Preferred Lending Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Preferred Lending Group, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Preferred Lending Group, Inc.
3910 Highway 81, S.W.
Loganville, GA 30052
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 761
Total Mortgage Loan Application Amount $91,916,000
Average Mortgage Loan Application Amount $102,833
Highest Mortgage Loan Application Amount $880,000
Average Applicant Income $48,000
Highest Applicant Income $372,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Preferred Lending Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Preferred Lending Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Preferred Lending Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Preferred Lending Group, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Preferred Lending Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Preferred Lending Group, Inc.'s mortgage activity for 2004.

Mortgage Loan Application Totals for Preferred Lending Group, Inc. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Walton County Georgia 119 $ 14,783,000 $ 124,000 $ 44,000
Cobb County Georgia 85 $ 10,824,000 $ 127,000 $ 72,000
Gwinnett County Georgia 77 $ 9,898,000 $ 128,000 $ 41,000
Paulding County Georgia 48 $ 5,617,000 $ 117,000 $ 38,000
Fannin County Georgia 45 $ 7,234,000 $ 160,000 $ 70,000
Cherokee County Georgia 36 $ 4,541,000 $ 126,000 $ 63,000
DeKalb County Georgia 33 $ 4,301,000 $ 130,000 $ 40,000
Douglas County Georgia 33 $ 3,725,000 $ 112,000 $ 63,000
Fulton County Georgia 32 $ 4,446,000 $ 138,000 $ 78,000
Barrow County Georgia 24 $ 2,353,000 $ 98,000 $ 49,000
Forsyth County Georgia 15 $ 2,051,000 $ 136,000 $ 52,000
Pickens County Georgia 15 $ 1,135,000 $ 75,000 $ 57,000
Hamilton County Tennessee 15 $ 1,382,000 $ 92,000 $ 56,000
Walker County Georgia 14 $ 1,170,000 $ 83,000 $ 42,000
Carroll County Georgia 11 $ 1,401,000 $ 127,000 $ 81,000
Newton County Georgia 11 $ 1,176,000 $ 106,000 $ 27,000
Union County Georgia 11 $ 1,829,000 $ 166,000 $ 95,000
Catoosa County Georgia 10 $ 790,000 $ 79,000 $ 39,000
Clayton County Georgia 9 $ 922,000 $ 102,000 $ 43,000
Hall County Georgia 9 $ 1,043,000 $ 115,000 $ 40,000
Bradley County Tennessee 9 $ 622,000 $ 69,000 $ 29,000
Bartow County Georgia 7 $ 782,000 $ 111,000 $ 39,000
Jefferson County Alabama 6 $ 598,000 $ 99,000 $ 37,000
Floyd County Georgia 6 $ 611,000 $ 101,000 $ 38,000
Jackson County Georgia 6 $ 669,000 $ 111,000 $ 45,000
Shelby County Alabama 5 $ 727,000 $ 145,000 $ 52,000
Bibb County Georgia 5 $ 155,000 $ 31,000 $ 93,000
Gordon County Georgia 5 $ 439,000 $ 87,000 $ 23,000
Henry County Georgia 5 $ 685,000 $ 137,000 $ 63,000
White County Georgia 5 $ 750,000 $ 150,000 $ 42,000
Gilmer County Georgia 4 $ 323,000 $ 80,000 $ 79,000
Habersham County Georgia 4 $ 490,000 $ 122,000 $ 30,000
Franklin County Georgia 3 $ 361,000 $ 120,000 $ 83,000
Haralson County Georgia 3 $ 268,000 $ 89,000 $ 42,000
Rockdale County Georgia 3 $ 395,000 $ 131,000 $ 36,000
Calhoun County Alabama 2 $ 184,000 $ 92,000 $ 49,000
Jackson County Alabama 2 $ 128,000 $ 64,000 $ 30,000
Chattooga County Georgia 2 $ 122,000 $ 61,000 $ 30,000
Coweta County Georgia 2 $ 217,000 $ 108,000 $ 48,000
Dade County Georgia 2 $ 145,000 $ 72,000 $ 30,000
Dawson County Georgia 2 $ 219,000 $ 109,000 $ 40,000
Lowndes County Georgia 2 $ 149,000 $ 74,000 $ 84,000
Polk County Georgia 2 $ 138,000 $ 69,000 $ 90,000
Baldwin County Alabama 1 $ 124,000 $ 124,000 $ 0
Blount County Alabama 1 $ 109,000 $ 109,000 $ 39,000
Chilton County Alabama 1 $ 30,000 $ 30,000 $ 92,000
DeKalb County Alabama 1 $ 54,000 $ 54,000 $ 30,000
Banks County Georgia 1 $ 189,000 $ 189,000 $ 59,000
Butts County Georgia 1 $ 164,000 $ 164,000 $ 65,000
Clarke County Georgia 1 $ 290,000 $ 290,000 $ 40,000
Columbia County Georgia 1 $ 42,000 $ 42,000 $ 114,000
Hart County Georgia 1 $ 165,000 $ 165,000 $ 27,000
Houston County Georgia 1 $ 100,000 $ 100,000 $ 40,000
Lamar County Georgia 1 $ 94,000 $ 94,000 $ 25,000
Lumpkin County Georgia 1 $ 124,000 $ 124,000 $ 60,000
Morgan County Georgia 1 $ 200,000 $ 200,000 $ 99,000
Murray County Georgia 1 $ 105,000 $ 105,000 $ 70,000
Richmond County Georgia 1 $ 98,000 $ 98,000 $ 55,000
Robertson County Tennessee 1 $ 166,000 $ 166,000 $ 51,000
Rutherford County Tennessee 1 $ 64,000 $ 64,000 $ 80,000

Mortgage Loan Application Detail Totals for Preferred Lending Group, Inc. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 452 $52,331,000 $103,333 $520,000 $52,333 $372,000
Refinancing 309 $39,585,000 $102,333 $880,000 $43,666 $348,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 576 $69,617,000 $104,666 $880,000 $49,333 $372,000
Black or African American 134 $15,356,000 $103,000 $284,000 $45,000 $184,000
Not Provided 23 $3,004,000 $130,000 $288,000 $57,000 $150,000
Hispanic 13 $1,749,000 $134,000 $200,000 $53,000 $102,000
Asian 12 $1,638,000 $136,000 $276,000 $60,000 $133,000
Native Hawaiian or Other Pacific Islander 2 $492,000 $246,000 $386,000 $140,000 $140,000
Not applicable 1 $60,000 $60,000 $60,000 $48,000 $48,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 546 $64,914,000 $100,000 $880,000 $53,000 $372,000
FHA-insured (Federal Housing Administration) 195 $24,278,000 $122,500 $216,000 $34,000 $119,000
VA-guaranteed (Veterans Administration) 20 $2,724,000 $136,000 $223,000 $44,000 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 714 $86,017,000 $104,000 $880,000 $49,000 $372,000
Application Withdrawn By Applicant 31 $3,773,000 $121,000 $305,000 $40,000 $90,000
Application Denied By Financial Institution 15 $2,020,000 $101,500 $325,000 $64,000 $240,000
Application Approved But Not Accepted 1 $106,000 $106,000 $106,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Preferred Lending Group, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Preferred Lending Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Georgia Lender List