Presidential Bank, F.S.B.
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Presidential Bank, F.S.B..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Presidential Bank, F.S.B. 4600 East-West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 786 |
| Total Mortgage Loan Application Amount | $276,445,000 |
| Average Mortgage Loan Application Amount | $333,333 |
| Highest Mortgage Loan Application Amount | $4,120,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $4,167,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 130 | $ 45,285,000 | $ 348,000 | $ 147,000 |
| Anne Arundel County Maryland | 74 | $ 26,448,000 | $ 357,000 | $ 109,000 |
| Prince George's County Maryland | 73 | $ 20,436,000 | $ 279,000 | $ 94,000 |
| Howard County Maryland | 55 | $ 16,047,000 | $ 291,000 | $ 122,000 |
| Baltimore City County Maryland | 48 | $ 9,269,000 | $ 193,000 | $ 103,000 |
| Baltimore County Maryland | 31 | $ 13,203,000 | $ 425,000 | $ 115,000 |
| Frederick County Maryland | 27 | $ 7,518,000 | $ 278,000 | $ 119,000 |
| District of Columbia County District Of Columbia | 25 | $ 12,451,000 | $ 498,000 | $ 115,000 |
| Calvert County Maryland | 25 | $ 10,482,000 | $ 419,000 | $ 185,000 |
| St. Mary's County Maryland | 25 | $ 8,407,000 | $ 336,000 | $ 110,000 |
| Carroll County Maryland | 24 | $ 7,878,000 | $ 328,000 | $ 109,000 |
| Harford County Maryland | 18 | $ 7,222,000 | $ 401,000 | $ 110,000 |
| York County Pennsylvania | 17 | $ 5,726,000 | $ 336,000 | $ 95,000 |
| Fairfax County Virginia | 17 | $ 7,863,000 | $ 462,000 | $ 134,000 |
| Loudoun County Virginia | 17 | $ 5,009,000 | $ 294,000 | $ 110,000 |
| Charles County Maryland | 11 | $ 4,620,000 | $ 420,000 | $ 138,000 |
| Arlington County Virginia | 10 | $ 4,543,000 | $ 454,000 | $ 174,000 |
| Washington County Maryland | 7 | $ 1,558,000 | $ 222,000 | $ 85,000 |
| Sussex County Delaware | 6 | $ 2,218,000 | $ 369,000 | $ 187,000 |
| Wake County North Carolina | 6 | $ 710,000 | $ 118,000 | $ 67,000 |
| Horry County South Carolina | 6 | $ 836,000 | $ 139,000 | $ 115,000 |
| Kent County Delaware | 5 | $ 1,321,000 | $ 264,000 | $ 81,000 |
| Garrett County Maryland | 5 | $ 2,325,000 | $ 465,000 | $ 195,000 |
| Queen Anne's County Maryland | 5 | $ 2,766,000 | $ 553,000 | $ 118,000 |
| Dorchester County Maryland | 4 | $ 759,000 | $ 189,000 | $ 139,000 |
| Talbot County Maryland | 4 | $ 1,613,000 | $ 403,000 | $ 159,000 |
| Adams County Pennsylvania | 4 | $ 1,491,000 | $ 372,000 | $ 97,000 |
| Philadelphia County Pennsylvania | 4 | $ 989,000 | $ 247,000 | $ 102,000 |
| King County Washington | 4 | $ 4,093,000 | $ 1,023,000 | $ 70,000 |
| Hampshire County West Virginia | 4 | $ 982,000 | $ 245,000 | $ 85,000 |
| New Haven County Connecticut | 3 | $ 1,315,000 | $ 438,000 | $ 0 |
| Somerset County Maryland | 3 | $ 474,000 | $ 158,000 | $ 115,000 |
| Worcester County Maryland | 3 | $ 848,000 | $ 282,000 | $ 187,000 |
| Tulsa County Oklahoma | 3 | $ 7,512,000 | $ 2,504,000 | $ 0 |
| Culpeper County Virginia | 3 | $ 573,000 | $ 191,000 | $ 43,000 |
| Franklin County Virginia | 3 | $ 489,000 | $ 163,000 | $ 103,000 |
| Sarasota County Florida | 2 | $ 185,000 | $ 92,000 | $ 300,000 |
| Suffolk County Massachusetts | 2 | $ 415,000 | $ 207,000 | $ 94,000 |
| Mercer County New Jersey | 2 | $ 242,000 | $ 121,000 | $ 48,000 |
| Middlesex County New Jersey | 2 | $ 1,020,000 | $ 510,000 | $ 120,000 |
| Monmouth County New Jersey | 2 | $ 790,000 | $ 395,000 | $ 225,000 |
| Multnomah County Oregon | 2 | $ 469,000 | $ 234,000 | $ 101,000 |
| Franklin County Pennsylvania | 2 | $ 354,000 | $ 177,000 | $ 68,000 |
| Greene County Tennessee | 2 | $ 104,000 | $ 52,000 | $ 200,000 |
| Fauquier County Virginia | 2 | $ 650,000 | $ 325,000 | $ 84,000 |
| Harrisonburg County Virginia | 2 | $ 160,000 | $ 80,000 | $ 747,000 |
| King George County Virginia | 2 | $ 698,000 | $ 349,000 | $ 91,000 |
| Northumberland County Virginia | 2 | $ 628,000 | $ 314,000 | $ 103,000 |
| Shenandoah County Virginia | 2 | $ 296,000 | $ 148,000 | $ 151,000 |
| Westmoreland County Virginia | 2 | $ 664,000 | $ 332,000 | $ 124,000 |
| Berkeley County West Virginia | 2 | $ 496,000 | $ 248,000 | $ 113,000 |
| Jefferson County West Virginia | 2 | $ 375,000 | $ 187,000 | $ 106,000 |
| Santa Clara County California | 1 | $ 701,000 | $ 701,000 | $ 165,000 |
| Collier County Florida | 1 | $ 750,000 | $ 750,000 | $ 4,167,000 |
| Palm Beach County Florida | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Pinellas County Florida | 1 | $ 266,000 | $ 266,000 | $ 152,000 |
| Fulton County Georgia | 1 | $ 190,000 | $ 190,000 | $ 87,000 |
| Cook County Illinois | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Monroe County Indiana | 1 | $ 612,000 | $ 612,000 | $ 268,000 |
| Franklin County Kentucky | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Cecil County Maryland | 1 | $ 399,000 | $ 399,000 | $ 162,000 |
| Kent County Maryland | 1 | $ 278,000 | $ 278,000 | $ 175,000 |
| Middlesex County Massachusetts | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 563,000 | $ 563,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 388,000 | $ 388,000 | $ 120,000 |
| Burlington County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
| Herkimer County New York | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Monroe County New York | 1 | $ 876,000 | $ 876,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 471,000 |
| Cumberland County North Carolina | 1 | $ 1,220,000 | $ 1,220,000 | $ 0 |
| Durham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| Guilford County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 31,000 |
| Mahoning County Ohio | 1 | $ 2,800,000 | $ 2,800,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 24,000 |
| Lancaster County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 104,000 |
| Montgomery County Pennsylvania | 1 | $ 530,000 | $ 530,000 | $ 176,000 |
| Beaufort County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 151,000 |
| Charleston County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 394,000 |
| Georgetown County South Carolina | 1 | $ 2,320,000 | $ 2,320,000 | $ 0 |
| Harris County Texas | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Randall County Texas | 1 | $ 1,261,000 | $ 1,261,000 | $ 0 |
| Campbell County Virginia | 1 | $ 237,000 | $ 237,000 | $ 187,000 |
| Frederick County Virginia | 1 | $ 741,000 | $ 741,000 | $ 251,000 |
| Louisa County Virginia | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Prince William County Virginia | 1 | $ 730,000 | $ 730,000 | $ 249,000 |
| Kitsap County Washington | 1 | $ 431,000 | $ 431,000 | $ 139,000 |
| Pierce County Washington | 1 | $ 264,000 | $ 264,000 | $ 72,000 |
| Harrison County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Mineral County West Virginia | 1 | $ 217,000 | $ 217,000 | $ 22,000 |
| Morgan County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Preston County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 100,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Presidential Bank, F.S.B. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 561 | $193,556,000 | $345,000 | $2,320,000 | $134,000 | $4,167,000 |
| Refinancing | 214 | $79,775,000 | $372,000 | $4,120,000 | $106,000 | $481,000 |
| Home Improvement | 11 | $3,114,000 | $283,000 | $500,000 | $96,000 | $304,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 557 | $184,451,000 | $331,000 | $1,450,000 | $136,000 | $4,167,000 |
| Black or African American | 120 | $33,639,000 | $280,000 | $1,357,000 | $114,000 | $952,000 |
| Not Provided | 50 | $21,225,000 | $424,000 | $2,800,000 | $116,000 | $490,000 |
| Not applicable | 25 | $26,298,000 | $1,051,000 | $4,120,000 | $0 | $0 |
| Asian | 16 | $6,173,000 | $385,000 | $810,000 | $131,000 | $248,000 |
| Hispanic | 15 | $4,082,000 | $272,000 | $742,000 | $89,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $335,000 | $167,000 | $175,000 | $130,000 | $208,000 |
| American Indian or Alaskan Native | 1 | $242,000 | $242,000 | $242,000 | $80,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 740 | $264,255,000 | $357,000 | $4,120,000 | $129,000 | $4,167,000 |
| FHA-insured (Federal Housing Administration) | 31 | $7,645,000 | $246,000 | $352,000 | $68,000 | $118,000 |
| VA-guaranteed (Veterans Administration) | 15 | $4,545,000 | $303,000 | $406,000 | $99,000 | $296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 757 | $269,420,000 | $355,000 | $4,120,000 | $126,000 | $4,167,000 |
| Application Withdrawn By Applicant | 26 | $6,298,000 | $242,000 | $701,000 | $135,000 | $471,000 |
| Application Denied By Financial Institution | 3 | $727,000 | $242,000 | $308,000 | $59,000 | $78,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $727,000 | $242,000 | $308,000 | $59,000 | $78,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.