Presidential Bank, F.S.B.
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Presidential Bank, F.S.B..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Presidential Bank, F.S.B. 4600 East-West Highway, Suite 400 Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,562 |
| Total Mortgage Loan Application Amount | $396,428,000 |
| Average Mortgage Loan Application Amount | $388,072 |
| Highest Mortgage Loan Application Amount | $2,666,000 |
| Average Applicant Income | $60,636 |
| Highest Applicant Income | $1,394,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 396 | $ 94,384,000 | $ 238,000 | $ 83,000 |
| Prince George's County Maryland | 140 | $ 26,755,000 | $ 191,000 | $ 70,000 |
| Howard County Maryland | 123 | $ 27,581,000 | $ 224,000 | $ 103,000 |
| Fairfax County Virginia | 88 | $ 22,525,000 | $ 255,000 | $ 96,000 |
| District of Columbia County District Of Columbia | 80 | $ 21,970,000 | $ 274,000 | $ 61,000 |
| Anne Arundel County Maryland | 79 | $ 20,943,000 | $ 265,000 | $ 103,000 |
| Frederick County Maryland | 65 | $ 14,034,000 | $ 215,000 | $ 79,000 |
| Baltimore County Maryland | 62 | $ 20,043,000 | $ 323,000 | $ 89,000 |
| Calvert County Maryland | 58 | $ 21,221,000 | $ 365,000 | $ 111,000 |
| Arlington County Virginia | 35 | $ 5,916,000 | $ 169,000 | $ 91,000 |
| Baltimore City County Maryland | 27 | $ 4,436,000 | $ 164,000 | $ 90,000 |
| Carroll County Maryland | 25 | $ 7,114,000 | $ 284,000 | $ 96,000 |
| Prince William County Virginia | 22 | $ 5,674,000 | $ 257,000 | $ 99,000 |
| St. Mary's County Maryland | 21 | $ 7,126,000 | $ 339,000 | $ 89,000 |
| Loudoun County Virginia | 18 | $ 5,979,000 | $ 332,000 | $ 113,000 |
| Charles County Maryland | 14 | $ 3,610,000 | $ 257,000 | $ 101,000 |
| Garrett County Maryland | 12 | $ 2,358,000 | $ 196,000 | $ 94,000 |
| Washington County Maryland | 10 | $ 1,208,000 | $ 120,000 | $ 74,000 |
| York County Pennsylvania | 9 | $ 2,452,000 | $ 272,000 | $ 84,000 |
| Alexandria County Virginia | 8 | $ 1,469,000 | $ 183,000 | $ 93,000 |
| Fauquier County Virginia | 8 | $ 2,905,000 | $ 363,000 | $ 106,000 |
| Spotsylvania County Virginia | 8 | $ 1,594,000 | $ 199,000 | $ 116,000 |
| Harford County Maryland | 7 | $ 1,887,000 | $ 269,000 | $ 106,000 |
| Stafford County Virginia | 7 | $ 1,159,000 | $ 165,000 | $ 117,000 |
| Palm Beach County Florida | 6 | $ 1,551,000 | $ 258,000 | $ 40,000 |
| Fairfax City County Virginia | 5 | $ 1,591,000 | $ 318,000 | $ 100,000 |
| New Haven County Connecticut | 4 | $ 1,855,000 | $ 463,000 | $ 28,000 |
| Kent County Delaware | 4 | $ 336,000 | $ 84,000 | $ 28,000 |
| James City County Virginia | 4 | $ 1,022,000 | $ 255,000 | $ 73,000 |
| Sussex County Delaware | 3 | $ 2,006,000 | $ 668,000 | $ 297,000 |
| Lake County Illinois | 3 | $ 669,000 | $ 223,000 | $ 59,000 |
| Caroline County Maryland | 3 | $ 406,000 | $ 135,000 | $ 69,000 |
| Dorchester County Maryland | 3 | $ 264,000 | $ 88,000 | $ 143,000 |
| Queen Anne's County Maryland | 3 | $ 1,462,000 | $ 487,000 | $ 143,000 |
| Talbot County Maryland | 3 | $ 1,420,000 | $ 473,000 | $ 213,000 |
| Worcester County Maryland | 3 | $ 566,000 | $ 188,000 | $ 161,000 |
| New Hanover County North Carolina | 3 | $ 657,000 | $ 219,000 | $ 259,000 |
| Wake County North Carolina | 3 | $ 468,000 | $ 156,000 | $ 67,000 |
| Lancaster County Pennsylvania | 3 | $ 420,000 | $ 140,000 | $ 52,000 |
| Chesterfield County Virginia | 3 | $ 441,000 | $ 147,000 | $ 73,000 |
| Virginia Beach County Virginia | 3 | $ 686,000 | $ 228,000 | $ 79,000 |
| Whatcom County Washington | 3 | $ 642,000 | $ 214,000 | $ 92,000 |
| Berkeley County West Virginia | 3 | $ 762,000 | $ 254,000 | $ 49,000 |
| Hartford County Connecticut | 2 | $ 1,821,000 | $ 910,000 | $ 27,000 |
| Brevard County Florida | 2 | $ 292,000 | $ 146,000 | $ 66,000 |
| Citrus County Florida | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| St. Johns County Florida | 2 | $ 702,000 | $ 351,000 | $ 211,000 |
| Saline County Kansas | 2 | $ 2,000,000 | $ 1,000,000 | $ 0 |
| McCracken County Kentucky | 2 | $ 276,000 | $ 138,000 | $ 180,000 |
| Allegany County Maryland | 2 | $ 256,000 | $ 128,000 | $ 32,000 |
| Grafton County New Hampshire | 2 | $ 387,000 | $ 193,000 | $ 152,000 |
| Union County New Jersey | 2 | $ 628,000 | $ 314,000 | $ 156,000 |
| Kings County New York | 2 | $ 1,975,000 | $ 987,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 119,000 |
| Catawba County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 52,000 |
| Guilford County North Carolina | 2 | $ 2,350,000 | $ 1,175,000 | $ 0 |
| Washington County Oregon | 2 | $ 204,000 | $ 102,000 | $ 85,000 |
| Bucks County Pennsylvania | 2 | $ 224,000 | $ 112,000 | $ 48,000 |
| Beaufort County South Carolina | 2 | $ 627,000 | $ 313,000 | $ 0 |
| Horry County South Carolina | 2 | $ 304,000 | $ 152,000 | $ 51,000 |
| Potter County Texas | 2 | $ 1,550,000 | $ 775,000 | $ 0 |
| Albemarle County Virginia | 2 | $ 410,000 | $ 205,000 | $ 59,000 |
| Gloucester County Virginia | 2 | $ 607,000 | $ 303,000 | $ 91,000 |
| Hanover County Virginia | 2 | $ 495,000 | $ 247,000 | $ 110,000 |
| Louisa County Virginia | 2 | $ 228,000 | $ 114,000 | $ 91,000 |
| Orange County Virginia | 2 | $ 285,000 | $ 142,000 | $ 84,000 |
| Rappahannock County Virginia | 2 | $ 657,000 | $ 328,000 | $ 50,000 |
| York County Virginia | 2 | $ 321,000 | $ 160,000 | $ 127,000 |
| Jefferson County West Virginia | 2 | $ 421,000 | $ 210,000 | $ 54,000 |
| Madison County Alabama | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Elbert County Colorado | 1 | $ 522,000 | $ 522,000 | $ 165,000 |
| New London County Connecticut | 1 | $ 132,000 | $ 132,000 | $ 192,000 |
| Duval County Florida | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Escambia County Florida | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Hillsborough County Florida | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Indian River County Florida | 1 | $ 150,000 | $ 150,000 | $ 276,000 |
| Lee County Florida | 1 | $ 167,000 | $ 167,000 | $ 79,000 |
| Miami-Dade County Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Pinellas County Florida | 1 | $ 166,000 | $ 166,000 | $ 148,000 |
| Sarasota County Florida | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Cobb County Georgia | 1 | $ 297,000 | $ 297,000 | $ 201,000 |
| Fulton County Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cook County Illinois | 1 | $ 148,000 | $ 148,000 | $ 35,000 |
| DeKalb County Illinois | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Kane County Illinois | 1 | $ 211,000 | $ 211,000 | $ 64,000 |
| Madison County Illinois | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Rush County Indiana | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 132,000 | $ 132,000 | $ 29,000 |
| Kent County Michigan | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
| St. Louis County Missouri | 1 | $ 254,000 | $ 254,000 | $ 94,000 |
| Hillsborough County New Hampshire | 1 | $ 2,666,000 | $ 2,666,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 223,000 | $ 223,000 | $ 47,000 |
| Cape May County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 183,000 |
| Essex County New Jersey | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Gloucester County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 83,000 |
| Hudson County New Jersey | 1 | $ 184,000 | $ 184,000 | $ 93,000 |
| Mercer County New Jersey | 1 | $ 130,000 | $ 130,000 | $ 125,000 |
| Middlesex County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Monmouth County New Jersey | 1 | $ 194,000 | $ 194,000 | $ 87,000 |
| Warren County New Jersey | 1 | $ 191,000 | $ 191,000 | $ 77,000 |
| Beaufort County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 205,000 |
| Durham County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Hoke County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
| Mecklenburg County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 68,000 |
| Onslow County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Franklin County Ohio | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Lake County Ohio | 1 | $ 190,000 | $ 190,000 | $ 58,000 |
| Washington County Ohio | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Deschutes County Oregon | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 57,000 |
| Allegheny County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Cambria County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 72,000 |
| Franklin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Luzerne County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 44,000 |
| Montgomery County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Bexar County Texas | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Accomack County Virginia | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
| Clarke County Virginia | 1 | $ 137,000 | $ 137,000 | $ 209,000 |
| Culpeper County Virginia | 1 | $ 188,000 | $ 188,000 | $ 100,000 |
| Essex County Virginia | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| Falls Church County Virginia | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 172,000 | $ 172,000 | $ 57,000 |
| Franklin City County Virginia | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Frederick County Virginia | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Goochland County Virginia | 1 | $ 300,000 | $ 300,000 | $ 27,000 |
| King George County Virginia | 1 | $ 353,000 | $ 353,000 | $ 133,000 |
| Manassas County Virginia | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Nelson County Virginia | 1 | $ 250,000 | $ 250,000 | $ 227,000 |
| New Kent County Virginia | 1 | $ 220,000 | $ 220,000 | $ 89,000 |
| Powhatan County Virginia | 1 | $ 173,000 | $ 173,000 | $ 86,000 |
| Westmoreland County Virginia | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| Spokane County Washington | 1 | $ 72,000 | $ 72,000 | $ 59,000 |
| Hardy County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 150,000 |
| Preston County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Presidential Bank, F.S.B. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 908 | $249,000,000 | $510,272 | $2,666,000 | $76,272 | $1,394,000 |
| Refinancing | 570 | $132,107,000 | $347,041 | $1,350,000 | $49,666 | $725,000 |
| Home Improvement | 84 | $15,321,000 | $198,777 | $630,000 | $51,666 | $305,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,061 | $263,920,000 | $205,100 | $1,500,000 | $88,200 | $1,394,000 |
| Not Provided | 173 | $46,117,000 | $484,470 | $2,666,000 | $99,058 | $741,000 |
| Black or African American | 173 | $39,842,000 | $184,333 | $975,000 | $62,833 | $344,000 |
| Asian | 77 | $18,615,000 | $185,400 | $673,000 | $78,800 | $340,000 |
| Hispanic | 47 | $9,293,000 | $159,600 | $488,000 | $72,200 | $188,000 |
| Not applicable | 24 | $17,083,000 | $750,272 | $1,725,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $766,000 | $150,000 | $277,000 | $83,500 | $141,000 |
| American Indian or Alaskan Native | 2 | $792,000 | $396,000 | $400,000 | $77,500 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,480 | $382,492,000 | $423,629 | $2,666,000 | $70,185 | $1,394,000 |
| FHA-insured (Federal Housing Administration) | 63 | $10,102,000 | $132,250 | $295,000 | $17,375 | $125,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,834,000 | $128,750 | $345,000 | $13,750 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,487 | $380,223,000 | $352,074 | $2,666,000 | $69,222 | $1,394,000 |
| Application Withdrawn By Applicant | 59 | $11,589,000 | $153,166 | $650,000 | $87,833 | $204,000 |
| Application Denied By Financial Institution | 11 | $2,359,000 | $270,833 | $800,000 | $27,666 | $128,000 |
| Application Approved But Not Accepted | 5 | $2,257,000 | $665,000 | $1,725,000 | $6,000 | $56,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $1,081,000 | $335,000 | $800,000 | $55,000 | $128,000 |
| Debt-To-Income Ratio | 4 | $910,000 | $223,000 | $345,000 | $43,666 | $72,000 |
| Collateral | 2 | $220,000 | $110,000 | $175,000 | $0 | $0 |
| Other | 1 | $148,000 | $148,000 | $148,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.