Presidential Bank, F.S.B.
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Presidential Bank, F.S.B..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Presidential Bank, F.S.B. 4600 East-West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 977 |
| Total Mortgage Loan Application Amount | $320,070,000 |
| Average Mortgage Loan Application Amount | $322,000 |
| Highest Mortgage Loan Application Amount | $4,200,000 |
| Average Applicant Income | $119,000 |
| Highest Applicant Income | $7,870,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 174 | $ 60,594,000 | $ 348,000 | $ 142,000 |
| Howard County Maryland | 82 | $ 23,971,000 | $ 292,000 | $ 120,000 |
| Wake County North Carolina | 64 | $ 9,287,000 | $ 145,000 | $ 137,000 |
| Prince George's County Maryland | 57 | $ 17,419,000 | $ 305,000 | $ 118,000 |
| District of Columbia County District Of Columbia | 55 | $ 21,383,000 | $ 388,000 | $ 97,000 |
| Baltimore County Maryland | 55 | $ 23,869,000 | $ 433,000 | $ 130,000 |
| Baltimore City County Maryland | 51 | $ 17,322,000 | $ 339,000 | $ 100,000 |
| Anne Arundel County Maryland | 50 | $ 15,808,000 | $ 316,000 | $ 105,000 |
| St. Mary's County Maryland | 36 | $ 11,899,000 | $ 330,000 | $ 102,000 |
| Fairfax County Virginia | 30 | $ 10,280,000 | $ 342,000 | $ 114,000 |
| Harford County Maryland | 27 | $ 13,507,000 | $ 500,000 | $ 121,000 |
| Carroll County Maryland | 26 | $ 8,534,000 | $ 328,000 | $ 104,000 |
| Frederick County Maryland | 22 | $ 7,171,000 | $ 325,000 | $ 107,000 |
| Calvert County Maryland | 20 | $ 8,174,000 | $ 408,000 | $ 164,000 |
| Arlington County Virginia | 15 | $ 2,883,000 | $ 192,000 | $ 590,000 |
| York County Pennsylvania | 14 | $ 3,182,000 | $ 227,000 | $ 65,000 |
| Washington County Maryland | 13 | $ 2,508,000 | $ 192,000 | $ 96,000 |
| Charles County Maryland | 12 | $ 3,731,000 | $ 310,000 | $ 104,000 |
| Sussex County Delaware | 9 | $ 2,399,000 | $ 266,000 | $ 129,000 |
| Garrett County Maryland | 9 | $ 1,943,000 | $ 215,000 | $ 94,000 |
| Prince William County Virginia | 9 | $ 3,933,000 | $ 437,000 | $ 117,000 |
| Queen Anne's County Maryland | 8 | $ 2,296,000 | $ 287,000 | $ 109,000 |
| Loudoun County Virginia | 7 | $ 2,134,000 | $ 304,000 | $ 122,000 |
| Spotsylvania County Virginia | 6 | $ 2,241,000 | $ 373,000 | $ 131,000 |
| Worcester County Maryland | 5 | $ 965,000 | $ 193,000 | $ 159,000 |
| Cecil County Maryland | 4 | $ 1,595,000 | $ 398,000 | $ 108,000 |
| Wicomico County Maryland | 4 | $ 448,000 | $ 112,000 | $ 49,000 |
| Adams County Pennsylvania | 4 | $ 1,603,000 | $ 400,000 | $ 136,000 |
| Franklin County Pennsylvania | 4 | $ 894,000 | $ 223,000 | $ 80,000 |
| Clayton County Georgia | 3 | $ 294,000 | $ 98,000 | $ 73,000 |
| Dorchester County Maryland | 3 | $ 966,000 | $ 322,000 | $ 64,000 |
| Bucks County Pennsylvania | 3 | $ 631,000 | $ 210,000 | $ 76,000 |
| Montgomery County Pennsylvania | 3 | $ 1,267,000 | $ 422,000 | $ 129,000 |
| Accomack County Virginia | 3 | $ 774,000 | $ 258,000 | $ 136,000 |
| Nelson County Virginia | 3 | $ 480,000 | $ 160,000 | $ 182,000 |
| New London County Connecticut | 2 | $ 252,000 | $ 126,000 | $ 81,000 |
| Broward County Florida | 2 | $ 319,000 | $ 159,000 | $ 85,000 |
| Lee County Florida | 2 | $ 756,000 | $ 378,000 | $ 259,000 |
| Madison County Indiana | 2 | $ 1,896,000 | $ 948,000 | $ 0 |
| Allegany County Maryland | 2 | $ 105,000 | $ 52,000 | $ 46,000 |
| Hudson County New Jersey | 2 | $ 608,000 | $ 304,000 | $ 188,000 |
| Onondaga County New York | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Lancaster County Pennsylvania | 2 | $ 788,000 | $ 394,000 | $ 108,000 |
| Alexandria County Virginia | 2 | $ 502,000 | $ 251,000 | $ 79,000 |
| Caroline County Virginia | 2 | $ 749,000 | $ 374,000 | $ 140,000 |
| Gloucester County Virginia | 2 | $ 305,000 | $ 152,000 | $ 57,000 |
| King George County Virginia | 2 | $ 1,140,000 | $ 570,000 | $ 224,000 |
| Louisa County Virginia | 2 | $ 538,000 | $ 269,000 | $ 99,000 |
| Berkeley County West Virginia | 2 | $ 409,000 | $ 204,000 | $ 70,000 |
| Hampshire County West Virginia | 2 | $ 356,000 | $ 178,000 | $ 72,000 |
| Maricopa County Arizona | 1 | $ 212,000 | $ 212,000 | $ 215,000 |
| Hartford County Connecticut | 1 | $ 82,000 | $ 82,000 | $ 23,000 |
| Middlesex County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 0 |
| New Castle County Delaware | 1 | $ 224,000 | $ 224,000 | $ 198,000 |
| Charlotte County Florida | 1 | $ 226,000 | $ 226,000 | $ 70,000 |
| Monroe County Florida | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Polk County Florida | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Sarasota County Florida | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| Marion County Indiana | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Kennebec County Maine | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Kent County Maryland | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Somerset County Maryland | 1 | $ 178,000 | $ 178,000 | $ 141,000 |
| Talbot County Maryland | 1 | $ 567,000 | $ 567,000 | $ 98,000 |
| Hampshire County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 337,000 |
| Middlesex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 252,000 | $ 252,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 91,000 |
| Lee County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
| Mecklenburg County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 100,000 |
| Surry County North Carolina | 1 | $ 396,000 | $ 396,000 | $ 103,000 |
| Lake County Ohio | 1 | $ 228,000 | $ 228,000 | $ 84,000 |
| Scioto County Ohio | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 4,200,000 | $ 4,200,000 | $ 0 |
| Washington County Oregon | 1 | $ 228,000 | $ 228,000 | $ 57,000 |
| Bedford County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 141,000 |
| Berks County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 71,000 |
| Blair County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 170,000 |
| Chester County Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 132,000 |
| Cumberland County Pennsylvania | 1 | $ 402,000 | $ 402,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 1 | $ 465,000 | $ 465,000 | $ 132,000 |
| Beaufort County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 221,000 |
| Charleston County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Greenville County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Horry County South Carolina | 1 | $ 800,000 | $ 800,000 | $ 0 |
| York County South Carolina | 1 | $ 307,000 | $ 307,000 | $ 71,000 |
| Dallas County Texas | 1 | $ 74,000 | $ 74,000 | $ 189,000 |
| Galveston County Texas | 1 | $ 363,000 | $ 363,000 | $ 219,000 |
| Wichita County Texas | 1 | $ 2,800,000 | $ 2,800,000 | $ 0 |
| Wasatch County Utah | 1 | $ 349,000 | $ 349,000 | $ 174,000 |
| Albemarle County Virginia | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Augusta County Virginia | 1 | $ 414,000 | $ 414,000 | $ 105,000 |
| Charlottesville County Virginia | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Clarke County Virginia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Essex County Virginia | 1 | $ 452,000 | $ 452,000 | $ 86,000 |
| Falls Church County Virginia | 1 | $ 813,000 | $ 813,000 | $ 181,000 |
| Franklin County Virginia | 1 | $ 521,000 | $ 521,000 | $ 164,000 |
| Frederick County Virginia | 1 | $ 88,000 | $ 88,000 | $ 22,000 |
| Greene County Virginia | 1 | $ 246,000 | $ 246,000 | $ 130,000 |
| Northumberland County Virginia | 1 | $ 210,000 | $ 210,000 | $ 161,000 |
| Orange County Virginia | 1 | $ 108,000 | $ 108,000 | $ 80,000 |
| Roanoke City County Virginia | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Stafford County Virginia | 1 | $ 853,000 | $ 853,000 | $ 190,000 |
| Jefferson County West Virginia | 1 | $ 171,000 | $ 171,000 | $ 64,000 |
| Monongalia County West Virginia | 1 | $ 292,000 | $ 292,000 | $ 61,000 |
| Morgan County West Virginia | 1 | $ 496,000 | $ 496,000 | $ 225,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Presidential Bank, F.S.B. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 673 | $223,406,000 | $331,000 | $2,800,000 | $132,000 | $7,870,000 |
| Refinancing | 257 | $81,761,000 | $318,000 | $4,200,000 | $107,000 | $600,000 |
| Home Improvement | 47 | $14,903,000 | $317,000 | $1,200,000 | $118,000 | $393,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 710 | $217,810,000 | $306,000 | $1,285,000 | $121,000 | $657,000 |
| Black or African American | 127 | $36,761,000 | $289,000 | $755,000 | $109,000 | $387,000 |
| Not Provided | 69 | $31,910,000 | $462,000 | $2,100,000 | $135,000 | $765,000 |
| Asian | 32 | $9,581,000 | $299,000 | $760,000 | $109,000 | $211,000 |
| Not applicable | 22 | $18,635,000 | $847,000 | $4,200,000 | $357,000 | $7,870,000 |
| Hispanic | 13 | $3,937,000 | $302,000 | $1,215,000 | $105,000 | $380,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,176,000 | $392,000 | $525,000 | $92,000 | $120,000 |
| American Indian or Alaskan Native | 1 | $260,000 | $260,000 | $260,000 | $74,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 948 | $313,318,000 | $330,000 | $4,200,000 | $126,000 | $7,870,000 |
| FHA-insured (Federal Housing Administration) | 24 | $5,266,000 | $219,000 | $368,000 | $71,000 | $162,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,486,000 | $297,000 | $417,000 | $95,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 923 | $309,171,000 | $334,000 | $4,200,000 | $126,000 | $7,870,000 |
| Application Withdrawn By Applicant | 52 | $10,687,000 | $205,000 | $734,000 | $103,000 | $383,000 |
| Application Denied By Financial Institution | 2 | $212,000 | $106,000 | $171,000 | $55,000 | $64,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2 | $212,000 | $106,000 | $171,000 | $55,000 | $64,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.