340,000 | $ 28,000 |
| Berkeley County West Virginia | 7 | $ 1,191,000 | $ 170,000 | $ 51,000 |
| Adams County Pennsylvania | 6 | $ 1,288,000 | $ 214,000 | $ 61,000 |
| Jefferson County West Virginia | 6 | $ 1,311,000 | $ 218,000 | $ 102,000 |
| Sussex County Delaware | 5 | $ 1,485,000 | $ 297,000 | $ 175,000 |
| Queen Anne's County Maryland | 5 | $ 2,468,000 | $ 493,000 | $ 152,000 |
| Mecklenburg County North Carolina | 5 | $ 974,000 | $ 194,000 | $ 117,000 |
| Alexandria County Virginia | 5 | $ 2,493,000 | $ 498,000 | $ 136,000 |
| Spotsylvania County Virginia | 5 | $ 1,744,000 | $ 348,000 | $ 122,000 |
| Wake County North Carolina | 4 | $ 2,407,000 | $ 601,000 | $ 228,000 |
| Brevard County Florida | 3 | $ 634,000 | $ 211,000 | $ 134,000 |
| East Baton Rouge County Louisiana | 3 | $ 3,497,000 | $ 1,165,000 | $ 150,000 |
| Talbot County Maryland | 3 | $ 1,690,000 | $ 563,000 | $ 148,000 |
| Monroe County Pennsylvania | 3 | $ 671,000 | $ 223,000 | $ 58,000 |
| King George County Virginia | 3 | $ 1,084,000 | $ 361,000 | $ 105,000 |
| Morgan County West Virginia | 3 | $ 481,000 | $ 160,000 | $ 65,000 |
| Worcester County Maryland | 2 | $ 292,000 | $ 146,000 | $ 120,000 |
| Bergen County New Jersey | 2 | $ 884,000 | $ 442,000 | $ 123,000 |
| Monmouth County New Jersey | 2 | $ 467,000 | $ 233,000 | $ 197,000 |
| Gaston County North Carolina | 2 | $ 1,295,000 | $ 647,000 | $ 47,000 |
| Guilford County North Carolina | 2 | $ 718,000 | $ 359,000 | $ 132,000 |
| Allegheny County Pennsylvania | 2 | $ 502,000 | $ 251,000 | $ 124,000 |
| Dauphin County Pennsylvania | 2 | $ 945,000 | $ 472,000 | $ 103,000 |
| Somerset County Pennsylvania | 2 | $ 355,000 | $ 177,000 | $ 79,000 |
| Augusta County Virginia | 2 | $ 269,000 | $ 134,000 | $ 54,000 |
| Caroline County Virginia | 2 | $ 508,000 | $ 254,000 | $ 94,000 |
| Charlottesville County Virginia | 2 | $ 765,000 | $ 382,000 | $ 161,000 |
| Stafford County Virginia | 2 | $ 473,000 | $ 236,000 | $ 301,000 |
| Hampshire County West Virginia | 2 | $ 313,000 | $ 156,000 | $ 107,000 |
| Maricopa County Arizona | 1 | $ 191,000 | $ 191,000 | $ 77,000 |
| Denver County Colorado | 1 | $ 671,000 | $ 671,000 | $ 0 |
| Manatee County Florida | 1 | $ 220,000 | $ 220,000 | $ 223,000 |
| Volusia County Florida | 1 | $ 143,000 | $ 143,000 | $ 90,000 |
| Johnson County Kansas | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Sedgwick County Kansas | 1 | $ 2,925,000 | $ 2,925,000 | $ 0 |
| Cecil County Maryland | 1 | $ 262,000 | $ 262,000 | $ 73,000 |
| Wicomico County Maryland | 1 | $ 365,000 | $ 365,000 | $ 79,000 |
| Worcester County Massachusetts | 1 | $ 273,000 | $ 273,000 | $ 67,000 |
| St. Louis County Missouri | 1 | $ 312,000 | $ 312,000 | $ 170,000 |
| Hillsborough County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Essex County New Jersey | 1 | $ 1,500,000 | $ 1,500,000 | $ 344,000 |
| Hudson County New Jersey | 1 | $ 600,000 | $ 600,000 | $ 164,000 |
| Hunterdon County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 137,000 |
| Middlesex County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 120,000 |
| Morris County New Jersey | 1 | $ 1,013,000 | $ 1,013,000 | $ 326,000 |
| Ocean County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 109,000 |
| Somerset County New Jersey | 1 | $ 904,000 | $ 904,000 | $ 185,000 |
| Beaufort County North Carolina | 1 | $ 251,000 | $ 251,000 | $ 101,000 |
| Buncombe County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 56,000 |
| Catawba County North Carolina | 1 | $ 403,000 | $ 403,000 | $ 157,000 |
| Chatham County North Carolina | 1 | $ 794,000 | $ 794,000 | $ 183,000 |
| Craven County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| Durham County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Halifax County North Carolina | 1 | $ 566,000 | $ 566,000 | $ 271,000 |
| Harnett County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 131,000 |
| Henderson County North Carolina | 1 | $ 437,000 | $ 437,000 | $ 168,000 |
| Iredell County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 117,000 |
| Lincoln County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
| Nash County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 58,000 |
| Person County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 44,000 |
| Pitt County North Carolina | 1 | $ 291,000 | $ 291,000 | $ 103,000 |
| Randolph County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Union County North Carolina | 1 | $ 1,450,000 | $ 1,450,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 51,000 |
| Lancaster County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 114,000 |
| Montgomery County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 47,000 |
| Perry County Pennsylvania | 1 | $ 336,000 | $ 336,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 1 | $ 409,000 | $ 409,000 | $ 127,000 |
| Anderson County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| Beaufort County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Charleston County South Carolina | 1 | $ 750,000 | $ 750,000 | $ 259,000 |
| Richland County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| York County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| El Paso County Texas | 1 | $ 1,625,000 | $ 1,625,000 | $ 0 |
| Hays County Texas | 1 | $ 181,000 | $ 181,000 | $ 57,000 |
| Albemarle County Virginia | 1 | $ 861,000 | $ 861,000 | $ 0 |
| Appomattox County Virginia | 1 | $ 340,000 | $ 340,000 | $ 101,000 |
| Brunswick County Virginia | 1 | $ 113,000 | $ 113,000 | $ 74,000 |
| Clarke County Virginia | 1 | $ 764,000 | $ 764,000 | $ 149,000 |
| Culpeper County Virginia | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Falls Church County Virginia | 1 | $ 1,310,000 | $ 1,310,000 | $ 303,000 |
| Fluvanna County Virginia | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Hanover County Virginia | 1 | $ 332,000 | $ 332,000 | $ 134,000 |
| Harrisonburg County Virginia | 1 | $ 93,000 | $ 93,000 | $ 837,000 |
| Louisa County Virginia | 1 | $ 158,000 | $ 158,000 | $ 62,000 |
| Northumberland County Virginia | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Warren County Virginia | 1 | $ 156,000 | $ 156,000 | $ 98,000 |
| Westmoreland County Virginia | 1 | $ 272,000 | $ 272,000 | $ 153,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Presidential Bank, F.S.B. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 826 | $264,667,000 | $320,000 | $3,000,000 | $110,000 | $1,866,000 |
| Refinancing | 329 | $94,759,000 | $288,000 | $1,625,000 | $107,000 | $706,000 |
| Home Improvement | 16 | $4,260,000 | $266,000 | $417,000 | $105,000 | $232,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 875 | $262,920,000 | $300,000 | $1,800,000 | $114,000 | $1,866,000 |
| Black or African American | 120 | $32,649,000 | $272,000 | $1,083,000 | $86,000 | $218,000 |
| Not Provided | 89 | $34,143,000 | $383,000 | $2,000,000 | $123,000 | $378,000 |
| Asian | 39 | $11,365,000 | $291,000 | $838,000 | $106,000 | $301,000 |
| Hispanic | 26 | $6,294,000 | $242,000 | $417,000 | $86,000 | $228,000 |
| Not applicable | 20 | $15,752,000 | $787,000 | $3,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $264,000 | $264,000 |
| American Indian or Alaskan Native | 1 | $408,000 | $408,000 | $408,000 | $104,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 913 | $292,923,000 | $320,000 | $3,000,000 | $118,000 | $1,866,000 |
| FHA-insured (Federal Housing Administration) | 202 | $53,304,000 | $263,000 | $597,000 | $78,000 | $223,000 |
| VA-guaranteed (Veterans Administration) | 56 | $17,459,000 | $311,000 | $651,000 | $79,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,092 | $341,353,000 | $312,000 | $3,000,000 | $110,000 | $1,866,000 |
| Application Withdrawn By Applicant | 68 | $18,664,000 | $274,000 | $1,020,000 | $95,000 | $228,000 |
| Application Denied By Financial Institution | 9 | $3,176,000 | $352,000 | $764,000 | $95,000 | $205,000 |
| File Closed For Incompleteness | 2 | $493,000 | $246,000 | $333,000 | $63,000 | $126,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $449,000 | $224,000 | $230,000 | $67,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $597,000 | $298,000 | $397,000 | $51,000 | $66,000 |
| Other | 2 | $771,000 | $385,000 | $568,000 | $126,000 | $205,000 |
| Unverifiable Information | 1 | $372,000 | $372,000 | $372,000 | $100,000 | $100,000 |
| Debt-To-Income Ratio | 1 | $764,000 | $764,000 | $764,000 | $149,000 | $149,000 |
| Collateral | 1 | $223,000 | $223,000 | $223,000 | $122,000 | $122,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.