Presidential Bank, F.S.B.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Presidential Bank, F.S.B..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Presidential Bank, F.S.B. 4600 East-West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,322 |
| Total Mortgage Loan Application Amount | $392,546,000 |
| Average Mortgage Loan Application Amount | $264,928 |
| Highest Mortgage Loan Application Amount | $1,462,000 |
| Average Applicant Income | $91,119 |
| Highest Applicant Income | $960,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 278 | $ 84,256,000 | $ 303,000 | $ 113,000 |
| Howard County Maryland | 148 | $ 38,479,000 | $ 259,000 | $ 116,000 |
| Prince George's County Maryland | 110 | $ 26,149,000 | $ 237,000 | $ 82,000 |
| Anne Arundel County Maryland | 89 | $ 27,485,000 | $ 308,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 69 | $ 20,814,000 | $ 301,000 | $ 112,000 |
| Baltimore County Maryland | 53 | $ 18,914,000 | $ 356,000 | $ 104,000 |
| Frederick County Maryland | 52 | $ 13,658,000 | $ 262,000 | $ 73,000 |
| Fairfax County Virginia | 51 | $ 17,071,000 | $ 334,000 | $ 111,000 |
| Baltimore City County Maryland | 37 | $ 11,078,000 | $ 299,000 | $ 112,000 |
| Calvert County Maryland | 36 | $ 18,187,000 | $ 505,000 | $ 116,000 |
| Carroll County Maryland | 34 | $ 13,127,000 | $ 386,000 | $ 105,000 |
| St. Mary's County Maryland | 34 | $ 13,527,000 | $ 397,000 | $ 97,000 |
| Prince William County Virginia | 24 | $ 7,116,000 | $ 296,000 | $ 91,000 |
| Arlington County Virginia | 20 | $ 3,062,000 | $ 153,000 | $ 125,000 |
| Charles County Maryland | 18 | $ 6,657,000 | $ 369,000 | $ 91,000 |
| Garrett County Maryland | 18 | $ 4,213,000 | $ 234,000 | $ 158,000 |
| Harford County Maryland | 15 | $ 4,878,000 | $ 325,000 | $ 94,000 |
| Worcester County Maryland | 13 | $ 5,592,000 | $ 430,000 | $ 134,000 |
| York County Pennsylvania | 12 | $ 2,905,000 | $ 242,000 | $ 87,000 |
| Loudoun County Virginia | 10 | $ 2,582,000 | $ 258,000 | $ 111,000 |
| Washington County Maryland | 9 | $ 2,408,000 | $ 267,000 | $ 55,000 |
| Clayton County Georgia | 7 | $ 709,000 | $ 101,000 | $ 99,000 |
| Spotsylvania County Virginia | 7 | $ 3,129,000 | $ 447,000 | $ 159,000 |
| Sussex County Delaware | 6 | $ 1,917,000 | $ 319,000 | $ 92,000 |
| Adams County Pennsylvania | 6 | $ 884,000 | $ 147,000 | $ 100,000 |
| Queen Anne's County Maryland | 5 | $ 1,315,000 | $ 263,000 | $ 81,000 |
| Alexandria County Virginia | 5 | $ 1,444,000 | $ 288,000 | $ 91,000 |
| Berkeley County West Virginia | 5 | $ 1,049,000 | $ 209,000 | $ 76,000 |
| Wicomico County Maryland | 4 | $ 1,279,000 | $ 319,000 | $ 82,000 |
| Wake County North Carolina | 4 | $ 674,000 | $ 168,000 | $ 64,000 |
| Jefferson County West Virginia | 4 | $ 1,007,000 | $ 251,000 | $ 106,000 |
| Pinellas County Florida | 3 | $ 518,000 | $ 172,000 | $ 78,000 |
| Kent County Maryland | 3 | $ 1,040,000 | $ 346,000 | $ 79,000 |
| Hillsborough County New Hampshire | 3 | $ 1,081,000 | $ 360,000 | $ 0 |
| Somerset County New Jersey | 3 | $ 842,000 | $ 280,000 | $ 92,000 |
| Dare County North Carolina | 3 | $ 573,000 | $ 191,000 | $ 173,000 |
| Guilford County North Carolina | 3 | $ 2,169,000 | $ 723,000 | $ 0 |
| Aiken County South Carolina | 3 | $ 201,000 | $ 67,000 | $ 57,000 |
| Beaufort County South Carolina | 3 | $ 919,000 | $ 306,000 | $ 197,000 |
| Chesterfield County Virginia | 3 | $ 572,000 | $ 190,000 | $ 126,000 |
| Fairfax City County Virginia | 3 | $ 1,052,000 | $ 350,000 | $ 103,000 |
| Frederick County Virginia | 3 | $ 859,000 | $ 286,000 | $ 210,000 |
| Louisa County Virginia | 3 | $ 484,000 | $ 161,000 | $ 104,000 |
| Hardy County West Virginia | 3 | $ 647,000 | $ 215,000 | $ 155,000 |
| Fairfield County Connecticut | 2 | $ 723,000 | $ 361,000 | $ 0 |
| Broward County Florida | 2 | $ 536,000 | $ 268,000 | $ 136,000 |
| Palm Beach County Florida | 2 | $ 771,000 | $ 385,000 | $ 63,000 |
| Cook County Illinois | 2 | $ 1,140,000 | $ 570,000 | $ 469,000 |
| Lake County Illinois | 2 | $ 519,000 | $ 259,000 | $ 100,000 |
| Marion County Indiana | 2 | $ 776,000 | $ 388,000 | $ 0 |
| Christian County Kentucky | 2 | $ 216,000 | $ 108,000 | $ 84,000 |
| Caroline County Maryland | 2 | $ 544,000 | $ 272,000 | $ 42,000 |
| Barnstable County Massachusetts | 2 | $ 320,000 | $ 160,000 | $ 83,000 |
| Camden County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Cumberland County New Jersey | 2 | $ 158,000 | $ 79,000 | $ 61,000 |
| Cuyahoga County Ohio | 2 | $ 397,000 | $ 198,000 | $ 180,000 |
| Blair County Pennsylvania | 2 | $ 135,000 | $ 67,000 | $ 185,000 |
| Butler County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 70,000 |
| Lancaster County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 2 | $ 385,000 | $ 192,000 | $ 160,000 |
| Horry County South Carolina | 2 | $ 115,000 | $ 57,000 | $ 45,000 |
| Caroline County Virginia | 2 | $ 581,000 | $ 290,000 | $ 81,000 |
| Northampton County Virginia | 2 | $ 324,000 | $ 162,000 | $ 178,000 |
| Stafford County Virginia | 2 | $ 699,000 | $ 349,000 | $ 108,000 |
| Westmoreland County Virginia | 2 | $ 805,000 | $ 402,000 | $ 102,000 |
| Maricopa County Arizona | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Pima County Arizona | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Los Angeles County California | 1 | $ 360,000 | $ 360,000 | $ 109,000 |
| El Paso County Colorado | 1 | $ 614,000 | $ 614,000 | $ 0 |
| Kent County Delaware | 1 | $ 331,000 | $ 331,000 | $ 201,000 |
| Collier County Florida | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Hernando County Florida | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Osceola County Florida | 1 | $ 182,000 | $ 182,000 | $ 240,000 |
| Sarasota County Florida | 1 | $ 129,000 | $ 129,000 | $ 61,000 |
| St. Johns County Florida | 1 | $ 276,000 | $ 276,000 | $ 94,000 |
| DeKalb County Georgia | 1 | $ 272,000 | $ 272,000 | $ 129,000 |
| Dorchester County Maryland | 1 | $ 198,000 | $ 198,000 | $ 64,000 |
| Talbot County Maryland | 1 | $ 1,150,000 | $ 1,150,000 | $ 324,000 |
| Middlesex County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 359,000 | $ 359,000 | $ 53,000 |
| Leelanau County Michigan | 1 | $ 344,000 | $ 344,000 | $ 160,000 |
| Burlington County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 79,000 |
| Mercer County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Middlesex County New Jersey | 1 | $ 563,000 | $ 563,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Rensselaer County New York | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 444,000 | $ 444,000 | $ 325,000 |
| Ottawa County Ohio | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Erie County Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Montgomery County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 130,000 |
| Westmoreland County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Dorchester County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 128,000 |
| Richland County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Bell County Texas | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Accomack County Virginia | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Clarke County Virginia | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
| Culpeper County Virginia | 1 | $ 307,000 | $ 307,000 | $ 100,000 |
| Fauquier County Virginia | 1 | $ 51,000 | $ 51,000 | $ 122,000 |
| Franklin City County Virginia | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 348,000 | $ 348,000 | $ 85,000 |
| Henrico County Virginia | 1 | $ 266,000 | $ 266,000 | $ 80,000 |
| Highland County Virginia | 1 | $ 152,000 | $ 152,000 | $ 29,000 |
| Manassas Park County Virginia | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| New Kent County Virginia | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Northumberland County Virginia | 1 | $ 214,000 | $ 214,000 | $ 54,000 |
| Page County Virginia | 1 | $ 148,000 | $ 148,000 | $ 95,000 |
| Petersburg County Virginia | 1 | $ 116,000 | $ 116,000 | $ 242,000 |
| Rappahannock County Virginia | 1 | $ 395,000 | $ 395,000 | $ 71,000 |
| Richmond City County Virginia | 1 | $ 302,000 | $ 302,000 | $ 80,000 |
| Virginia Beach County Virginia | 1 | $ 568,000 | $ 568,000 | $ 210,000 |
| King County Washington | 1 | $ 420,000 | $ 420,000 | $ 174,000 |
| Spokane County Washington | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Thurston County Washington | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Hampshire County West Virginia | 1 | $ 299,000 | $ 299,000 | $ 77,000 |
| Harrison County West Virginia | 1 | $ 352,000 | $ 352,000 | $ 360,000 |
| Preston County West Virginia | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Presidential Bank, F.S.B. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 811 | $256,381,000 | $260,363 | $1,462,000 | $119,681 | $960,000 |
| Refinancing | 454 | $122,277,000 | $277,529 | $1,261,000 | $57,117 | $633,000 |
| Home Improvement | 57 | $13,888,000 | $227,000 | $650,000 | $74,333 | $362,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 948 | $275,355,000 | $238,722 | $1,462,000 | $106,444 | $960,000 |
| Black or African American | 171 | $51,992,000 | $257,800 | $991,000 | $104,400 | $633,000 |
| Not Provided | 109 | $35,057,000 | $275,200 | $1,279,000 | $130,200 | $397,000 |
| Asian | 40 | $11,660,000 | $290,250 | $900,000 | $183,000 | $322,000 |
| Hispanic | 29 | $6,464,000 | $203,666 | $440,000 | $97,666 | $480,000 |
| Not applicable | 20 | $9,971,000 | $483,181 | $1,261,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $1,273,000 | $424,000 | $793,000 | $93,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $774,000 | $387,000 | $500,000 | $123,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,270 | $381,656,000 | $283,480 | $1,462,000 | $92,400 | $960,000 |
| FHA-insured (Federal Housing Administration) | 41 | $8,325,000 | $169,400 | $318,000 | $44,600 | $184,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,565,000 | $231,000 | $352,000 | $72,250 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,259 | $377,139,000 | $287,173 | $1,462,000 | $95,000 | $960,000 |
| Application Withdrawn By Applicant | 56 | $13,489,000 | $192,600 | $1,000,000 | $57,300 | $372,000 |
| Application Denied By Financial Institution | 6 | $1,423,000 | $237,000 | $529,000 | $84,500 | $178,000 |
| File Closed For Incompleteness | 1 | $495,000 | $495,000 | $495,000 | $171,000 | $171,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $308,000 | $154,000 | $222,000 | $112,000 | $178,000 |
| Debt-To-Income Ratio | 2 | $641,000 | $320,000 | $529,000 | $84,000 | $140,000 |
| Collateral | 2 | $474,000 | $237,000 | $293,000 | $71,000 | $98,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.